Gonzobanker

JULY 9, 2021

The fintech market is smokin’ hot right now. Fintech is no different. Q1 2021 was the largest funding quarter on record, according to CB Insights , with fintechs raising $22.8 Banks and fintechs are in a heated mashup and seeking niches. Fifth Third Bank is acquiring healthcare fintech Provide.

Fintech 197

Fintech Lending Community Payments 197

Abrigo

JUNE 14, 2017

Many banks and credit unions have found a path to growth via partnerships with fintechs. Technology partners offer much more than just software to banks; a fintech partnership provides delivery channels, convenience, corporate governance , advisory services, and industry data. Additional Resources Hiring headache?

Fintech 170

Fintech Software Lending Millennials 170

Gonzobanker

MARCH 23, 2022

I didn’t find a lot to do in the lounge other than viewing a wall touting the bank’s blockchain accomplishments and watching a video of Chase’s eCommerce and Fintech Forum from June 2021. Over time, the market for metaverse real estate could evolve in a similar way as the real estate market in the analog world.

Lending 103

Lending Fintech blockchain Video 103

PYMNTS

DECEMBER 19, 2018

The bond market, on the other hand, isn’t the most likely of places for an entrepreneur to seek financing. Typically seen as a low-risk, low-rewards instrument reserved for middle-market and large enterprises, corporate bonds offer the opportunity for businesses to remain private while raising money and diversifying debt.

Marketing 134

Marketing Capital Security Trends 134

Gonzobanker

MAY 4, 2020

All the capital flowing into the digital fintech space is helping to solve banking industry challenges. As the industry’s appetite for digital technology grows, the capital that’s been flowing into mostly digital-focused fintech is solving real industry challenges right now. SoFi/Galileo: This $1.2

Fintech 109

Fintech FDIC Capital Community Bank 109

Abrigo

MAY 5, 2022

Would you like other articles like this in your inbox? or largely focused on the domestic banking market. If you have an interesting podcast to share, please send it to marketing@abrigo.com. And all release a new episode at least monthly. Takeaway 2 With 2.8 Check them all out in our Knowledge Center.

Community 195

Community Lending Maine Resources 195

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Marketplace lending. Marketplace Lending.

Fintech 183

Fintech blockchain Lending Digital Banking 183

Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. You might also like this guide for smarter, faster small business lending.

Lending 243

Lending St. Louis Community Marketing 243

FICO

OCTOBER 2, 2019

The room for expansion is extensive and I don’t think it will take extraordinary measures in order to increase that market share significantly. I would like to examine what I think ‘small banks’ (community banks, regional banks, and credit unions) can do to capture more market share of the small business lending market.

Lending 40

Lending Marketing Community Bank Online 40

Gonzobanker

JANUARY 25, 2019

Fiserv acquiring First Data Corporation is a huge deal in the fintech world. Twenty-two billion dollars is a monster-size deal, but at 2X First Data’s annual revenue, the price is a way lower revenue multiple than the growth-oriented digital mashups lining up in the market. Diversification versus Concentration. So, put the coffee on.

Data 128

Data Fintech Community Bank UX 128

PYMNTS

OCTOBER 6, 2017

5), Alenka Grealish, senior analyst at Celent, penned an article for American Banker with a prediction: The small business (SMB) credit space is headed for a “shake-up.” The market is ripe for consolidation and beneficial partnerships,” Grealish wrote. Alternative Lending. On Thursday (Oct. SalaryFinance. SMB Accounting.

Lending 152

Lending Capital Marketing Report 152

Abrigo

MARCH 6, 2017

Following the right people or organizations on Twitter, for example, can generate a steady stream of informative articles and news alerts. His recent research reports have covered SMB lending, alternative lenders and automating commercial lending. It often Tweets columns tied to breaking news and statistics.

social media 150

social media Lending Community Community Bank 150

Lex Sokolin

JANUARY 20, 2021

We gaze with wonder at over $1 billion in raises announced last week, and over $10 billion in Fintech company value creation. The new information to add is that the company is now worth nearly $30 billion on the public markets, up from a bit over $2 billion in 2019. In lending, we’ve also got Blend, which topped up $300 million.

Company 52

Company System Fintech Lending 52

Lex Sokolin

JANUARY 20, 2021

We gaze with wonder at over $1 billion in raises announced last week, and over $10 billion in Fintech company value creation. The new information to add is that the company is now worth nearly $30 billion on the public markets, up from a bit over $2 billion in 2019. In lending, we’ve also got Blend, which topped up $300 million.

Company 52

Company System Fintech Lending 52

Celent Banking

FEBRUARY 28, 2017

This is the next article in a weekly series highlighting trends and themes from Celent’s Model Bank submission process. This week’s article focuses on Model Bank entries in the Products category. Lending Product — for the most impressive consumer or business lending or collections initiative.

Innovation 100

Innovation Lending Boston Trends 100

Celent Banking

FEBRUARY 28, 2017

This is the next article in a weekly series highlighting trends and themes from Celent’s Model Bank submission process. This week’s article focuses on Model Bank entries in the Products category. Lending Product — for the most impressive consumer or business lending or collections initiative.

Innovation 100

Innovation Lending Boston Trends 100

Lex Sokolin

DECEMBER 31, 2020

A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the Multiverse, Pandemic, Revolution, Crypto Art, and the Nature of the Universe Hi Fintech futurists — You should be out partying! A cute little article about $90MM from order flow. Is Ant Financial the best Fintech in the world?

Fintech 52

Fintech Bitcoin blockchain Google 52

Lex Sokolin

DECEMBER 31, 2020

A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the Multiverse, Pandemic, Revolution, Crypto Art, and the Nature of the Universe Hi Fintech futurists — You should be out partying! A cute little article about $90MM from order flow. Is Ant Financial the best Fintech in the world?

Fintech 52

Fintech Bitcoin blockchain Google 52

PYMNTS

APRIL 20, 2017

Market entrants are looking to disrupt across a range of segments of the banking industry, but SME finance has become a popular target for these innovators. It seems that every few weeks another FinTech is seeking a banking license in the U.K. Take, for instance, SME lending. the EU and other landscapes across the globe.

Compliance 110

Compliance Innovation social media Lending 110

PYMNTS

SEPTEMBER 20, 2017

million USD), the news article read, noting revenue rose 133.5 Chinese companies, especially FinTechs, are beginning to turn to overseas public offerings to raise new capital. Analysts say the trend is the result of tightened regulations at home, especially those impacting alternative lending startups. million yuan ($94.9

United States 100

United States Fintech Maine Study 100

Jessica Ellerm

FEBRUARY 25, 2016

On Wednesday Australia’s Prime Minister Malcolm Turnbull and Treasurer Scott Morrison jointly announced the launch of a new fintech advisory panel, bringing together bankers and fintech leaders alike, and tasking its members with the job of making Australia the leading force in financial technology within the APAC region.

Fintech 40

Fintech Lending US Policies 40

PYMNTS

JULY 31, 2017

According to the FinTech’s latest “ Performance Against Customer Expectations (PACE) Report ,” SMEs are unhappy with a lack of options for high-tech products and services, and as more small businesses switch banks, analysts say this discontent could accelerate bank-switching among the nation’s small business community.

Survey 112

Survey Community Bank Community Regional 112

Jessica Ellerm

NOVEMBER 26, 2015

Using MasterCard wallet technology and Gemalto’s Trusted Services Hub to secure transactions, the platform’s strategy for acquiring users looks to be mirroring the UK market’s Oyster Card/MasterCard partnership. Harmoney – peer to peer consumer lending. Did you enjoy reading this post?

Company 45

Company Fintech Lending Bitcoin 45

Banking 4 Tomorrow

APRIL 13, 2015

Admittedly it is easier to predict what will happen 5 or 10 years from now, than 50 years, but at the same time, we’ve got trouble predicting what the stock market or weather patterns will do a few weeks from now, let alone the banking system. However, when we […].

Customer Experience 40

Customer Experience Lending Innovation Fintech 40

William Mills

JUNE 16, 2016

But bigger than that, we began getting caught up in this world of “fintech” long before it became the latest overnight sensation, which – by the way – has actually been more than 10 years in the making. What the heck is fintech and why do we care? 2) The fintech tide still rising. billion in 2010.

Fintech 40

Fintech Industry User Experience US 40

William Mills

JUNE 16, 2016

But bigger than that, we began getting caught up in this world of “fintech” long before it became the latest overnight sensation, which – by the way – has actually been more than 10 years in the making. What the heck is fintech and why do we care? 2) The fintech tide still rising. billion in 2010.

Fintech 40

Fintech Industry User Experience US 40

Bank Innovation

JUNE 29, 2016

That’s the implication from a recently published article in Fortune. Is Citigroup going to partner with Square to offer the startup’s peer-to-peer payments service to Citi customers? Square Cash was launched by Square in 2013 for P2P payments. The service is available in the U.S., and for both personal or Read More.

Payments 186

Payments Marketing Cards Innovation 186

Gonzobanker

AUGUST 24, 2023

In an article titled Is the Banking Crisis Over? High interest rates have forced many banks to pay more to retain deposits (often via brokered deposits), while many institutions have seen deposits flee to higher-yielding money market funds. Bond losses. Rising interest rates depress the value of low-rate securities and loans.

Innovation 148

Innovation United States Industry Technology 148

Jeff For Banks

MARCH 1, 2020

Read the resulting article here. The article carried two quotes from me. Such as hiring lending teams. These processes drain resources from more promising investments such as small business loan decisioning, integrated cash management, and retail customer marketing solutions. The reporter e-mailed his questions.

Resources 78

Resources Charlotte Strategy Technology 78

Abrigo

AUGUST 25, 2021

Takeaway 2 A consumer loan origination system can help FIs offer a fully digital retail lending experience. How can FIs overcome retail lending challenges? In today's competitive – and increasingly digital – consumer lending environment, financial institutions will need to find ways to adapt to changing customer expectations.

Lending 195

Lending System Community Retail 195

FICO

SEPTEMBER 30, 2022

Cortnie Abercrombie is a world recognized expert in AI and data analytics and has been named in media articles as one of “12 Brilliant Women in Artificial Intelligence & Ethics to Watch,” one of the “Top 100 Innovators in Data and Analytics,” and one of “10 Big Data Experts to Know.” Vice President of Worldwide Marketing for FICO.

Meeting 52

Meeting Analytics Management Strategy 52

Gonzobanker

OCTOBER 5, 2022

Bankers are obsessed with discovering the “secrets” of getting consumers to change banks, while market researchers feed that obsession with survey data that purports to reveal those secrets. This article originally appeared in Shevlin’s Fintech Snark Tank on Forbes and is reprinted with permission. Extremely Likely, My Foot.

Survey 78

Survey Mobile ATM Cards 78

Gonzobanker

OCTOBER 5, 2022

Bankers are obsessed with discovering the “secrets” of getting consumers to change banks, while market researchers feed that obsession with survey data that purports to reveal those secrets. This article originally appeared in Shevlin’s Fintech Snark Tank on Forbes and is reprinted with permission. Extremely Likely, My Foot.

Survey 78

Survey Mobile ATM Cards 78

NCR

DECEMBER 1, 2017

There are plenty of challenges to face up to, from regulatory changes in Europe and fintech disruption, to the startlingly rapid evolution of technology and consumer expectations. The Fed also highlighted competition from fintechs as a trend that could increase the pressure on smaller providers. The value of personalization.

Community 56

Community Community Bank Michigan Lending 56

Fintech Labs Insights

JANUARY 7, 2021

We need these niche-focused startups to serve as proving grounds for services that make banking/payments/lending better, especially for those not well-served by current players. The Singapore-based startup has a globally diverse founding team and has its sights on multiple markets, starting in Southeast Asia.

Fintech 15

Fintech Video Study Lending 15

BankUnderground

AUGUST 23, 2023

Typically these products are provided by newer fintech firms, for whom BNPL makes up most or all of their lending. For these lenders, BNPL products are relatively new and make up a very small part of their lending business. For the purposes of this article we define ‘users’ as households reporting BNPL use.

Survey 83

Survey Groups Regulation Data 83

Lars Markull

JULY 10, 2022

This means that finance includes not only lending and investing, but also banking. The following diagram may help you understand it better: One distinction is that "Embedded" is always provided by a non-banking provider, whereas Open Banking/Finance powered solutions can be provided by both a bank and a fintech.

Lending 83

Lending Branding Examples Regulation 83