PYMNTS

FEBRUARY 11, 2019

Amid great technological change, health and beauty retailers are developing strategies to drive innovation. And many retailers are heeding the call: According to the PYMNTS Retail Innovation Readiness Index , 60 percent of health and beauty merchants are focusing on innovation. About the same share — or 60.9

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Innovation Retail social media Apple 166

PYMNTS

SEPTEMBER 12, 2019

Video games are helping to drive retail innovation and growth, and that includes the hot area of subscription commerce. Video game manufacturers operated a different model of sorts: Create great games to get consumers to buy the hardware, then keep cranking out great games that would keep consumers on board and upgrading those devices.

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Video Retail Innovation Trends 248

PYMNTS

OCTOBER 7, 2020

For Big Tech, the bleeding may come from cuts, here and there, targeting individual agreements and operations. Vestager has said the injunctions would be more widely deployed as antitrust investigations continue into Google, Amazon and Apple, among others. “If

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Apple Google Tools Operations 130

PYMNTS

NOVEMBER 11, 2019

The Apple Card’s Big Launch. Early accounts seem to indicate that the just-launched Apple -branded credit card is finding its way into customers’ hands, and into heavy use. According to issuer Goldman Sachs , they have opened up about $10 billion in credit lines in just over month for the Apple Card.

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Apple Massachusetts Data Cards 101

PYMNTS

SEPTEMBER 3, 2019

Two hundred and seventy-four years later, those words are the perfect framework for understanding what will define the next decade of innovation in payments and any ecosystem that touches it. Sometimes those innovations disrupted old models and players; other times they made them better and more efficient. The Invisible Innovators .

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Innovation Payments Branding Cards 223

PYMNTS

JULY 27, 2020

“Given the seismic shift to digital, the COVID-19 pandemic is forcing retail to achieve innovation in three to six months that would otherwise have taken three to five years. The pandemic has brought uncertainty to many businesses, but at the same time, it has sparked innovation,” said Ro Bhatia , chief operating officer at sticky.io.

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Apple Branding Innovation Retail 206

PYMNTS

JUNE 27, 2016

At launch, the service was positioned as an innovative replacement for a well-entrenched standard considered not well-suited for a mobile and digital world. This, everyone, is the Apple Pay story, 20 months post-launch. . We now have observations every quarter since the launch of Apple Pay.

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Apple Mobile Cards Payments 165

PYMNTS

NOVEMBER 29, 2016

billion deal went through, shareholders and the public are learning more about what will come of the 30 brands and more than 5,700 properties. But throughout these changes and costs, many question what will happen to two companies’ 30 brands. But the luxury brands in particular, which have typically competed, will stay separate.

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Branding Innovation Groups Apple 100

Perficient

SEPTEMBER 26, 2022

Data and analytics remain key investment areas for insurance operations. This was evident with innovative applications for underwriting, customer service, and claims management. The goal for Perficient’s insurance practice is to help our partners modernize, innovate, and disrupt to win in the increasingly competitive insurance market.

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Data Conference Analytics Industry 275

PYMNTS

OCTOBER 21, 2019

As Seedrs CEO Jeff Kelisky told Karen Webster in a recent discussion, while most people in 2009 took one look at the sputtering and shuddering economy, there was a whole class of innovators and entrepreneurs who didn’t see a nuclear wasteland where the economy used to be. They saw a greenfield waiting to be planted. The list goes on.

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Innovation Payments Apple Mobile 131

PYMNTS

SEPTEMBER 5, 2016

We suspect that the team at Apple this year is hoping for the latter but worrying a lot about the former. But temperate climates aside — after almost a decade of nearly bulletproof results, Apple has had a taste of the dog days of summer. Seems like the hardware-first/everything else-second lessons of Apple Pay remain unlearned.

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Apple Taxes Conference Innovation 100

PYMNTS

NOVEMBER 26, 2018

Kering is gearing up to offer its own luxury eCommerce sites within the next two years, ending existing joint-venture efforts and bringing such operations in house, reported Reuters. By 2020, Kering will bring full control of its luxury brands online through its own internal activities, which include building tech teams, said Reuters.

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social media Branding Online Apple 141

PYMNTS

JUNE 9, 2017

In the early days of the Internet, brands and businesses knew they wanted to get online, but they just weren’t quite sure why, or how best to do it. In the early days, brand sites were ugly, clunky and not terribly useful. In the early days, brand sites were ugly, clunky and not terribly useful. Coming Customization.

Branding 101

Branding Mobile Retail Samsung 101

PYMNTS

NOVEMBER 15, 2019

Goldman Denies Discriminatory Apple Card Practices, Says It Will Reassess Limits. Goldman Sachs has promised to reevaluate how credit limits are determined for Apple Card users after being accused of gender discrimination. The branding will reflect the financial institutions and not Google. Google Dives Into DDAs.

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Google Payments Apple cryptocurrency 139

PYMNTS

OCTOBER 7, 2020

For Big Tech, the bleeding may come from cuts, here and there, targeting individual agreements and operations. Vestager has said the injunctions would be more widely deployed as antitrust investigations continue into Google, Amazon and Apple, among others. “If

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Apple Tools Operations Google 130

PYMNTS

NOVEMBER 19, 2019

Payments is in a state of constant change, with decision points shifting as fast as each innovation, disruption and tweak in consumer behavior. For instance, with the recent launch of the Apple Card , Apple has sent a signal that they seek to offer a better user experience than banks.

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Cards Apple Data Innovation 140

PYMNTS

AUGUST 14, 2017

Media companies, in the meantime, shoveled tens of millions into Snap in the hopes of selling to a generation whose brand loyalty is about as fleeting as Zsa Zsa Gabor’s affection for each of her nine husbands. This comScore chart shows that audience breakdown and made the tech press and event circuit rounds in force. Survival of the Fittest.

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Innovation Online Google Millennials 109

PYMNTS

MAY 13, 2020

I was going through an airport about a week before everything started shutting down, and all I could think was, thank God I have Apple Pay so I don’t have to touch anything,” Michelle Tempesta, head of product at Paytronix , told PYMNTS in a recent conversation. It is an idea that sounds out of the box today, admittedly.

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Cards Branding Innovation Data 251

PYMNTS

APRIL 28, 2020

We know from our experience enduring through boom and bust cycles that loyal guests help get brands through the tough times. Robbins said the pandemic is “driving remarkable innovation” in the foodservice sector, something that is greatly needed by restaurants that are seeking creative approaches to ordering and delivery.

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Innovation Tools Apple Google 150

PYMNTS

SEPTEMBER 2, 2019

The world of retail is never for the faint-hearted, given its fierce competition, constant innovation and disruption – not to mention the ongoing shift to digital. Perhaps the most unexpected development to emerge during this past summer of retail was the frenzy sparked by the introduction of meatless menu items by fast-food operators.

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South Dakota North Dakota Apple Retail 163

PYMNTS

SEPTEMBER 3, 2019

The newly branded company aims to innovate the way travel merchants promote and sell across all digital channels. “I am very excited to unveil our new brand, which captures our ambition and capability as both FinTech and travel tech specialists. We started out with a radical, mobile-first solution.

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Mobile Payments Branding User Experience 129

PYMNTS

MAY 27, 2020

In addition, Stripe announced a partnership with JCB, Japan’s only international payment brand. Stripe hired former Apple executive Daisuke Aranami as its head of revenue and growth. As a result of the expansion, online companies in these nations have access to Stripe’s products stack to operate their business globally, Stripe said.

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San Francisco Online Innovation Apple 130

PYMNTS

JUNE 25, 2020

Carrefour and Google announced plans to jointly launch a voice-activated grocery shopping service in France, one of the 30 countries in which Carrefour operates. PYMNTS readers looking for similar innovation closer to home can check out Walmart. PYMNTS readers looking for similar innovation closer to home can check out Walmart.

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Google Survey Apple Innovation 141

PYMNTS

OCTOBER 11, 2019

This week the big headline generator wasn’t anything that either brand was selling, or doing in service or sales, but instead what a spokesperson said — specifically what they said about the current controversy over Amazon’s place in claiming the consumer’s whole paycheck. New Gro oves of the Week : Amazon Music Comes to Apple TV .

Leadership 100

Leadership Apple Branding Retail 100

Accenture

SEPTEMBER 22, 2019

An obvious reason is the inroads they’re making into the market, both domestically and globally: recent Accenture research finds that digital-only banks operating in the UK could amass a total of 35 million customers globally within the next 12 months, up from 13 million today. Why the intense interest in the neo-challengers? Customer growth.

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Innovation Metro Apple Marketing 150

PYMNTS

MARCH 16, 2020

In those cases, though, the companies are still allowed to operate through online or takeout orders. over the next few weeks, and food chains such as Yum Brands like Kentucky Fried Chicken and Chipotle Mexican Grill , have begun offering free delivery to make up for the hits they’ve taken in in-store revenues.

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Kentucky US Retail Apple 132

Insights on Business

FEBRUARY 13, 2019

Next is a digital bank, completely disassociated from the Bradesco brand. They use the Bradesco infrastructure, but they operate in parallel. With Next, Bradesco is able to test innovative ways to capture customer’s attention, evolve and integrate new products into digital channels. Hyper-connected journey.

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Albuquerque Digital Banking Millennials social media 152

PYMNTS

JULY 9, 2018

As car manufacturers, software providers, payments and commerce players and others build the connected vehicle ecosystem, there is increasing experimentation and competition in regards to the best operating systems to install. Amazon and Apple , too, are finding a way inside connected vehicles. Market Size.

Google 108

Google System Operations Branding 108

PYMNTS

SEPTEMBER 9, 2019

As PYMNTS readers know, the QSR space is not only an area of payments and commerce where massive innovation and disruption is taking place — much of it centered around mobile and loyalty — but a place of fierce competition. Consider the daily or near-daily coffee run to the same QSR operation for more evidence of that point.

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Innovation Maine Mobile Branding 145

PYMNTS

MARCH 11, 2020

We’ve seen consolidation within verticals, with software platforms coming together to create brands within, say, health and fitness, while maintaining the individual brand of the SaaS platform itself,” he told PYMNTS. We’re also seeing it for government platforms at the federal, state and municipal levels.”.

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Payments Software United States Branding 132

PYMNTS

JULY 12, 2019

Delta recently launched Apple Business Chat -based support for customer service to better meet these changing expectations. As a global airline, Delta’s existing call center operation is fairly sizeable. Easing some of that strain was one of the main components behind enabling Apple Business Chat, Forbes-Roberts explained. “The

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Apple Mobile Meeting Tools 121

PYMNTS

NOVEMBER 5, 2019

In today’s top payments news, Flywire appointed Rob Orgel to the newly created position of president and chief operating officer. Nium, a Singapore FinTech startup that was formerly branded InstaReM, is dropping its pursuit to compete for a digital wholesale banking license in the city-state. And the net loss of $1.1

Payments 100

Payments Innovation Strategy Operations 100

PYMNTS

AUGUST 20, 2018

But here’s the rub: The guilty verdict was made on the basis of A&P’s use of supply chain innovations to lower prices to consumers. Its failure to keep innovating in the face of new players that did was A&P’s downfall. There was one wholesaler for every 43 mom-and-pop operations. Lower prices. A&P destroyed A&P.

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Regulation Online Innovation Google 105

PYMNTS

FEBRUARY 7, 2020

The loans themselves would reportedly be co-branded. In 2019, Goldman partners with Apple on the launch of the Apple Card , which the bank’s executives have stated was the “most successful credit card launch ever.” Big News of the Week: The Central Operations Restructuring. The move is on-trend for both firms.

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Austin Lending Omaha New York City 131

PYMNTS

OCTOBER 7, 2016

It has offered a very basic streaming music service for a few years now, but it looks like the whole operation could be facing a makeover or upgrade. Designed around Amazon’s devices specifically, the Echo-based Amazon streaming service could be coming soon to a branded speaker near you, according to reports in The Verge.

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Apple Branding Report Operations 155

NCR

MARCH 8, 2016

But that’s exactly what is happening now with Apple, as it battles the Department of Justice and candidates call for a boycott of its products. First, let’s understand how peculiar it is to see this happening to a corporation with the power and reach of Apple. By any measure, Apple is firmly of the moment and in the zeitgeist.

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Apple Software Guidelines Google 40

PYMNTS

APRIL 3, 2019

Now, five years later, many coffee brands are clamoring to compete with mobile apps, loyalty points, online payments and even home delivery services. UX, Payments and App Innovation. We did a lot of operational testing beforehand. Costa needs to innovate continuously. Costa Coffee , the U.K.’s Costa Coffee , the U.K.’s

Mobile 101

Mobile Innovation UX Security 101