PYMNTS

FEBRUARY 16, 2018

PepsiCo turned some heads with its quarterly earnings call announcement that it would take some of its tax reform windfall and reinvest it in improving the firm’s eCommerce efforts. And the numbers in this regard don’t lie: Physical retail is growing at a rate of about 3.6 According to PepsiCo CEO Indra K.

Retail 124

Retail Branding Mobile Strategy 124

BankBazaar

JUNE 18, 2020

If your tax slab is 30%, your FD returns will be taxed to that extent, unless you’re a senior citizen eligible for certain income tax bene?ts after income tax and that is your e?ective ective post-tax return (refer to Table 2). higher per annum post tax than ?xed ts on this front.

Management 78

Management Taxes Examples Capital 78

PYMNTS

OCTOBER 31, 2019

Yes Bank is a private-sector bank that mainly operates as a corporate bank, but it also does asset management and retail banking. The bank has had a tumultuous 2019, facing increased attention from regulators as well as scrutiny from investors, who are concerned about bad loans , lack of lender regulation and availability of capital.

Regulation 100

Regulation Taxes Maine Capital 100

PYMNTS

APRIL 12, 2019

Robotics and automation were areas of focus for both retailers this week as they seek to upgrade their operations in an effort to capture more consumer spend. The move comes as cities and states are passing bans on cashless retail establishments, on the argument that such retail discriminates against unbanked consumers.

Taxes 100

Taxes Retail Columbus Operations 100

PYMNTS

JUNE 15, 2018

In addition, corporate clients will be able to apply for working capital loans and make vendor and salary payments. In Africa, the biggest private bank in Kenya, CBA, has cemented a partnership with a FinTech there, Ennovative Capital, a Kenyan firm that licenses software to boost payments speeds. The tech is licensed by a U.S.

Fintech 115

Fintech Compliance Software Taxes 115

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Stripe often states that less than 8% of total commerce occurs online, suggesting roughly $26T in global, omnichannel retail sales.

Online 98

Online Company Retail Payments 98

CB Insights

OCTOBER 10, 2018

Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. This year in the US, JP Morgan launched mobile banking app Finn and Goldman Sachs’ retail banking arm Marcus crossed 1.5M savings accounts. Key takeaways.

Retail 78

Retail Cards Millennials Mobile 78

PYMNTS

APRIL 14, 2017

After it became illegal in the United States through the Marihuana Tax Act of 1937, the business of selling cannabis went mostly underground. One company that’s looking to capitalize on the cannabis market is startup on-demand delivery company greenRush. This is the marketplace that connects patients with retailers.

Las Vegas 140

Las Vegas Los Angeles Retail United States 140

PYMNTS

DECEMBER 3, 2019

“Ernest Chew, who heads the British lender’s capital goods and automotive investment banking team in the region, will join Carro as its chief financial officer in February,” the news service said, citing unnamed sources. According to the report , the deal comes as Carro raised some $30 million in fresh capital. Ford Retreat.

Nashville 130

Nashville Tennessee Philadelphia Branding 130

Jeff For Banks

DECEMBER 12, 2017

Total return includes two components: capital appreciation and dividends. Actually, the Bank had a one-time after tax litigation settlement (from a 2002-04 event) of $6.2 A princely some to a Bank with $107 million of capital at the time. This, naturally, eliminated many of the smaller, illiquid FIs. million on assets of $1.4

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

PYMNTS

FEBRUARY 28, 2018

Given the rapidly evolving competitive landscape, we are also accelerating our strategic investments, leveraging the benefits of tax reform.”. Although the retailer’s revenue number was a beat, it still represents a year-over-year decline of about 2 percent — Lowe’s just declined less than analysts were expecting. tax reform.

Nashville 100

Nashville Tennessee Taxes Course 100

PYMNTS

MARCH 9, 2018

On June 15 of 2017, shares descended 18.9% BMO Capital Markets analyst Kelly Bania told MarketWatch that the gross margins were “meaningfully lower” than the ten basis point increase she has been looking for. It’s the steepest sell-off in the stock in nine months, according to MarketWatch. Same-store sales growth of 1.5%

Taxes 100

Taxes Capital Report Operations 100

CB Insights

OCTOBER 21, 2018

Funding Trends: Since 2017, these 250 private companies have raised $31.85B across 373 deals. This year’s cohort has already seen more mega-rounds in 2018 YTD than 2017’s Fintech 250 list in all of 2017, with 23 mega-rounds investments. Rowe Price, Temasek Holdings, and Primavera Capital Group, among others.

Fintech 78

Fintech Lending Capital Analytics 78

PYMNTS

MAY 5, 2017

At this time last year, BTC traded at $460, meaning the digital currency’s value has grown over 230 percent within the period—with just over half of that growth coming in the first five months of 2017. With growth like this, the “ outrageous prediction ” that bitcoin could hit $2,000 in 2017 doesn’t seem quite so out there. (To

Bitcoin 117

Bitcoin Retail Report Marketing 117

Gonzobanker

FEBRUARY 7, 2018

Nothing seems to put a bounce in a banker’s step more than a tax break and regulatory relief, and this bountiful energy was radiating at Bank Director’s annual “mecca” for bank M&A in Phoenix last week – Acquire or be Acquired. For those in the know – simply AOBA. The chatter at AOBA centered on three important topics: #1: The Breaks.

Taxes 75

Taxes Video Analytics Arkansas 75

Gonzobanker

JUNE 16, 2022

In 2017, the company went live with Aspiration Impact Measurement (AIM), which rates companies on how well they treat people and the planet. Qwil , for example, provides working capital for freelancers who often have trouble getting paid on time. Aspiration might be the bank for you. LGBTQ+ consumers.

Fintech 145

Fintech Apple Cards Data 145

PYMNTS

FEBRUARY 20, 2018

According to the New York Federal Reserve, household debt surged in the final quarter of 2017 to $13.15 percent in 2017, its quickest uptick in two years. Capital One , for example, opened the year with earnings that reflected higher quarter-over-quarter and year-over-year defaults, and a jump of 5 percent in credit loss provisions.

Lending 105

Lending Cards America New York 105

Independent Banker

JANUARY 31, 2022

Corporate relocations and expansions—influenced by factors like affordability, low corporate tax rates, no personal income tax and a rich talent pool—have contributed to a momentum that isn’t likely to subside soon. Edlund adds that ANB also does working capital lending, energy lending and real estate and development lending.

Texas 182

Texas San Antonio Community Bank Community 182

PYMNTS

APRIL 30, 2018

In this world, the only things certain are death and taxes. According to a Crunchbase article published in February of 2018, investments in blockchain and blockchain-related startups (excluding initial coin offerings, or ICOs) were already 40 percent of what they were in 2017. And in 2017, those investments were off-the-charts nuts.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

MARCH 29, 2018

Emailage stopped almost twice as much potential fraud in 2017 as in the previous year. That’s according to Emailage’s email risk assessment results from 2017, which brings together data from across customers’ transactions from the startup’s entire network. Every retail process can be automated — yes, including chargeback mitigation.

cryptocurrency 109

cryptocurrency Regional Bitcoin Cards 109

CB Insights

DECEMBER 15, 2020

Between 2017 and 2060, it’s expected that approximately $50T will change hands in what will be the largest aggregated transfer of wealth in history. A new generation of wealth tech platforms has paved the path for many retail investors to dip into wealth management products that weren’t previously accessible to them. .

Management 87

Management Fintech Industry Trends 87

Jeff For Banks

OCTOBER 23, 2017

FFKT Farmers Capital Bank Corporation (the “Company”), Frankfort, KY FFKT is a financial holding company which had four wholly-owned bank subsidiaries at year-end 2016. Some information will be based on competitive actions in the marketplace. Much of it, however, can be gleaned from publicly available information. It’s in their Annual Report.

Kentucky 65

Kentucky Analysis Capital Lending 65

NCR

SEPTEMBER 13, 2017

Given the nature of technology and consumer habits in the retail banking sector today, one of the big challenges for financial institutions is identifying and applying usable insights from the ever-expanding array of customer data available. trillion) in 2017. Consider the Internet of Things, which will consist of 8.4

Customer Experience 80

Customer Experience Data Branding social media 80

CB Insights

OCTOBER 26, 2020

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. By 2017, it had much of this codified in its own internal software. STAYING PRIVATE.

Management 78

Management Capital Company Marketing 78

Gonzobanker

JANUARY 7, 2019

After the initial high of the “Trump Bump” in late 2016 and the euphoria-promoting “Tax Bump” of late 2017, bankers saw their fortunes turn against them in the second half of 2018. Hopefully your holiday season was restful GonzoBankers – because 2019 is literally going to be a bear.

Meeting 87

Meeting Analysis Resources Management 87

Jessica Ellerm

MAY 20, 2017

According to the Association of Superannuation Funds of Australia (ASFA) March 2017 Superannuation Statistics report , the average 5 year investment return for the industry is 5.2 Of the 176 retail and super funds, roughly 10 have a mobile app. percent over a similar 5 year period, for a paltry fee of 14 bps. Double whammy.

Fintech 89

Fintech Management Industry Trends 89

Gonzobanker

DECEMBER 17, 2021

Since 2017, ROAE has grown from 7% to approximately 20% and ROAA has increased from.82% With large banks, including Ally and Capital One, officially doing away with overdraft fees, banks and credit unions will have to decide how they want to handle the new reality. Man, this is the bread and butter of retail banking and credit unions.

Fintech 142

Fintech Strategy Leadership Lending 142

CB Insights

MAY 23, 2019

Crescent Ridge Capital Partners’ elaborate Ponzi scheme. In 2017, Conrad settled with the Securities and Exchange Commission and agreed to pay $533,692 in penalties and interest. Select Investors: AllianceBernstein, Lightspeed Venture Partners, Glade Brook Capital Partners. Bouxtie’s broken promises.

Fraud 78

Fraud Las Vegas Company Video 78

PYMNTS

JANUARY 10, 2019

Platform operators and merchants must conduct due diligence related to everything from intellectual property and tariffs to tax laws and FX rates. in particular, processing the entire flow of cross-border retail transactions from end to end. It’s a model that the firm hopes to replicate across marketplaces in the U.S. and elsewhere.

United States 158

United States Regulation Compliance Strategy 158

Fintech Labs Insights

JANUARY 8, 2017

based retailer offering its shoppers financial services via Tandem. House of Fraser currently offers consumers credit and loyalty cards; it said it will detail how it will use its new relationship with Tandem in the first half of 2017. The funding comes as part of an agreement that will have the U.K. ” InsurTech.

Fintech 12

Fintech blockchain Technology Lending 12

CB Insights

FEBRUARY 28, 2019

Brown, instead of managers getting stock options or guaranteed bonuses, every manager got paid $7,800 a year (the equivalent of about $14,500 today), plus “a designated percentage of the profits of the company after these are reduced by a charge for capital employed.”. The result of this type of plan was to make each manager at H.

Omaha 78

Omaha Company Capital Management 78

CB Insights

SEPTEMBER 5, 2018

Dockless systems, which allow users to park their bike or scooter anywhere along the sidewalk rather than in a fixed docking station, are more convenient and less costly to scale given lower capital costs, as operators don’t have to build out fixed stations. to enhance its software capabilities.

San Francisco 78

San Francisco New York City US Mobile 78

CB Insights

SEPTEMBER 10, 2019

The average millennial student debt load was $10,600 as of 2017 — about 2X more than what was owed by Gen X in 2004. Bank of America, Capital One, Chase, PNC, and Wells Fargo all offer digital and mobile banking options. Digit has raised $36M in venture capital to build out its service. It had over 2M users as of July 2019.

Millennials 77

Millennials Mobile Lending Cards 77

PYMNTS

MARCH 2, 2018

GW or around 30 terawatt hours per year on average — at least, that was the estimate for 2017. At the end of 2017, a handful of Chinese provinces and the country of Georgia were home to 75 percent of the world’s bitcoin mining, while only 3 percent was happening in the U.S. The number is widely expected to continue to rise.

Bitcoin 104

Bitcoin cryptocurrency Taxes Community 104

CB Insights

JUNE 14, 2018

in 2017 — twice the rate of incomes, and 3x the rate of inflation, according to the WSJ. . Through June of this year, 45 deals have been completed, putting construction tech deals on track to meet or exceed 2017 figures. The Washington-based company has raised $6M to date from Vulcan Capital, among others. Home prices rose 6.2%

Seattle 56

Seattle Capital Industry New York 56

CB Insights

JUNE 6, 2019

The marketplace blended crowdsourcing and social media to create hype around new inventions; help inventors find partners, funding, and manufacturing resources; and sell their gadgets to major nationwide retailers such as Home Depot and Target. In September 2015, Quirky finally filed for Chapter 11 bankruptcy protections. Total Funding: $60M.

Apple 78

Apple Branding Google Company 78

Fintech Labs Insights

OCTOBER 3, 2016

Forged strategic partnership with United Capital. Honored as the Innovation Showcase Award winner by the attendees of the BAI Retail Delivery conference. Personal Capital ( FD15 ). Announced new investment of $50 million, with another $25 million coming in 2017. Announced sales-tax accuracy guarantee.

San Francisco 18

San Francisco Taxes Lending Colorado 18