CB Insights

NOVEMBER 21, 2019

The 2019 Canadian fintech market map. The startups selected for inclusion in the market map below are all Canada-headquartered, VC-backed fintech companies that have at least US $1M in equity funding, and have obtained equity funding since the start of 2015. Navigating the Canadian fintech market map.

Fintech 93

Fintech Marketing US Technology 93

BankUnderground

APRIL 27, 2021

Repo markets form part of the plumbing of the financial system. When there is a blockage in repo it has repercussions on financial markets. Importance of repo markets. Small changes in the cost or availability of repo can therefore have a significant impact on financial markets and the real economy. Rupal Patel.

Marketing 106

Marketing Policies Regulation Analysis 106

PYMNTS

SEPTEMBER 6, 2017

The company’s latest 2017 Global Corporate Treasury Survey was recently published, and it’s not surprising that, since its 2015 report, Deloitte found that treasurers continue to face new pressure from their executive committees and boards to become a strategic, value-added role within the enterprise. Technology Tripping Up Treasury.

Risk Management 108

Risk Management Survey Management System 108

CFPB Monitor

SEPTEMBER 9, 2019

The CFPB’s fourth biennial report on the credit card market was issued at the end of August. The Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) requires the CFPB to perform periodic market reviews. The report discusses developments to platforms that allow consumers to manage their accounts.

Cards 60

Cards Report Marketing Leadership 60

PYMNTS

JULY 27, 2020

small and medium-sized business market, and the chance to lead a newly-licensed bank that can be part of the solution is a great opportunity.” Revolut was launched in 2015 by issuing prepaid debit cards that let customers conduct transactions in multiple currencies without incurring additional fees.

United States 140

United States Leadership Risk Management California 140

PYMNTS

MARCH 1, 2020

We have rigorous, multilayered monitoring and independent risk-management processes in place, which we continuously review and enhance to ensure that all sales activities conform with our values, internal policies and regulatory requirements,” the spokesman said. “All

Report 151

Report Cards Policies Risk Management 151

Abrigo

APRIL 28, 2022

You might also like this webinar, "Analyzing Core Deposits for Risk Management & Loan Growth." Takeaway 2 Understanding the key outputs of core deposit studies helps management develop deposit management strategies through pricing. Using betas and lags for deposit management in banks and credit unions.

Study 195

Study Analytics Strategy Management 195

Abrigo

JULY 25, 2022

producers responding to Purdue University’s latest survey for its Ag Economy Barometer expect their farms to be worse off financially a year from now -- the most negative response received to this question since the survey began in 2015. Develop and manage relationships with ag borrowers. Over half of U.S. Rising inputs.

Lending 195

Lending Kansas City Kansas Resources 195

Fintech Labs Insights

MAY 18, 2016

In the case of Scalable Capital, what’s new and noteworthy about their effort to make investing easier is its proprietary risk management technology. Give average investors the same level of risk management as wealthier investors and watch the investment returns for individual investors improve. Stefan Mittnik.

Risk Management 20

Risk Management Capital Management Retail 20

PYMNTS

SEPTEMBER 13, 2017

The company surveyed corporate travel professionals across 19 markets in the Asia Pacific region, including professionals at travel management companies and agencies representing corporate travelers. In fact, 80 percent of travel managers surveyed told the company mobility is now their biggest priority.

Policies 158

Policies Compliance Mobile Survey 158

Abrigo

FEBRUARY 9, 2016

Internal challenges Top management will be familiar with many of the internal challenges. They may include: - Competing and conflicting interests: growth vs. risk - Disconnected processes, departments and technology - Little transparency into portfolio health over time - Lots of data, few actionable insights. “As

Compliance 150

Compliance Lending System Data 150

PYMNTS

APRIL 20, 2016

The world of corporate treasury management has of late had to focus especially hard on the management portion of the job description. And with good reason, as a slew of regulations, spanning Dodd-Frank, Basel III and the money market Rule 2a-7 reform, have kept treasurers on their toes mastering the devils that lie within the details.

Taxes 100

Taxes Regulation Management Marketing 100

Independent Banker

MAY 2, 2016

ROAA in 2015: 1.74 ROAE in 2015: 21.30 In 2015, we presented multiyear donations for building projects of $100,000 to Tioga Medical Center and $50,000 to Crosby Kids Daycare. David Grubb is market president of The Bank of Tioga. The Bank of Tioga. Tioga, N.D. Assets: $305 million. Retail locations: Two. Employees: 24.

North Dakota 70

North Dakota Community Bank Community Risk Management 70

PYMNTS

AUGUST 3, 2017

Dianrong also saw backing from CMIG Leasing and South Korean fund manager Simone Investment Managers. Dianrong has also gained backing from Standard Chartered and Tiger Global Management, though this funding round surpasses its 2015 fundraising of $207 million. Htite was also responsible for the creation of U.S.

Risk Management 101

Risk Management Lending Management blockchain 101

Jeff For Banks

FEBRUARY 1, 2019

After a lengthy stretch of strong economic growth and stock market gains, the inevitable correction arrived with force in the fourth quarter, culminating with a December that can only be described as “tres terrible!” A Long, Cold December I could just scream! The spread between 3 month and 10 year Treasuries is not much better, dropping to.23%

Marketing 60

Marketing Community Bank Community Risk Management 60

Abrigo

MARCH 2, 2015

million in January 2015, from 15.2 Recent comments from Darrin Benhart , deputy comptroller for supervision risk at the OCC, highlighted the OCC’s concerns about the evolution of the auto loan market and the risks that are being taken. auto industry is booming. million the year prior. FRED reports that 25.4

Risk Management 150

Risk Management Tools Conference Management 150

FICO

JUNE 26, 2020

For instance, higher-resilience consumers tend to have: More experience managing credit. Transparency within Secondary Market – Currently, FICO® Score distributions along with additional data points are used to gauge the overall risk of portfolios. Lower total revolving balances. Fewer active accounts.

Analytics 98

Analytics Analysis Tools Capital 98

Jeff For Banks

OCTOBER 25, 2018

The Fed has now given us eight rate increases totaling 2.00% since December, 2015. Trade wars and tariffs dominated the market discussion in the third quarter with talk quieting down for now. The Federal Reserve continues their tightening campaign, raising short-term interest rates another.25% Thanks for reading!

Marketing 66

Marketing US Taxes Trends 66

Abrigo

AUGUST 4, 2015

The most senior risk management executives at these institutions are under the spotlight, both in the industry and in the media. So when late last month Bank of America announced a management overhaul that directly impacted this important review, it left some in finance scratching their heads. And that may very well be the case.

Resources 150

Resources America Compliance Michigan 150

PYMNTS

APRIL 21, 2017

Or take payments company First Data, which acquired open source storefront platform Spree Commerce in 2015 in a significant show of support for open source technology. The possibilities for open source applications to impact corporate and B2B operations across eProcurement, financial management, payments and beyond are boundless.

Analysis 108

Analysis Software Security Compliance 108

Abrigo

OCTOBER 30, 2015

Speaking last week to the Exchequer Club , Curry said, “It’s the point in the cycle where we customarily see an easing of loan underwriting standards , as banks drop or weaken protective covenants, extend maturities, and take other steps to build market share.”

Lending 150

Lending Trends Risk Management Community Bank 150

CB Insights

DECEMBER 5, 2017

The 12 firms, which include Ping An Insurance, Hiscox Holdings, and XL Group among others, have made over 100 investments in aggregate since the start of 2015. AXA formally launched its €230M ($244M) venture fund, AXA Strategic Ventures, in February 2015 and has since disclosed investments in 22 companies. Allianz Ventures.

Strategy 28

Strategy Marketing Analytics Innovation 28

American Banker

MARCH 10, 2020

Banks with the most exposure to oil and gas companies say they’ve added capital and changed their borrower mixes since the 2015 market fall. But skeptics question whether they can stave off losses if low prices endure.

Capital 60

Capital Marketing Company Risk Management 60

Independent Banker

MAY 24, 2016

This leaves federal crop insurance support as a key risk-management tool. It’s a crucial risk-management tool” for 1.7 In a surprise move, congressional leadership sought to reduce the crop insurance program by $3 billion at the end of 2015 to offset other spending initiatives. Robert Johansson, USDA economist.

Community Bank 70

Community Bank Kansas City Community Iowa 70

PYMNTS

SEPTEMBER 23, 2016

respondents revealed that two-thirds feel as though upper management at their organizations are focusing more attention on information security than in years past. But only a quarter of those respondents think they (or their firms) have a “complete” understanding of their exposure and risk. A survey of 287 U.S.

Security 100

Security Survey Risk Management Management 100

PYMNTS

MAY 17, 2016

In one quite recent example of investment — as recent an announcement as this morning — Embroker, the cloud-based risk and insurance management firm, has raised $12.2 Embroker acquires its customers thru a variety of direct marketing efforts, which to date, have been largely word of mouth. Disruption needs investment, of course.

Policies 101

Policies Analytics Risk Management Examples 101

Celent Banking

JULY 24, 2015

The earnings allowance is then used to offset the cost of cash management services. In the United States, corporates got the option of earning interest in money market accounts with the repeal of Req Q by Dodd Frank. The phase-in of the LCR started on January 1, 2015.

United States 100

United States Operations Management Capital 100

FICO

FEBRUARY 23, 2016

The China Financial Certification Authority expects that mobile banking customers will account for around 24% of the total e-banking users in 2015, and that 40% of those will buy financial products through their smartphones. Winners will be featured in presentations at FICO World 2016 in Washington D.C., April 26-29.

Washington 40

Washington Cards Online Risk Management 40

Jeff For Banks

MARCH 20, 2016

billion in equity capital, with a market capitalization close to book value. Since 2011, SoFi has funded over $6 billion in loans (through December 15, 2015). Like most marketplace lenders, SoFi claims a borrower risk rating system that is better than the FICO score. Reducing risk by transferring it to someone else is not new.

Virginia 60

Virginia Risk Management Capital Comparison 60

PYMNTS

APRIL 14, 2016

Earlier this year, American Express and CFO Research released findings from its latest Global Business and Spending Monitor to gauge where Canadian financial executives position themselves in the current market climate. Why CFOs may remain hesitant in the 2016 global economy, however, varies depending on geographical market.

Regional 100

Regional Survey Report Marketing 100

PYMNTS

OCTOBER 1, 2018

By using funds managed by LCA to benefit its parent company, LCA and Laplanche failed to do so.”. We have full confidence in our new management team and we are a better company today.”. When LendingClub entered the market in 2006, Laplanche had one idea in mind: disrupt the banks. Attorney Alex Tse. “We The Response.

Lending 135

Lending Fraud Management San Francisco 135

PYMNTS

JUNE 21, 2016

In the survey, the majority of businesses said they use all eight types of financing — cash management tools, commercial paper, debt financing, derivatives, equity financing, long-term loans, short-term loans and trade financing — on a routine basis, while 85 percent said they use at least four of these tools.

Survey 101

Survey Regulation Compliance National 101

Fintech Labs Insights

NOVEMBER 18, 2014

I''ve got another installment or two in the pipeline, but since it''s already starting to feel like we are making our final descent into 2015, I wanted to take a step back and explain WHY those projects rose to the top. I''ve been working in the online banking industry for 22 years and have seen nearly ZERO market share shift in the U.S.

Lending 30

Lending Mobile Online Digital Banking 30

PYMNTS

MAY 21, 2018

When PricewaterhouseCoopers released a report in 2015 that predicted the cyber insurance industry would see premiums triple in five years and reach at least $7.5 And it’s this fear that has driven the cyber insurance market to balloon. Lastly, Iram explained that this market comes with “invisible aggregation risk.”

Company 101

Company Software Industry Technology 101

CB Insights

JULY 16, 2017

The 12 firms, which include Ping An Insurance, Hiscox Holdings, and XL Group, among others, have made over 100 investments in aggregate since the start of 2015. Stated investment focus: Mobility & connected car, connected home & properties, insurtech & wealth management, digital health, cybersecurity & data intelligence.

Strategy 28

Strategy Marketing Analytics Innovation 28

Jeff For Banks

JUNE 2, 2023

between 2015 and 2022. To you, manage your interest rate risk. Before becoming desperate and trading interest rate risk for credit risk. We knew there was tremendous hubris in the subprime market. 01 percent on my money market account when the Fed Funds rate rose to five, I was angry. What caused it?

FDIC 78

FDIC Community Bank Regulation Lending 78

Jeff For Banks

JANUARY 16, 2016

US stocks fell 6% to 7% during the first week of January, following world stock markets in a downward spiral. Its stock markets are said to have led the world markets plunge, with clumsy attempts by their regulators’ circuit breakers to stem declines actually making them worse. First and foremost, China is at it again.

Community Bank 60

Community Bank Atlanta Data Marketing 60