PYMNTS

DECEMBER 1, 2019

Peer-to-peer (P2P) lender Zopa will secure a £130 million ($1.67 A source told the Financial Times that Zopa will receive the funds from an entity linked to IAG Capital Partners, a U.S.-based It was given a year to raise regulatory capital, and prove it was financially strong enough to become a bank. based fund, and its U.K.

Digital Banking 142

Digital Banking Capital Regulation Lending 142

PYMNTS

JULY 22, 2016

It’s even more surprising given that 2016 could be the year that regulation begins to really kick in for these lenders — in the U.S., million in B2B venture capital was divided among alt-finance, supplier payments and Big Data services startups this past week. million for alt-lenders this week. Alternative Lending.

Lending 100

Lending Regulation Big Data Risk Management 100

PYMNTS

FEBRUARY 10, 2017

Belgium’s capital city is becoming known for more than just housing major international institutions like EU Parliament, EU Commission and NATO. The city was ranked as a strong innovator by the latest edition of the Regional Innovation Scoreboard (RIS 2016). The region is also home to an active and fast-growing startup scene.

Capital 100

Capital Regional Innovation Fintech 100

PYMNTS

JUNE 10, 2019

The FSB announced Friday the findings of its analysis of Basel III regulations on the small business lending space. Some regulators aimed to mitigate that impact. As such, the FSB said it does not expect to introduce any new industry regulations.

Lending 100

Lending Capital Regulation Survey 100

Bobsguide

MAY 3, 2016

With ILS (insurance-linked securities) heading into the London market, every effort is being made to push the corporation tax legislation through in 2016. So, what is this ILS regulation and what makes. UK companies will then be able to make the most of the business opportunities on offer.

Marketing 60

Marketing Capital Taxes Regulation 60

PYMNTS

MAY 30, 2016

And to make sure that everyone starts off 2016, Part II on the same footing, we thought we would bring you a few of the top trending stories, as well as hot data/research topics, that will give you a head start on that all-important planning for 2016 and beyond. Secure Convenience: The New Password Death March? Digital Identity.

Trends 100

Trends Retail Fraud Mobile 100

CFPB Monitor

MARCH 30, 2020

The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) includes the following key provisions that affect financial institutions and regulation of financial institutions: Section 4003 – Emergency Relief and Taxpayer Provisions.

Regulation 122

Regulation United States Community Bank National 122

Celent Banking

OCTOBER 17, 2016

This year’s Sibos theme was “Transforming the Landscape”, organized around four themes: Banking, Compliance, Culture, and Securities. A selection of Sibos session recordings is available on the Sibos website. With my research focus of Corporate Banking, my discussions focused on three key topics.

blockchain 100

blockchain Conference Compliance Technology 100

Independent Banker

JULY 31, 2022

Locality Bank, a digital-first community bank serving south Florida that opened in January, is run by industry veterans with such successful track records that regulators signed off on their application for a charter in less than a year. from 2016 until its sale in 2018. Location: Fort Lauderdale, Fla. Built on a solid foundation.

Florida 91

Florida Community Bank Community FDIC 91

PYMNTS

FEBRUARY 27, 2020

billion since 2016, while account opening fraud rose from $703 million to $1.3 billion since 2016. s Regulator of Social Housing to downgrade the charity’s governance rating. Keeping these services safe is a tall order, though unsupervised machine learning may be the key to closing this security gap. billion to $7.2

Fraud 150

Fraud Examples Online Data 150

Abrigo

FEBRUARY 3, 2020

Financial institutions generally are moving away from self-managed, on-premise technology and are finding hosted solutions that provide the security and scalability they need. But research firm Gartner estimates that through 2025, 99% of cloud security failures will be the customer’s fault.

Resources 150

Resources Security Customer Experience Fraud 150

Accenture

FEBRUARY 28, 2017

Contactless card transactions in the UK will rise to between 6bn – 9bn txns in 2017, and 20bn – 30bn txns across Europe (compared to my forecasts a year ago of 3bn txns for UK and 9bn txns for Europe for 2016). Faster Payments will process 1.65bn txns, 15% higher than 2016 (1.4bn txns). Use of Apple Pay, Samsung Pay etc.

Payments 150

Payments Bitcoin Samsung Fraud 150

Accenture

FEBRUARY 28, 2017

Contactless card transactions in the UK will rise to between 6bn – 9bn txns in 2017, and 20bn – 30bn txns across Europe (compared to my forecasts a year ago of 3bn txns for UK and 9bn txns for Europe for 2016). Faster Payments will process 1.65bn txns, 15% higher than 2016 (1.4bn txns). Use of Apple Pay, Samsung Pay etc.

Payments 150

Payments Bitcoin Samsung Fraud 150

PYMNTS

JANUARY 30, 2017

percent in 2016. The Canadian dollar overtook the yuan as the fifth-most used currency on the planet in 2016, reports added. According to reports, the slowdown in China’s economic growth and volatility of the yuan exchange rate, as well as recent regulations controlling capital outflows, have contributed to the trend.

Capital 100

Capital System Payments Trends 100

PYMNTS

DECEMBER 14, 2016

13) it closed a $13 million round of funding led by Flint Capital, with participation from ff Venture Capital, Santander InnoVentures and Two Sigma Ventures, as well as other investors. In a press release, Socure said it will use the capital to scale operations, accommodating the 300 percent growth it has seen in 2016.

Fraud 100

Fraud Compliance Capital Leadership 100

PYMNTS

MARCH 16, 2018

regulators’ investigations into Wells Fargo ’s sales practices has expanded into the financial institution’s wealth management operations, according to news from The Wall Street Journal. He added that the financial institution aims to revive its capital levels to about 10 percent over the next two or three years, according to reports.

Management 101

Management Conference Regulation Report 101

PYMNTS

JANUARY 4, 2019

In 2016, it was lower and companies only saw $4.3 These were OYO Rooms, a hospitality company, which raised $1 billion in September, and food delivery company Swiggy , which also secured a cool billion. That number is down from the $988 million raised in 380 rounds in 2017 and the $1 billion in 430 rounds raised in 2016.

Company 162

Company Taxes Innovation Capital 162

PYMNTS

JANUARY 13, 2017

The alternative lending industry continues to scoff at doubters, and the latest B2B venture capital roundup suggests confidence is growing in the space — and not just in the U.S., 11) that it raised $100 million in equity capital from Accel, along with several other investors. billion in small business loans in 2016.

Lending 100

Lending Capital Industry Analytics 100

PYMNTS

AUGUST 1, 2018

The report called on Congress to establish a national commission to conduct a comprehensive review of existing financial laws and regulations, and establish a pilot program to test the efficacy of coordinated bank examination teams. It is critical that we respond to the needs and concerns of Main Street America,” said Snowe in a statement.

Policies 100

Policies Report Regulation Maine 100

PYMNTS

JUNE 15, 2018

In addition, corporate clients will be able to apply for working capital loans and make vendor and salary payments. In Africa, the biggest private bank in Kenya, CBA, has cemented a partnership with a FinTech there, Ennovative Capital, a Kenyan firm that licenses software to boost payments speeds.

Fintech 115

Fintech Compliance Software Taxes 115

BankUnderground

APRIL 27, 2021

Repo transactions are vital for facilitating the flow of cash and securities around the economy. We use repo volumes data collected by the Prudential Regulation Authority on 17 banks in the gilt repo market and repo rates data from Bank of England’s Bankstats. Importance of repo markets. Table 1: Identifying sign restrictions.

Marketing 106

Marketing Policies Regulation Analysis 106

PYMNTS

SEPTEMBER 15, 2016

The latest report from KPMG’s Pulse of Fintech , released quarterly, found a substantial decline in FinTech investments by venture capitalists in Q2 2016, causing some concern that the space has lost its luster. Sapphire Ventures is one venture capital firm with a heavy hand in this space. And it’s about to get heavier.

Fintech 100

Fintech Capital Security Company 100

PYMNTS

NOVEMBER 14, 2016

The T&E firm said those funds, spent between 2014 and 2016, signal a new sense of confidence businesses have in the on-demand economy, with SMEs leading adoption rates as they look for more flexible corporate travel offerings and as hotel rates continue to rise. Brexit vote.

San Francisco 100

San Francisco Survey Data Security 100

BankUnderground

JULY 2, 2020

Since the crisis, regulators have strengthened banking regulation , raising solvency requirements and introducing new liquidity requirements. These regulations have the potential to influence how and when banks undertake fire sales. Figure 1: Cross-holdings of securities by UK banks in 2016.

Capital 97

Capital System Regulation Strategy 97

PYMNTS

OCTOBER 17, 2019

million in a funding round that was led by Pangaea Ventures and Happiness Capital. The value of fake and counterfeit products went from $461 billion in 2013 to $509 billion in 2016. Because they’re not regulated, the items can pose health and safety risks for consumers, particularly for food and medical items. percent in 2013.

Fraud 101

Fraud Innovation Technology Mobile 101

PYMNTS

OCTOBER 17, 2019

million in a funding round that was led by Pangaea Ventures and Happiness Capital. The value of fake and counterfeit products went from $461 billion in 2013 to $509 billion in 2016. Because they’re not regulated, the items can pose health and safety risks for consumers, particularly for food and medical items. percent in 2013.

Fraud 101

Fraud Innovation Technology Mobile 101

PYMNTS

OCTOBER 1, 2018

Both the Securities and Exchange Commission (SEC) and the Department of Justice (DOJ) have officially ended a two-year investigation of LendingClub, its subsidiary LC Advisors (LCA), its founder and former CEO Renaud Laplanche and its former CFO Carrie Dolan. The build-back from the revelations of 2016 was a bit more of a lengthy process.

Lending 135

Lending Fraud Management San Francisco 135

PYMNTS

JANUARY 23, 2017

Businesses face mounting risk thanks to things like geopolitical uncertainties and regulation but are also threatened by something as seemingly arbitrary as group chat platforms. businesses in 2016 than the year prior, found CyberScout. businesses in 2016 than the year prior, found CyberScout. s current political system.

Survey 100

Survey Taxes Groups Analysis 100

William Mills

SEPTEMBER 9, 2016

William Mills Agency will be live blogging at Finovate Fall 2016. I believe SEC regulations require a company to go public if they have more than 500 shareholders. Customers want self-service capabilities but regulation and risk is top of mind that get in the way of digital interactions. Regulated Financial Institution.

social media 40

social media ATM Mobile Customer Experience 40

CB Insights

SEPTEMBER 22, 2017

That 2017 is shaping up to be a big year for regtech is not surprising, considering the macroeconomic drivers affecting the space — including the increasing demands of the regulators and the large volume of regulation that companies are required to be in compliance with. RegTech Trends. Look for Regtech in the Collections tab.

Compliance 46

Compliance Trends Software Capital 46

PYMNTS

FEBRUARY 5, 2019

Regulators can ban payday loans – but no one can ban cars that break down, heating systems that drop dead in the middle of the winter, medical crises or any of the myriad unexpected financial events that send consumers running to the embrace of short-term lenders. In other words, a payday loan from the source of the paycheck.

Washington 178

Washington Kansas City Lending Kansas 178

PYMNTS

MAY 10, 2017

Whether it’s securing the cash through venture capital investments and family or paying down debts to start on the right step, money seems to be the central conduit that makes entrepreneurship world spin around. All of this could likely be contributing to today’s lack of entrepreneurs in the millennial age group.

Millennials 135

Millennials Maine Groups Retail 135

CB Insights

MAY 8, 2018

Even as the media storm around the sector has calmed, regulators are acting more aggressively and decisively, issuing subpoenas to bad actors and providing guidance to good ones. See how venture firms, corporates, regulators, and builders are shaping the future of blockchain technology. THE FUTURE OF BLOCKCHAIN TECH. Venture activity.

blockchain 75

blockchain Trends Technology cryptocurrency 75

PYMNTS

JANUARY 31, 2018

The publication noted blockchain’s “talismanic effect in today’s stock market” and investors’ heightened appetite to “capitalize on the popularity of currencies like bitcoin and Ethereum” as other reasons to take Kodak’s latest venture with a bit of healthy skepticism. Broader Doubts Emerge. That is the theory,” he continued.

blockchain 124

blockchain Bitcoin cryptocurrency New York 124

CB Insights

APRIL 18, 2019

Earlier this month, news broke that Chinese regulators were considering a ban on cryptocurrency mining (China is currently the world’s largest region for bitcoin mining). Since 2016, blockchain interest in China has skyrocketed — reaching peak news mentions at the end of 2017. GET the 47-page blockchain TRENDS report.

blockchain 59

blockchain Capital Trends Bitcoin 59

PYMNTS

JANUARY 31, 2019

The con man pleaded guilty to misrepresenting his company in 2016, then later withdrew his plea and disappeared while on pre-trial release. They’re on the hook with regulators should something go wrong, after all. The right security strategy and partners can make a significant difference. attorney Ryan Raybould.

Tennessee 108

Tennessee social media Fraud Guidelines 108

Fintech Labs Insights

AUGUST 18, 2016

Summer is quickly passing by which means FinovateAsia 2016 is getting that much closer! The anticipation is building for our inaugural FinovateAsia in Hong Kong (PMQ, November 8), and the final deadline to secure a coveted demo spot on stage is coming up next week Friday, August 26. We look forward to reading your application!

Big Data 12

Big Data Fintech Capital Regulation 12