CFPB Monitor

FEBRUARY 7, 2024

Several national and Texas banking and business trade groups have filed a lawsuit in the U.S.

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Banking Exchange

JANUARY 16, 2023

Merchants & Marine Bank and City National Bank have launched separate initiatives to support small businesses and local communities Community Banking Feature3 Feature Small Business Customers People Consumer Compliance

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Community Bank Community Compliance National 136

South State Correspondent

JUNE 13, 2023

On our loan hedging desk, we work with hundreds of banks ranging in size from just over $100mm in assets to some national banks with over $1T in assets. Conclusion We have always been keen on outlining practices that lead to higher performance for community banks.

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Marketing Examples Capital Management 195

Independent Banker

JANUARY 31, 2023

Illustration by Maïté Franchi With educational sessions on hot‑button issues, inspirational speakers and beneficial networking opportunities, ICBA LIVE is the greatest community banking event in the country. Taking place in Honolulu from March 12–16, 2023, ICBA LIVE provides concrete benefits to community banks in three important ways: 1.

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Cisco

JANUARY 10, 2023

Whether a community bank or a credit union, regional insurer, or multi-national financial institution, cross-functional engagement with champions, key influencers and ultimate decision-makers also helps to eliminate silos inherent in the financial services industry. Accelerated Digital Transformation Framework.

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Digital Strategies Strategy America Innovation 174

American Banker

NOVEMBER 8, 2023

The National Credit Union Administration approved the Young Community Federal Credit Union to begin operations in Kentucky soon. An organization in Maryland is shooting for a 2024 opening.

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Maryland Kentucky Groups Community 81

Banking Exchange

JANUARY 9, 2023

First National of Nebraska and Renasant Bank have announced deals, while Brookline and United Community Banks have completed acquisitions Management Feature M&A Feature3 Community Banking.

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South State Correspondent

JUNE 21, 2022

This decision coincided with rate hikes by the Swiss National Bank, its first since 2007, the Bank of England, and the European Central Bank announced at an emergency meeting that they would raise interest rates next month and again in September. Short-term rates are also likely to continue to climb through 2023. Conclusion.

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Community Bank Policies Community Marketing 359

South State Correspondent

AUGUST 21, 2023

Earlier this month, on August 7, 2023, Moody’s Investor Services (“Moody’s”) published a banking sector review. However, that publication, directly and indirectly, identified three discrete risks affecting community banks. We will outline what we think community bankers should glean from this publication.

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Community Bank Community Capital Analysis 195

Qudos Bank

FEBRUARY 15, 2024

Yet the glass ceilings are still there and the number of women in leadership roles remain stubbornly low with women holding only 22% of all CEOs or head of business in Australia (WGEA Gender Equality in the Workplace 2023). As a society there are things we can do in the home, in our community and in our workplaces.

Leadership 52

Leadership Innovation Community Technology 52

Abrigo

JUNE 19, 2022

New Fed Tool: ELE for 2023 CECL implementation The Federal Reserve's new Expected Loss Estimator, or ELE, tool for CECL is a spreadsheet-based option for smaller financial institutions to implement the current expected credit loss standard. You might also like these webinars especially for 2023 CECL adopters: "CECL Streamlined."

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Tools Regulation Data Resources 195

Abrigo

JANUARY 30, 2024

Attendees return from ThinkBIG energized and informed so they can continue positively impacting their institutions and, more importantly, their communities. Consistently rated a top industry event by attendees, ThinkBIG brought together 650 people from banks, credit unions, and partners in 2023. Regular registration ends May 10.

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Independent Banker

NOVEMBER 30, 2022

First National Bank and Black Tech Nation Ventures teamed up to support minority-owned startups in the Pittsburgh community and beyond. Driven by her goal to cultivate a supportive community for diverse tech startups, Kelauni Jasmyn founded the fiscally sponsored nonprofit Black Tech Nation in Pittsburgh in 2018.

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Company Community National Maryland 110

FICO

MAY 16, 2023

FICO will be the primary official partner of the 2023-24 pre-season tour, which will see the Club’s men’s team travelling to the East Coast of the United States for a series of games. During the tour, Chelsea will be supporting FICO in their mission to support communities by improving financial literacy.

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North Carolina United States social media Illinois 98

South State Correspondent

JANUARY 11, 2023

In today’s market, that rate is not that competitive to a top-paying bank as that range is 3.20% to 4.11%, but it is far above a national bank (around 0.25%) and above the nation’s 0.15% average bank rate for January of 2023. Controling deposit costs is the third most important thing you can do in 2023 (our top 5 HERE ).

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Training Marketing Capital Course 195

The Paypers

MARCH 26, 2023

The Bulgarian National Bank (BNB) and the Bulgarian banking community have migrated to the T2 wholesale payment system on 20 March 2023.

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System Payments Community National 36

Abrigo

DECEMBER 16, 2019

Key Takeaways An SEC filer with a 2020 CECL deadline recommends starting ASAP on implementation -- even if your deadline is 2023. Even now, however, banks and credit unions with 2023 deadlines are seeking information about what the earliest adopters have learned so far in their implementation efforts. Be willing to change as needed. .

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Qudos Bank

MARCH 6, 2023

Yet the glass ceilings are still there and the number of women in leadership roles remain stubbornly low with women holding only 22% of all CEOs or head of business in Australia (WGEA Gender Equality in the Workplace 2023). As a society there are things we can do in the home, in our community and in our workplaces.

Leadership 40

Leadership Innovation Community Technology 40

PYMNTS

JANUARY 15, 2021

Bastian’s outlook is partly based on a recent survey of corporate travel clients, which showed 40 percent expected to be fully back to 2019 levels by 2022, and another 11 percent expected to be fully back by 2023. And they're going to travel to thousands of smaller communities, too.". Farm Stays vs. Times Square.

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New York City United States Florida National 270

FICO

AUGUST 3, 2022

Fraud Ideas from FICO World 2022 – and Excitement for 2023! Intrepid payments professional that I am, my thoughts are still lingering on what a great event FICO World 2022 was, the amazing fraud insights we shared, and how excited I already am for FICO World 2023. Find out more and register to attend FICO World 2023.

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Fraud Analytics Trends Innovation 52

Abrigo

DECEMBER 18, 2023

WATCH Takeaway 1 Banks and credit unions are critical sources of capital for businesses in their communities, so how institutions assess CRE credits matters. But that might not be the best move for your financial institution or your community. You might also like this webinar on credit department housekeeping.

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Risk Management Management Lending Capital 221

South State Correspondent

JANUARY 20, 2023

2022 will go down as one of the worst years for community bank loan mispricing when viewed on a spread basis. ROE Targets Moved up in 2023 As was the theme for most of 2022, the target risk-adjusted return on equity increased from 15% at the start of 2022 to 24% at the beginning of 2023.

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Jeff For Banks

MARCH 21, 2024

Our lives changed forever from this whole experience of the government’s declaration of a national emergency, leading to forced shutdowns of businesses and schools, mandated mask wearing, forcing 6-foot distances between people, travel restrictions, fear mongering with case and death counts, and forced vaccines/boosters.

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Marketing Policies Report Atlanta 147

Abrigo

NOVEMBER 17, 2023

While some of the recent trending fraud schemes are not new, they have been transformed to prey on communities already dealing with unprecedented times. billion to fraud in 2022, a 44% increase over the prior year and a trend that has continued into 2023. The downturn in the economy has undoubtedly affected fraud statistics as well.

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Fraud Training Trends Compliance 195

PYMNTS

DECEMBER 16, 2019

government affairs and public policy, said in a letter to the Fed that Google “worked closely” with the National Payments Corporation of India (NPCI) to build Google Pay for the Indian market. billion in 2023 from $64.8 Mark Isakowitz, Google’s head of U.S. billion in 2019.

Google 144

Google System Payments Study 144

Independent Banker

APRIL 30, 2022

Here’s how community bankers can take advantage of various sectors—including SBA lending—over the next 12 months. Community banks that have struggled to grow their commercial loan portfolios over the past two years are optimistic that there are brighter days ahead this year and next. billion asset community bank. Many of the $1.7

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Lending Community St. Louis Community Bank 158

Jeff For Banks

JULY 13, 2023

But can it be for the community banks that would covet the customers that make up the $1.9 Wells Fargo was slapped with a similar CO back in 2016, while they were third in the nation in deposit market share. Not a red-letter day for BofA. trillion in BofA deposits? If past is prologue, we shouldn't get too excited. They're still third.

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Cards Community America Community Bank 78

Fintech Labs Insights

JULY 11, 2023

Below is our curated list of the best global banking tech events, conferences and trade shows in 2023. These are the largest events in the financial services industry geared towards banking technologists, program managers, marketers, developers and C-Suite execs at both legacy financial institutions and upstart banktech and fintech firms.

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Las Vegas San Diego Conference Austin 12

PYMNTS

MARCH 12, 2019

On Monday (March 11), reports in Reuters revealed three of the nation’s largest traditional banks — including RBS — are now collaborating on a new project aimed at linking small business customers to physical “hubs.” But there is another trend disrupting small business banking in the U.K., Business Banking Hubs.

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Metro Community Industry National 139

FICO

FEBRUARY 21, 2023

Expectations from Visa are that the GDP will turn negative once again in Q1 and Q2 of 2023 leading The National Bureau of Economic Research to declare a recession. These figures represent a national sample of approximately 130 million accounts that comprise FICO® Advisors’ Risk Benchmarking solution.

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Trends Industry US Cards 52

Independent Banker

OCTOBER 1, 2022

But as the prevalence of security breaches grows, so do the opportunities for community banks to position themselves as guardians of their customers’ personal data through compliance, technology and relationship building. Shielding sensitive customer information from prying eyes remains a chronic industry challenge. By Katie Kuehner-Hebert.

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Data How To Community Bank California 91

Qudos Bank

FEBRUARY 15, 2024

Leaning on your community, even just to talk, can help you put things in perspective. Get your debt under control If you have debts that are causing you anxiety, it may be worth considering how you can clear those debts in 2023. Published February 2023 It’s a win-win. Making the hard decisions now can help you going forward.

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Taxes Management Online US 52

Jeff For Banks

NOVEMBER 3, 2023

Financial Markets & Economic Update - Fourth Quarter 2023 Summer Update On this warm October day, I am staring at my Bloomberg screen, still heartbroken over the Phillies Phailure. Interest rates are all elevated, with the 2-year Treasury yield at 5.01% and the 10-year at 4.85%, which is up by over 100 basis points since June 30, 2023.

Marketing 86

Marketing Community Bank Policies Community 86

CFPB Monitor

MAY 22, 2020

The OCC has issued a final rule revising its regulation implementing the Community Reinvestment Act (CRA). The final rule applies to national banks and federal savings associations. Although the OCC’s proposed revisions were issued jointly with the FDIC, the FDIC did not join in the final rule.

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FDIC Lending Retail Compliance 78

CFPB Monitor

AUGUST 30, 2022

In July 2022, Experian, Equifax, and TransUnion began removing paid medical collections from credit reports, and starting in 2023 they will no longer report medical collections below $500. The companies have also increased the amount of time after which a medical bill can appear on a credit report from six months to one year.

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Policies Regional Report Taxes 78

South State Correspondent

JANUARY 25, 2024

The 10-year treasury hit just over 5% in October 2023, and interest rate volatility is the highest since the great financial crises, as shown in the graph below (ICE swap volatility index). Forward Rate Lock Tools National lenders have been using locks for decades, and these instruments can take many forms.

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How To Community Bank Community National 195

CFPB Monitor

JUNE 15, 2020

On May 20, 2020, the OCC issued a final rule to “strengthen and modernize” its existing Community Reinvestment Act (“CRA”) regulations. of Community Development Fund Advisors. ET, Ballard Spahr will hold a webinar, “The OCC Issues Final CRA Rule – What Changed and What’s Next?” Thomas, Ph.D.,

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