Chris Skinner

APRIL 23, 2018

The article is fairly high level and makes no commitment to … The post Digital smartphone banking is used by 97% of Asia’s developed market consumers appeared first on Chris Skinner's blog.

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Marketing Digital Banking blockchain Innovation 273

PYMNTS

JULY 22, 2019

Providing onboarding services in the Latin American market is both an exciting opportunity and a challenging one. And there is no shortage of interest in the region in that ability, with particular interest coming from the financial services sector, the cryptocurrency markets and in the healthcare vertical. A Diversity Of Needs.

Innovation 161

Innovation Payments Regional America 161

South State Correspondent

JULY 12, 2023

Some 57 financial institutions will start with FedNow, including about 42 banks (plus a handful of core systems providers and fintechs). Banks are about to win back payment flow from non-banks, and in this article, we break down how this will happen and what it means for your bank. Home closings can take place on weekends. In the U.S.,

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Payments Management Fraud Data 370

Celent Banking

FEBRUARY 28, 2017

This is the next article in a weekly series highlighting trends and themes from Celent’s Model Bank submission process. This week’s article focuses on Model Bank entries in the Products category. Product Innovation — for demonstrating the ability to launch multiple innovative products.

Innovation 100

Innovation Lending Boston Trends 100

Celent Banking

FEBRUARY 28, 2017

This is the next article in a weekly series highlighting trends and themes from Celent’s Model Bank submission process. This week’s article focuses on Model Bank entries in the Products category. Product Innovation — for demonstrating the ability to launch multiple innovative products.

Innovation 100

Innovation Lending Boston Trends 100

Insights on Business

DECEMBER 7, 2017

Two years ago I wrote an article on the 6 biggest trends in FinTech. In a landscape where new technology arises, gets implemented and goes mainstream in a heartbeat, I wanted to cover five of the most impactful trends currently impacting the FinTech industry today: 1. Artificial Intelligence and Machine Learning.

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Trends Technology Fintech blockchain 145

Insights on Business

APRIL 6, 2017

While looking at the predictions for the FinTech area for 2017, I started noticing that APIs were showing up again and again. As Jim Marous notes in his article, Top 10 Retail Banking Trends and Predictions for 2017 , “APIs were not even listed as a 2016 trend, but was #4 in 2017.”.

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Las Vegas Fintech User Experience Trends 194

Celent Banking

FEBRUARY 24, 2017

This is the fifth article in a weekly series highlighting trends and themes from Celent’s Model Bank submission process. Legacy Transformation / IT Platform Innovations. Emerging Innovation. For more information on how the Model Bank Awards have evolved, see the first two pieces from Dan Latimore and Zil Bareisis.

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Innovation Boston Technology Meeting 114

Abrigo

MAY 5, 2022

Would you like other articles like this in your inbox? or largely focused on the domestic banking market. If you have an interesting podcast to share, please send it to marketing@abrigo.com. Weekly episodes highlight innovators and industry players driving innovation in the financial services industry.

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Community Lending Maine Resources 195

PYMNTS

AUGUST 2, 2018

Trezeo , a FinTech startup that seeks to smooth out income for self-employed workers, is one of the innovators that call Dublin home. Charlon said that Dublin is an attractive place to FinTech firms for several reasons. For one, the country is in the European Union (EU), so there is easy access to the European market.

Fintech 101

Fintech Taxes Google Policies 101

Gonzobanker

SEPTEMBER 14, 2023

Just this week, Finovate host Greg Palmer surveyed the event’s audience on what the biggest challenges of digital transformation projects were for incumbents, according to Fintech Futures. As Ron Shevlin , our chief research officer, blogged : “Banks need to stop playing innovation charades. The results? But that gap must shift.

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How To New Hampshire Oklahoma Fintech 109

Chris Skinner

MAY 1, 2017

Now I don’t want to get into politicks, as that’s not my job, but I do want to point to an interesting article on TechCrunch by Nik Milanovic (@NikMilanovic) that illustrates the issue well. Back in December, I picked up on this new Office of the Comptroller of the Currency (OCC) Ruling to issue national FinTech bank charters.

America 211

America Fintech National Regulation 211

Chris Skinner

JULY 25, 2017

I really enjoyed a recent article on CGAP (the Consultative Group to Assist the Poor). Housed at the World Bank, CGAP’s mission is to improve the lives of poor people by spurring innovations and advancing knowledge and solutions that promote responsible, sustainable, inclusive financial markets.

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ATM Bitcoin Retail blockchain 274

South State Correspondent

FEBRUARY 20, 2023

Understanding the competitive banking landscape helps community banks set proper pricing, respond to rival marketing, and compete more effectively. Further, the competition is not just another bank that might make a loan or take a deposit, but it could be a credit union, insurance company, retail store, or a fintech.

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National Lending How To Community Bank 195

PYMNTS

JANUARY 22, 2020

incorporated but operates in Addis Ababa – to support that expansion into East Africa and Latin America,” the article indicated. Oviosu said Big Tech players like PayPal and Alipay are competitors as Paga moves into more emerging markets. He started working in FinTech after attending Brown University. “I

Software 130

Software San Francisco America Study 130

Insights on Business

DECEMBER 7, 2016

A recent article in The Globe and Mail , The biggest threat to banks? Legacy systems, not fintech (November 2016), by Mike Gardner seemed to go viral on my Twitter stream. Fintech experts weigh in. The attitude of “if it ain’t broke, don’t fix it”, might be leading banks to become their own worst enemy.

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System Fintech Innovation Industry 70

PYMNTS

MARCH 29, 2017

Stock markets in Europe were mixed as the formal process of Brexit began this week. percent and France’s CAC market up around 10 basis points. With the Article 50 letter proffered by May, the formal process is under way. The British FTSE Index was down 0.4 percent in the morning on Wednesday, with German DAX up 0.4

Fintech 100

Fintech National Regulation Capital 100

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Blockchain. Marketplace lending. Blockchain.

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Fintech blockchain Lending Digital Banking 183

Gonzobanker

AUGUST 24, 2023

In an article titled Is the Banking Crisis Over? High interest rates have forced many banks to pay more to retain deposits (often via brokered deposits), while many institutions have seen deposits flee to higher-yielding money market funds. Every management fad has a life cycle, and the innovation fad is on its last legs.

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Innovation United States Industry Technology 148

The Financial Brand

AUGUST 9, 2023

This article An Analysis of Apple’s Strategy in Banking: Memojis, Marketing & Next Moves appeared first on The Financial Brand. It’s just as much part of Apple’s strategy for reeling in Millennials & Gen Z as its Apple Pay marketing. You can tell a lot from a memoji.

Analysis 26

Analysis Strategy Marketing Millennials 26

Gonzobanker

JUNE 7, 2023

Older adults have long been ignored in all kinds of markets, but evidence of bold change is even emerging in entertainment. As the researchers at the Financial Health Network in a 2020 report put it: “As our aging population grows and financial challenges continually evolve, so too will the need for inclusive fintech solutions.

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Los Angeles Fintech Digital Banking Tools 133

South State Correspondent

OCTOBER 26, 2023

In this article, we detail our thoughts and the trends we saw last week in Las Vegas from a banking perspective in hopes of giving you the flavor and insight from the conference without you having to walk 10 miles per day and listen to endless vendor pitches. It’s a whirlwind of education, deal-making, eating, and hugging.

Conference 221

Conference Las Vegas Fraud Case Study 221

PYMNTS

DECEMBER 28, 2020

Pan Gongsheng as saying that officials criticized Ant for poor corporate governance, defiance of regulatory demands, illegal regulatory arbitrage, the use of its market advantage to squeeze out competitors and harming consumers’ legal interests. Any FinTech disruptor, when it becomes so big, represents systemic risk,” he told Webster.

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US Regulation Groups System 168

Jeff For Banks

DECEMBER 27, 2022

Anxiety from insiders chiding them to innovate because this customer or that customer asked about some piece of technology their other bank has. For example, if you empower employees to present innovation ideas to your executive team or a committee, do so in a systematic way. market in 2019. Among bankers, there is anxiety.

Innovation 78

Innovation Fintech Conference Austin 78

Celent Banking

FEBRUARY 1, 2017

This is the third article in a weekly series highlighting trends and themes from Celent’s Model Bank submission process. Articles from this week on will explore some of the broader themes within each category. While this makes the category more difficult to judge, it offers immense insight into what’s happening in the market.

Customer Experience 100

Customer Experience Branding Boston Innovation 100

Jessica Ellerm

FEBRUARY 11, 2018

But if you’re to have any hope of engaging the masses, that’s exactly what you’re going to need to do, especially if you’re a fintech business in the wealth creation space, going after the everyday consumer. This isn’t just a marketing problem. Fundamental wealth innovation must run deeper than technology.

Fintech 90

Fintech Innovation United States National 90

South State Correspondent

OCTOBER 28, 2022

Gartner focused on technology infrastructure, while Money 20/20 was around fintech and payments. AI, payments, data, and other aspects of innovation are dropping behind the scenes. Small Idea – Hyper personalization and One-to-one Marketing. If you think you have ten years on your current core, you don’t. It is closer to five.

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Conference Technology Las Vegas Trends 195

PYMNTS

OCTOBER 6, 2017

5), Alenka Grealish, senior analyst at Celent, penned an article for American Banker with a prediction: The small business (SMB) credit space is headed for a “shake-up.” The market is ripe for consolidation and beneficial partnerships,” Grealish wrote. “The On Thursday (Oct.

Lending 152

Lending Capital Marketing Report 152

PYMNTS

APRIL 20, 2017

Market entrants are looking to disrupt across a range of segments of the banking industry, but SME finance has become a popular target for these innovators. It seems that every few weeks another FinTech is seeking a banking license in the U.K. These challenger banks aren’t just disrupting the U.K.’s s main street banks.

Compliance 110

Compliance Innovation social media Lending 110

Independent Banker

AUGUST 31, 2021

How do you navigate the constant churn of innovations or disruptors? A barrage of new payments potential has shaped the market since the start of the pandemic. The financial services industry is acting on this digital demand, incorporating fintech solutions, instant payments offerings and crypto banking products. Cryptocurrency.

Trends 91

Trends How To Payments Community Bank 91

Bank Innovation

MAY 9, 2017

I sat down with the Anthemis marketing team to break down the complexities around Premium APIs and unpack how banks are utilising this new technology strategy. This is the first of a series of five articles on Open Finance in Europe. What is an API and why does everyone seem to be talking about them recently? What do you mean by that?

Data 191

Data Trends Industry Examples 191

South State Correspondent

MARCH 21, 2023

This article breaks down how you can use the ERC Assist product to generate deposits in an innovative way. The ERC Assist Program SouthState has partnered with SmartBiz, a fintech company, and several known CPAs and ERC processors to assist banks in processing ERC payments for their small business customers.

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Taxes Community Bank Community Operations 195

Jessica Ellerm

MARCH 31, 2016

And well, nothing could ring truer in the world of fintech and banking disruption. In the fintech trenches, where new ideas are being bought to life, everything is an unknown quantity. Our customers are ultimately the people that make the fintech cause a reality – it’s not just about us. Not all innovation does this.

Fintech 40

Fintech Innovation US Regulation 40

William Mills

JANUARY 25, 2018

William Mills Agency, the largest independent public relations and content marketing firm specializing in the financial industry, released its 15th annual financial services industry report, Bankers As Buyers 2018 today. Future Innovations. Contributed Articles. Lending/Risk Technologies. Artificial Intelligence (AI).

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Report Technology Innovation Atlanta 40

Jessica Ellerm

MAY 20, 2017

To give you some idea of what these issues are, here are just a few startling superannuation stats for the uninitiated, that are well worth putting your fintech opportunity hat on and considering. Unless there is a significant correction to the housing market, for many this ship has well and truly sailed. Fees & Charges.

Fintech 89

Fintech Management Industry Trends 89

Abrigo

FEBRUARY 23, 2022

Would you like other articles like this in your inbox? Market Trend. Furthermore, given the rise of fintech firms chasing the SMB segment, borrowers have alternative sources of funding. That adds to the pressure on financial institutions to innovate the small business loan process. Small business lending is a focus.

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Lending Community Bank Community Analysis 195

William Mills

JUNE 16, 2016

But bigger than that, we began getting caught up in this world of “fintech” long before it became the latest overnight sensation, which – by the way – has actually been more than 10 years in the making. What the heck is fintech and why do we care? 2) The fintech tide still rising. billion in 2010.

Fintech 40

Fintech Industry User Experience US 40