PYMNTS

NOVEMBER 5, 2018

Ant Financial , the Chinese FinTech giant and an affiliate of Alibaba Group , posted an earnings pre-tax loss of 2.4 The Wall Street Journal ( WSJ ), citing Ant, reported that the company had a pre-tax profit of 5.3 Earlier in 2018, Ant became the most valuable tech startup after raising $14 billion investors in China, the U.S.

Taxes 134

Taxes Lending Operations Marketing 134

PYMNTS

APRIL 16, 2018

tax reform, and strong economic growth around the globe is also benefitting these players. This week’s B2B Data Digest examines the numbers released by the institutions for Q1 2018, highlighting the role corporate and wholesale banking operations did (or did not do) to support an overall impressive quarter. JPMorgan Chase. Wells Fargo.

Taxes 100

Taxes Lending Operations Data 100

CB Insights

NOVEMBER 21, 2019

Canadian VC-backed companies saw funding drop 13% in H1 2019 compared to H1 2018. The 2019 Canadian fintech market map. Startups headquartered in Ontario dominate the table, with over 40 fintech companies from this market map headquartered in the Greater Toronto Area. Navigating the Canadian fintech market map.

Fintech 93

Fintech Marketing US Technology 93

PYMNTS

APRIL 22, 2020

GPay , a member company of the Vietnam investment firm G-Group , joins a tight FinTech market in Vietnam with 33 other firms licensed for intermediary payment services. The G-Group ecosystem includes Vietnam’s social media network Gapo and P2P lending platform Tima. G-Group financed the seed funding.

Payments 154

Payments social media Groups Taxes 154

PYMNTS

FEBRUARY 2, 2021

We’re growing a market of people who have never bet before in Tennessee.”. While most people have played an office Super Bowl or March Madness pool, Hodges said that legal, regulated betting on sporting events has largely been a cash market enterprise that was the domain of black market bookies. Next Steps.

Tennessee 262

Tennessee Payments social media Regulation 262

PYMNTS

MARCH 8, 2019

Remember that a big chunk of buying power is concentrated in this generation’s collective wallet, and that if older generations start to unload housing, those homes would presumably stay on the market unless younger buyers — you know, the ones with new jobs and new families — come in to snap them up. PayPal Lending: Takes off in the U.K. ,

Millennials 109

Millennials Taxes Lending Regional 109

PYMNTS

FEBRUARY 14, 2018

OnDeck noted that figure will likely continue to tick up during 2018, as the Fed is forecast to keep raising short-term interest rates. “To Breslow concluded that while 2017 was all about pulling off a successful reinvention of the firm, 2018 would be about capitalizing on those improvements. The cost of funds rate was 6.5

Taxes 101

Taxes Lending Risk Management Report 101

PYMNTS

FEBRUARY 20, 2018

The stock market — despite a fairly steepWh correction a week ago — is still well ahead of where it was a year ago and is trending up. Unemployment is at historic lows, wages are rising given the tight labor market and consumer spending has been keeping pace. percent in 2018 — up from the 4.32 Rising Consumer Debt.

Lending 105

Lending Cards America New York 105

PYMNTS

APRIL 16, 2019

Parliament also passed protection for whistleblowers who bring crimes like tax evasion to light. Also, banks will have to hold a minimum amount of funds against lending risks, to increase financial stability. The TIPS system, which was launched in 2018, is a challenge to payment companies and technology players such as PayPal.

System 116

System Taxes Regional Google 116

PYMNTS

APRIL 30, 2018

In this world, the only things certain are death and taxes. Marketplace lending. According to a Crunchbase article published in February of 2018, investments in blockchain and blockchain-related startups (excluding initial coin offerings, or ICOs) were already 40 percent of what they were in 2017. billion in 2018 growing to $1.1

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

FEBRUARY 2, 2018

Today in PYMNTS data, Visa earnings topped expectations, Mastercard saw positive outcomes and Apple underwhelmed market watchers in their recently released earnings reports. Its results topped expectations, once impacts from recently passed tax legislation were factored out, including a bottom line at $1.08 Here are the numbers: $4.9

Apple 101

Apple Data Taxes Fintech 101

Jeff For Banks

FEBRUARY 1, 2019

After a lengthy stretch of strong economic growth and stock market gains, the inevitable correction arrived with force in the fourth quarter, culminating with a December that can only be described as “tres terrible!” US stocks erased all gains in 2018 and ended the year down 4% to 6%. 19% at year-end, 2018, down from.52%

Marketing 60

Marketing Community Bank Community Risk Management 60

PYMNTS

MARCH 2, 2018

Toward the start of 2018, analysts began to highlight the potential for venture capital (VC) to embrace the B2B business model. Total venture capital across the global FinTech market between 2010 and 2017 hit a combined $97.7 For markets like the U.K., Alternative Lending. Accenture highlighted Kabbage , the U.S.

Fintech 118

Fintech Capital blockchain Lending 118

PYMNTS

JANUARY 8, 2018

Rumors circulated that FICO might be losing its monopoly in the mortgage market as the FHFA is considering allowing lenders to consider an alternative. Credit Karma said yes to early tax refunds for consumers – for free. Good Tax Lending Karma. Credit Karma is not alone in this offering in 2018, of course.

Taxes 105

Taxes Data Louisiana Colorado 105

PYMNTS

DECEMBER 28, 2018

Charles Dickens’ famous starter to A Tale of Two Cities , as it turns out, is a pretty good way to sum up the year 2018 from the view of the alternative financial services segment. However, as 2018 wore on, headwinds started to blow back on the segment, most especially in the form of rising interest rates.

Millennials 145

Millennials Lending System Data 145

PYMNTS

APRIL 30, 2018

Fifty-four percent of small business owners say they are optimistic about the national economy , found Bank of America’s 2018 Business Advantage Small Business Owner Report. More than 90 percent of survey respondents said they feel the government did not adequately prepare the small business community for the new tax code.

Taxes 144

Taxes America National Community 144

PYMNTS

JANUARY 17, 2019

Employers don’t simply want a payroll solution, she said, but a holistic suite of human capital management tools that can handle everything from tax compliance to integrations with time-tracking solutions. ” In the U.S., ” In the U.S.,

Capital 173

Capital Tools Survey Management 173

PYMNTS

JUNE 26, 2018

And not just one branch of underwriting — for a short while there, it seemed like all of it had hit Game Over status — with consumers; SMB and even enterprise-level lending slowed to a near stop. ” When one steps back, he noted, and looks at the total picture for 2018, it is notably different from 2008 in many regards.

Millennials 116

Millennials Lending United States Comparison 116

PYMNTS

AUGUST 10, 2020

Consumers and other businesses can access their tax refunds, benefits, freelance income, insurance claims, dividend payments and other disbursements within 30 minutes of being paid — sometimes even within seconds. We also identified existing market gaps across specific disbursement categories. . We surveyed more than 5,000 U.S.

Report 228

Report Payments Millennials Cards 228

CB Insights

FEBRUARY 13, 2020

Brothers Patrick and John Collison founded Stripe in 2010 in an attempt to gain share in online payments, a then-nascent market with seemingly boundless growth opportunity. Market opportunity. Business lending and corporate cards. Stripe is ramping up its private market investments. Expansion into emerging markets.

Online 98

Online Company Retail Payments 98

PYMNTS

JULY 7, 2018

The store will open in Fall 2018. From concept to its launch in January of 2018, Amazon Go took five years to make it to market with its first location, found on the ground floor of the firm’s new headquarters. The company also said its market share is over 40 percent in 16 U.S. Bixby Gets Sporty.

Samsung 110

Samsung Payments Seattle Google 110

PYMNTS

JUNE 26, 2018

personal income in 2018. Under alternative income payouts, for example, are 1099 gig economy workers — but also restaurant tips, gaming income, those who working multi-level marketing jobs, and people who participate in medical trials. trillion of total U.S. A set of needs, Sheth told Webster, that can vary widely and unexpectedly.

Data 130

Data Taxes Payments System 130

PYMNTS

MAY 6, 2019

Yet, steps to achieve that growth may be difficult, considering the low unemployment and tight labor market, threats of cyberattacks and a continued sentiment that traditional bank financing simply isn’t cutting it for the small business owner. small business. Thirty-two percent of U.S.

Survey 115

Survey America Analysis Data 115

BankUnderground

JULY 17, 2020

Monetary policy is in transition towards a more market-based system, but continues to operate via both prices (a range of interest rates) and quantities (the levels of credit and liquidity). The MPI suggests that monetary policy loosened between the start of 2018 and late 2019. Chart 1: Broad stance of Chinese policy.

Policies 72

Policies Taxes Study Lending 72

CB Insights

NOVEMBER 5, 2019

In May 2019, Barclays released a note estimating the value of Tencent’s fintech business at $123B, or close to a third of the company’s total market cap. of the market, respectively. One area where Ant has ingrained itself into the daily lives of its younger users is in short-term installment lending.

Fintech 51

Fintech social media Analysis Marketing 51

PYMNTS

FEBRUARY 12, 2018

At the same time, the market caps of the top 20 retailers have lost more than $230 billion over the last two years, and mall operators are sucking wind as overstocked anchor stores shutter underperforming locations, which delivers a death knell for the stores that depend on anchor store foot traffic to lure customers in. percent in 1947.

Big Data 135

Big Data Data Retail Marketing 135

Abrigo

JANUARY 29, 2020

Key Takeaways The FDIC issued an advisory to FIs encouraging safe and sound lending practices in today's ag lending environment. FDIC) issued an advisory to financial institutions encouraging exceptionally safe and sound lending practices in agricultural lending. Learn More.

Lending 195

Lending How To FDIC Survey 195

William Mills

DECEMBER 12, 2017

business owners indicated continued growth for 2018, with 90 percent of respondents saying they plan to hire one or two new employees next year. This is good news for the job market; however, a number of decisions may be made before yearend that will change the competitive landscape for small businesses. www.miradortech.com.

Conference 40

Conference Innovation Lending Customer Experience 40

PYMNTS

NOVEMBER 6, 2018

Taxes, minimum wage, global trade tariffs — there are a lot of regulatory changes weighing heavily on the minds of U.S. More so than the average SMB, independent pharmacies are particularly affected by the state of the healthcare market and its regulatory shifts. small business owners.

Capital 130

Capital Iowa Management Community 130

PYMNTS

OCTOBER 5, 2016

The use of prepaid cards has exploded over the last decade or so — in 2003 consumers put less than $1 billion on prepaid cards annually, but by 2012 that figure had grown to $65 billion and by 2018 that figure is projected to reach as much as $121 billion. The user base of prepaid cards has grown significantly as well.

Cards 189

Cards Google Tools Regulation 189

Banking 2020

NOVEMBER 17, 2014

regulations don’t go into effect until 2018, and the new FSB proposal is essentially the start of a lengthy debate. Their argument will clearly be that such draconian measures will hamper lending, which is turn will have a crippling effect on the larger economy. Insights bail out economy federal restructuring tax' Even the U.S.

System 70

System Taxes Course Regulation 70

Jeff For Banks

NOVEMBER 24, 2019

billion in assets, had 87 full-time equivalent employees, and accounted for two-thirds of the town's tax revenue. The government guarantee allowed for a secondary market in these loans. Nationwide lending! Keystone expanded its lending to include high loan-to-value mortgages and home equity loans. They kept some.

National 78

National West Virginia Virginia Pennsylvania 78

Gonzobanker

DECEMBER 19, 2017

Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. For 35 years, Wilmers led M&T with creativity, integrity and the “old-school” wisdom of a community banker who created a $26 billion market cap company. Here’s hoping a final remodel of the stage coach occurs in 2018.

Conference 101

Conference Industry Community Bank Community 101

CB Insights

OCTOBER 10, 2018

Incumbents are not standing still and are acting to protect their market share. Table of contents: Market map: the startups disrupting retail & commercial banking. Market Map: The Startups Disrupting Retail & Commercial Banking. While these customers may be easier to acquire, they are tougher to monetize. Key takeaways.

Retail 78

Retail Cards Millennials Mobile 78

Abrigo

JUNE 29, 2022

farmers is even more unpredictable than in recent years, so financial institutions will want to keep a close eye on the agricultural sector -- both to protect ag lending portfolios and tap into ag loan growth opportunities. This year, direct payments were expected to be around 2%, which is closer to the 2015-2018 average of about 3%.

Kansas City 195

Kansas City Kansas Lending Oklahoma 195

Banking 2020

NOVEMBER 17, 2014

regulations don’t go into effect until 2018, and the new FSB proposal is essentially the start of a lengthy debate. Their argument will clearly be that such draconian measures will hamper lending, which is turn will have a crippling effect on the larger economy. Insights bail out economy federal restructuring tax' Even the U.S.

System 40

System Taxes Course Regulation 40

PYMNTS

NOVEMBER 14, 2018

Even though Bitcoin’s mid-November price this year is similar to last year’s, it is pretty unlikely that 2018 will see a repeat of what happened in 2017 as November and then December wore on. At its lowest point the price of bitcoin dipped below $6,000 in June — but its price has been between $6,000 and $7,000 for most of the fall 2018.

Bitcoin 108

Bitcoin Lending cryptocurrency Taxes 108