PYMNTS

APRIL 30, 2018

According to a Crunchbase article published in February of 2018, investments in blockchain and blockchain-related startups (excluding initial coin offerings, or ICOs) were already 40 percent of what they were in 2017. Supporters say that’s not a bad thing, since investors tend to value ad platforms like Google over regulated banks.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

SEPTEMBER 20, 2017

million USD), the news article read, noting revenue rose 133.5 Chinese companies, especially FinTechs, are beginning to turn to overseas public offerings to raise new capital. Analysts say the trend is the result of tightened regulations at home, especially those impacting alternative lending startups. million yuan ($94.9

United States 100

United States Fintech Maine Study 100

PYMNTS

DECEMBER 19, 2018

For small- and medium-sized businesses (SMBs) in need of capital, bank loans are undoubtedly the first place they look. For smaller companies that have traditionally relied on bank loans, private equity and venture capital funding, it links them to another source of capital.

Marketing 134

Marketing Capital Security Trends 134

Bank Innovation

MAY 11, 2017

This is the third part of a series of five articles. understand that 1) massive amounts of European capital flow to the U.S. understand that 1) massive amounts of European capital flow to the U.S. I sat down with the marketing team at Anthemis to discuss the opportunities and geopolitical challenges of open finance.

Regulation 252

Regulation Regional Apple America 252

Lex Sokolin

DECEMBER 31, 2020

A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the Multiverse, Pandemic, Revolution, Crypto Art, and the Nature of the Universe Hi Fintech futurists — You should be out partying! A cute little article about $90MM from order flow. Is Ant Financial the best Fintech in the world?

Fintech 52

Fintech Bitcoin blockchain Google 52

Lex Sokolin

DECEMBER 31, 2020

A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the Multiverse, Pandemic, Revolution, Crypto Art, and the Nature of the Universe Hi Fintech futurists — You should be out partying! A cute little article about $90MM from order flow. Is Ant Financial the best Fintech in the world?

Fintech 52

Fintech Bitcoin blockchain Google 52

PYMNTS

JUNE 8, 2018

The recent $14 billion worth of fresh capital for Ant Financial — the China-based firm that is now the most valuable privately held tech firm in the world, ahead of Uber — comes amid fresh fears among some banking professionals in the West that China is passing them by. That’s hardly a new question. That’s hardly a new question.

New York 108

New York social media United States Comparison 108

PYMNTS

AUGUST 23, 2018

News came this week that Jinse, an information service that is backed by Node Capital, was among the accounts impacted in the freeze. China’s National Fintech Risk Rectification Office sees the moves as “targeted clean-up measures to maintain financial order and social stability,” according to reports.

social media 100

social media cryptocurrency blockchain Technology 100

William Mills

JUNE 16, 2016

But bigger than that, we began getting caught up in this world of “fintech” long before it became the latest overnight sensation, which – by the way – has actually been more than 10 years in the making. What the heck is fintech and why do we care? 2) The fintech tide still rising. 3) Tighter regulation is happening.

Fintech 40

Fintech Industry User Experience US 40

William Mills

JUNE 16, 2016

But bigger than that, we began getting caught up in this world of “fintech” long before it became the latest overnight sensation, which – by the way – has actually been more than 10 years in the making. What the heck is fintech and why do we care? 2) The fintech tide still rising. 3) Tighter regulation is happening.

Fintech 40

Fintech Industry User Experience US 40

Gonzobanker

AUGUST 24, 2023

In an article titled Is the Banking Crisis Over? The Credit Card Competition Act of 2023 could negatively impact banks’ ability to generate interchange fees and reduce the amount of capital they issue, however. This decade-long crisis touches banks’ products, technologies, people, processes and the political climate.

Innovation 148

Innovation United States Industry Technology 148

Jessica Ellerm

FEBRUARY 25, 2016

On Wednesday Australia’s Prime Minister Malcolm Turnbull and Treasurer Scott Morrison jointly announced the launch of a new fintech advisory panel, bringing together bankers and fintech leaders alike, and tasking its members with the job of making Australia the leading force in financial technology within the APAC region.

Fintech 40

Fintech Lending US Policies 40

PYMNTS

JANUARY 31, 2018

Alas, there is no such thing as a sure bet, especially in the world of FinTech. Cointelegraph released a similar article this week, highlighting hacks, a lack of government protection and hurdles for top use cases, like smart contracts, all standing in the way of blockchain making good on its promises. Broader Doubts Emerge.

blockchain 124

blockchain Bitcoin cryptocurrency New York 124

Gonzobanker

JANUARY 4, 2022

These fintech and banking trends should be on financial institutions’ radar in the year ahead. This list of top banking and fintech trends for 2022 won’t tell anyone anything they haven’t already heard about. Anyone who’s paid attention to the banking and fintech space in 2021 knows how hot embedded finance is.

Trends 190

Trends Fintech social media Strategy 190

Tomorrow's Transactions

FEBRUARY 5, 2016

This issue happens to have a very interesting article on the digitisation of banking, a subject of great current interest. The article goes on by noting that banks do not seem to be making as much of new technology as they might and that “what may prove to be more serious is the determination to cling to time-honoured procedures”.

blockchain 30

blockchain Regulation Technology Operations 30

Insights on Business

MAY 2, 2019

Organizations are looking achieve the difficult balance across ensuring proper business conduct, controlling risks with adequate capital reserves, and spending on resources and systems. Increased confidence to manage, not minimize risk – systems are under scrutiny.

Compliance 98

Compliance System Analytics Data 98

FICO

OCTOBER 26, 2021

This COVID pandemic aftershock is about to hit the financial services industry, which means that credit unions need to pay close attention to their capital, asset quality, earnings, and liquidity. But the reality is that credit unions are still competing for customers in the same market as big banks and FinTechs.

Analytics 52

Analytics Community Branding Data 52

South State Correspondent

OCTOBER 28, 2022

Gartner focused on technology infrastructure, while Money 20/20 was around fintech and payments. cyber, infrastructure, and regulation. Small Idea – Policy and Regulations are Lagging But Are Going in Banking’s Favor. This regulation looks more onerous for everyone but seems to be in most banks’ domain and skill sets.

Conference 195

Conference Technology Las Vegas Trends 195

Lex Sokolin

MAY 25, 2020

We have the world’s best investment bank and institutional capital markets business, but something doesn’t feel right. 1) The Digital Investing Game Goldman has a plugged in venture capital arm, and was an investor in Motif, Kensho, Circle, among many others. Capital markets and private wealth bets come naturally to the company.

Strategy 52

Strategy Fintech Capital Case Study 52

South State Correspondent

AUGUST 22, 2022

If you already have a data warehouse or plan to sell the bank in the next 12 months – please skip this article. If not, this article explains why a data lake house should be central to your strategic plans. While banking doesn’t move as fast as technology, the rise of fintechs and neobanks are speeding things up.

Data 195

Data Analysis Marketing System 195

Gonzobanker

DECEMBER 19, 2017

FinTech threats and distractions. Heavy-handed regulators. While the darling of FinTech conferences, this divestiture seems primarily driven as a means of Customers delaying the $10 billion Durbin hit and maintaining quarterly EPS expectations from the Street. Oh, by the way, that Fintech darling of two years ago Lending Club?

Conference 101

Conference Industry Community Bank Community 101

PYMNTS

MAY 15, 2017

It should be a call to action to the cybersecurity regulators that, when innovation — even intellectually and technologically sophisticated innovation — goes off the rails, it’s time to give a good hard look with an eye to reining it way, way in. She was awarded the Presidential Medal of Freedom from President John F. Kennedy in 1962.

Bitcoin 155

Bitcoin Regulation Innovation Fintech 155

Jessica Ellerm

MAY 20, 2017

To give you some idea of what these issues are, here are just a few startling superannuation stats for the uninitiated, that are well worth putting your fintech opportunity hat on and considering. According to the Productivity Commission , in 2014-15, Australians paid about $12 billion in fees to APRA-regulated funds.

Fintech 89

Fintech Management Industry Trends 89

Bank Innovation

MAY 9, 2017

This is the first of a series of five articles on Open Finance in Europe. Much of the conversation at the minute oscillates between incumbents’ ability to deploy them effectively and what it means for the fintech world as product manufacturers. What is an API and why does everyone seem to be talking about them recently?

Data 191

Data Trends Industry Examples 191

Gonzobanker

DECEMBER 20, 2019

There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. The Tech Award – Goes to Capital One.

Idaho 148

Idaho Conference Data Marketing 148

CB Insights

JANUARY 4, 2018

At the Future of Fintech Conference , Jonathan Larkin of Quantopian, Christina Qi of Domeyard, and Andy Weissman of Union Square Ventures discussed algorithmic training and the hedge fund of the future , and openly discussed the lack of need for MBAs. The other area that the aforementioned poll saw AI impacting in finance was trading.

Software 75

Software Compliance Training Google 75

CB Insights

OCTOBER 31, 2019

Today, the bots are still being used across industries like fintech, healthcare, sales and CRM, retail, and even law — and they’re having important, though quiet, effects. Fintech: Contract review & bill negotiation. Fintech: Contract review & bill negotiation. Table of Contents. Get the full report.

Industry 78

Industry Examples Tools Retail 78

CB Insights

OCTOBER 4, 2018

Today, it’s the largest fintech player globally. As the financial affiliate of Chinese e-commerce giant Alibaba Group , Ant Financial encapsulates a fintech ecosystem that starts with its dominant mobile payments service, Alipay, and expands into credit scoring, wealth management, insurance, and lending. Table of contents.

US 78

US Fintech Mobile Regulation 78

Gonzobanker

DECEMBER 22, 2015

Regulator Award. The all-powerful banking regulator claimed that car dealers discriminated against minority borrowers—by guessing the race of borrowers based on last names and addresses in loan files, and claimed racism if the people they guessed were minorities seemed to be paying higher rates. ‘Are You Freakin’ Kidding Me?’

Community Bank 60

Community Bank Apple Community Technology 60

South State Correspondent

JUNE 13, 2022

In this article, we explore why and how banks are starting to incorporate the “velocity of risk” into their risk management practices. Banks that take too much risk fail, and banks that take too little risk produce returns below their cost of capital and either get acquired or driven out of business. Optimizing Risk.

Risk Management 195

Risk Management Examples social media Management 195

PYMNTS

JANUARY 25, 2018

More than half of companies surveyed by SWIFT and Dow Jones Risk & Compliance last year said they plan to invest in RegTech in the coming years, and most agree that technology has enabled a greater ability to remain compliant with key regulations surrounding anti-money laundering , Know Your Customer and more. In the U.S., In the U.K.,

Compliance 148

Compliance Regulation Resources Survey 148

Gonzobanker

DECEMBER 20, 2018

We’ve simultaneously disdained and feared the fintechs, artificial intelligence and blockchain consortia. Caywood is a huge name in fintech with Starling being a recent industry darling around innovation. Banks Leveraging Fintechs Award. Capital One quit mortgage late in 2017. The Fintech That Roared Award.

Fintech 105

Fintech Conference Innovation Community 105

Lex Sokolin

DECEMBER 16, 2020

SPACs are like that, but for Fintech companies. You are just minding your own business being a start-up, thinking “how many more months of capital do I have until we are bankrupt.” More meat and potatoes in this TechCrunch article too. Fintech-like. Here’s an arcane entity structure diagram from Harvard Law School.

Fintech 52

Fintech Capital Company Data 52

Lex Sokolin

DECEMBER 16, 2020

SPACs are like that, but for Fintech companies. You are just minding your own business being a start-up, thinking “how many more months of capital do I have until we are bankrupt.” More meat and potatoes in this TechCrunch article too. Fintech-like. Here’s an arcane entity structure diagram from Harvard Law School.

Fintech 52

Fintech Capital Company Data 52

CB Insights

OCTOBER 31, 2017

“The initial 7 years were all about having negative working capital, positive cash flow and a sustained ability to fund our own growth. I started treasuring GMV, room-nights and other ‘vanity’ metrics instead of the fundamentals of cash flow and working capital,” he explained. Those were the only metrics we tracked. Product: Bridj.

Company 78

Company US San Francisco Capital 78

Lex Sokolin

OCTOBER 14, 2020

The clearest formulation on this topic comes in the article The Fifth Era of Recorded Music , from Bill Rosenblatt. Peerless Lending Lending Club represents an era of Fintech credit. So you soldier on and bring in hard-nosed hedge fund capital. So you decide to aggregate your own capital through deposits and buy Radius bank.

Lending 52

Lending User Experience Google United States 52