PYMNTS

JULY 27, 2020

Financial institutions (FIs) are still struggling to respond to the rise in digital banking adoption spurred by the pandemic. The increase in digital banking use has also breathed new life into the discussions surrounding the technology FIs are employing to make sure they can offer this level of support.

Digital Banking 202

Digital Banking Technology Apple Examples 202

PYMNTS

OCTOBER 18, 2018

In search of added convenience and simplicity, banking customers are migrating to online and mobile banking interfaces, leaving in-person visits to brick-and-mortar branches behind. Around The Digital Banking World. How Banks Are Weaponizing Data To Fight Fraud. About the Tracker.

Fraud 178

Fraud social media Data Trends 178

PYMNTS

DECEMBER 13, 2019

Both legacy banks and established challengers must, therefore, revamp their approaches to keep up. Around The Digital Banking World. Established challenger banks are now vying for customers against newer financial startups, especially those in the crowded European banking market. About The Tracker.

Strategy 132

Strategy US Digital Banking Security 132

PYMNTS

SEPTEMBER 17, 2019

About 40 percent of all ATO attacks now count as high-risk, meaning banks of all shapes and sizes must reexamine how they think about data protection, security and the tools they use to guard against emerging threats. Arou nd the Digital Banking World. digital bank Monzo. market debut. About the Tracker.

Fraud 196

Fraud Digital Banking Delaware Tools 196

PYMNTS

JUNE 27, 2019

For better authentication, financial institutions (FIs) are experimenting with artificial intelligence (AI) and biometrics, attempting to create security measures that don’t frustrate consumers. In the latest Digital Banking Tracker™ , PYMNTS examines how banks are innovating to address these security vulnerabilities.

Customer Experience 109

Customer Experience Digital Banking Innovation Security 109

PYMNTS

SEPTEMBER 15, 2020

Necessity being the mother of invention, consumers rapidly reset their lives around digital across the board — from working to shopping to learning to managing their financial lives online. Kikkeri said this is the highest penetration that mobile banking has ever seen among consumers. Getting Ready To Fight Off Apple And Google.

Fintech 224

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PYMNTS

APRIL 1, 2016

Bank of America said on Thursday (March 31) that it will begin pre-selecting eligible Visa cards owned and used by customers to be enrolled in Visa Checkout directly from BoA Online Banking. The firm noted in the release that it also supports Apple Pay and Android Pay, among other platforms.

Online 100

Online America Cards Apple 100

PYMNTS

JANUARY 7, 2020

Goldman said in a filing with the Securities and Exchange Commission that it had created a Consumer and Wealth Management unit. That unit will include the company’s online lending platform, Marcus , and credit card business, the latter of which is done through a joint venture with Apple. That includes Marcus and the Apple Card.

Report 134

Report Apple Lending Cards 134

PYMNTS

JANUARY 7, 2020

Goldman said in a filing with the Securities and Exchange Commission that it had created a Consumer and Wealth Management unit. That unit will include the company’s online lending platform, Marcus , and credit card business, the latter of which is done through a joint venture with Apple. That includes Marcus and the Apple Card.

Apple 132

Apple Lending Cards Report 132

PYMNTS

SEPTEMBER 6, 2016

In a world where payments become more invisible the more digital they become, there’s never been a better opportunity to consider new ways to enable the digital transformation of financial services in a secure and compliant way. Or watch its digital disruption. Payments Security As A Digital Business Enabler.

Security 100

Security CA Payments Big Data 100

PYMNTS

AUGUST 6, 2020

Accounts payable (AP) and receivable (AR) technology firm Bottomline Technologies announced its open banking-powered service in the U.K. The solution, Pay Direct , allows corporates to more seamlessly accept online payments directly from the sender’s bank account using the U.K.’s In another bank-FinTech tie-up, J.P.

Fintech 277

Fintech Cards Technology Samsung 277

Accenture

SEPTEMBER 22, 2019

Neo-challenger banks have several advantages over their traditional counterparts—including having lower operational costs, because their tech stacks are cheaper to run, and offering a tailored online experience that appeals to Millennials. It’s equally certain that incumbent banks will keep fighting back with investments in technology.

Innovation 150

Innovation Metro Apple Marketing 150

PYMNTS

OCTOBER 22, 2018

A sense of control and security goes a long way toward building confidence, and that’s especially true in payments and commerce. According to a statement, Ondot has “secured a strategic funding investment” from Citi Ventures that will help Ondot expand internationally and develop products. Security Desire.

Mobile 173

Mobile Payments Security Fraud 173

Gonzobanker

AUGUST 17, 2022

Digital Engagement Had Great Attendance and Extracurriculars. Digital banking provider Alkami acquired data analysis and marketing campaign management provider Segmint Digital banking and payments provider Bottomline was acquired by Thoma Bravo for $2.6B.

Fintech 184

Fintech Lending Software Compliance 184

PYMNTS

SEPTEMBER 29, 2017

based, startup, digital and mobile financial firm Starling Bank, the answer has often involved trying to stay ahead in the crowded digital banking race. In April, Starling Bank announced it had become the first digital-only bank in the U.K. Pushing forward on partnerships . About the Tracker.

Digital Banking 115

Digital Banking Mobile Apple Fintech 115

PYMNTS

MAY 9, 2017

According to a report covering the new research, driving the movement to biometrics payments is Apple Pay, which paved the way for consumers to make payments in stores and on apps using fingerprints. Android Pay and Samsung Pay helped drive adoption further with their own biometrics capabilities, noted the report.

Mobile 137

Mobile Payments New York City Samsung 137

Independent Banker

OCTOBER 31, 2021

How Americans bank has been changing for years, including how they start their banking relationships. Offering the ability to open an account online can be one way to reach customers who are unable to join your community bank in person. A ‘big bang’ for digital account opening. Photo by Anchiy/Getty Images.

Idaho 134

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PYMNTS

FEBRUARY 13, 2020

That’s a challenge, as banks have traditionally plied their trade through face-to-face interactions. The conversation came against a backdrop where NCR has been moving more deeply into mobile and online banking. Looking At Open Banking. Open Banking is taking root in the U.S. Here, geography plays a role.

Millennials 231

Millennials Digital Banking Mobile Course 231

PYMNTS

OCTOBER 4, 2019

This week’s coverage includes a deep dive into a big potential misstep for Apple, woes at Goldman’s Marcus, a new Visa expansion effort and a look at how Google Maps can predict the future of payments. Apple — Phone Home. Top Stories. Visa Powers Revolut’s Global Expansion Into 24 New Markets. Goldman’s Marcus Has Lost $1.3B

Fraud 108

Fraud Google Apple Chicago 108

PYMNTS

JANUARY 13, 2020

For those watching the payments sphere, the tea leaves are there for the reading, tied to mobile and digital banking adoption, to outstanding balances on cards, and to auto loans and mortgages. Drill down a bit, though, beyond the headline numbers, and there’s a wealth of data and discussion to parse, centered around the U.S.

Mobile 131

Mobile US Lending America 131

PYMNTS

JANUARY 13, 2020

For those watching the payments sphere, the tea leaves are there for the reading, tied to mobile and digital banking adoption, to outstanding balances on cards, and to auto loans and mortgages. Drill down a bit, though, beyond the headline numbers, and there’s a wealth of data and discussion to parse, centered around the U.S.

US 130

US Lending America Course 130

PYMNTS

NOVEMBER 25, 2019

The notion of creating an everyday app ecosystem – à la WeChat and Alipay in China – is the ambition of every player, from Amazon to Apple to Facebook to PayPal … and Google. Banks are never going to become obsolete,” VB said, “but they could end up becoming stored value accounts. “If Google’s Aim.

Google 272

Google Fintech Payments Apple 272

PYMNTS

JANUARY 30, 2017

banking technology firm announced last week that, following feedback from both its SME and consumer clients, APS introduced greater mobile functionality for its suite of online banking solutions. The firm offers customers its Cashplus mobile app, on which the new features will appear.

Mobile 100

Mobile Tools Apple Software 100

PYMNTS

OCTOBER 11, 2019

8, Levchin told Karen Webster, Affirm can give an entirely new answer to that question as it has rolled out a new app that will allow customers to use the service to pay almost anywhere online or (with an assist from Google Pay and Apple Pay) in the real world. Domino’s Supreme Court Decision Spotlights Online Web Accessibility.

Cards 116

Cards Online Houston Digital Banking 116

PYMNTS

APRIL 19, 2019

As noted in this space this past week, SCA has goals that are laudable by any measure, as the SCA requirement seeks to reduce fraud and make online card-not-present (CNP) transactions more secure. That’s important in a world where commerce is increasingly moving online.

social media 125

social media Online Regulation Taxes 125

PYMNTS

DECEMBER 6, 2016

The speed at which digital banking is being transformed by new technologies is rapidly increasing. From behavioral biometrics to new selfie technology, financial institutions are being presented with even more ways to distribute their services across digital channels to meet customers where they want to interact.

Innovation 100

Innovation Mobile Digital Banking Technology 100

Gonzobanker

DECEMBER 14, 2023

Former Bank of America CEO Richard “Dick” Rosenberg , a legendary banker and prolific philanthropist who went on an acquisition tear to make BofA the second-largest bank in America at the time. We remember his architecting the legendary Bank of America and Security Pacific merger on the West Coast.

Fintech 194

Fintech Community Regional Technology 194

MyBankTracker

NOVEMBER 19, 2020

Sponsored Content Disclosure: This content was commissioned and paid for by the bank advertiser. CIT Bank is among the largest 50 U.S. banks and it also happens to be one of the biggest online banks (based on domestic deposits). Yet, many consumers have never heard of the bank. CIT Bank Savings Builder.

Banking 2020 52

Banking 2020 ATM Online Marketing 52

PYMNTS

JANUARY 2, 2017

The spring brought coverage of mobile advertising and payments on the go at food trucks as small, smart device-powered businesses, and in the fall, we looked at the biggest trends in digital security at the annual Money20/20 Conference in Las Vegas. DIGITAL BANKING TRACKER.

Retail 123

Retail Millennials blockchain Mobile 123

PYMNTS

JULY 17, 2020

VB said that’s particularly noteworthy when paired with the study’s third finding — that users are increasingly open to the idea of switching their primary card relationship to an Apple or Google if they can get better digital servicing. Rather, providers like Ondot can build a digital layer on top of an FI’s existing card portfolio.

Regional 198

Regional Cards National Trends 198

Gonzobanker

JANUARY 17, 2020

In the soon to be released What’s Going On In Banking study, Cornerstone ’s Ron Shevlin shows that both bank and credit union execs are most fearful of big tech (Amazon Prime, Venmo, Apple Card) primarily because of their great data reach and ability to drive customer experience. This must change from the top.

Customer Experience 126

Customer Experience Fintech Regional Cards 126

Independent Banker

OCTOBER 29, 2014

A consensus says that the future banking customer relationships—particularly for millennial consumers—will orbit to one degree or another around mobile technology. The latest twists came in September, when one of the biggest technology and payments events of the year featured the announcement of Apple Inc.’s

Mobile 105

Mobile Community Bank Community Technology 105

PYMNTS

JULY 9, 2018

Digital music has been unbundled since the iPod and iTunes got a head of steam in 2001. Music is sold by the song — for those who still buy digital music — but more likely those songs are streamed, one song at a time, from services like Spotify and Apple Music. Or they just check out articles at PYMNTS.com.

Strategy 105

Strategy Millennials Online Branding 105

FICO

AUGUST 23, 2021

The idea of the digitally native Generation Z does not extend to financial services. It is easy to jump to the conclusion that younger people are ready to self-serve and get onboard with digital banking and that older generations need help and education. Digital mortgage applications were the only exception where 18% of U.S.

Survey 52

Survey Groups Digital Banking Customer Experience 52

CB Insights

JUNE 17, 2020

As NYU Stern School of Business professor and digital transformation researcher Arun Sundararajan notes: “Crisis can be… a catalyst or can speed up changes that are on the way — it almost can serve as an accelerant.”. In the wake of the outbreak, everything from doctors appointments to schooling to workouts went online.

Industry 101

Industry Technology Online Video 101

PYMNTS

NOVEMBER 18, 2019

In addition to search, for which there are nearly six billion Google queries every day, Google operates a variety of utilities that consumers use regularly on both iOS and Android devices, as well as their Windows and Apple desktops – Google Maps, Waze, YouTube, Gmail and Google Drive, to name a few. Google’s Everyday App Opportunity.

Google 177

Google Study Payments Branding 177

Fintech Labs Insights

MAY 24, 2021

I’ve been expecting digital banking disrupters in the SMB space since the beginning of the online banking era (late-1990s). in Apple store, 4.5 Security features (account freeze, real-time transaction notifications, FDIC insured). Learn More at Lili all-in-one mobile banking service. marketplace.

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