PYMNTS

JULY 16, 2018

New rules may loom for technology providers pertaining to privacy — on a national level. The push comes in the wake of California passing legislation that allows consumers to demand that companies disclose how and why they are collecting data. The junk market, so to speak, is worth as much as $2.3

National 100

National California Regulation United States 100

PYMNTS

NOVEMBER 23, 2020

A recent report released by the United Nations found that 132 out of 194 countries have now introduced data protection regulations of some kind, all varying in terms of what type of information they protect and the severity of their restrictions. Meanwhile, other markets are continuing to adjust with their own data protection laws.

Industry 298

Industry Regulation Data Study 298

PYMNTS

DECEMBER 12, 2016

9), Michigan became the first state in the union to pass statewide, comprehensive self-driving vehicle regulations that allow autonomous vehicles to drive … well, autonomously. Additionally, these companies can also have vehicle prototypes approved by the National Highway Traffic Safety Administration (NHTSA).

Michigan 100

Michigan Regulation Florida Apple 100

PYMNTS

AUGUST 25, 2016

Though small businesses have suffered from a gap in financing availability post-2008, the demographic continues to shape the financial markets. But Clearinghouse CDFI can also offer interesting insight into the state of regulation of small business lending and how greater oversight may impact the SMEs that prop up their local communities.

Regulation 100

Regulation Lending Community California 100

PYMNTS

JANUARY 6, 2020

3, 2020, the California Consumer Privacy Act (CCPA) went into effect, ushering in the strongest consumer data protections in the U.S. While the new regulations are creating uniformity and fostering trust, small differences between markets continue to present opportunity. The Kismet of Open Banking.

Fintech 130

Fintech Regulation California System 130

PYMNTS

OCTOBER 13, 2017

Foreign property buyers appear to have gotten that message, if research from the National Association of Realtors (NAR) is any indication. market for foreign investors. The nation, notably the areas of Toronto and Vancouver, is seeing a high influx of buyers purchasing properties due to the region’s low interest rates.

California 171

California National New Jersey Report 171

PYMNTS

NOVEMBER 25, 2019

In the November Credit Union Tracker , PYMNTS explores the latest in the world of CUs, including new Congressional regulations, partnerships between CUSOs and technology providers, and the new generation of cybersecurity threats. Another CU issue currently awaiting federal regulation is legalized marijuana.

Alaska 154

Alaska Hawaii California Analytics 154

PYMNTS

JUNE 21, 2018

Sources say Robinhood Markets is in talks with regulators about offering banking services to its more than 4 million users.

Regulation 123

Regulation Millennials California Capital 123

PYMNTS

JULY 31, 2017

Is the credit union market ready for its close-up? It’s a market that is showing clear signs of growth. In fact, the federally backed National Credit Union Administration (NCUA) reported credit union membership grew by 4.3 The Shifting Credit Union Market.

Report 114

Report Innovation Regulation National 114

Independent Banker

OCTOBER 1, 2022

Community bank customers can be at ease knowing that community banks take the protection of their customers’ data very seriously, and community banks are regulated by some of the strictest data privacy laws of any sector,” Estep says. The California Privacy Rights Act ripple effect. Bob Hickok, Eide Bailly. Tom Tollerton, Forvis LLP.

Data 91

Data How To Community Bank California 91

Independent Banker

JULY 31, 2022

Locality Bank, a digital-first community bank serving south Florida that opened in January, is run by industry veterans with such successful track records that regulators signed off on their application for a charter in less than a year. Location: Fort Lauderdale, Fla. That’s no small feat for any de novo, especially during a pandemic.

Florida 91

Florida Community Bank Community FDIC 91

CFPB Monitor

AUGUST 25, 2020

The FDIC’s rule purports to regulate activities of non-banks which are beyond the FDIC’s jurisdiction. We commented that the AGs’ similar attempt to dismiss Madden’s pricing impact on national banks and federal savings associations didn’t hold water and the same holds true with regard to Madden’s impact on FDIC-insured state banks.

FDIC 78

FDIC District of Columbia North Carolina Illinois 78

PYMNTS

APRIL 6, 2020

Shortly before the coronavirus pandemic became a national emergency, Verizon announced it was increasing its capital investment for this year by $500 million to accelerate its 5G efforts. But depending on who you listen to, 5G is still on track to make an impact. all these are converging to one direction which is very negative for 5G eMBB.

Apple 153

Apple Retail California Meeting 153

PYMNTS

MARCH 30, 2020

As COVID-19, the disease caused by the coronavirus , ravages the economy, and millions of Americans shelter in place to figure out their next financial moves amid layoffs and volatile markets, credit unions (CUs) have a role to play — particularly in the battle against fraudsters who would prey upon CU members at this most vulnerable moment.

Tools 143

Tools Fraud Data Security 143

PYMNTS

JULY 5, 2018

Reports are surfacing that, since the European Union’s General Data Protection Regulation took effect on May 25, customers exercising their rights under the law are contacting companies with questions about how their online data is being handled, and to request copies of that data. Brazil Law?

Regulation 102

Regulation Data Exercises Online 102

PYMNTS

APRIL 21, 2017

On Friday of last week, Apple secured a self-driving road test permit from the California DMV. Apple now joins 29 other automotive and tech companies who have received test permits in California for self-driving technology. Didi set up an AI lab in California last month, signaling yet another self-driving technology play in the works.

Apple 115

Apple California Software Technology 115

PYMNTS

JULY 27, 2018

solidified their reputations as having progressive views on data security and ownership with the PSD2 and GDPR regulations that came into effect earlier this year. Elsewhere in the world, countries are looking toward PSD2 and GDPR to consider adopting similar rules in their own markets. Europe and the U.K. ” U.S. ” U.S.

Data 102

Data US Trends California 102

PYMNTS

JANUARY 28, 2019

As noted in this space by Karen Webster, the ban on the ban – where, now, in New York, surcharges are allowed when merchants post total prices for transactions – shows the inefficiencies of regulation that supersede card networks’ own rules governing merchant activities. population.

Cards 125

Cards New York Oklahoma Connecticut 125

PYMNTS

OCTOBER 12, 2020

Based in Santa Monica, California, one of its missions is to change the way the entire industry details its ingredients and manufacturing processes, including an advocacy effort to update federal regulations that have stood largely unchanged since 1938. Those challenges have certainly ranged beyond just healthy ingredients.

Innovation 270

Innovation New York City Denver Retail 270

PYMNTS

AUGUST 6, 2018

It started with an announcement that a California Kroger subsidiary — Foods Co — would stop accepting Visa credit cards (but not debit cards) at 21 of its grocery stores and five of its gas stations, effective Aug. million units, and record-high market shares of 15.8 So, who got sharpened this week? 14 of this year.

Apple 100

Apple Samsung Cards Marketing 100

PYMNTS

MAY 18, 2018

-based Cambridge Blockchain provides technology for financial institutions and other enterprises to manage software, with investors at Partech emphasizing the company’s ability to help customers across Europe comply with General Data Protection Regulations. Expense Management. BDS Analytics, based in the U.S.,

Fintech 134

Fintech blockchain Analytics Capital 134

PYMNTS

JULY 19, 2016

It seems like the biggest retailers’ legal departments never have much of a shortage of things to stress over, and just in case any merchants’ counsel was planning on taking a vacation anytime soon, the recent passage of updated overtime regulations surely put a stop to that.

Retail 100

Retail Groups Regulation California 100

CFPB Monitor

SEPTEMBER 30, 2020

California Governor Gavin Newsom has signed into law the Student Borrower Bill of Rights, AB 376 , as part of a package of consumer protection legislation. Like the licensing law, the Act applies to servicers located in California or whose activities are “directed to” persons inside California. See Section 1788.102(b)].

California 148

California Policies Regulation Payments 148

PYMNTS

APRIL 14, 2017

District Court for the Northern District of California, alleging that Wells suspended outgoing wire transfers to the U.S. As for the future of bitcoin, one of the world’s largest potential markets for digital currencies is gearing up to make some decisions in the crypto space. Bitfinex filed suit in the U.S.

Bitcoin 106

Bitcoin National Report California 106

Independent Banker

NOVEMBER 30, 2022

Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; Grand Ridge National Bank: The premier league. Grand Ridge National Bank. Ask employees at Grand Ridge National Bank (GRNB) in Wheaton, Ill., Mark Scheffers, Grand Ridge National Bank. Community Financial Services Bank, Benton, Ky.; Wheaton, Ill.

Community Bank 169

Community Bank Community Montana Leadership 169

CB Insights

MARCH 8, 2018

According to a recent report from Greentech Media, the American energy storage market officially hit a milestone in the fourth quarter of 2017, deploying over 1000 cumulative megawatt-hours of storage between 2013 and 2017. UK’s National Grid. The report also predicted that this number would double this year. Energy consumption.

Industry 67

Industry United States Google California 67

Independent Banker

DECEMBER 31, 2021

Regulators haven’t yet broached the subject with them. is facing increased competition in its home market from other banks, nonbanks and even credit unions that are aggressively pricing loans to businesses, says president and CEO Steve Dehnert. Addressing ESG is one thing,” she says. Naudon, president and CEO of Ponce Bank.

Community Bank 144

Community Bank Community Lending Louisiana 144

PYMNTS

NOVEMBER 23, 2020

Here’s the latest news from the technology industry, which is coming under increasing scrutiny from regulators around the world. Either way, California Attorney Gen. California will get $24.6 EU Auditors: European Commission Needs To ‘Scale Up’ Regulation. New Digital Regulations Could Let EU Ban Tech Firms.

Apple 193

Apple Regulation social media Compliance 193

Gonzobanker

DECEMBER 17, 2021

Union has been a stalwart of the California marketplace since the ’50s, and this gives Andy Cecere and team a great expansion into the Golden State and also some nice wholesale banking business. Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua.

Fintech 142

Fintech Strategy Leadership Lending 142

CFPB Monitor

JUNE 1, 2015

In their joint complaint filed in a California federal court together with the proposed consent order, the CFPB and DOJ alleged that between 2006 and 2011, Provident originated loans by setting base or par rates for its various loan products. The consent order requires Provident to pay $9 million in monetary relief to aggrieved borrowers.

Policies 60

Policies Analysis National Regulation 60

PYMNTS

SEPTEMBER 5, 2019

Regulators recently announced plans to take a closer look at the early wage access industry, but as demand among the workforce for such FinTech solutions continues to rise, experts are encouraging lawmakers to get on board with a new normal of payroll. Regulators Step In. Defenders Weigh In.

Regulation 122

Regulation Lending New York Fintech 122

Tomorrow's Transactions

DECEMBER 5, 2016

A few years ago, I wrote that when it came to the regulation of payments, America could do worse than adopt something along European lines. From In payments, the US is an emerging market | Consult Hyperion. From Regulator will start issuing bank charters for fintech firms. This announcement is, I think, really important.

Fintech 30

Fintech Regulation Lending System 30

CB Insights

SEPTEMBER 11, 2018

Facebook stock is down and it faces investigation by a growing list of international regulators. Google has lost employees and also faces regulation. By baking security in at the engineering development phase, Google may be better able to get ahead of privacy issues once its devices are on the market. Facebook and WhatsApp.

Google 48

Google Apple Policies social media 48

Independent Banker

AUGUST 26, 2015

The bank’s mortgage company has developed a national retail lending presence over the last 18 months using phones and email, rather than branch offices. “We Electronic signatures are accepted by banking regulators and meet state standards under the Uniform Electronic Transactions Act. Fewer errors.

San Francisco 70

San Francisco Lending System Atlanta 70

South State Correspondent

OCTOBER 28, 2022

cyber, infrastructure, and regulation. During the two weeks, there were over a hundred significant cyberattacks by nation-states on national and regional banks that you could watch unfold in near real-time (bel0w) at Gartner and Money 20/20. Small Idea – Policy and Regulations are Lagging But Are Going in Banking’s Favor.

Conference 195

Conference Technology Las Vegas Trends 195

Gonzobanker

DECEMBER 19, 2017

Heavy-handed regulators. Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. One word can summarize this action-packed banking year, GonzoBankers – tiring.

Conference 90

Conference Industry Community Bank Community 90

PYMNTS

JANUARY 11, 2019

Excuse the hyperbole, but Google (and other search engines) dodged a bullet this week when it came to privacy regulations that come out of the European Union and then influence other jurisdictions. Google ran afoul of France’s national privacy regulator about three years ago for allegedly violating that right. Case Summary.

Google 191

Google Regulation Course California 191