PYMNTS

JANUARY 23, 2019

Capital One ’s domestic card loans increased 8 percent in the fourth quarter of 2018 , the bank said on Tuesday (Jan. 22) as company executives gave an update of its card deal with Walmart. The financial institution (FI) said that, as of the end of Q4, the domestic card loans ending balance stood at $107.4

Capital 156

Capital Cards Branding Conference 156

PYMNTS

AUGUST 9, 2018

percent) of the respondents said that saving money is the main reason they use a mobile app when shopping for gas. People have been pulling up to a pump and using a card for a long time,” McCrary told Webster. “It More specifically, they value mobile apps that can help them find the best prices (51.6 More than half (57.4

Branding 100

Branding Mobile Data Study 100

PYMNTS

NOVEMBER 19, 2019

Among the biggest debates is how to construct and operate the best card program possible – a decision that served as the foundation for a new PYMNTS interview with Jim Geeslin, head of strategy for Elan Financial Services , an agent credit card issuer. Do FIs want to navigate card programs through that?”. Near-Term Challenges.

Cards 140

Cards Apple Data Innovation 140

PYMNTS

MAY 16, 2016

In payments, brand matters, more so now than it ever did, and for SMBs adopting mobile commerce initiatives, speed matters too – speed to market and speed to accepting payments in any manner customers desire. Clerico told Webster that the pricing is set at 2.75 percent per transaction plus a $0.30

Branding 100

Branding Payments Software Maine 100

PYMNTS

JULY 20, 2018

Capital One reported a robust second-quarter performance as the bank had increased spending and lowered losses in its credit card business. We saw credit improvement across our businesses, and growth math is now helping overall domestic credit card trends.”. Domestic card ending loan balances were up $7.8

Capital 100

Capital Cards Trends Branding 100

PYMNTS

JUNE 5, 2019

Cards (as in prepaid, stored-value cards that consumers can use for gambling, payroll and a variety of other uses, many of them novel) are only half the battle. To get a sense of how the world of payments and cards has changed, Cregan told Webster a story about a conference he attended in Las Vegas in 2009. Take payroll cards.

Cards 158

Cards Las Vegas Innovation Mobile 158

PYMNTS

JANUARY 23, 2019

This marks a change for Target — a retailer that had, up to this point, enabled mobile pay only for its own mobile wallet app and the Target-branded REDcard linked to it. That is consistent with what we have seen around the world when it comes to contactless card adoption,” Sanford said.

Cards 171

Cards Mobile Study Retail 171

PYMNTS

JUNE 22, 2018

.’s construction industry continues to struggle with late supplier payments, a new commercial card product from Barclaycard aims to address some of the cash flow issues among small businesses (SMBs) in the sector. In an email to PYMNTS, Barclaycard announced the rollout of a co-branded commercial card suite for SMBs in the U.K.

Cards 117

Cards Retail Maine Industry 117

PYMNTS

NOVEMBER 1, 2016

Primark, a European clothing dealer, has reported that credit card skimming equipment was found on “a limited number of card payment machines” in two of its U.S. It did, however, note that security was its main priority, as was transparently disclosing details as they emerge.

Cards 100

Cards US Pennsylvania Maine 100

PYMNTS

OCTOBER 29, 2020

Pleo is offering new services bundled under the brand Pleo Pocket that will make it easier for businesses to centralize financial information, according to a blog post. Pleo's main business is providing smart credit cards that make it easier for employees to document expenses and for employers to pay only for purchases they deem appropriate.

Tools 175

Tools Management United States Cards 175

PYMNTS

DECEMBER 23, 2020

The teenager with a Fortnite habit who manages to clean out Dad’s checking account via the debit card linked to the gaming account. The company offers FDIC-insured bank accounts and a Visa -branded payment cards for teens (aged 13-18) with budgeting features and other financial education tools built in. Creating A Balance.

Fintech 322

Fintech Cards FDIC Lending 322

PYMNTS

OCTOBER 14, 2020

When the chips are down, consumers love and trust their debit cards. Debit cards remain the payment method of choice among U.S. With the idea of “resilience” dominating much post-pandemic analysis, the workhorse debit card has proven to be exactly that — resilient — in the face of economic chaos.

Cards 182

Cards Fraud Study Online 182

PYMNTS

OCTOBER 19, 2016

According to Brad Fauss, president and CEO of the Network Branded Prepaid Card Association, the recently released regulations on prepaid cards from the Consumer Finance Protection Board could be another instance of good intentions gone wrong. Could this be a case of good intentions gone awry? Time will tell.

Regulation 100

Regulation Cards Digital Banking social media 100

PYMNTS

DECEMBER 19, 2016

While Yahoo can’t seem to shake the consequences of its massive data breach, Costco may have finally gotten things right with its co-branded credit card, and IBM is keeping its eye on the blockchain prize. Costco Turns The Credit Card Corner. The road to a co-branded credit card has been a bumpy one for Costco.

blockchain 100

blockchain Cards Data Branding 100

PYMNTS

OCTOBER 16, 2020

What was once a small but meaningful constituency — online shoppers — suddenly seem to be holding all the cards. How consumer packaged goods (CPG) brands and subscription-based businesses respond to this important trend will be make-or-break for many. There are over 1 million brands currently on the platform.

Branding 211

Branding Study Online Retail 211

PYMNTS

OCTOBER 12, 2020

consumers have largely relied on cards, were comfortable with them as a main purchase tool and the U.S. Meanwhile, demand for digital gift cards — one of Blackhawk’s areas of specialty — had been steadily growing but accelerated due to the pandemic. Mao said forecasts predict that digital gift card volume in the U.S.

How To 317

How To Retail Survey Mobile 317

PYMNTS

JANUARY 4, 2017

In the era of digital, that behavior has given way to buying data on credit and debit card transactions to keep tabs on how retailers are really doing day in and day out. That credit card data may be distorting the price of retail stocks — and making them oddly volatile. The problem? As of June of 2015, retail stocks were 1.2

Retail 100

Retail Data Cards Maine 100

PYMNTS

JULY 6, 2020

Last week, Constellation Brands purchased Empathy Wines , a direct-to-consumer (DTC) eCommerce business that sells wines from California vineyards. Brands see this digital shift in their numbers, even as stores have reopened and physical sales have started to increase. The Path Forward.

Retail 259

Retail Meeting Branding Maine 259

PYMNTS

APRIL 21, 2020

The stage is being set, then, for consumers to pivot away from legacy banking toward trusted brands that, increasingly, are building out financial services. The company’s API, he said, enables users to create an own-branded debit card (not a co-branded one) into their apps. You can reward people in non-cash ways.”.

Branding 232

Branding Innovation Regional Fintech 232

PYMNTS

JANUARY 3, 2020

It notes that “the scan as you shop payment area will only be accepting card. You can still do so by using self-service tills or main checkouts. The supermarket chain has been putting a message on receipts for shoppers that says, “Scan as you shop is changing.” Want to pay with cash?

System 130

System Maine Cards Report 130

PYMNTS

OCTOBER 7, 2016

“We are putting customers’ evolving needs at the center of our innovation and upholding the trust and convenience they expect from our global trusted brand,” said Odilon Almeida, Western Union president of the Americas and European Union, in a press release. billion was received in Mexico in 2015, an 8.7 percent increase versus 2014.

Branding 164

Branding Strategy Maine America 164

PYMNTS

NOVEMBER 23, 2018

But those illegal marketplaces — often called the “Dark Web” — also present a juicy opportunity for those fighting fraud to detect and even preempt criminal activities than cost businesses revenue and, often, parts of their brand reputation. Early Warning Value. Enough of the basics. But that goes only so far.

Fraud 184

Fraud Cards Data Maine 184

Chris Skinner

JULY 17, 2017

I talked earlier about the homogenization of the world as we are all become globally connected, seeking global brands using a global language through global platforms. We visited the head office of the Bank of China in Beijing who took great pride in telling us that they had 300,000 staff … in just that one main building.

Cards 185

Cards ATM Mobile Maine 185

PYMNTS

NOVEMBER 7, 2016

They sometimes pretend to be real retail chains like Dollar Tree and Foot Locker, or big department stores like Dillard’s and Nordstrom, or online product bazaars like Zappos.com and Polyvore, or even luxury brands like Jimmy Choo, Christian Dior and Salvatore Ferragamo. It’s important that brands monitor how their name is being used.”.

Retail 204

Retail Apple Branding New York 204

PYMNTS

JULY 28, 2020

“As we expand the community in terms of users and merchants, I think [Venmo] will have the opportunity to help bring Main Street back,” Esch said. Coming Soon: The Fourth Leg Of A Credit Card Value Proposition. I think when it’s introduced, it will be the fourth leg of a credit card value proposition,” Esch said.

Community 261

Community Cards Maine Payments 261

PYMNTS

MAY 25, 2016

The end result, Heasley remarks, is that the pressure to adopt EMV has “not created a love fest” between the retailers and the card networks. For retailers, and the merchants themselves, Heasley says, their brands become key even as consumers demand more flexibility in how and when and where they choose to make payments.

Retail 101

Retail Cards United States Payments 101

MyBankTracker

OCTOBER 20, 2020

Student credit cards can give you spending power and help you establish good credit. The Chase Freedom Student Credit Card is a cash back rewards card designed for new credit users. This card offers a flat 1% cash back rewards rate on all purchases. If you’re in college, this card can help you build credit.

Cards 52

Cards Security Fraud Examples 52

PYMNTS

DECEMBER 10, 2018

It’s the decoupled debit card. Capital One made the headlines then – a genius move, many called it at that time, for an issuer that lacked demand in deposit accounts and had no other way to provide a debit-like offering that would make their brand sticky to consumers. Merchants paid less when they accepted those cards.

Branding 184

Branding Cards Payments New Jersey 184

PYMNTS

SEPTEMBER 15, 2020

On the Walmart side, the main benefits for $98 a year are free grocery deliveries (and other products) above $35, and scan-and-go (contactless) payments within the app. We have three ideas: First, it’s a branding play. It didn’t have back-to-school as a true season this year, and Amazon still holds its cards for Prime Day.

Branding 151

Branding Retail Online Video 151

PYMNTS

SEPTEMBER 24, 2020

Mastercard Expands Digital Card Program To Include Instant Access, eWallet. Instant settlement helps Main Street merchants close the gap between a sale and a bank account deposit, but what about small and medium-sized businesses (SMBs) that don’t operate storefronts and are paid by check?

Company 137

Company Payments Atlanta Massachusetts 137

PYMNTS

JANUARY 3, 2020

It notes that “the scan as you shop payment area will only be accepting card. You can still do so by using self-service tills or main checkouts. The supermarket chain has been putting a message on receipts for shoppers that says, “Scan as you shop is changing.” Want to pay with cash?

System 101

System Maine Cards Report 101

Payments Source

JUNE 9, 2017

Counterfeit card fraud remains a fairly lucrative activity for criminals, mainly because the EMV chip migration the U.S. As such, there was never a clear spike in card-not-present fraud since the anti-counterfeiting design arrived in the country, according to the card brands. still has many gaps.

Fraud 60

Fraud Maine Cards Branding 60

CB Insights

SEPTEMBER 6, 2017

Follain — Gaelic for “healthy, wholesome, and sound” — features a curated portfolio of skincare, hair care, and cosmetics products from over 40 US brands. The company sells teas, brewing pots, and storage items, as well as greeting cards and stationery. Paper & Tea. Total Disclosed Funding: N/A. Treebo Hotels.

Maine 70

Maine Capital Rhode Island DC 70

PYMNTS

NOVEMBER 5, 2020

Webster pointed to Main Street SMBs as “a segment of physical retail that may even have the best of all digital/physical retail options,” and noting that “Direct-to-consumer brands may find them to be an attractive outlet to capitalize on the hyperlocal shopping experiences with which consumers in those communities feel most comfortable.

Retail 252

Retail Millennials Online Report 252

PYMNTS

JULY 30, 2019

He will also be the main contact person for the regulatory agencies tasked with oversight of Visa in the more than 200 countries in which it operates. He also worked as chief operating officer, card services, at Alliance Data Systems. Visa said it was actively looking to the future to expand the payments space.

Strategy 174

Strategy Operations System Security 174

PYMNTS

FEBRUARY 7, 2020

Both payment providers and retailers must come up with new ways to engineer the loyalty of shoppers, with multiple options and ways to interact with brands. This may be due to the fact that many American millennial and Gen Z shoppers are still wary of credit cards, and hunting for alternative payment methods.

Industry 167

Industry Millennials Retail Mobile 167

PYMNTS

DECEMBER 6, 2019

However, they are also hesitant to pay for those new experiences with credit cards or other traditional financing options. Other retail brands, such as technology company Apple , are also exploring the potential benefits of BNPL. To learn more, visit the Tracker’s News & Trends section.

Millennials 219

Millennials Payments Retail Apple 219