PYMNTS

SEPTEMBER 30, 2019

No matter how advanced we get, no matter how innovative technological advances we add on — there is always a little bit of history repeating in there. 30), the card network announced just such a FinTech partnership. Expanding The Range Of Fintech Opportunities . So today (Sept.

Marketing 211

Marketing Fintech Cards Branding 211

Gonzobanker

DECEMBER 4, 2019

Recent acquisitions illustrate how data is driving fintech valuations. Fintech deals continue to dominate the financial service headlines, and a growing number of these transactions are in analytics. Precision Lender reports 150 clients, and Cornerstone sees them mostly in commercial banks. nCino recently announced.

Analytics 90

Analytics Lending Fintech Leadership 90

South State Correspondent

OCTOBER 28, 2022

Gartner focused on technology infrastructure, while Money 20/20 was around fintech and payments. Almost every bank and brand we spoke with will increase their investment in these two areas for 2023. This was followed by a focus on banking-as-a-service, embedded finance, open banking, Web 3.0,

Conference 195

Conference Technology Las Vegas Trends 195

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. Oh, and along the way, OnPoint will provide an amazing $2.5

Fintech 194

Fintech Community Regional Technology 194

The Financial Brand

MAY 19, 2021

The rise of digital challengers drives a rethinking of outdated business models and a new perspective on how to make a bank future-ready. The post Can Traditional Banks Keep Pace With Fintech Challengers? appeared first on The Financial Brand.

Fintech 40

Fintech Branding How To Customer Experience 40

PYMNTS

FEBRUARY 14, 2020

To that end, SilverCloud CEO and Founder Scott Cornell said that financial institutions (FIs) would do well to take cues from shifts in consumer expectations of the levels of service they receive from tech-savvy companies – and should carry those lessons over to their corporate banking relationships.

Branding 228

Branding Mobile Tools Fintech 228

The Financial Brand

SEPTEMBER 8, 2020

Along with the challenges come opportunities, including partnering with fintech providers in a platform arrangement, and enhanced onboarding. The post 5 Threats Banks Face to Their Commercial Business (And How to Respond) appeared first on The Financial Brand.

How To 34

How To Branding Fintech Innovation Strategies 34

The Financial Brand

MARCH 15, 2020

7% of retail banking revenue will disappear, squeezed by fintechs and regulators. The post How to Replace Banking’s Rapidly Shrinking Fee Income appeared first on The Financial Brand. The good news? Advisory services could add back 9%.

How To 29

How To Regulation Branding Fintech 29

Gonzobanker

DECEMBER 19, 2022

In 2021, there were more than 120 fintech IPOs in the U.S., 2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. Acquisition of the Year: Bank Acquiring a Fintech. Acquisition of the Year: Fintech Acquiring a Bank.

Community 216

Community Fintech Industry Innovation 216

The Financial Brand

APRIL 11, 2021

The big tech/banking partnerships seem poised for fast takeoff, but savvy financial institutions can win if they focus on 'featurization.'. The post Why Google’s ‘Plex’ Accounts May Boom (And How to Compete) appeared first on The Financial Brand.

How To 39

How To Google Branding Innovation Strategies 39

Chris Skinner

JULY 23, 2017

This week’s main blog headlines are … Why FinTech start-ups think they can beat the banks There’s an old joke about the guy who’s lost driving in the countryside who stops to ask a pedestrian how to get to the city. You will all know by now that I love the innovations in retail banking in Turkey, and Gürhan didn’t disappoint.

Boston 171

Boston Bitcoin Innovation Conference 171

Gonzobanker

FEBRUARY 23, 2022

In this emerging landscape, financial institutions, often community banks, frequently “rent” their charter to financial technology firms (fintechs) that serve a specific consumer group as a means to grow non-interest income. Fintechs in need of charters are prompting new banks to enter BaaS seeking a “white whale.”

Community Bank 117

Community Bank Strategy Risk Management Fintech 117

PYMNTS

DECEMBER 11, 2020

Having back-end processes that can integrate and support services in multiple channels with the same level of attention is therefore key to marrying both online and physical for a consistent, bank-branded feel, he explained. “It How brick-and-mortar branches are used and why consumers will rely on them is already changing, he said.

Groups 169

Groups Mobile Tools Branding 169

PYMNTS

JANUARY 11, 2021

Georgakopoulos pointed to digital marketplaces and eCommerce firms, which emerged as leaders in this regard thanks to their investments in cloud-first infrastructure and application programming interfaces (APIs), tools that enabled treasury systems to more seamlessly operate and interact with each other.

Payments 198

Payments Strategy Fintech Tools 198

PYMNTS

AUGUST 5, 2019

If there was a handbook for how to become a successful fraudster, the first sentence of the first chapter would go something like this: “Go where the money is.”. Check fraud has become increasingly sophisticated and digital, just like every other form of payment fraud over the last decade.

Fraud 162

Fraud Payments Mobile Handbook 162

PYMNTS

APRIL 1, 2019

Credit union customers, Lynch said, are regular consumers in their day-to-day lives, which means they’ve got plenty of firsthand experience with the upgrades and improvements to financial services that various FinTech players have injected into the market. That is, if they choose the right FinTech. For example, 49.1

Innovation 141

Innovation Fintech Fraud Security 141

PYMNTS

NOVEMBER 1, 2018

FinTech innovation is often a layered process, taking existing infrastructures and processes, and developing new tools to improve upon them. It creates a bit of a contradiction for the marijuana market: While companies can embrace innovation from the beginning, many are forced to rely on cash, shut out completely from digital banking tools.

Taxes 122

Taxes California Regulation Innovation 122

Fintech Labs Insights

DECEMBER 3, 2020

And then provides specific steps to take to secure their finances including FI-specific enhanced security options within online banking ( see screenshot below ). Co-branded page at Breach Clarity with action steps. Opportunities for financial institutions: FIs create a co-branded area within online banking.

Fintech 15

Fintech CA Branding Security 15

Gonzobanker

DECEMBER 22, 2020

For more than 20 years, John has helped City National grow its niched commercial and private banking businesses with strategic technologies. An early innovator in commercial workflow and analytics, upcoming CIOs could learn a ton from John on how to partner and engage constructively with lines of business. THE VENDOR AWARDS.

Idaho 170

Idaho Community Industry Strategy 170

The Financial Brand

JUNE 7, 2021

Behind the curve, many institutions must figure out how to make their systems synch with nonbanks that have the entrée to fresh markets. The post Late Adopters of ‘Embedded Finance’ Must Play Catch-Up Fast appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 39

Banking Trends Analysis Trends Branding 39

Gonzobanker

SEPTEMBER 21, 2018

And as FIs’ budgets move from mostly feel good brand stuff to driving demand, it’s hot. But how hot? The Marketo system has also quickly run the table in fintech firms and bank tech vendors. Hubspot has also appealed to some banks with a lower cost and leaner toolkit to learn. Marketo ’s $1.8

Marketing Automation 104

Marketing Automation San Francisco Conference Marketing 104

PYMNTS

NOVEMBER 25, 2019

Banks and credit unions are certainly not on their way out, even as they face more pressure from challenger banks, FinTechs and Big Tech in the coming decade. Banks are never going to become obsolete,” VB said, “but they could end up becoming stored value accounts. Banking services could be decoupled from banks.”.

Google 272

Google Fintech Payments Apple 272

Insights on Business

FEBRUARY 27, 2019

They needed a digital agility layer to help them scale and meet their future roadmap. They chose the Backbase digital banking platform on the cloud, which provided the required elasticity and cost efficiency. When bank services are tightly integrated with the mobile device, the bank can move to the top of user choices.

Customer Experience 107

Customer Experience Mobile Millennials Examples 107

PYMNTS

SEPTEMBER 15, 2017

Banks adapt the KAI bots and assistants to fit their brand, but Oren said the one thing that stays the same across the board is KAI’s trustworthy, authoritative persona — and the carefully crafted sense of the bot being not “just a bot,” but also a customer advocate. Information is not the most valuable asset here, Oren said.

Data 111

Data Cards Branding Management 111

Lex Sokolin

AUGUST 19, 2020

The results say more about consumer Fintech investing than about any company in particular. Next came the arithmetic of how much these companies raised, and how together they have 15 million users and $10 billion of European Fintech unicorn enterprise value. People just might switch phone brands for Facebook.

Comparison 52

Comparison Fintech Lending Analysis 52

PYMNTS

JULY 20, 2017

New players on the digital banking scene are hoping to change the game by looking to industries that are categorically unlike banks for inspiration. Over the past few years, dozens of so-called digital-only “challenger” banks have emerged on the financial scene, ready to compete with larger more traditional banks.

Digital Banking 128

Digital Banking Video Mobile Survey 128

CB Insights

AUGUST 23, 2018

Learn about the playbooks of today’s top banks as they digitally re-position their consumer products. Today, JPMorgan (JPM) is using its capital and scale to build an entirely digital bank. JPM’s digital push, a theme it refers to as “Mobile First, Digital Everything,” is showing positive early results.

Cards 76

Cards Mobile Strategy Branding 76

William Mills

MARCH 30, 2017

The first day was dedicated to credit unions with sessions about Best Practices for Credit Unions, Omni-Channel Banking – Is the Branch Dead or Is it the Future and How to Best use Branding. Luvleen Sidhu, co-founder of Bank Mobile, kicked off the conference with her keynote presentation.

Retail 40

Retail Conference Miami Strategy 40

CB Insights

OCTOBER 10, 2018

What these startups share is the goal of creating customer-centric banking products that target underserved individuals and businesses. DOWNLOAD THE 61-PAGE consumer banking REPORT. See which startups are helping JPMorgan, Bank of America, and Citi build the digital banking platforms of the future. Millennials.

Retail 78

Retail Cards Millennials Mobile 78

Insights on Business

JUNE 11, 2016

Now is the time to bank on a cognitive business! Let’s see what cognitive banking means. Already 89 percent of banks familiar with cognitive computing believe it has the potential to change the banking industry by combining digital transformations, advanced analytic capabilities and data, in all forms.

Security 70

Security System Compliance Course 70

Insights on Business

JUNE 11, 2016

Now is the time to bank on a cognitive business! In the face of stiff headwinds still being felt from the financial downturn, the rise of the FinTech disruption and internal cultural resistance, we are starting to see winning organizations wade through a sea of change to find pragmatic ways forward.

Security 70

Security System Compliance Course 70

Gonzobanker

MAY 30, 2017

A Couple Related Takeaways from Financial Brand Forum. At the recent Financial Brand Forum , the main stage sessions I saw focused more on experience and culture as customer interactions head in a digital direction. So … how about it? It’s an execution problem. Leaders are looking to change that. What are they doing?

Analytics 71

Analytics Data System social media 71

Fintech Labs Insights

OCTOBER 6, 2015

Linqto is a Silicon Valley software development company specializing in enterprise solutions for digital banking. Named a Top Ten Tech Company to Watch in 2015 by American Banker and winner of this year’s Most Innovative Monarch Award for Business Banking, Linqto is a leader in new tech innovation for banking. .

Software 12

Software Google Digital Banking Community 12

Gonzobanker

NOVEMBER 18, 2014

With a focus on digital banking and branch transformation, it was interesting to see the attendee list with lots of sexy new customer experience and analytics titles. Ringlemann said IndieGogo will be a banker’s friend because IndieGogo will take the risks banks will not and incubate the companies to get to loan-ready.

Chicago 97

Chicago Retail Branch Design Training 97

Independent Banker

DECEMBER 31, 2022

William West: In a macro sense, we’re just trying to read the tea leaves in terms of what’s happening in the economic landscape that will affect our bank. Those are the things that we’re trying to figure out how to read as we put our 2023 budget together. It’s a major undertaking for a bank of our size.

Community Bank 91

Community Bank Community Tampa North Carolina 91

Gonzobanker

DECEMBER 19, 2016

While this deal was announced late last year, the heavy lifting was done in 2016 as BBCN Bancorp and Wilshire Bancorp came together under a new brand to create the largest Korean American bank. A “Get Your Act Together” Statistic if There Ever Was One – Non-banks will account for over half of mortgage production in 2016.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

While this deal was announced late last year, the heavy lifting was done in 2016 as BBCN Bancorp and Wilshire Bancorp came together under a new brand to create the largest Korean American bank. A “Get Your Act Together” Statistic if There Ever Was One – Non-banks will account for over half of mortgage production in 2016.

Utah 60

Utah System Community Marketing 60