PYMNTS

AUGUST 25, 2019

“It means that we never store any payment card or other sensitive client financial data on our servers and it has not been accessed or compromised,” the company said in its blog. The warning comes as banks have been enlisting the aid of tech giants like Microsoft and Amazon, while bringing operations and data to the cloud.

Data 110

Data United States Analytics System 110

PYMNTS

OCTOBER 22, 2020

That] keeps them from getting in trouble with the card brands, and obviously avoids the significant costs that come along with fighting, investigating and resolving chargebacks. s struggles toward universal adoption in the European Union is reminiscent of EMV chip cards’ rise — a similar journey that aimed to solve a different fraud problem.

Fraud 221

Fraud Online Security Cards 221

PYMNTS

NOVEMBER 12, 2019

The Fold Kickbacks program, which supports bitcoin’s second layer Lightning Network, features big retailers including Amazon, Starbucks and Uber in select countries such as the United States, Australia, Canada, Ireland, Mexico and the United Kingdom. And the U.S.

Bitcoin 102

Bitcoin blockchain United States Cards 102

PYMNTS

AUGUST 6, 2019

The funding will help Klarna continue its rapid rise in the United States market, where it is currently growing at an annual rate of six million new consumers. Commonwealth Bank of Australia, Merian Chrysalis Investment Company Limited, Första AP-Fonden (AP1), HMI Capital LLC, IPGL, IVP and funds and accounts managed by BlackRock. ?This

San Francisco 108

San Francisco United States Fintech Capital 108

PYMNTS

JANUARY 10, 2020

For now, at least, tensions between the United States and Iran have been dialed down a bit, if only in terms of missiles and firepower. Headed into the new year, gas station and convenience store chain Wawa said it discovered a data breach in which thousands of customers’ debit and credit card information was stolen.

United States 141

United States National Data New York 141

PYMNTS

JULY 2, 2020

The pandemic is continuing to throw typical business operations for many industries into flux, resulting in disastrous financial consequences. The hope is that these changes will offer SMBs the adaptability they need to keep their operations moving throughout the ongoing pandemic. Government entities in the U.S. SMBs across the U.S.

Lending 198

Lending social media Industry United States 198

PYMNTS

AUGUST 10, 2018

During a recent interview with PYMNTS, Chief Financial Officer Thomas Antonioli talked about why his company’s model appeals to relatively affluent consumers, and what comes next — including a possible return to the United States. type rent-to-own operation. “We Grover also has its sights set on United States.

United States 112

United States New York City Retail New York 112

PYMNTS

JUNE 19, 2019

million in fresh funding, capital that will go toward “a B2B offering (that allows) individual travel agents at large online travel management companies and tour operators to offer a ‘seamless travel experience’ to their end customers, making the booking experience simpler, faster and cheaper.”. -based startup called Duffel.

Innovation 152

Innovation Industry United States Payments 152

PYMNTS

MAY 28, 2019

million buyers who operate in industries such as website development, logo design and blog writing. The company previously raised $111 million in venture funding from Accel, Bessemer Venture Partners, Square Peg Capital, Qumra Capital and others. billion – of funds were lost to card fraud in 2018, up from $1.4

Apple 159

Apple Mobile Fraud Branding 159

Celent Banking

OCTOBER 16, 2015

While undoubtedly there were a few bankers wandering the halls of AWS re:Invent, one grabbed my attention: that was Rob Alexander, CIO of Capital One, who shared the stage with AWS CIO Andy Jassy during the Day One Keynote address. It didn’t take long to see what Capital One was up to. What’s The Hurry? .

Conference 100

Conference Las Vegas Nashville Capital 100

PYMNTS

OCTOBER 1, 2020

More than 40 percent of United States businesses received at least some of their invoices in 2019 via a form of communication that many younger generations may have trouble identifying, let alone using: fax. This statistic is emblematic of a larger problem in the world of B2B payments. Around The BaaS World.

Payments 169

Payments Fintech Trends United States 169

PYMNTS

AUGUST 21, 2018

That’s the amount that Klook — a startup based in Hong Kong, which focuses on the travel industry — raised in funding earlier this month, eyeing a continued push into the United States and Europe. With the merchant solutions, efficiency of their daily operations and booking fulfillment[s] are optimized,” Liu told PYMNTS.

Regional 103

Regional United States Capital Mobile 103

PYMNTS

MAY 31, 2019

As has been reported, Global Payments is the third largest merchant acquirer in the United States, while TSYS is the third largest card processor in the country. Citi Said ‘Thanks, But No Thanks’ To The Apple Card. Visa CEO Throws Shade On Real-Time Payments. PayPal Hits $10B SMB Lending Milestone.

Lending 122

Lending Payments Apple social media 122

PYMNTS

MARCH 2, 2016

That, of course, means that working capital, or some sort of cash cushion, is needed to “float” the business as it continues to operate, regardless of staggered net cash flows (or outflows). Seldom are the two ever exactly in sync, with funds coming in covering, or more than covering, the funds going out. percent charged weekly.

Software 100

Software United States Capital Management 100

PYMNTS

APRIL 24, 2017

and yes, this looks like card data breach. While BJ’s doesn’t have quite the scale, scope or name recognition of its rivals Costco and Sam’s Club, among the wholesale shoppers of the northeastern United States, the brand maintains a fairly devout following. Ready to jump in? these days.

Millennials 109

Millennials Cards New York Branding 109

PYMNTS

JULY 4, 2016

Today the United States celebrates Independence Day, with cookouts and fireworks and no dearth of parades. The potential for all sorts of licensing headaches would make some firms wary of investing time and money in operating in the U.K. Perhaps just as precious as capital is talent. and the rest of Europe.

Fintech 101

Fintech United States Capital Regional 101

PYMNTS

AUGUST 12, 2020

Main Street SMBs across the United States are slowly reopening, and many are turning to digital tools to help boost sales and accelerate cash flows, addressing foot traffic declines arising amid the pandemic. Another 26 percent use their personal credit cards to do so, and 23 percent ask family members or friends for help.

Maine 183

Maine Survey Study Tools 183

PYMNTS

SEPTEMBER 20, 2018

Postmates said it completes millions of deliveries each month, generates more than a billion dollars in gross merchandise volume annually and is profitable in 90 percent of the markets in which it operates. The drive to stand apart from the crowd applies to smaller food delivery operators too. Delivery Subscriptions. Better Tech.

North Carolina 134

North Carolina Virginia United States Operations 134

PYMNTS

AUGUST 7, 2018

Food delivery in India has attracted venture capital in recent years, with some 400 food delivery startups getting off the ground — to say nothing of Uber and Google launching Uber Eats and Areo , respectively, in the country. Evidence of that growth comes from the United States, as demonstrated by recent Q2 earnings.

Online 106

Online social media United States Virginia 106

PYMNTS

DECEMBER 27, 2019

Gov’t Fights States’ Bid To Block Sprint, T-Mobile Merger Saying Move Would Slow 5G. A group of state attorneys is joining together to fight a merger of Sprint and T-Mobile that the United States Justice Department supports. Behind Sysco’s Spend Management Switch To Cards. Trackers and Reports.

Taxes 101

Taxes Mobile Management blockchain 101

PYMNTS

SEPTEMBER 12, 2016

While it’s not hard to foresee the CFPB fining a bank in any given week, the fact that one of the biggest banks in the country had employees creating scores of fake credit card and bank accounts was something that was hard for anyone to truly predict was in the offing. Will Aéropostale be able to capitalize on this reprieve?

Bitcoin 100

Bitcoin Video Guidelines Policies 100

PYMNTS

OCTOBER 18, 2019

In the United States, according to some sources such as Javelin , more than one million children were victimized by identity theft — and the fraud costs their families more than $540 million. “But And capital, of course, is always in the sights of the bad guys. Those victims are kids — in some cases, even infants.

Fraud 106

Fraud Security social media Tools 106

Jeff For Banks

DECEMBER 12, 2015

If a bank deems a vendor critical to its operation, it must analyze the vendor's financial statements to be confident in its viability. Firms started in the dorm room that have no employees, just an eager volunteer, no revenue, and no capital need not apply. There are frictions to having access to peoples' money in the United States.

Fintech 60

Fintech Capital Cards Bitcoin 60

Fintech Labs Insights

DECEMBER 1, 2021

With Brex’s arrival on the scene in 2018 followed by a meteoric rise to multi-unicorn status, there has been considerable attention to, and investment in business credit/charge cards ( see definition below ). Below is a ranked list of the 17 challenger business credit cards currently active in the United States.

Cards 15

Cards Online Utah Austin 15

Fintech Labs Insights

DECEMBER 1, 2021

With Brex’s arrival on the scene in 2018 followed by a meteoric rise to multi-unicorn status, there has been considerable attention to, and investment in business credit/charge cards ( see definition below ). Below is a ranked list of the 17 challenger business credit cards currently active in the United States.

Cards 15

Cards Online Utah Austin 15

CB Insights

DECEMBER 4, 2019

Swipe fees alone are a $90B-a-year business for banks, card networks like Visa, and payment processors like Stripe. The company announced it would pass on the special card savings Amazon gets from card networks (because of the volume of purchases they can guarantee) to retailers that adopt Amazon Pay. business.

Cards 101

Cards Lending Strategy US 101

PYMNTS

JUNE 17, 2016

every card transaction has to be authorized. We were thrilled to report that the health of those businesses that line the side streets and main streets of Any Town, USA are not only healthy and growing but making the local economies in which they operate healthy, too. Private Label Cards. And, that’s not all the good news.

Apple 100

Apple Maine Retail Course 100

PYMNTS

JULY 24, 2017

Innovative ideas are inspired by smart people who see problems and have the conviction, capital and courage to come up with new ways to solve for them. His ask, at the time, was nothing more than to meet again once he rustled up some capital and a few like-minded innovators to further flesh out his idea. Take faster payments.

Innovation 119

Innovation Payments Operations System 119

Jeff For Banks

DECEMBER 22, 2013

capital appreciation and dividends. Texas Capital Bancshares, Inc. and its subsidiary BofI Federal Bank aspire to be the most innovative branchless bank in the United States providing products and services superior to their competitors, branch-based or otherwise. Not so over the three years I have been keeping track.

Community Bank 86

Community Bank Atlanta Community Strategy 86

PYMNTS

OCTOBER 10, 2016

The CFPB dropped its latest set of regulations for prepaid payments cards , to some cheers (for offering clarity on fees) and some jeers (for thinking that prepaid cards are credit products and require underwriting for $25, 24-hour overdrafts). Whereas “it looks a lot like an iPhone” was the Pixel’s most common review.

Samsung 100

Samsung Google blockchain Bitcoin 100

Gonzobanker

NOVEMBER 29, 2016

ITMs require a significant capital investment, and investing in these machines has become a popular and controversial topic. Teller cash and check transactions are on the downturn and are inversely following the growth of debit and credit cards across the United States. Why are some FIs investing in ITMs and some are not?

Video 60

Video Strategy Branch Strategies ATM 60

CB Insights

AUGUST 23, 2018

Today, JPMorgan (JPM) is using its capital and scale to build an entirely digital bank. JPM boasts an industry leading credit card network. With an elite rewards network, JPM is able to use its credit cards as a lever to attract and retain valuable clients. Credit cards as a lever to attract affluent clients. First Name.

Cards 76

Cards Mobile Strategy Branding 76

Jack Henry

APRIL 30, 2014

Cyber-Attacks on Financial Institutions ATM and Card Authorization Systems. One such attack by the group Unlimited Operations was able to net over $40 million. These sources are both government entities and government-sponsored entities and include the following: United States Computer Emergency Readiness Team (US – CERT).

Fraud 88

Fraud Cyber Security ATM FDIC 88

Gonzobanker

NOVEMBER 29, 2016

ITMs require a significant capital investment, and investing in these machines has become a popular and controversial topic. Teller cash and check transactions are on the downturn and are inversely following the growth of debit and credit cards across the United States. Why are some FIs investing in ITMs and some are not?

Video 60

Video Strategy Branch Strategies ATM 60

PYMNTS

DECEMBER 28, 2018

These secretly vulnerable consumers, Webster noted, often use debt to make ends meet, either on credit cards or through alternative vehicles like online lenders. However, after years of refinement and a boost from a few pieces of legislation, it has become the dominant credit scoring model in the United States over the last nearly 70 years.

Millennials 145

Millennials Lending System Data 145

PYMNTS

JUNE 29, 2020

Then get enough pineapples to receive a low-value gift card as a reward. Initially, the promise of a free gift card was powerful in driving users to the site — even those not primarily motivated to build up their financial health, Li said. The company hasn’t yet set about raising funds via venture capital. What’s Next?

Millennials 263

Millennials Taxes Cards Fintech 263

Gonzobanker

NOVEMBER 9, 2015

Samsung Pay was launched in the United States after piloting in South Korea. By 2019, eMarketer is forecasting $210 billion in spend and estimating that mobile payments will surpass payment cards. There is currently more than $1 billion in venture capital investments into blockchain/bitcoin technology. Big stories/buzz.

blockchain 60

blockchain Bitcoin Lending Innovation 60