Perficient

DECEMBER 14, 2020

If your organization is looking to capitalize on cloud technology in 2021, here are a few trends to keep in mind. In the previously cited article, it is projected that an additional 20% of enterprises will prepare for IT workload disruptions by protecting data in the public cloud. The Public Cloud Market Will Surge.

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South State Correspondent

FEBRUARY 27, 2024

In this article, we would like to define loan pricing discipline and cover bid, why it matters, and demonstrate how most community banks currently are not using loan pricing discipline. Here, banks calculate their cost of capital, funding costs, and all direct and indirect costs and add a margin to determine the price.

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Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. Takeaway 2 Reports that assess capital, growth, and liquidity provide banking professionals data to drive decisions. Regulators review them to assess safety and soundness.

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South State Correspondent

MARCH 13, 2023

While we will cover the general lessons HERE , in this article, we wanted to focus on the root cause – how and why interest rate risk caused the second-largest bank failure in US history (Washington Mutual was the largest in 2008). Equally important is the bank’s securities duration, as shown in the graph below.

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Gonzobanker

SEPTEMBER 21, 2023

NYMBUS secured Series D financing (led by Insight Partners), partnered with Hurdlr for small business banking; with Atty Bank, Saint Louis Bank ’s legal community bank; and with Roger, Citizens Bank of Edmond ’s military niche bank. Core10 secured a Series B funding round led by Patriot Financial Partners with JAM FINTOP and the ICBA.

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PYMNTS

DECEMBER 5, 2016

Brian Krebs of Krebs on Security reported that the hacker believed to be behind the attack on the SFMTA was himself hacked over the weekend by an anonymous security researcher. Said researcher got interested after seeing a news article on the SFMTA hack. So, good news for borrowers — unexpectedly expensive news for taxpayers.

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PYMNTS

MARCH 26, 2019

In 2015, news outlets ran articles about the “ gold mine ” of venture capital investments in the alternative finance sector. Yet at a time when analysts say VCs are focusing more on late-stage investment , alternative lenders are having a tougher time securing funding, particularly market newcomers in a crowded market.

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South State Correspondent

APRIL 30, 2022

In this article, we analyze the industry’s cost of funding earning assets (COF) and track how community banks’ COF behaves relative to larger banks. In future articles, we will explain our modeling for community banks’ COF based on inflation, Fed Funds rates, consumer consumption and the Fed’s balance sheet runoff.

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South State Correspondent

JULY 5, 2022

In this article, we analyze why 75% LTV may not protect banks from credit risk on commercial loans and why there is only one source of loan repayment. . Many bankers responded that their loan-to-values (LTVs) are low and expect that the secondary source of repayment will protect the bank’s capital. Background.

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South State Correspondent

MARCH 30, 2023

In this article, we look at 20 deposit-rich industries that have above-average profitability. Increasing Deposit Balances and Profit Consider this case study – customer acquisition costs for a company that provides security guards and patrol services are about $8,000. They are also more plentiful.

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South State Correspondent

FEBRUARY 28, 2023

Many community banks today are willing to underwrite real estate secured loans on just two metrics: debt-service-coverage ratio (DSCR) and loan-to-appraised value (LTV). We will consider the minimal project DSCR in this article and cover the debt yield topic in future blogs.

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South State Correspondent

NOVEMBER 7, 2022

Available-for-sale securities are reported at fair value, and any unrealized gains and losses are included in accumulated other comprehensive income (AOCI) in the equity section of the balance sheet. In this article, we explore what signals marking your loans to market might send. Capital got scarce.

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MyBankTracker

AUGUST 12, 2020

Personal Capital is an online wealth management concept that started in 2009. Today, Personal Capital offers two sets of tools depending on whether you pay for their services or not. Personal Capital provides a paid wealth management service for those with $100,000 or more in investable assets. This is done securely.

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South State Correspondent

JANUARY 22, 2023

In a previous article ( here ), we discussed why commercial loan prepayment protection would be a critical return on asset (ROA) driver for community banks in 2023. In this article, we will quantify the value of a prepayment provision and compare the value of a step-down to a symmetrical break-even provision.

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PYMNTS

DECEMBER 19, 2018

For small- and medium-sized businesses (SMBs) in need of capital, bank loans are undoubtedly the first place they look. For smaller companies that have traditionally relied on bank loans, private equity and venture capital funding, it links them to another source of capital.

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South State Correspondent

FEBRUARY 20, 2023

Scale, security, and innovation are all linked to better information technology design and implementation. Loans, deposits, fee services, branches, product lines, and relationships can all be measured using a RAROC model, allowing for better capital allocation, product development decisions, and product pricing.

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MyBankTracker

AUGUST 28, 2020

Capital Good Fund is a non-profit financial institution that offers personal loans to residents in Florida, Massachusetts, Rhode Island, Delaware, and Illinois. This is the case with a Capital Good Fund loan. Think a Capital Good Fund personal loan is right for you? How Does a Capital Good Funds Personal Loan Work?

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Independent Banker

APRIL 30, 2022

For this and other reasons, now is a good time to review and refresh articles, bylaws and committee charters to ensure resilience and bolster risk management. The key COVID-19 issue in this workforce pivot was ensuring that Oregon Pacific could secure customer and proprietary data with employees working from their kitchen tables.

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PYMNTS

OCTOBER 14, 2018

Other cryptocurrencies had an even worse week: Ether, the second-largest cryptocurrency by market capitalization, dropped 12 percent, while the third largest, XRP, is down 18 percent in seven days. and Canadian securities regulators.

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Abrigo

JULY 27, 2023

Would you like other articles on fraud and AML/CFT compliance in your inbox? However, banks and credit unions should stay vigilant about choosing the right regtech solutions to tackle the challenges and capitalize on the opportunities it presents. The staff and support are very friendly, helpful, and responsive."

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Abrigo

JULY 27, 2023

Would you like other articles on fraud and AML/CFT compliance in your inbox? However, banks and credit unions should stay vigilant about choosing the right regtech solutions to tackle the challenges and capitalize on the opportunities it presents. The staff and support are very friendly, helpful, and responsive."

Technology 195

Technology Fraud Compliance Regulation 195

PYMNTS

DECEMBER 26, 2019

XpressBees is allotting 9,317 Series D1 compulsorily convertible preference shares at a price equivalent to $1,073.306 each to Alibaba,” the article indicated. million in funding led by InnoVen Capital and Alibaba Group, according to Crunchbase. The company has raised $157.6

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The Financial Brand

JANUARY 1, 2024

This article Trends 2024: Banks Must Ramp Up Protections as Mobile Fraud Grows appeared first on The Financial Brand. An explosion of malicious software targeting mobile applications and their users will be security priority No.

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PYMNTS

NOVEMBER 5, 2019

The type of tax paid — capital gains tax, corporation tax, income tax, national insurance contributions, stamp taxes or VAT — will be decided by the tax authority. I think this is a problem that requires a lot of solutions and a lot of layers of security. You have to be aware that you could lose control of your phone,” he said.

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PYMNTS

AUGUST 24, 2019

Since its launch in 2015, the company has attracted more than six million users and expanded into new areas such as stock trading and business accounts, the article said. He is currently the global head of liquidity models and methodologies at Deutsche Bank. This year, we’ve made some exceptional senior appointments to the company.

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PYMNTS

JUNE 18, 2019

The publication noted that the merchant cash advance industry has also been known to charge 400 percent interest on short-term loans, requiring SMBs to agree to confessions of judgement to receive the capital. Three county clerks agreed to stop processing the majority of judgments by confession as a result of the articles.

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PYMNTS

AUGUST 13, 2019

As a Federal Communications Commission cybersecurity planning guide recently noted, payroll systems often include among the most sensitive of data including employee bank account details, company bank account details, Social Security Numbers and more. Not every employee needs to access all of your information,” the FCC’s guide warns.

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PYMNTS

JANUARY 23, 2018

“For the government, a whole year after triggering Article 50, not to have published an outline of where they expect to be in negotiating on behalf of such an important part of the economy is a problem,” stated Nicky Morgan, Tory member of parliament (MP) and chair of the Commons Treasury Committee. While the U.K.

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Capital Analysis Report National 108

PYMNTS

OCTOBER 6, 2017

5), Alenka Grealish, senior analyst at Celent, penned an article for American Banker with a prediction: The small business (SMB) credit space is headed for a “shake-up.” In this week’s B2B venture capital breakdown, alternative lending for small- and medium-sized businesses (and their employees) is the clear winner. On Thursday (Oct.

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BankUnderground

JULY 18, 2023

This article instead hovers a magnifying glass over transaction-level regulatory data on derivative, repurchase agreements (repo) and bond markets to quantify liability-driven investment (LDI) and pension fund behaviour and enrich our understanding of these exceptional few weeks of stress. What happened when yields increased?

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The Financial Brand

MAY 6, 2024

This article More Americans are Reaching Retirement Age Than Ever — and They’re Not Ready appeared first on The Financial Brand. This article More Americans are Reaching Retirement Age Than Ever — and They’re Not Ready appeared first on The Financial Brand.

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BankBazaar

JANUARY 17, 2024

Investing is the way to go and this article is all you need to get started. It might not be the ideal investment option for someone starting off their investment journey because of the huge capital involved. Wanna know how to turn your pocket change into a fortune ? Gone are the days of investing and saving money being the same thing.

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PYMNTS

OCTOBER 25, 2019

percent,” the article said. Earlier this month, Citi was appointed by Victory Capital to provide fund administration, custody, ETF services and securities lending for its most recent acquisition. Better results in the retail division are important to help Citigroup meets “its 2020 return on tangible equity target of 13.5

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Strategy America Lending Meeting 101

Abrigo

NOVEMBER 17, 2023

The true cost of fraud goes beyond the initial reported fraud losses Would you like other articles like this in your inbox? Additionally, the human capital investment—in terms of both hiring fraud prevention experts and training existing staff—represents a significant operational expense. Measuring the cost of fraud losses.

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PYMNTS

JANUARY 26, 2018

Securities and Exchange Commission (SEC) has reportedly opened an investigation into the accounting practices of digital industrial company General Electric (GE). According to the news article, GE admitted it had underestimated the cost of insurance for individuals who live longer than expected, costing the company $15 million.

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South State Correspondent

FEBRUARY 28, 2023

This article uses data and machine learning to give banks three of the most critical lessons regarding deposit promotions. In this current market, while many customers THINK they want rate, what they want, according to behavioral economics, is security against a potential recession.

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PYMNTS

DECEMBER 28, 2020

Published reports indicate that China’s central bank and banking, securities and foreign-exchange regulators summoned Ant Group executives this past weekend to discuss official concerns about the firm. Reuters quoted central bank Vice Gov.

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