PYMNTS

APRIL 23, 2020

Lloyds will look to both of these providers to help it create digital banking tools for its customers that will allow it to compete with the rising number of online-only FinTechs and challenger banks grasping at established FIs’ market share in the United Kingdom. The acquisition was finalized in July 2019 for $34 billion.

Digital Banking 262

Digital Banking Security Innovation Google 262

PYMNTS

OCTOBER 8, 2020

Comparing it favorably to the first half of 2019, Feedzai says it closed deals in the U.S., The deals sometimes concerned big players, including “some of the largest and most innovative companies in the world (e.g. The deals sometimes concerned big players, including “some of the largest and most innovative companies in the world (e.g.

Report 247

Report Fraud Risk Management America 247

PYMNTS

SEPTEMBER 23, 2019

To-go service is getting more important, and online ordering still needs to be made simpler. As PYMNTS readers know, the QSR industry is undergoing historic innovation and disruption — and the latest financials from one of the largest and most successful QSR operators show where the trends are headed for late 2019 and the 2020s.

Innovation 100

Innovation Mobile Trends Operations 100

PYMNTS

APRIL 24, 2017

Kicking off this week’s grocery tracker, Whole Foods Market (WFM) shares hit their highest level seen since the summer of 2015 as activist investor Jana Partners puts the squeeze on innovation and pressures the organic grocer towards a possible sale. Recovery has been slow for the national grocer since prices fell in February.

National 108

National Retail Branding Course 108

PYMNTS

SEPTEMBER 23, 2019

To-go service is getting more important, and online ordering still needs to be made simpler. As PYMNTS readers know, the QSR industry is undergoing historic innovation and disruption — and the latest financials from one of the largest and most successful QSR operators show where the trends are headed for late 2019 and the 2020s.

Innovation 100

Innovation Mobile Trends Operations 100

PYMNTS

JUNE 10, 2020

These reasons are driving a surge of interest in and use of remote online notarization (RON) services, according to James Schlimmer , managing partner of Naples, Florida-based notary firm Cottrell Title & Escrow. The state legislature adopted such regulations in late 2019, permitting these services for use beginning in January 2020.

Online 131

Online Florida Meeting Regulation 131

PYMNTS

MAY 4, 2019

The realm of quick service restaurants (QSRs) is and actually always has been a pretty innovative space. In the modern digital era of QSR, it is almost impossible not to mention Starbucks and its myriad contributions to innovation — including the first really successful launch of a mobile wallet product in the U.S.

Innovation 134

Innovation Los Angeles New York City Course 134

PYMNTS

OCTOBER 16, 2018

Just ahead of its annual investors meeting, Walmart lowered its fiscal 2019 forecast for adjusted earnings per share to a range of $4.65 Walmart continues to forecast fairly robust online sales growth for 2019, though at a somewhat less impressive rate than expected for the current calendar year. to $4.80, down from $4.90

Innovation 128

Innovation Meeting Retail Arkansas 128

PYMNTS

JULY 30, 2020

Plus, the testimony of tech giants on Capitol Hill revealed chief executive officer views on competition and innovation. Enova International intends to purchase online small business lender OnDeck for approximately $90 million in stock and cash. Report: India’s National Payments Corp Vulnerable To Security Breaches.

Report 133

Report Payments National Maine 133

PYMNTS

APRIL 23, 2019

Selling fast food these days is not exactly for the faint of heart, given how the industry faces extreme — and increasingly online — competition for the consumer dollar. QSR Innovation. Those competitive pressures have led to a host of new tools, features and offerings. The latest? Combining cannabis culture with hamburgers.

Innovation 122

Innovation Denver New York City Mobile 122

CFPB Monitor

MARCH 15, 2022

In 2019, California enacted AB 539 which, effective January 1, 2020, limited the interest rate that can be charged on loans of $2,500 to $10,000 by lenders licensed under the California Financing Law (CFL) to 36% plus the federal funds rate. Section 7.4001(e).

California 78

California Innovation Utah West Virginia 78

PYMNTS

DECEMBER 21, 2020

You can see it in how investors are putting money to work in both consumer-facing and B2B startups, and how startups and incumbents are forging new partnerships to move innovation faster to market. And since iPhone users skew more to the affluent, it also denied those innovators the opportunity to monetize their spend. 23-25, 2020.

Apple 227

Apple Study Innovation Survey 227

PYMNTS

AUGUST 24, 2019

As new PYMNTS research documents, over the past year, 18 Major League Baseball (MLB), National Basketball Association (NBA), National Football League (NFL) and Major League Soccer (MLS) arenas have deployed biometric solutions by CLEAR. Not only that, but over the next decade, some 90 percent of sports bets will be made online.

Payments 161

Payments social media Mobile Seattle 161

PYMNTS

JUNE 19, 2020

The COVID-19 pandemic is driving consumers online to shop and pay, and their rapidly changing shopping habits are forcing merchants to rethink their digital strategies. percent year-over-year increase since 2019. Around The Payments Orchestration Ecosystem. eBay On The Importance Of Streamlining International Payments Operations.

Payments 188

Payments Compliance Resources Fraud 188

PYMNTS

SEPTEMBER 16, 2019

That is just one of five critical findings highlighted in How We Will Pay 2019 , a PYMNTS, Visa collaboration examining how consumers use a wide range of connected devices to shop and make purchases. This report — the third in our annual series — shows the results of a national study of 5,000 U.S.

Report 188

Report Study Meeting National 188

PYMNTS

NOVEMBER 26, 2020

Turkey didn’t become standard fare on the Thanksgiving table for over another 200 years when Abraham Lincoln officially declared it a national holiday in the 1860s. A Banner Year For Buying A Turkey, Especially Online . Consumers are also increasingly pushing their thanksgiving shopping online, as COVID-19 case counts continue to rise.

National 267

National Online Meeting Guidelines 267

PYMNTS

FEBRUARY 25, 2019

The Conference of State Bank Supervisors (CSBS) said earlier this month that it had put in place a set of action items to standardize the national experience of FinTechs and non-bank entities. Liu pointed out that the online database of the aforementioned state licensing and FinTech guidance will go live later in 2019.

Regulation 147

Regulation Fintech Community Bank Community 147

PYMNTS

SEPTEMBER 24, 2020

The ongoing COVID-19 pandemic and its associated social distancing and stay-at-home orders have pushed untold services online for easier consumer access, with banking serving as a prime example. billion in losses in 2019, according to a recent study, although it has declined from $20 billion in 2013. Identity fraud accounted for $16.9

Video 205

Video Fraud Digital Banking System 205

Abrigo

APRIL 2, 2020

Other scams include Medicare/Medicaid fraud using online advertisements for durable medical equipment, or routine products and services that they would normally receive from their physicians but are afraid to go in for an office visit due to the health risk. Ignore online offers for vaccinations. Artificial Intelligence. BSA Software.

Fraud 335

Fraud Resources Software Training 335

PYMNTS

NOVEMBER 2, 2020

As PYMNTS noted in the Pandenomics report in early October, “the biggest change of all will likely be the share of consumers shopping for groceries online. percent of consumers who have shifted to grocery shopping online plan to maintain at least some and possibly all of their new digital shopping habits, meaning only 14.7

Study 205

Study Cards Payments Innovation 205

PYMNTS

JANUARY 4, 2019

Verdict also noted that the service is the first Automated Clearing House (ACH) under the central bank’s National Retail Payment System. In the Middle East, ACI Worldwide said this past week that the National Bank of Kuwait (NBK) has launched the SWIFT global payments innovation (gpi) for its customers.

Payments 169

Payments blockchain System National 169

PYMNTS

JANUARY 21, 2020

JPMorgan has created a $100 billion funding arm to expand investments in emerging markets and help the United Nations meet its sustainable development goals. Amazon’s Fire TV led the way in top smart home entertainment choices in 2019, although more new players are expected to join the crowded field. million units by 2023.

Retail 130

Retail Groups Payments Marketing 130

PYMNTS

AUGUST 3, 2020

In the decade that we left behind in December of 2019 and the new one we started in January, doing business in the physical world was always an option, and consumers regularly moved back and forth between the physical and digital worlds. So do innovators with new tech and big ideas to help improve the experience.

Apple 234

Apple Google Online Maine 234

PYMNTS

DECEMBER 24, 2020

And that shift has persisted throughout a year where mobile and digital expansion and innovations have been a rare bit of bright spot in an otherwise incredibly challenging environment. In 2019, nearly three-quarters of U.S. Digital Innovations Will Outlast the Pandemic That Inspired Them. A Clamor Is Coming For Subscriptions.

Study 206

Study Industry United States Innovation 206

PYMNTS

DECEMBER 10, 2020

B2B businesses have historically been slower to adopt digital innovations than the consumer sector. However, the pandemic is marking a major turning point for payments innovation. This reveals how slowly businesses have proceeded when digitizing payments as well as the extent to which they have relied on paper-based, manual methods.

Operations 192

Operations Payments Cards Mobile 192

PYMNTS

DECEMBER 18, 2018

As well, the form has a long history of transmitting national values and providing cultural, political and even economic education — one need only dig deep into the comic scene during World War II to understand that. Indeed, education in general is important to increased online security, privacy and fraud prevention efforts.

Compliance 152

Compliance Fraud Security Course 152

PYMNTS

JUNE 4, 2020

Telehealth company Teladoc reported rising revenues and expanding usage, noting that visits to its platform have grown by 92 percent so far in 2020 when compared to 2019 figures. national healthcare program Medicare has expanded the online health programs it offers, covering doctor visits conducted through telehealth services.

Study 130

Study Payments Tools Online 130

PYMNTS

FEBRUARY 24, 2020

as they upgrade their online data and financial rules to support global digital banking innovations. Its policies mandate that corporations share private data with it, for example, meaning Chinese regulatory innovation requires serious consideration from any entities that wish to work there. The law is still ambiguous.

Regulation 160

Regulation Policies Data Compliance 160

PYMNTS

SEPTEMBER 17, 2019

In the meantime, the digital, mobile, delivery and other innovations that are taking place in this sector are also promising to impact retailers and the consumers who shop not only with mom-and-pop stores but with the bigger chains. Innovation efforts continue for retail pharmacy operations. Lessons to Come.

Retail 108

Retail Georgia Houston Dallas 108

PYMNTS

JULY 21, 2020

The National Restaurant Association recently reported that the industry lost $120 billion during the pandemic’s first three months and that these losses could total $240 billion by the end of the year. The pandemic continues to hit the restaurant sector hard. Loyalty Programs For Engagement.

Mobile 143

Mobile Tampa Study Florida 143

PYMNTS

NOVEMBER 2, 2020

Sixty percent of Americans reported in 2019 that they did not need touchless payment options. The devastation has resulted in as many as 3 million employees out of work as the sector is slated to lose $240 billion in sales by year-end, according to a National Restaurant Association survey.

Massachusetts 185

Massachusetts United States Survey Meeting 185

PYMNTS

NOVEMBER 11, 2019

At the same time, online food delivery increased nearly 15 percent between 2018 and 2019. While drive-thrus can be a source of retail innovation , traditional operations aren’t what they used to be. These lanes allow customers to order and pre-pay online and pickup at a designated time. Biometric Kiosks Speed Orders.

Study 108

Study New York City Minnesota Dallas 108

Accenture

MAY 22, 2019

For years, banks have enjoyed a low bar on CFO expectations around payment product sophistication and innovation. Today, we are seeing a slowdown in commercial deposit growth broadly with flat or negative growth in pockets as deposits shift to the national banks. percent between 2017 and 2019, down from 5.1 The threat is real.

Payments 150

Payments Customer Experience Survey Capital 150

PYMNTS

APRIL 15, 2019

From Vengo Labs to Carvana , digital innovators in a variety of industries and spaces are reinventing the vending machine concepts with new technologies and features. The compound annual growth rate (CAGR) of the global smart vending machine market from 2019 to 2024 is projected to be 12 percent. And, in the U.S.,

San Francisco 130

San Francisco Retail System New Jersey 130

PYMNTS

OCTOBER 16, 2019

Between $800 billion and $2 trillion USD is laundered each year, according to the United Nations Office on Drugs and Crime. Many FIs are adding artificial intelligence (AI)-based security tools and services to their digital banking platforms to fight fraud, and many are exploring enhancements and innovations to entice customers to stay.

Compliance 123

Compliance Fraud Study Digital Banking 123

PYMNTS

SEPTEMBER 3, 2019

They may never have made a purchase on the online marketplace, but the odds are good they know at least one good story about something bought it on eBay story. The site’s best-known innovation to first draw customers in was its auction format — that allowed consumers to bid on items and “win” the ability to purchase them for their bid price.

San Jose 203

San Jose Online Illinois Payments 203

PYMNTS

JANUARY 6, 2020

The most intriguing PSD2 news comes from those that are just now implementing its changes, such as Turkey, which has followed other late bloomers in adopting PSD2 standards with just over a month left in 2019. Turkish institutions.

Regulation 131

Regulation Industry Data Regional 131