PYMNTS

JUNE 17, 2019

The dispute over the Office of the Comptroller of the Currency ‘s (OCC’s) national bank charter, which became available to FinTech firms last year, has reportedly caused technology conglomerates to shy away from a tool that aims to provide nonbank firms with a more streamlined way to operate on a national level.

Google 142

Google National Fintech Regulation 142

PYMNTS

JULY 22, 2016

It’s even more surprising given that 2016 could be the year that regulation begins to really kick in for these lenders — in the U.S., million in B2B venture capital was divided among alt-finance, supplier payments and Big Data services startups this past week. million for alt-lenders this week. Alternative Lending.

Lending 100

Lending Regulation Big Data Risk Management 100

PYMNTS

FEBRUARY 10, 2017

Belgium’s capital city is becoming known for more than just housing major international institutions like EU Parliament, EU Commission and NATO. The city was ranked as a strong innovator by the latest edition of the Regional Innovation Scoreboard (RIS 2016). The region is also home to an active and fast-growing startup scene.

Capital 100

Capital Regional Innovation Fintech 100

Abrigo

FEBRUARY 11, 2022

Earlier this month, the FASB considered and rejected further deferral of the CECL standard, initially issued in 2016 in response to the 2008 global financial crisis. 2 FASB meeting were the complexity of some aspects of CECL, “onerous data collection” requirements, and capital implications. CECL Regulation. CECL Regulation.

Resources 195

Resources Regulation Community Bank Community 195

PYMNTS

DECEMBER 4, 2017

FinTech innovators are finally paying attention to the B2B sphere, and much of that focus has landed on the cross-border payments space — a notoriously clunky, expensive and opaque burden for many business payers. A 2016 research report conducted by global payments firm Covercy found SMBs in the U.K. A Collaborative Effort.

Fintech 104

Fintech Payments Regulation Innovation 104

PYMNTS

APRIL 30, 2018

Anyone in a regulated industry — and that’s just about all of them — are also plenty dubious about using cryptocurrencies as the processing rails for supporting those pilots and incorporating them into their longer-term plans should their pilots show promise. And to learn. Take Goldman Sachs and Marcus.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

MAY 30, 2016

And to make sure that everyone starts off 2016, Part II on the same footing, we thought we would bring you a few of the top trending stories, as well as hot data/research topics, that will give you a head start on that all-important planning for 2016 and beyond. Store Front Business Index: Main Street USA, A-OK? Digital Banking.

Trends 100

Trends Retail Fraud Mobile 100

PYMNTS

JANUARY 9, 2018

INTRUST Bank recently announced it is also taking part in the trend of collaborating with FinTechs. In July 2017, the Federal Deposit Insurance Corporation (FDIC) held a meeting with a group of community bankers which told officials about the competitive pressures they’re facing from FinTechs.

Community Bank 131

Community Bank Community Fintech Lending 131

PYMNTS

SEPTEMBER 15, 2016

There are some contradicting reports forecasting the strength of FinTech investment this year. The latest report from KPMG’s Pulse of Fintech , released quarterly, found a substantial decline in FinTech investments by venture capitalists in Q2 2016, causing some concern that the space has lost its luster.

Fintech 100

Fintech Capital Security Company 100

Celent Banking

OCTOBER 17, 2016

Looking beyond mere compliance, both providers and banks are developing value-added services to capitalize on the significant disruption arising from opening traditional banking capabilities to third-parties.

blockchain 100

blockchain Conference Compliance Technology 100

Accenture

FEBRUARY 28, 2017

Contactless card transactions in the UK will rise to between 6bn – 9bn txns in 2017, and 20bn – 30bn txns across Europe (compared to my forecasts a year ago of 3bn txns for UK and 9bn txns for Europe for 2016). Faster Payments will process 1.65bn txns, 15% higher than 2016 (1.4bn txns). Use of Apple Pay, Samsung Pay etc.

Payments 150

Payments Bitcoin Samsung Fraud 150

Accenture

FEBRUARY 28, 2017

Contactless card transactions in the UK will rise to between 6bn – 9bn txns in 2017, and 20bn – 30bn txns across Europe (compared to my forecasts a year ago of 3bn txns for UK and 9bn txns for Europe for 2016). Faster Payments will process 1.65bn txns, 15% higher than 2016 (1.4bn txns). Use of Apple Pay, Samsung Pay etc.

Payments 150

Payments Bitcoin Samsung Fraud 150

Abrigo

DECEMBER 15, 2016

This trend of focusing on commercial lending for portfolio growth seems to be gaining, as reflected in a 2016 poll by Sageworks where 42 percent of respondents said they would be focused on CRE lending for portfolio growth in 2017, while 39 percent said C&I would be the core of their growth strategy. Small businesses in the U.S.

Lending 150

Lending Millennials Study Survey 150

CB Insights

JULY 11, 2019

Today, there are over 20 fintech startups that have crossed the 1 million customer account mark, according to CB Insights data — including Acorns , Robinhood , SoFi , Coinbase , and Credit Karma , among others. oVER 20 Fintech startups with 1m+ customer accounts. fintech startups are Changing the consumer experience.

Fintech 64

Fintech cryptocurrency Examples Cards 64

Celent Banking

MARCH 30, 2016

As I prepared for the webinar, I thought back to my first exposure to commercial lending when I worked for a large regional bank and I recalled the 4C’s of commercial lending from credit training: character, capacity, capital and collateral. Cost of compliance.

Lending 100

Lending Compliance Training Capital 100

CB Insights

OCTOBER 4, 2018

Today, it’s the largest fintech player globally. As the financial affiliate of Chinese e-commerce giant Alibaba Group , Ant Financial encapsulates a fintech ecosystem that starts with its dominant mobile payments service, Alipay, and expands into credit scoring, wealth management, insurance, and lending. Table of contents.

US 78

US Fintech Mobile Regulation 78

Tefkin

JANUARY 5, 2016

Looking at 2016 with the experience of the past 7 years in financial services. While banks are still experiencing the effect of the crisis notably through restrictive regulation and a continuing string of financial scandals, their public messaging is one of innovation and change. it will be a pivotal year for financial services.

Fintech 31

Fintech Marketing Maine Trends 31

PYMNTS

JANUARY 25, 2018

More than half of companies surveyed by SWIFT and Dow Jones Risk & Compliance last year said they plan to invest in RegTech in the coming years, and most agree that technology has enabled a greater ability to remain compliant with key regulations surrounding anti-money laundering , Know Your Customer and more. In the U.S., In the U.K.,

Compliance 148

Compliance Regulation Resources Survey 148

PYMNTS

NOVEMBER 23, 2017

While other countries are warning against cryptocurrency and initial coin offerings (ICOs), Japan has been embracing digital currency and has become a leader in the FinTech market. In 2016, the Bank of Japan created a unit that is in charge of FinTech, providing guidance to banks that want to get into the burgeoning market.

Bitcoin 101

Bitcoin cryptocurrency blockchain Training 101

PYMNTS

DECEMBER 30, 2016

Analysts continue to flesh out their predictions for payments and FinTech in 2017, but one can never truly know the exact direction an industry will take. Executives from Payoneer, NCR, FTV Capital and Ingo Money touch upon all of these trends as they tell PYMNTS their own visions for B2B payments next year.

Industry 125

Industry Trends Capital Payments 125

PYMNTS

APRIL 12, 2018

Reports in International Finance on Wednesday (April 11) said NatWest is integrating MarketInvoice into its Capital Connections panel to help small businesses access financing when they are turned down for a loan by a traditional lender. announced a deal with MarketInvoice to link its corporate clients to invoice financing solutions.

Capital 108

Capital Regulation Company Industry 108

PYMNTS

MAY 15, 2017

It should be a call to action to the cybersecurity regulators that, when innovation — even intellectually and technologically sophisticated innovation — goes off the rails, it’s time to give a good hard look with an eye to reining it way, way in. She was awarded the Presidential Medal of Freedom from President John F. Kennedy in 1962.

Bitcoin 155

Bitcoin Regulation Innovation Fintech 155

PYMNTS

SEPTEMBER 19, 2019

The Brexit saga is a case study in uncertainty ever since then-British Prime Minister David Cameron stepped down June 24, 2016, the day after the referendum vote unexpectedly ruled in favor of leaving the European Union. The last few weeks, although eventful, have not been particularly clarifying. With Brexit’s Oct. based homes.

Case Study 181

Case Study Lending Regulation Study 181

PYMNTS

JUNE 8, 2018

The recent $14 billion worth of fresh capital for Ant Financial — the China-based firm that is now the most valuable privately held tech firm in the world, ahead of Uber — comes amid fresh fears among some banking professionals in the West that China is passing them by. trillion worth of payments in 2016.

New York 108

New York social media United States Comparison 108

Cisco

DECEMBER 13, 2022

There is pressure from shareholders, consumers, employees, and regulators for organizations to move towards a more sustainable future, and to set ambitious greenhouse gas (GHG) emissions reduction goals. FIs are in a position to help build and accelerate sustainable development.

Industry 140

Industry San Jose New York City Resources 140

PYMNTS

JANUARY 23, 2017

Dabbling in FinTech innovation, expanding internationally, integrating digital systems — businesses must make progress, but they’re facing unfamiliar threats as they make these moves. businesses in 2016 than the year prior, found CyberScout. businesses in 2016 than the year prior, found CyberScout.

Survey 100

Survey Taxes Groups Analysis 100

Abrigo

FEBRUARY 3, 2020

Indeed, for many banks, over 40 percent of IT spending goes toward such expenses as data centers, servers, and networking equipment, according to a 2016 estimate by PwC’s financial services advisory group. . That leaves resources – in terms of both capital and staffing – available for other needs. Credit Risk Regulation.

Resources 150

Resources Security Customer Experience Fraud 150

PYMNTS

APRIL 30, 2018

The FI said this statistic is two percentage points higher than last year’s report, and a whopping 25 percentage points up from 2016 levels. More than half of small firms also say their local economies are going to improve this year (56 percent), up from 50 percent in the spring of last year, and just 38 percent in 2016.

Taxes 144

Taxes America National Community 144

PYMNTS

OCTOBER 26, 2017

It was the (initially) small FinTech startups that delivered a collective shakeup to the small business (SMB) lending industry. According to analysts, while alternative FinTechs were the initial disruptors, it’s now eCommerce and technology conglomerates that are showing the greatest potential. “We

Lending 109

Lending Google Fintech Industry 109

PYMNTS

OCTOBER 25, 2019

The Federal Reserve Bank of Minneapolis’s Payments, Standards and Outreach Group published a report in 2016, “ U.S. A FinTech Opportunity. Still, regulation will become an important part of supporting organizations’ AP automation journeys. payments system. “But But they are still a long way off,” he noted.

Minneapolis 101

Minneapolis System Payments Data 101

Fintech Labs Insights

SEPTEMBER 21, 2020

The UK-based independent fintech industry group attracted 100 entries resulting in 22 finalists across 8 categories, 8 category winners and one overall champion. Founded: 2016. Making it easier to comply with global regulations. Capital Markets & WealthTech. Founded: 2016. Digital Assets. HQ: London.

Innovation 15

Innovation Fintech blockchain Capital 15

William Mills

SEPTEMBER 9, 2016

William Mills Agency will be live blogging at Finovate Fall 2016. An App Store for FinTech applications. I believe SEC regulations require a company to go public if they have more than 500 shareholders. Customers want self-service capabilities but regulation and risk is top of mind that get in the way of digital interactions.

social media 40

social media ATM Mobile Customer Experience 40

PYMNTS

FEBRUARY 19, 2019

As concerns are raised about how industry consolidation might impact competition, Federal Reserve Chairman Jerome Powell is warning that it could hinder small businesses’ access to capital and financial services. Reports said Powell noted that looser community bank regulations may help keep branches open.

Marketing 108

Marketing Community Community Bank Industry 108

PYMNTS

JANUARY 31, 2019

Reports in FinTech Futures on Wednesday (Jan. In an interview with American Banker earlier this month, Trustar CEO Shaza Andersen said the institution could open its doors as early as this June, with plans to raise up to $50 million in initial capital, the publication said. In a report published last year, the U.S. .”

Community Bank 122

Community Bank Community FDIC Marketing 122

PYMNTS

FEBRUARY 16, 2018

Amid the talk of filling in the small business (SMB) financing gap banks have left since the financial crisis, the rush of FinTechs, alternative and marketplace lenders coming to market may have left another business segment behind: the middle market, particularly the lower middle market. It’s a very manual process — it really struck me.”.

Lending 101

Lending Marketing Analytics Capital 101

Fintech Labs Insights

AUGUST 22, 2016

Got a new fintech innovation you’re looking to showcase? The final application deadline to demo at FinovateAsia 2016 is coming up this Friday, August 26. We’ve seen dramatic growth at all our 2016 events and we’re excited to take Finovate to Hong Kong for the first time this November 8. and more to be announced.

Conference 12

Conference Fintech Big Data Innovation 12

Fintech Labs Insights

AUGUST 18, 2016

Summer is quickly passing by which means FinovateAsia 2016 is getting that much closer! In case you need a refresher, Finovate is a powerful platform to: Drive product adoption of the latest and most cutting-edge solutions in fintech. FinovateAsia 2016 is sponsored by: InvestHK / startmeup.hk and more to be announced.

Big Data 12

Big Data Fintech Capital Regulation 12