PYMNTS

APRIL 16, 2019

The overhaul was put forth by the European Commission in November of 2016, and it mandates the amount of cash a bank has to put aside to be able to absorb losses. It also introduces updated requirements, in line with post ‘07-’09 financial crisis levels, for liquidity and capital.

System 116

System Taxes Regional Google 116

BankUnderground

JANUARY 27, 2021

One key message stands out: banks that are more rooted in their market are much more likely to continue lending when faced with the economic fallout from such shock. Banks with access to central bank liquidity continued or even expanded their lending. A pandemic or natural disaster can impact lending in several ways.

Lending 70

Lending Study Marketing Capital 70

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. The build-back from the revelations of 2016 was a bit more of a lengthy process.

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Lending Fraud Management San Francisco 135

PYMNTS

DECEMBER 9, 2016

For startups, 2016 wasn’t the best year in venture capital. VCs used 2016 to manage costs, set priorities and valuations,” explained Rahul Khanna, managing partner at Trifecta Capital, in an interview with Business Standard published Wednesday (Dec. Alt-Lending. and the U.S. B2B eCommerce.

Fintech 100

Fintech blockchain Capital Metro 100

PYMNTS

JULY 8, 2016

With nearly $50 million in venture capital funding for B2B startups this week, the field didn’t fare too bad. With $3 million in new venture capital, Australia-based Airwallex is helping businesses pay and issue cross-border invoices in the currency of their choice. ” Alternative Lending. Cross-Border B2B Payments.

Capital 101

Capital Lending Industry Management 101

PYMNTS

JANUARY 9, 2018

With big banks pulling back from small and medium-sized business (SMB) lending in the wake of the global financial crisis, the market was ripe for someone else to fill the credit gap. Community banks approved 49 percent of SMB loan applications in November, according to the latest data from the Biz2Credit Small Business Lending Index.

Community Bank 131

Community Bank Community Fintech Lending 131

PYMNTS

AUGUST 1, 2018

Small businesses are essential job generators, and the major driver of economic growth and vibrancy for all regions of the country.”. It is critical that we respond to the needs and concerns of Main Street America,” said Snowe in a statement. She noted that the risks of bad actors should be considered as part of the reforms made.

Policies 100

Policies Report Regulation Maine 100

PYMNTS

NOVEMBER 7, 2018

That growth was outpaced by a record number of applications, up 30 percent year on year, as LendingClub looks to spur “awareness” of the benefits of fixed-rate lending in an era where interest rates are on the rise. The company said it had loan originations of $2.9

Taxes 159

Taxes Management Risk Management Capital 159

BankUnderground

AUGUST 16, 2023

Business investment, like capital expenditure (capex), business expansion and research and development (R&D) is better financed by larger facilities such as a loan, making a bank loan more suitable. With over 50% of these SMEs stating working capital for cash flow as the main reason for needing finance.

Lending 82

Lending Regional Cards Company 82

CB Insights

AUGUST 3, 2017

Latin America’s fintech scene is gaining momentum, with 80+ fintech deals closing for around $300M in 2016, and over 100 deals already closed in 2017. Latin America fintech companies are creating solutions aimed at rethinking banking, lending, and payments in the region. 500 Startups, Kaszek Ventures, Lead Edge Capital.

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Company Fintech Comparison Marketing 65

NCR

MARCH 23, 2017

Countries like the UK, China and the US are traditionally seen as the powerhouses of the fintech world, but it’s testament to the expanding global presence of this market that the Middle East and North Africa (MENA) region could be its next big growth engine.

Fintech 45

Fintech Regional Innovation Lending 45

Independent Banker

APRIL 28, 2016

I have served on the audit committee (yes—we are thoroughly audited) for the past three years and will be serving on the budget committee in 2016. The news will focus on capital spending and job creation with an emphasis on Galveston Island, which is where our community bank’s headquarters and largest market is.

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Dallas Texas Houston Community 131

CB Insights

OCTOBER 10, 2017

in 2017 YTD (9/13/2017) — more money than the region has ever pulled in before. Those investing in the region include China’s tech giants , the region’s conglomerates owned by some of the region’s richest families, and venture capital funds. Insignia Venture Partners. Vertex Ventures.

Regional 73

Regional Capital New York Management 73

Tefkin

JANUARY 5, 2016

Looking at 2016 with the experience of the past 7 years in financial services. 2016 will see a strong competition in the pure banking space. 2016 will be the year of blockchains as infrastructures for smart contracts. it will be a pivotal year for financial services.

Fintech 31

Fintech Marketing Maine Trends 31

Jeff For Banks

APRIL 23, 2017

In 2016, we decided to ask our customers for feedback on their relationship with [Bank A]. We also believe there is a direct correlation between these customer quotes and our bank’s performance, and we’re very pleased to report that 2016 was an outstanding year for tangible results at [Bank A].

US 65

US Regional Marketing Branding 65

William Mills

SEPTEMBER 9, 2016

William Mills Agency will be live blogging at Finovate Fall 2016. Demo: Customer Insight Dashboard for Regional Manager who can view their forward looking metrics such as customer attrition and look forward several quarters. International lending platform – Create opportunities for Investors. Average return of 13% per year.

social media 40

social media ATM Mobile Customer Experience 40

Gonzobanker

JUNE 11, 2018

Attendance at American Banker’s Digital Banking conference has grown significantly since I was here in 2016, reflecting the obvious interest levels in digital, yet the vibe remained largely the same as two years ago…. If 2016’s conference was the “mobile” conference, 2018 was most definitely the “voice” conference.

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Conference Digital Banking Austin Digital Strategies 70

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Business lending and corporate cards. Most recently, Stripe has launched a Corporate Card and a Lending product geared towards small businesses.

Online 98

Online Company Retail Payments 98

PYMNTS

FEBRUARY 28, 2018

More sellers and products can mean less visibility into what is being listed, thus leading to issues like counterfeit products — or the sale of controlled substances such as health supplements that may not be approved in certain regions. After all, they represent substantial capital investments over the years. A digital U.S.

blockchain 100

blockchain System cryptocurrency Regional 100

CB Insights

AUGUST 17, 2017

In this briefing, we analyze the Southeast Asia venture capital landscape, macro trends affecting the region, where deals and dollars have trended and a look ahead at which areas might be primed for startup investment in the future. Tech Investing in Southeast Asia. First Name.

Fintech 36

Fintech Comparison Lending Capital 36

CB Insights

DECEMBER 4, 2019

Through trial and error, the company has set up key financial pillars across payments, cash deposits, and lending. An RBC Capital Markets report put the average annual sales of an Amazon Go location at about $1.5M. We will be updating this brief on an ongoing basis as more relevant data, investments, news, and products are released.

Cards 101

Cards Lending Strategy US 101

PYMNTS

MAY 5, 2017

percent decline in smartwatch shipments in Q3 2016 from Q4 2015. Brexit and VC funding: If investing is a game that is best viewed through a “long” view rather than a “short” view, then venture capital is playing the long game when it comes to Brexit. billion in funding, the biggest capital raise for a tech co.

Apple 100

Apple Mobile Capital Google 100

Fintech Labs Insights

JULY 27, 2016

Prevoty Wins 2016 Stratus Award for Best Small Company Cloud Security Service. The latest from FinDEVr New York 2016 presenters. Espresso Capital features Outside IQ’s creativity in raising capital. Espresso Capital features Outside IQ’s creativity in raising capital. Venmo Enables Payments in Merchant Apps.

New York 12

New York Google Regional Capital 12

Fintech Labs Insights

DECEMBER 21, 2016

Roots Rock: eMoney Advisor Reports Breakout Revenue Metrics for 2016. Nostrum CFO Neil Warman re-elected to Confederation of British Industry (CBI) regional board. Qumram wins 2016 Private Banking International (PBI) award for Outstanding Front-End Digital Solutions Provider. Check out this week’s FinDEVr APIntelligence.

Regional 12

Regional Capital Lending Digital Banking 12

PYMNTS

SEPTEMBER 22, 2017

That’s nearly a billion dollars in funding, comparing favorably with the 45 percent logged in 2016. The slowdown in new businesses being founded in the 1980s and 90s was largely quarantined to certain segments – especially retail, where corner stores and regional brands were falling to larger national chains.

US 108

US Apple Innovation Regulation 108

Fintech Labs Insights

AUGUST 12, 2016

If unanimously positive perceptions are the hallmark of a bubble, then rest assured that the alt-lending market has moved past that stage. So if there’s no bubble in the alt-lending part of the fintech universe, should we fear a bust? Looking at the P2P lending market in the U.K., Other trending topics.

Trends 12

Trends Lending Fintech blockchain 12

CB Insights

FEBRUARY 1, 2019

Two that are already seeing lots of activity are payments and lending. Meanwhile, alternative lending is also seeing strong growth, with P2P fintech platforms distributing $1.4B Indonesia’s insurance industry has yet to see the same level of competition or startup investment as payments or lending. in premiums in 2016.

Policies 61

Policies Lending Operations Examples 61

Gonzobanker

SEPTEMBER 10, 2019

After lining up a series of regional bank and mid-large credit union signings over the past few years, Kony more recently acquired Umpqua Bank’s Pivotus Ventures to bring on Engage (in Umpqua parlance, formerly known as “BFF” and now “Go To Banking”), another non-transactional means of engagement that channels the mashup of service and sales.

United States 88

United States Texas Austin Kansas City 88

PYMNTS

JANUARY 31, 2019

The bank is one of several newly proposed community banks in the region, with goals of disrupting the financial services landscape, including business and corporate banking. The FDIC held a meeting in 2016 with community bankers about their concerns with facing competitive headwinds, not only from large FIs, but from FinTech firms as well. “I

Community Bank 122

Community Bank Community FDIC Marketing 122

Fintech Labs Insights

JANUARY 27, 2016

To gauge the temperature of fintech innovation in Europe, we looked at Finovate alums in different regions: Aire.io in the U.K., The article also notes that venture capital investment rose from £34 million in 2010 to £312 million in the first six months of 2015. Peer-to-peer bitcoin lending platform Bitbond is based in Berlin.

Fintech 12

Fintech Bitcoin US Data 12

CB Insights

DECEMBER 7, 2017

As of September 2016, that share dropped to 21%. In 2016, non-bank lenders like Quicken Loans accounted for six of the top 10. Quicken Loans founder Dan Gilbert’s innovation in mortgages was to assign regional-specific loan application reviewers, who familiarized themselves with the regulations of certain geographies.

Millennials 69

Millennials Lending United States Technology 69

CB Insights

MAY 23, 2019

Crescent Ridge Capital Partners’ elaborate Ponzi scheme. Companies wishing to sell health insurance are required to comply with stringent state-by-state licensing requirements to ensure patient safety — and it was these compliance regulations that human-resources software provider Zenefits knowingly circumvented in 2016.

Fraud 78

Fraud Las Vegas Company Video 78

PYMNTS

DECEMBER 2, 2019

The funds will be used to triple the unit’s $100 million working capital portfolio, provided to small and mid-sized businesses in Mexico, according to Martin de los Santos, SVP of Mercado Crédito, adding that the goal is to “democratize financial services.”. The Goldman Sachs loan won’t be used to finance lending in Brazil. “We

Lending 130

Lending America Capital Regional 130

Fintech Labs Insights

MAY 17, 2017

As Rowe said during nCino’s live demonstration at FinovateEurope 2017 earlier this year, “with nCino your customers get a transparent, digitally-optimized process, quick access to capital, and a true valued long-term relationship with your financial institution.” Raised more than $79 million in capital. Company Facts.

System 14

System Operations North Carolina Compliance 14

Fintech Labs Insights

MAY 17, 2017

As Rowe said during nCino’s live demonstration at FinovateEurope 2017 earlier this year, “with nCino your customers get a transparent, digitally-optimized process, quick access to capital, and a true valued long-term relationship with your financial institution.” Raised more than $79 million in capital. Company Facts.

System 13

System Operations North Carolina Compliance 13

CB Insights

MAY 15, 2019

Founded: 2016. Capital One — Capital One Labs. Key people: James Patterson, Managing VP & Head of Capital One Labs at Capital One. Capital One Labs aims to streamline the product creation process, with a focus on consumer-first design. Founded: 2016. DBS Bank — DBS Asia X (DAX). Founded: 2012.

Innovation 78

Innovation blockchain Technology Groups 78

CB Insights

AUGUST 20, 2017

Game Changing Companies 2016. Select Investors: Good Capital. Select Investors: Data Collective, Female Founders Fund, Ribbit Capital, Google Ventures. Select Investors: Flywheel Ventures, Root Capital, Golden Seeds, Linseed Capital. Select Investors: First Round Capital, Owl Ventures, SJF Ventures.

Company 60

Company Community Capital Mobile 60