Abrigo

JUNE 14, 2017

Donald Musso, president at FinPro, and Martin Henderek, senior financial analyst, suggest an easy-to-follow tech plan in their article Navigating the Fintech Landscape , published in the May 2017 issue of BankNews. Are your primary customers millennials, demanding mobile banking services? Are customers requesting new products?

Fintech 170

Fintech Software Lending Millennials 170

PYMNTS

FEBRUARY 20, 2018

The stock market — despite a fairly steepWh correction a week ago — is still well ahead of where it was a year ago and is trending up. Unemployment is at historic lows, wages are rising given the tight labor market and consumer spending has been keeping pace. percent in 2017, its quickest uptick in two years. percent annually.

Lending 105

Lending Cards America New York 105

William Mills

APRIL 20, 2017

Tony Garritano from Progress in Lending held an Innovations Awards event at the London House which showcased seven companies in the mortgage industry that are leading the way in compliance, eClosings, appraisals and information management. The post MBA Tech 2017: Blockchain, APIs and Robots, Oh My!

blockchain 46

blockchain Detroit Conference Knowledge Base 46

PYMNTS

MAY 2, 2017

Auto lending, particularly to subprime borrowers, has been looking especially concerning as delinquencies and default rates have steadily climbed. Add to that the diminished value of used cars — down about 8 percent this year — and auto lenders like Ally Financial are predicting a market that will be contracting this year.

Millennials 103

Millennials Lending Capital Cards 103

PYMNTS

JULY 31, 2017

That’s bad news for some of the largest FIs, despite a recent uptick in small business lending activity. The 2017 report from FIS surveyed nearly 500 SMEs in the U.S. While lending restrictions seem to be easing somewhat recently, SMBs have struggled mightily in terms of getting approved for business loans.”.

Survey 112

Survey Community Bank Community Regional 112

PYMNTS

MAY 28, 2019

Indonesian ride-hailing and online payment company GO-JEK , for instance, is expanding its financial technology services through partnerships with peer-to-peer (P2P) lending firms Dana Cita, Aktivaku and Findaya. billion in 2017. That marked an increase from 2017’s $1.4 Just under $3 billion – or $2.7

Apple 159

Apple Mobile Fraud Branding 159

FICO

AUGUST 19, 2022

According to a 2022 report by Cornerstone Advisors , the percentage of Gen Z, Millennial, and Gen X consumers in the U.S. Here are five specific competitive threats – areas where FinTech companies are gaining traction in the banking market – and what banks should be doing to counter them. banks collected $15.47

Fintech 52

Fintech Millennials Lending Tools 52

PYMNTS

APRIL 4, 2019

By the first quarter of 2017, household debt had passed its 2008 peak of $12.657 billion, according to a new report released by the New York Fed. The trend, according to the report, is visible in most major debt categories — particularly home and credit card lending. As of the last quarter of 2018, total U.S. They make up 10.7

US 116

US New York Trends United States 116

Gonzobanker

MARCH 6, 2018

Big banks have been in the driver’s seat on growing their market share in retail, while paring down branch networks. Much like a bank that over-concentrates itself on commercial real estate lending, banks that rely too heavily on physical channels for consumer and business customers risk attrition, lost revenue and increased expenses.

Strategy 89

Strategy Marketing Mobile Trends 89

CB Insights

SEPTEMBER 10, 2019

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. But millennials face significant headwinds in making those financial dreams a reality. get the REPORT on next generation investors. From big banks to big tech.

Millennials 77

Millennials Mobile Lending Cards 77

PYMNTS

JUNE 5, 2018

In its latest research, business intelligence firm RFI found that most millennials in the U.K. That includes corporates, too, as firms like PayPal press into the B2B payments and small business finance market – but they’re not always doing it alone. In the U.S., The check’s continuing dominance in the U.S.

Payments 116

Payments Survey Software Millennials 116

CB Insights

FEBRUARY 1, 2019

Consider that: Half of Indonesia’s population is under the age of 30, with the number of millennials (aged 17-35) in Indonesia currently at 79.5M. By 2050, Indonesia is projected to have the third largest middle class among emerging markets. Two that are already seeing lots of activity are payments and lending.

Policies 61

Policies Lending Operations Examples 61

CB Insights

OCTOBER 24, 2018

The POS startup market is growing, as consumers seek more transparent credit options and merchants look for new ways to boost sales. According to CB Insights data, 9 POS lenders have raised $700M+ across 14 deals since June 2017. get the entire 47-page lending report. Download our deep dive into the disruption of lending.

Millennials 65

Millennials Lending Cards Capital 65

FICO

AUGUST 15, 2018

We recently studied the impact of millennials’ student loan debt on their willingness and ability to obtain new mortgage loans. As the housing market continues to remain competitive, we looked at key trends in FICO® Score distributions and default rates for those who have proven they would like to and are able to obtain mortgage loans.

Trends 53

Trends Millennials Course Payments 53

CB Insights

NOVEMBER 5, 2019

In May 2019, Barclays released a note estimating the value of Tencent’s fintech business at $123B, or close to a third of the company’s total market cap. of the market, respectively. One area where Ant has ingrained itself into the daily lives of its younger users is in short-term installment lending. billion yuan).

Fintech 51

Fintech social media Analysis Marketing 51

CB Insights

OCTOBER 10, 2018

Incumbents are not standing still and are acting to protect their market share. Table of contents: Market map: the startups disrupting retail & commercial banking. Market Map: The Startups Disrupting Retail & Commercial Banking. While these customers may be easier to acquire, they are tougher to monetize. Key takeaways.

Retail 78

Retail Cards Millennials Mobile 78

PYMNTS

DECEMBER 13, 2016

Millennials just aren’t buying homes — they are the first generation of Americans since World War II who will meaningfully move away from that vision of the American Dream. Millennial homeownership rates — for those 75.4 Millennials have not, as some have argued, radically thrown off ideas about owning homes en masse.

Millennials 100

Millennials Groups Study Washington 100

Gonzobanker

DECEMBER 19, 2016

So it’s time to light a fire, grab a big tumbler of Scotch and rest up for a busy 2017 as you experience one of the holiday’s greatest traditions: the annual GonzoBanker Awards. Or the need to take market share in a slowest growth region? A wonderful franchise and team picked up by Guaranty in-market at a decent price.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 20, 2018

PNC made a Gonzo move with a national digital expansion in 2018 with the unique idea of building a small number of branches in target metro markets like Kansas City and Dallas. Goes to the always-sharp Mitch Feiger and the team at MB Financial for the bank’s sale to Fifth Third at a 24% premium to market price in May.

Fintech 105

Fintech Conference Innovation Community 105

PYMNTS

JULY 23, 2018

May 2018’s household income numbers were up nearly 2 percent from last year, they say, due largely to increases in base compensation resulting from a tightening labor market. That sounds pretty good in a market in which wages are stagnating — with base comp rising at 0.5 Are the more than a third of U.S.

Cards 122

Cards Groups Report US 122

PYMNTS

APRIL 17, 2017

So, while McKelvey lost out on that $2,000 sale — he and his (friend) and Co-Founder Jack Dorsey — the founder of Twitter — did end up with a $17 billion idea (Square’s market cap at the time this piece went to press). Square has come a long way from being an mPOS solution for cash-based glass blowers and farmers market purveyors.

Apple 110

Apple Capital Cards Payments 110

Gonzobanker

DECEMBER 19, 2016

So it’s time to light a fire, grab a big tumbler of Scotch and rest up for a busy 2017 as you experience one of the holiday’s greatest traditions: the annual GonzoBanker Awards. Or the need to take market share in a slowest growth region? A wonderful franchise and team picked up by Guaranty in-market at a decent price.

Utah 60

Utah System Community Marketing 60

Gonzobanker

FEBRUARY 7, 2018

Bankers understand that the recent passage of the Tax Cuts and Jobs Act of 2017 will markedly change shareholder and Street expectations. Prosperity is now $22 billion with an unbelievable $5 billion market cap. The chatter at AOBA centered on three important topics: #1: The Breaks. Source: SNL. 3: Business Model. . #3:

Taxes 76

Taxes Video Analytics Arkansas 76

CB Insights

NOVEMBER 6, 2018

GAFA’s search data, smart home devices, advertising and marketing capabilities, and more offer compelling use cases for the beauty industry. Simultaneously, the beauty industry is looking towards tech to provide an edge in an increasingly crowded market. Google intends to dominate the smart home market. Patents & News.

Google 72

Google Apple Industry Branding 72

CB Insights

AUGUST 2, 2018

US consumers aged 18+ make an average of 70 payments per month, with debit cards accounting for 32% of those purchases, according to a 2017 study by the Boston Fed. Rumor: Klarna is expanding into new markets, with new products. Cash is the second most common payment method (27%), while credit cards fall in third place (23%).

Cards 71

Cards Fintech UX Strategy 71

CB Insights

DECEMBER 7, 2017

By the end of 2017, nearly $1.8T worth of mortgages will have been originated in the United States this year, according to government-backed mortgage lender Freddie Mac. FINTECH TRENDS Q3 2017 RESEARCH BRIEFING. Fintech deals and funding are on track to reach record highs in 2017. What is mortgage tech?

Millennials 69

Millennials Lending United States Technology 69

PYMNTS

JUNE 27, 2019

The installment lending playing field just got more interesting — and global — today (June 27). trillion market in 2017 growing at twice the rate of credit cards. Installment lending at the POS just isn’t available. Globally, installments are a popular credit option, and for good reason — with a $1.2 However, in the U.S.,

Lending 188

Lending User Experience Cards Fintech 188

PYMNTS

AUGUST 27, 2018

Credit card debt made it over the $1 trillion mark in 2017, making it the third non-mortgage lending category to have surpassed the ten-digit mark in measuring consumer debt. Move over millennials — there is a new generation of cool kids rising and getting ready to dominate shopping. In fact, at 3.4

Data 103

Data Cards Millennials Groups 103

PYMNTS

NOVEMBER 24, 2017

In an interview with PYMNTS’ Karen Webster, Sarah Quinlan, senior vice president of market insights with Mastercard Advisors, said things are shaping up nicely in Cyber Week and beyond. percent thus far in 2017, and could be on the order of 4 to 5 percent higher year-over-year, with numbers likely to shake out to the higher end.

Millennials 101

Millennials Retail United States Online 101

PYMNTS

AUGUST 13, 2018

In an interview with PYMNTS’ Karen Webster, Dan Dickinson, chief digital officer at EQ Bank , stated that deposits grew by 52 percent year over year in 2017, and the digital bank stands poised to see another year of strong results in 2018. Such a meteoric pace indicates a key question for banks considering the digital route.

Digital Banking 113

Digital Banking social media Course Marketing 113

PYMNTS

SEPTEMBER 7, 2018

The ridesharing company further noted that it has made trips in 21 countries across five continents, and that it has facilitated more than $600 million of payments in the form of tips to its drivers since launching its in-app tipping service in 2017. That’s up from the $50 million it had paid out as of last August 2017.

San Francisco 101

San Francisco Course Cards Arizona 101

PYMNTS

SEPTEMBER 23, 2016

Nine years after the introduction of the iPhone to the market — and the subsequent great mobile leap forward — the verdict is pretty much in on mobile banking applications: Consumers like it, verging on loving it, and are eager for more of it. However, it can lead to lagging the market from an innovation standpoint.”.

Mobile 100

Mobile Community Bank Tools Community 100

CB Insights

OCTOBER 10, 2017

Ninety-two million millennials will soon be in what Goldman Sachs calls their “prime spending years.” It’s even harder when your target market would rather never think about what you’re trying to sell them — retirement, for example. Below, we’ll show you: How to use pre-launch marketing to build trust and hype.

Tools 78

Tools Millennials US Maine 78

PYMNTS

DECEMBER 11, 2017

That might not be a crazy assumption: Reports from Nielsen reveal that television viewership by that demographic has declined more than 40 percent since 2010 and is off 11 percent year over year for the older half of millennials aged 25 to 34. From “The Economics of Attention Markets” by David S. In 2017, QVC bought HSN for $2.1

Millennials 109

Millennials Video Maine Operations 109

PYMNTS

MARCH 24, 2017

And meanwhile, politics ain’t a beanbag, but it’s bouncing the stock market around hither and yon. Vance had touched on this at IP 2017. M&A in alt lending: In an industry that is not doing all that well in terms of investor sentiment and getting the gimlet eye of regulators, what’s alternative lending to do?

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Bitcoin Maine Retail Lending 100

CB Insights

AUGUST 6, 2017

After a client requested copies of all our recent market maps, we decided to take it a step further. Below you’ll find a collection of all our CB Insights market maps and unbundling/disrupting graphics. 145+ Tech Startups Focused On Transforming Capital Markets In One Market Map. This post is broken into sections.

Industry 78

Industry Marketing Fintech Software 78

Fintech Labs Insights

FEBRUARY 23, 2017

Here’s why 2017 is poised to place proptech among the ranks of wealthtech, insurtech, regtech. there are a handful of reasons 2017 will be favorable to real estate. They do not lend or service the loan. Envestnet|Yodlee ( FDSV 2016 demo , FEU 2017 demo ). 2- Digital mortgage lending companies. In the U.S.,

Fintech 28

Fintech Lending Regulation Millennials 28