PYMNTS

JUNE 10, 2020

Motivating a change in consumers or retailers is not always easy work, a reality evidenced by the plodding pace of contactless payments in the U.S. That has motivated a sea change as brands and physical retailers are working to rebuild their consumer experiences around digital, she said.

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PYMNTS

DECEMBER 26, 2019

But before we shut the door on 2019, it bears taking a moment to note how much the world of retail has changed in the last year, a fitting capstone on a decade that has seen retail as the American consumer commonly knew it taken to the ground and rebuilt nearly from the foundations. Lesson 1: Think Big . “We

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PYMNTS

MAY 25, 2016

To ACI Worldwide ’s top executive, that beckons toward a wholly-changing payments landscape for retailers. In an interview with Karen Webster, Philip Heasley, president and chief executive officer of ACI, stated that the biggest disruptions in retail stem from a changing of the old bricks-and-mortar (and cash register) guard.

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PYMNTS

JANUARY 23, 2019

This marks a change for Target — a retailer that had, up to this point, enabled mobile pay only for its own mobile wallet app and the Target-branded REDcard linked to it. That is consistent with what we have seen around the world when it comes to contactless card adoption,” Sanford said. stores over the next several weeks.

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Cards Mobile Study Retail 171

PYMNTS

OCTOBER 12, 2020

In a time of increasing change for retailers and consumers, the current global climate has begun accelerating the future of retail trends at a much quicker pace than previously envisioned. consumers have largely relied on cards, were comfortable with them as a main purchase tool and the U.S. By contrast, U.S.

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How To Retail Survey Mobile 317

PYMNTS

FEBRUARY 11, 2019

A common, enduring fantasy for many consumers — a group that likely includes many PYMNTS readers and writers — is walking into a high-end retail store, chain or boutique that sells luxury brands , and spending vast sums on the best clothes, shoes, handbags, watches and other items. Different Proposition. Merchant Concerns.

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Retail Branding Tools Comparison 141

PYMNTS

JUNE 22, 2018

.’s construction industry continues to struggle with late supplier payments, a new commercial card product from Barclaycard aims to address some of the cash flow issues among small businesses (SMBs) in the sector. In an email to PYMNTS, Barclaycard announced the rollout of a co-branded commercial card suite for SMBs in the U.K.

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Cards Retail Maine Industry 117

PYMNTS

OCTOBER 16, 2020

Direct-to-consumer (D2C) selling has taken wing with the ascendance of eCommerce to retail’s throne. What was once a small but meaningful constituency — online shoppers — suddenly seem to be holding all the cards. There are over 1 million brands currently on the platform.

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Branding Study Online Retail 211

PYMNTS

JUNE 5, 2019

Cards (as in prepaid, stored-value cards that consumers can use for gambling, payroll and a variety of other uses, many of them novel) are only half the battle. To get a sense of how the world of payments and cards has changed, Cregan told Webster a story about a conference he attended in Las Vegas in 2009. Take payroll cards.

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Cards Las Vegas Innovation Mobile 158

PYMNTS

NOVEMBER 20, 2017

In the course of just three days, we’ve gone from Walmart the slumbering retail giant to Walmart the savvy retailer that’s now Amazon’s number one rival — one that’s even making Amazon sweat — well-positioned to challenge Amazon ’s retail rampage. Of course, the Amazon/Walmart rivalry has always made for good media sport.

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PYMNTS

JANUARY 4, 2019

Digitally native retailers are opening stores to bring their virtual experiences into the real world, and Zola is one of the latest merchants to test out the brick-and-mortar waters. The wedding retailer opened a store in New York City’s Flatiron District that is billed as a “one-stop-shop for wedding planning.”.

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PYMNTS

JUNE 25, 2018

As a long-time Whole Foods customer, I know, like and trust the Whole Foods brand and the quality of the products they carry in-store. On top of Prime Deals, brands will be able to offer me deals to select their brands over others with special coupons and offers too, just like they do today online at Amazon Pantry.

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Retail Branding Millennials Online 156

PYMNTS

JULY 13, 2016

Move over millennials , there’s a new kid in town that is about to become nearer and dearer to retailers’ hearts: Gen Z. About three-quarters of Gen Zers also like to shop in stores that provide an “engaging in-store experience,” so think brands like Forever 21 or Urban Outfitters.

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Study Millennials Retail social media 100

PYMNTS

MAY 3, 2019

Brick-and-mortar retailers are changing the way they manage their workforces in the age of Amazon: Walmart , for instance, is testing multiple versions of a new team structure called the “Great Workplace” in some of its locations. In terms of Walmart’s other efforts, the retailer is also focusing on features such as grocery pickup.

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PYMNTS

DECEMBER 6, 2019

However, they are also hesitant to pay for those new experiences with credit cards or other traditional financing options. Retailers must accommodate financial flexibility, which is leading many to explore alternative solutions — such as Buy Now, Pay Later (BNPL) solutions. Around The Buy Now, Pay Later Worl d.

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Millennials Payments Retail Apple 219

PYMNTS

AUGUST 17, 2020

The Commerce Department released July’s retail sales last week, showing an increase in seasonally adjusted retail spending – up 1.2 Analysts reported that physical retail sales, seasonally adjusted, were up 2.7 And what we also see is only one part of the retail sales story. percent growth in June.

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Retail Branding Online Report 335

PYMNTS

JULY 21, 2017

So started Affirm’s Co-Founder and CEO Max Levchin ’s remarks at his firm’s first-ever AFFIRMation conference for its retail partners in San Francisco yesterday. Sixty percent of Americans fear credit cards,” Levchin noted. For people who live on the coasts, a credit card is an API access to money. “Finance is pretty broken.”.

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Retail San Francisco Cards Conference 111

PYMNTS

APRIL 12, 2016

It’s what’s turned the retail word upside down as consumers with their mobile devices have decided they’d rather buy from their couch with their mobile phone than schlep to the mall. In other words, kick the door wide open to remote retail. Meeting the consumer where they are. That’s the mantra of innovators everywhere.

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Retail Technology Chicago Samsung 100

Payments Source

FEBRUARY 19, 2016

There is a different feel to the troubles American Express faces today, mainly because its lost Costco relationship represented what might be one of the last of its kind — a deal in which a large retailer gives exclusivity to a certain card brand and tells customers how to pay.

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Retail Maine Branding Cards 61

PYMNTS

FEBRUARY 7, 2020

Both payment providers and retailers must come up with new ways to engineer the loyalty of shoppers, with multiple options and ways to interact with brands. In the latest Buy Now, Pay Later Tracker , PYMNTS examines how BNPL solutions are growing and expanding in retail worldwide, for both in-store and online shopping.

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PYMNTS

JANUARY 8, 2019

With the holiday shopping season in the rear view, retailers across the globe are tallying up their wins and losses. While the holiday retail rush meant big gains for some retailers, it also came with an influx of fraud, both in-store and online, as fraudsters took advantage of a high-pace, high-volume period of transactions.

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Fraud Retail Security Branding 166

PYMNTS

FEBRUARY 16, 2018

“As a result, our eCommerce business is now approximately $1 billion in annualized retail sales, and we are well-positioned to capitalize on what is sure to be a dynamic future in this space,” Nooyi told investors. And the numbers in this regard don’t lie: Physical retail is growing at a rate of about 3.6

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Retail Branding Mobile Strategy 124

PYMNTS

NOVEMBER 1, 2016

Primark, a European clothing dealer, has reported that credit card skimming equipment was found on “a limited number of card payment machines” in two of its U.S. It did, however, note that security was its main priority, as was transparently disclosing details as they emerge.

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Cards US Pennsylvania Maine 100

PYMNTS

OCTOBER 7, 2016

By fully activating services at OXXO, Western Union’s retail Agent network has nearly doubled to more than 26,600 locations, from approximately 13,500 at close of 2015. “We “Our innovative self-service feature in Mexico in collaboration with OXXO is part of our strategy to digitalize our retail network. .

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Branding Strategy Maine America 164

PYMNTS

JUNE 16, 2019

The legal retail cannabis industry keeps on growing, and further evidence of that reportedly comes from LeafLink. The platform empowers licensed cannabis retailers to order from legal brands, which number in the quadruple digits, across 20 territories in the U.S. and Canada.

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Colorado New York Retail Maine 134

PYMNTS

AUGUST 7, 2020

While the barriers to reaching an international consumer base are low thanks to innovations in eCommerce, online retailers and merchants still struggle to provide their global consumers with the same payments experience their domestic ones have. Visa recently announced a new policy to help shoppers alleviate this pain point.

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Policies Online Retail Payments 302

PYMNTS

SEPTEMBER 15, 2020

On the Walmart side, the main benefits for $98 a year are free grocery deliveries (and other products) above $35, and scan-and-go (contactless) payments within the app. We have three ideas: First, it’s a branding play. It didn’t have back-to-school as a true season this year, and Amazon still holds its cards for Prime Day.

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Branding Retail Online Video 151

PYMNTS

DECEMBER 19, 2016

While Yahoo can’t seem to shake the consequences of its massive data breach, Costco may have finally gotten things right with its co-branded credit card, and IBM is keeping its eye on the blockchain prize. Costco Turns The Credit Card Corner. The road to a co-branded credit card has been a bumpy one for Costco.

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blockchain Cards Data Branding 100

PYMNTS

JUNE 16, 2019

The retail chain suffered through a register outage, but things apparently were getting back to normal as of Sunday evening (June 16). As for Target, the “retailer said Saturday that registers were fully back online and said the outage was due to an ‘internal technology issue”’ and was not security related.

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Retail Maine Google Security 101

PYMNTS

FEBRUARY 12, 2018

Supermarket group Tesco, Britain’s biggest retailer, will be opening a chain of discount stores in the U.K. The company is working on a separate brand that will cost less, but offer a more limited range than what’s sold at its main stores. Recent data showed sales at Tesco grew by 2.6 billion pound ($4.95

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Retail Maine Cards Marketing 100

PYMNTS

DECEMBER 24, 2019

All that’s left now, more or less, is the rush of returns that will all but overwhelm some retailers. However, after almost 50 years, it began to fade in the 1980s, disrupted by the emergence of store-branded credit cards. Big Brands. So, what kinds of products will people be getting this year? Top Sellers.

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Millennials Branding Trends Retail 139

PYMNTS

AUGUST 24, 2020

Retailers are not just looking to donate a percentage of profits to a charity or cause, either, but are also seeing it as a way to foster customer engagement. Donating to a variety of charitable causes can expand customer reach for retailer engagement. Consumers now are socially conscious and holding brands accountable,” he said. “I

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Online Rhode Island New York Retail 142

PYMNTS

DECEMBER 10, 2018

It’s the decoupled debit card. Capital One made the headlines then – a genius move, many called it at that time, for an issuer that lacked demand in deposit accounts and had no other way to provide a debit-like offering that would make their brand sticky to consumers. Merchants paid less when they accepted those cards.

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Branding Cards Payments New Jersey 184

CB Insights

SEPTEMBER 6, 2017

As internet retailers are expanding their operations into brick-and-mortar operations (think Warby Parker, Argent, Bonobos, and BaubleBar ), venture capitalists are also investing in “physical-first” startups focused on creating new brick-and-mortar business models. New Frontiers in Retail Tech. Track retail tech startups.

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Maine Capital Rhode Island DC 70

PYMNTS

SEPTEMBER 16, 2020

Consumers in the pre-pandemic world rarely used the question of available payment methods as a criterion when deciding where to shop, largely because the vast majority of merchants probably took whatever card was in a customer’s wallet. It could be a QR code, a contactless card [or] a mobile wallet on the phone.

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Survey Maine Meeting Payments 233

Chris Skinner

JULY 23, 2017

This week’s main blog headlines are … Why FinTech start-ups think they can beat the banks There’s an old joke about the guy who’s lost driving in the countryside who stops to ask a pedestrian how to get to the city. You will all know by now that I love the innovations in retail banking in Turkey, and Gürhan didn’t disappoint.

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Boston Bitcoin Innovation Conference 171

PYMNTS

FEBRUARY 11, 2019

Consumers won’t be walking up to a cashier after standing in a checkout line to swipe a card when they visit a store. In a world where, as the Census says, 90 percent of retail sales still happen in the physical store, cards rule. percent of all retail sales, including auto, in 2039. Sure, more terminals in the U.S.

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Online Retail Mobile Branding 197