PYMNTS

MAY 29, 2019

Small business lending marketplace BitX Funding has struck an alliance with transportation equipment finance company Pelagic Capital, the companies said in a press release Tuesday (May 28). saw an estimated $35 billion in equipment loan and lease financing originations under $250,000 in 2017. ”

Capital 128

Capital Lending Taxes Analysis 128

PYMNTS

APRIL 30, 2018

In this world, the only things certain are death and taxes. Marketplace lending. According to a Crunchbase article published in February of 2018, investments in blockchain and blockchain-related startups (excluding initial coin offerings, or ICOs) were already 40 percent of what they were in 2017. Honesty is the best policy.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

FEBRUARY 14, 2018

2017 was a transformative year for OnDeck,” CEO Noah Breslow noted at the beginning of his remarks. He reminded investors that the firm, which had a very rocky start in 2017, managed to end the year with its effective interest yield up by over 200 basis points and its net charge-off rate down by over 100 basis points.

Taxes 101

Taxes Lending Risk Management Report 101

PYMNTS

MARCH 2, 2018

and India drove a surge in FinTech venture capital funding in 2017, and Accenture Financial Services Senior Managing Director Julian Skan pointed to the B2B business model as a significant presence in this trend. Total venture capital across the global FinTech market between 2010 and 2017 hit a combined $97.7

Fintech 118

Fintech Capital blockchain Lending 118

PYMNTS

FEBRUARY 2, 2018

billion | Visa’s revenue, according to its most recent earnings report for the first fiscal quarter, which ended in December 2017. Its results topped expectations, once impacts from recently passed tax legislation were factored out, including a bottom line at $1.08 Here are the numbers: $4.9 trillion, among other notable numbers.

Apple 101

Apple Data Taxes Fintech 101

PYMNTS

NOVEMBER 7, 2018

Management pointed to tightening credit standards even as rising rates helped boost results, trends that are likely to continue. That growth was outpaced by a record number of applications, up 30 percent year on year, as LendingClub looks to spur “awareness” of the benefits of fixed-rate lending in an era where interest rates are on the rise.

Taxes 159

Taxes Management Risk Management Capital 159

PYMNTS

FEBRUARY 20, 2018

But the data indicates that for an increasing number of users, debt is not being managed correctly. Late payments and out-and-out defaults and charge-offs are on the rise across a few lending segments. According to the New York Federal Reserve, household debt surged in the final quarter of 2017 to $13.15 Rising Consumer Debt.

Lending 105

Lending Cards America New York 105

CB Insights

OCTOBER 21, 2018

Funding Trends: Since 2017, these 250 private companies have raised $31.85B across 373 deals. This year’s cohort has already seen more mega-rounds in 2018 YTD than 2017’s Fintech 250 list in all of 2017, with 23 mega-rounds investments. Business Lending & Financing. General Lending & Marketplaces.

Fintech 78

Fintech Lending Capital Analytics 78

PYMNTS

JANUARY 17, 2019

As innovative technologies move down stream, small and medium-sized businesses are poised to benefit significantly from being able to customize a flexible payroll and human capital management (HCM) program. Employees and a shifting talent landscape have introduced the demand for payroll flexibility. ” In the U.S.,

Capital 173

Capital Tools Survey Management 173

PYMNTS

OCTOBER 31, 2019

Yes Bank is a private-sector bank that mainly operates as a corporate bank, but it also does asset management and retail banking. The Bombay Stock Exchange’s Sensex index also saw record highs, with a rally of more than 40,300 points due to a corporate tax cut and other business-boosting reforms. Regulators must approve it as well.

Regulation 100

Regulation Taxes Maine Capital 100

PYMNTS

MAY 15, 2017

First Data CEO, Frank Bisignano, noted in the wake of First Data’s earnings release this week that the company remains on track to meet its guidance for 2017 and that he is “confident that the current weakness is transitory.”. Those tax refund recipients, in turn, were able to get cash advances. First Data’s New Friends.

Data 100

Data America Taxes Cards 100

PYMNTS

DECEMBER 28, 2018

According to the PYMNTS/Unifund Financial Invisibles Report , 81 percent of participants said their financial situations have either remained stable or improved since last year, and the number of consumers seriously delinquent on debt dropped 11 percent between Q4 2017 and Q2 2018. percent between the end of 2017 and the middle of 2018.

Millennials 145

Millennials Lending System Data 145

PYMNTS

AUGUST 4, 2016

With its stock value up 10 percent in after hours trading – Square has managed to please investors with losses smaller than expected, growing payments volumes and continuing signs of strength emanating from from its lending platform for small business, Square Capital. Lending’s Continue March Forward.

Lending 100

Lending Capital Payments Taxes 100

PYMNTS

JUNE 26, 2018

We’ve been really studying this [instant payments] marketplace since 2017,” Sheth told Karen Webster, “and even though we’ve focused on solving for very specific use cases we’re seeing even wider ground where instant payout solutions make a lot of sense.”. These payments are very useful when a worker is managing cash very tightly.

Data 130

Data Taxes Payments System 130

PYMNTS

FEBRUARY 12, 2018

Yet, according to Fung Global Retail & Technology, 6,985 stores closed in 2017 , up 229 percent from 2016, and well above the number of stores which closed in the year that started physical retail’s death spiral: 2008. billion at the start of the year — to $18 billion in September 2017. In other words, it’s a lot.

Big Data 135

Big Data Data Retail Marketing 135

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Congrats to Randy and a great management team. Since 2017, ROAE has grown from 7% to approximately 20% and ROAA has increased from.82% Has it worked?

Fintech 147

Fintech Strategy Leadership Lending 147

Fintech Labs Insights

JANUARY 11, 2017

In what The New York Times is calling The Great AI Awakening and Forbes has dubbed The Year of AI , 2017 is shaping up to be obsessively focused on artificial intelligence, a field that has been around for awhile (remember playing checkers against a computer?) but has finally matured to the point of usefulness. Robo advisory. Advisory tools.

Fintech 12

Fintech Compliance Examples San Francisco 12

CB Insights

FEBRUARY 13, 2020

Stripe Connect and billing services help companies manage marketplaces, subscriptions. Business lending and corporate cards. Payments companies assumed risk for losses associated with chargebacks, fraud, KYC, or AML, while also providing support, dispute management, and reporting. Online and offline payments. Source: Finix.

Online 98

Online Company Retail Payments 98

CB Insights

NOVEMBER 5, 2019

Both Ant and Tencent have converged on a growth playbook that focuses on converting their massive audiences of digital payments users into consumers of financial services across lending, wealth management, insurance, and credit scoring. That’s 10X more than the outstanding loans on Huabei at the end of the first half of 2017 (99.2

Fintech 51

Fintech social media Analysis Marketing 51

Lex Sokolin

DECEMBER 25, 2019

Ethereum’s decentralized lending and trading are floating around 2,500 daily users. The lending product above is a bit more complicated. Other things like Compound are essentially a securities lending marketplace?—?you a wealth management service from Set Protocol.

blockchain 52

blockchain Bitcoin Software Lending 52

Abrigo

DECEMBER 15, 2016

In the 2015 Growth Strategy Survey by Bank Director , the most commonly cited areas for growth were Commercial Real Estate Lending, C&I loans, SBA loans, and Construction loans. To learn more about opportunities in small business lending, download the whitepaper Tapping Growth Opportunities in the Business Loan Portfolio.

Lending 150

Lending Millennials Study Survey 150

Independent Banker

JANUARY 31, 2022

Corporate relocations and expansions—influenced by factors like affordability, low corporate tax rates, no personal income tax and a rich talent pool—have contributed to a momentum that isn’t likely to subside soon. Edlund adds that ANB also does working capital lending, energy lending and real estate and development lending.

Texas 182

Texas San Antonio Community Bank Community 182

Jeff For Banks

FEBRUARY 1, 2019

52% at the end of 2017. Indeed, banks generally pull back on lending if longer-term loan rates are less than their cost of funds, which are generally based on shorter-term rates. Meanwhile, while stocks were displaying their volatile price swings, US Treasury yields for longer-dated issues were declining by.45% Thanks for reading!

Marketing 60

Marketing Community Bank Community Risk Management 60

CB Insights

OCTOBER 10, 2018

Asia is highly competitive, with tech giants like Ant Financial and Tencent’s WeChat actively dominating mobile payments and expanding their reach in financial services across lending, wealth management, and insurance. In December 2017, Amazon’s Alexa Fund participated in its $16M Series A. Expense Management.

Retail 78

Retail Cards Millennials Mobile 78

Fintech Labs Insights

JANUARY 8, 2017

House of Fraser currently offers consumers credit and loyalty cards; it said it will detail how it will use its new relationship with Tandem in the first half of 2017. Wealth Management and Investing. British Business Bank (BBB) gave UK P2P lender, Funding Circle, another $42 (£40) million to lend to small businesses.

Fintech 12

Fintech blockchain Technology Lending 12

CB Insights

SEPTEMBER 10, 2019

Download the free report to find out how fintech is shaping the future of wealth management and investing. As millennials head deeper into adulthood and make more money, the personal finance space is adapting to their unique money management attitudes in a few key ways: From in-person to online. Payments: Mobile is replacing cash.

Millennials 77

Millennials Mobile Lending Cards 77

PYMNTS

SEPTEMBER 29, 2016

As for politicians and the government side of things, Prime Minister Theresa May said she won’t start the process of Britain’s exit until 2017. The British Bankers’ Association put out a 117-page report strongly indicating that such commonplace areas as lending, savings and payments could all be affected as well.

Industry 100

Industry Examples Survey Report 100

PYMNTS

NOVEMBER 9, 2017

In 2017, those things are centered on interacting with software platforms, whether its registering a new domain name (e.g. That is your entry point into how you are going to manage your business, and that is pretty scary for traditional banks. GoDaddy), building out a client list (e.g.

Software 100

Software Payments Management Compliance 100

Fintech Labs Insights

OCTOBER 3, 2016

Signed deal with Vision FCU to provide its money management app. Partnered with fellow Finovate alum NCR to launch new money management platform. Powered Homeownership Preservation Foundation’s digital money management app. Offered digital wealth management for BancAlliance Member Banks. Personal Capital ( FD15 ).

San Francisco 18

San Francisco Taxes Lending Colorado 18

CB Insights

MAY 23, 2019

In 2017, Conrad settled with the Securities and Exchange Commission and agreed to pay $533,692 in penalties and interest. However, The Honest Company’s claims came under fire in 2017 when allegations were made that the company had engaged in fraudulent labeling of some of its products. Total Funding: $263M. Total Funding: $314M.

Fraud 78

Fraud Las Vegas Company Video 78

Fintech Labs Insights

JANUARY 21, 2022

Ant Technology. 2018 round. Mar ’21 round. Netherlands. August ’21 exit to Square. Aug ’21 round. FTX Exchange. Oct ’21 round. South Korea. Nov ’18 transaction. New Zealand. Accounting. Secondary market May 21. Jan ’22 round. Jan ’22 round. Mar ’21 SPAC (proposed). Dec ’19 round. Wise ( TransferWise ). Aug ’21 round. Payroll/SMB. Oscar Health.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

NOVEMBER 22, 2021

5 Nov 2021. June 2021 round. 5 Nov 2021. 5 Nov 2021. July 2021 round. 5 Nov 2021. 5 Nov 2021. August 2021 exit to Square. 5 Nov 2021. Aug 2021 round. FTX Exchange. Oct 2021 round. 5 Nov 2021. New Zealand. Accounting. 5 Nov 2021. South Korea. Nov 2018 transaction. 5 Nov 2021. 5 Nov 2021. 5 Nov 2021. Plaid Technologies. April 2021 round. 22 Nov 2021.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

NOVEMBER 22, 2021

5 Nov 2021. June 2021 round. 5 Nov 2021. 5 Nov 2021. July 2021 round. 5 Nov 2021. 5 Nov 2021. August 2021 exit to Square. 5 Nov 2021. Aug 2021 round. FTX Exchange. Oct 2021 round. 5 Nov 2021. New Zealand. Accounting. 5 Nov 2021. South Korea. Nov 2018 transaction. 5 Nov 2021. 5 Nov 2021. 5 Nov 2021. Plaid Technologies. April 2021 round. 22 Nov 2021.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

MAY 30, 2017

As the company’s Managing Partner Harry Langenberg pointed out, SuperMoney is taking the same approach to loan comparison that “won Google the search engine wars.” ” Pictured: SuperMoney Managing Partner Harry Langenberg demonstrating the Supermoney loan offer comparison tool at FinovateSpring 2017.

UX 22

UX Online Comparison Lending 22

Fintech Labs Insights

OCTOBER 19, 2021

. $3.5B: Coalition – US cybersecurity insurance provider founded in 2017. 1.3B: Marshmallow – UK auto insurance provider founded in 2017. 1.3B: Blockdaemon – US crypto payments provider founded in 2017. 1.0B: Xtransfer – Chinese SMB payments provider founded in 2017. 1.0B: Orchard – US mortgage company founded in 2017.

Fintech 15

Fintech Lending Payments Analytics 15

Fintech Labs Insights

DECEMBER 20, 2021

Ant Technology. 2018 round. Mar 2021 round. July 2021 round. August 2021 exit to Square. South Korea. Secondary market May 21. Checkout.com. Jan 2021 round. One97 (PayTM). Plaid Technologies. April 2021 round. Infrastructure. Oct 2021 round. Tinkoff Bank. Mar 2021 SPAC (proposed). Dec 2021 round. Jan 2016 round. Better.com. Dec 2021 round.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

SEPTEMBER 13, 2021

. #168t ($1.3B): USA crypto tax software provider TaxBit. 200t ($1B): American lender Octane Lending. 180t ($1.1B): Indian crypto exchange CoinDCX. 180t ($1.1B): USA crypto startup MobileCoin. 200t ($1B): Canadian accounting provider Freshbooks. 200t ($1B): American investing platform Human Interest. April 2021 round. Jan 2016 round.

United States 15

United States Fintech Lending Bitcoin 15