Raiffeisen Digital Bank, Mambu launch lending app
The Paypers
OCTOBER 11, 2021
Digital Bank, a brand of Raiffeisen Centrobank , has announced that their new personal lending mobile app has gone live on Mambu , according to IBS Intelligence.
Barclays Rivals Goldman’s Marcus With Digital Bank
PYMNTS
OCTOBER 15, 2018
consumers a low-cost, digital-only bank that will directly compete with Goldman Sachs ‘s Marcus brand. online bank, which already offers credit cards, savings and loans to 13 million customers. Barclays is ready to offer U.S. knowledge and expertise” to create a checking account for its U.S.
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BBVA On Google, Digital Banking And The Rise Of The ‘Everyday App’
PYMNTS
AUGUST 4, 2020
To that end, BBVA was one of six banks that said on Monday (Aug. 3) that it would work with Google to deliver “smart” digital bank accounts, using Google Pay as an app-driven way to broaden its digital reach and improve users’ experiences with their financial institutions (FIs). Ready For The Digital Shift.
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Perficient to Present at Fintech Generations 2021
Perficient
MAY 26, 2021
In the session “Differentiating Your Brand for the Digital Era,” Scott will discuss how financial services companies can leverage digital technologies in new and innovative ways to create new value for consumers and businesses. Hans Zandhuis, Head of Ally Lending, Ally.
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InstaReM CEO On Why They Want A Digital Banking License
PYMNTS
JULY 8, 2019
InstaReM is currently preparing to apply for one of five (two retail, three wholesale) digital banking licenses that the city-state of Singapore announced it would be issuing earlier this month. The appeal of the banking license is it ensures the fact that they can provide the full spectrum of services,” he said. “The
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Finastra launches embedded consumer lending solution
Bobsguide
JULY 7, 2022
Financial institutions and retail brands gain a new embedded finance platform to help consumers access regulated loans at point-of-sale, powered by Banking as a Service. Financial institutions, distributors and merchants will benefit from a platform that makes it easy for their customers to access lending options.
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Personalized Marketing: What Banking Customers Really Want
Perficient
APRIL 20, 2023
The Landscape According to Forbes Advisor: 2022 Digital Banking Survey , as of 2022, 78% of adults in the U.S. prefer to bank via a mobile app or website. And those consumers desire digital experiences that are personalized and meaningful.
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Goldman Sachs, Backed By Marcus Lending, Books 4 Pct. Revenue Gain For Q3
PYMNTS
OCTOBER 16, 2018
Goldman Sachs booked a 4 percent year-over-year revenue increase for the third quarter of 2018, with that growth powered in part by increased lending through its Marcus by Goldman Sachs online consumer savings and lending platform. Q3 revenue for the investment bank hit $8.65
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The case for end-to-end digital lending
Independent Banker
OCTOBER 31, 2021
Offering digital lending isn’t about the bells and whistles. First State Bank & Trust in Williston, N.D., started developing its digital lending platform about three years ago—and the bank is really glad it did. “I’m Chris Jundt, First State Bank & Trust. Community bankers tell us why.
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The Real Opportunity for Banks in the Metaverse Is Lending—Not Opening Branches
Gonzobanker
MARCH 23, 2022
” As I wrote in a recent Fintech Snark Tank article, The Coming Boom In Metaverse Lending For Banks , virtual real estate sales are skyrocketing. Commercial real estate lending is the better analogy. Banks have developed a competency in evaluating real real estate lending. Enabling the Gaming Ecosystem.
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Lending Fintechs Acquire Analytics Fintechs: So What?
Gonzobanker
DECEMBER 4, 2019
Precision Lender reports 150 clients, and Cornerstone sees them mostly in commercial banks. Q2’s acquisition follows many years of paced, organic growth in consumer and business digital banking and a string of acquisitions including digital deposit origination specialist Gro Solutions and loan/lease origination system provider Cloud Lending.
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Q2 to Acquire Cloud Lending. So What?
Gonzobanker
AUGUST 13, 2018
The mashup of transactional digital banking and digital sales is well under way in the market, as is evidenced by Friday’s announcement by Q2 of its intent to acquire Cloud Lending Solutions. Most transactional digital providers like Q2 have been developing or partnering for origination solutions.
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How Rising Bank hit $150M in deposits in one year
Bank Innovation
MARCH 6, 2020
The inability to reach someone outside of business hours is a source of friction for some digital bank customers, but Rising Bank wants to set itself apart through one-on-one attention.
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Alt Lending Anxieties Nowhere To Be Found
PYMNTS
JULY 1, 2016
Soon after Lending Club revealed its ex-CEO may have artificially inflated the company’s lending volumes, the U.S. Commercial Banking. D3 Banking. Investors on Monday (June 27) provided $10 million to D3 Banking for it to further its research and development operations, reports said. . Alternative Lending.
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Israel’s Bank Leumi to Launch Digital Bank ‘Pepper’ Next Month
Bank Innovation
NOVEMBER 8, 2016
For all the talk of banks going digital, few major brands have launched digital offshoots — in the U.S., based Customers Bank, and that’s about it. In Europe, there are more examples — two prominent ones are Hello bank! There is BankMobile, launched from Wyomissing, Pa.-based
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Data and Advanced Technology Are Transforming Digital Lending
The Financial Brand
SEPTEMBER 14, 2020
An important component of digital banking transformation is the ability to provide credit across digital platforms seamlessly and on demand. The post Data and Advanced Technology Are Transforming Digital Lending appeared first on The Financial Brand.
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42 Chase On Gen Z, Mobile Banking — 10 Years In
PYMNTS
APRIL 10, 2019
As consumers flock to banking apps, succeeding in the world of digital banking is not as easy as it used to be when mobile apps emerged a decade ago. Around the Digital Banking World. China isn’t the only nation where consumers have their pick of banking options, though. About the Tracker.
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How Rising Bank hit $150M in deposits in one year
Bank Innovation
MARCH 6, 2020
The inability to reach someone outside of business hours is a source of friction for some digital bank customers, but Rising Bank wants to set itself apart through one-on-one attention.
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Can FinTech Walk The FinTalk?
PYMNTS
APRIL 30, 2018
Marketplace lending. Digital banks. It’s said to be the answer to the world’s food safety and digital identity problems. The blockchain can even end world poverty and transform society by making it safer for total strangers to lend each other money — without any third-party intermediary — and without any risk.
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Consumer Lending Transformation Requires Speed, Simplicity and a Digital Mindset
The Financial Brand
JUNE 13, 2021
The post Consumer Lending Transformation Requires Speed, Simplicity and a Digital Mindset appeared first on The Financial Brand - Banking Trends, Analysis & Insights. To compete with fintech lenders, traditional financial institutions must simplify internal processes and improve mobile experiences.
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Take Advantage of FSI Data to Illuminate Customer Relationships
Perficient
DECEMBER 2, 2020
Our financial services team recently spoke with the great Jim Marous, the co-publisher of The Financial Brand and the publisher of the Digital Banking Report. One happens to be a national bank that I’ve been with for as long as I can remember. Something he mentioned during the call stuck with me. Join Us Next Week.
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Banks Are Arming to Win the Digital Lending War With Fintechs
The Financial Brand
SEPTEMBER 12, 2021
Increasing demand for digital loans and faster decisions is changing the face of consumer lending. The post Banks Are Arming to Win the Digital Lending War With Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights.
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Keeping a Human Face on All-Digital Banking
The Financial Brand
MAY 25, 2021
Newly branchless banking provider has no second thoughts about the shift, and believes that done right it's the future of financial services. The post Keeping a Human Face on All-Digital Banking appeared first on The Financial Brand.
Monzo Sets Goal Of 500 New Hires, 5.5M Users
PYMNTS
FEBRUARY 17, 2020
British digital bank Monzo , expanding fast, wants to hire up to 500 people and (hopefully) reach 5.5 The bank is also preparing to try charging customers again to turn a profit. Blomfield said the bank’s focus is on monetization, and that it is looking to drive a profit with methods that are transparent and fair.
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COVID-19 Provides Unprecedented Lending Opportunities
The Financial Brand
JUNE 21, 2020
Digital lending automation and advanced analytics are required to meet the future demand for loans in a post-COVID world. The post COVID-19 Provides Unprecedented Lending Opportunities appeared first on The Financial Brand.
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N26: Cloud-Banking Core Key To Meeting Consumers’ Mobile Banking Needs
PYMNTS
JUNE 26, 2020
This is because many legacy FIs in particular are still reliant upon legacy infrastructure, which is simply not designed to handle the sheer volume of data generated in today’s digital banking sphere. The FI officially opened the digital platform to U.S. customers in late May. About the Tracker.
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Personal Loan Apps Ranked During Recovery
PYMNTS
SEPTEMBER 15, 2020
PYMNTS’ latest Provider Ranking of Personal Loan Apps shows strength in mobile-digital banks, particularly those brands that have staked a claim to spots atop the Provider Ranking. Popular P2P lending app LendingClub takes the No. 5 for the first time. The Top 10. 8 position.
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Digital Lending Requires Speed and Simplicity to Win Battle With Fintechs
The Financial Brand
SEPTEMBER 22, 2020
Digital lending is no longer optional for traditional financial institutions. The post Digital Lending Requires Speed and Simplicity to Win Battle With Fintechs appeared first on The Financial Brand. To compete will require attention to ease of application and speed of process.
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How the ‘New Normal’ is Driving Change in Small Business Lending
The Financial Brand
NOVEMBER 18, 2021
Greater acceptance of digital commercial lending processes has arrived as both financial institution lenders and prospects see the benefits. The post How the ‘New Normal’ is Driving Change in Small Business Lending appeared first on The Financial Brand - Banking Trends, Analysis & Insights.
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The Tale of the Digital Banks
Gonzobanker
JULY 7, 2015
Yet while the demos and screen shots at events like Finovate have provided fascinating fodder regarding the future of digital banking, the FACTS show that these buzz-worthy players have had infinitesimal impact on market share. Bancorp Bank (Simple/PayPal et al) 1,495,558 4,499,959 3,004,401. billion in 2010.
Financial Institutions’ Most Pressing Digital Lending Priorities for 2021
The Financial Brand
APRIL 29, 2021
New data shows where credit unions and banks are placing their bets to win big with borrowers, and what headwinds the institutions face. The post Financial Institutions’ Most Pressing Digital Lending Priorities for 2021 appeared first on The Financial Brand.
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‘Buy Now, Pay Later’: An Innovative Lending Program Heading for a Cliff?
The Financial Brand
DECEMBER 21, 2020
Calls grow for regulation of fintech-driven POS lending, but for some banks, a credit card variation could be at least a good defensive play. The post ‘Buy Now, Pay Later’: An Innovative Lending Program Heading for a Cliff? appeared first on The Financial Brand.
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Citigroup’s Jud Linville To Leave As Part Of Executive Reshuffling
PYMNTS
AUGUST 13, 2018
David Chubak, head of global retail banking and mortgage, will be in charge of the global-branded cards and the consumer lending business, reported CNBC. Anand Selvakesari, who is the current head of the consumer banking in Asia-Pacific, will become head of U.S. billion by 2020.
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Getting The Plumbing Ready For Banking-As-A-Service
PYMNTS
APRIL 21, 2020
The stage is being set, then, for consumers to pivot away from legacy banking toward trusted brands that, increasingly, are building out financial services. It’s supermarkets too,” Verdon noted, drilling down into a vertical that might not be immediately synonymous with launching digital financial products.
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6 Points To Consider Before Adding E-Signatures to Your Lending Process
The Financial Brand
OCTOBER 13, 2020
Digital signature technology has been helping banks and credit unions serve people through COVID-19 but are not risk-free. The post 6 Points To Consider Before Adding E-Signatures to Your Lending Process appeared first on The Financial Brand.
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NCR Acquires Terafina – So What?
Gonzobanker
FEBRUARY 20, 2021
GonzoBanker mothership Cornerstone Advisors’ recent What’s Going On In Banking 2021 research points to digital account opening being the top bank tech replacement priority in mid-size banks for the third year in a row. Digital banking providers answered the demand with digital account opening solutions.
Banks Must Adopt APIs for Business Lending or the Fintechs Will Win
The Financial Brand
JULY 29, 2020
The PPP crush spotlighted banks' lack of digital progress, giving fintech lenders an opening. The post Banks Must Adopt APIs for Business Lending or the Fintechs Will Win appeared first on The Financial Brand. It's not too late to regain the edge.
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Is Stripe’s Lending and Payments Platform Move the Future of Banking?
The Financial Brand
DECEMBER 10, 2020
Fintech payment giant's adoption of business banking-as-a-service could upend traditional players, but not all agree on that outcome. The post Is Stripe’s Lending and Payments Platform Move the Future of Banking? appeared first on The Financial Brand.
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Why Most Bank & Credit Union Digital Lending Efforts Come Up Short
The Financial Brand
JUNE 12, 2019
While more financial institutions are offering digital lending functionality, their applications are neither fast nor easy to use. The post Why Most Bank & Credit Union Digital Lending Efforts Come Up Short appeared first on The Financial Brand.
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Regional Bank Meets the Future With Hybrid Digital Brand
The Financial Brand
MARCH 12, 2019
Union Bank's PurePoint brand combines full digital functionality with small 'digital-infused' branches to fuel deposits for lending. The post Regional Bank Meets the Future With Hybrid Digital Brand appeared first on The Financial Brand.
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The Fiserv-First Data Merger Is Complete
PYMNTS
JULY 29, 2019
At the time the transaction was announced, the companies said users would benefit from a “highly complementary combination” that offers a range of payments and financial services, spanning account processing and digital banking, integrated payments and the Clover POS system, among other products and services.
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M&A Emerges As Key Strategy To Drive SMB Finserv Collaboration
PYMNTS
JANUARY 7, 2021
This week's look at the latest in partnerships finds players in the SMB financial services landscape embracing a range of avenues to collaboration — including mergers and acquisitions (M&A) — to connect SMBs to financing, digital banking services and more. Lloyds Pilots Satago Technology.
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Credit Unions’ Digital Future: More Like YouTube, Less Like Online Banking
PYMNTS
MAY 23, 2019
Digital banking is not the main element that drives consumers toward using a credit union. However, as Lumin Digital President Jeff Chambers told Karen Webster in a recent conversation, that doesn’t mean the digital banking experience isn’t critical to credit unions’ relationships with their members.
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Credit Unions Are Betting On Microbusinesses
PYMNTS
AUGUST 31, 2020
Advanced Banking Tech for Small Operators. Two-thirds of CU executives saying that microbusiness lending is a next-frontier digital innovation, making it possible for tiny businesses to process transactions like the pros. percent of these credit unions are eyeing mobile banking capabilities, while 61.1
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