Independent Banker

JANUARY 31, 2022

Southern Bancorp partners with other community banks to increase loan accessibility and financial literacy to low-income customers. As CEO of Southern Bancorp, Darrin Williams wants to promote relationships between community banks and CDFIs to create more prosperous communities. Better serving its communities.

Community Bank 172

Community Bank Community Leadership Arkansas 172

Jeff For Banks

DECEMBER 22, 2013

Especially if I believe community banks must increasingly be known for some niche to differentiate. Fidelity Southern Corporation (Nasdaq: LION) One of the largest bank holding companies in the Atlanta area, you would first think that Fidelity Southern is the first plain vanilla community bank in the Top 5. But you would be wrong.

Community Bank 86

Community Bank Atlanta Community Strategy 86

Abrigo

MAY 5, 2022

Other podcasts might be internationally based and of little interest to community financial institutions or credit unions based in the U.S. or largely focused on the domestic banking market. Main Street Banking: A Podcast for Community Bankers 8. So here’s your head start on finding some banking podcasts that might work for you.

Community 195

Community Lending Maine Resources 195

Abrigo

NOVEMBER 11, 2019

Community financial institutions are familiar with utilizing their asset/liability management solutions to limit the risk of rising interest rates. FDIC FIL-46-2013 October 8, 2013. However, back when the FDIC sent that 2013 letter mentioned above to financial institutions, the effective federal funds rate was 0.09%.

Management 150

Management FDIC Community Risk Management 150

Abrigo

NOVEMBER 21, 2014

banks is up $157 billion from the same period in 2013. bank and credit union, named the “ Top 15 community banks by commercial loan growth.” The list identified a significant uptick in commercial and industrial lending in the South, as 7 of the 15 community banks included are located in the region.

Lending 186

Lending South Carolina Miami Community Bank 186

Jeff For Banks

DECEMBER 7, 2016

On November 30th, American Banker named three Community Bankers of the Year. HOPE) Kevin's story isn't punctuated by his bank's total return since he became CEO in March 2013, although it did mirror the index. Financial performance is similar to when Kim assumed the reigns in March 2013. Not that they need my endorsement.

Community 60

Community Security Strategy Capital 60

PYMNTS

NOVEMBER 5, 2020

Philadelphia-based goPuff, which bills itself as a kind of catch-all service for helping customers with various everyday shopping needs, is hoping to use the announcement to enter into the California market, the blog post stated. In October, goPuff came off a funding round with $380 million, PYMNTS reported.

Los Angeles 165

Los Angeles California Philadelphia Arizona 165

PYMNTS

JULY 1, 2016

bank branch closures has forced financial institutions in the market to halve their small business lending operations over the last three years, according to reports. The spread of U.K. Analysts Thursday (June 30) said top U.K. Reporters at CNBC said the Big Four banks did not return requests to comment.

Data 101

Data Lending Community Analysis 101

CFPB Monitor

JANUARY 30, 2020

Bernard will serve as Assistant Director for Regulations in the Research, Markets and Regulation Division. Before joining the Bureau, she served as Director of Procurement Services for the Corporation for National and Community Service. The CFPB announced that the following individuals have joined its executive team: Susan M.

Regulation 78

Regulation Policies Lending Community 78

PYMNTS

JUNE 15, 2016

Kane will report to Gordon Smith, CEO of consumer and community banking. He is replacing Mike Passilla, who was chosen as the company’s chief executive in May 2013 to oversee development of Chase Paymentech and other merchant-focused offerings.

Leadership 100

Leadership Community Bank Community Branding 100

PYMNTS

OCTOBER 23, 2018

“State securities laws are vital to protecting the hard-earned savings of working families and Main Street investors from financial fraud, and my office will continue to do what’s necessary to protect the public and the integrity of our markets.”. When the truth was finally made public, New York investors lost millions of dollars.

New York 139

New York Fraud Community Bank Strategy 139

PYMNTS

JULY 29, 2019

Waze , the GPS app owned by Google since 2013, announced that it is launching a new Carpool feature that allows users to invite multiple riders to join a carpool. In December, Waze Carpool partnered with on-demand staffing platform Wonolo to provide carpooling services for Wonolo’s community of more than 300,000 local gig workers.

Google 113

Google San Francisco Chicago Community 113

PYMNTS

MARCH 14, 2018

Overall, the kiosk market is booming and is projected to reach $1 billion by 2021. And, between 2013 and 2016, the size of the U.S. interactive kiosk industry market grew at an average of 10.36 Here are five segments for the kiosk market — and how they help businesses function more efficiently. percent from $533.37

Industry 120

Industry Examples Community Marketing 120

PYMNTS

APRIL 26, 2017

We sat down with Bus.com’s head of marketing, Dave Lastovskiy, to learn more about how the company was founded and what it plans for the future. DL: Wolf and Kyle met in 2013 helping a friend move when they realized they could change bus transportation. PYMNTS: What’s the story behind how Bus.com started?

Community 108

Community United States Training Groups 108

PYMNTS

MAY 18, 2017

Appear Here’s online marketplace for short-term retail rentals began in London in 2013, and has since expanded nationally to a number of cities in the U.K Today, they’re a key marketing and sales tactic for everyone from digitally native and startup brands to legacy retailers. All told, the company has raised $21.4

New York City 100

New York City New York Retail Online 100

PYMNTS

SEPTEMBER 9, 2019

Some of those strategies include collaboration, with Comcast Business recently announcing a collaboration with Fortinet and Akamai to elevate cybersecurity capabilities for middle market clients. Australia is now seeking comment from industry experts to address modern cyber threats in both the private and public sector.

Strategy 180

Strategy Security Technology Data 180

Independent Banker

OCTOBER 14, 2014

However, now more than ever, one may find more community bankers reaching out in this widely accessible medium as well. is one community banker who’s doing it right. This year she was named to ICBA’s Top 25 Community Bank Influencers to Follow. Husic: I joined Twitter in 2013. How did you get started on Twitter?

social media 105

social media Leadership Community Community Bank 105

Celent Banking

JUNE 22, 2017

A more surgical analysis considering market-specific shopping trends tells a different story – and justifies the build. Celent published a report on the topic in 2013 that predicted a steep decline in branch density – something that is now underway. The branch boom in the US has been at the hands of large banks.

Study 125

Study Community Bank Trends Analysis 125

Independent Banker

NOVEMBER 13, 2014

Once upon a time, community banks were more than happy to leave the chore of choosing technical devices and running networks to their chief technology officers. In a 2013 survey by research firm Gartner Group Inc., The willingness for technology and marketing officers to join forces is a positive development indeed.

Study 70

Study Community Bank Community Survey 70

South State Correspondent

MARCH 23, 2022

In 2021, Nubank spent around 4% of revenue, according to their financials, in marketing which is materially below the 7% target for most banks. Instead of marketing, the Bank strategically focuses on two areas – product development and customer service. They take the bank and focus on underserved communities by overserving them.

Branding 221

Branding social media Strategy Data 221

Independent Banker

AUGUST 31, 2021

This year’s winners: Left: Central Valley Community Bank, People’s Choice Award; Middle: Kennebec Savings Bank, Exceptional Community Bank Service Award; Right: Cross River Bank, Emerging Service Program Award. Exceptional Community Bank Service Award. Instead, we give those dollars to the community.”. Asset size: $1.36

Community Bank 196

Community Bank Community National Fresno 196

Abrigo

OCTOBER 2, 2014

The three pillars include maintaining minimum capital requirements, a supervisory review process and market discipline. minimum common equity capital ratio, took effect on January 1, 2013. It is also important to note that disclosure starts January 1, 2015, which is also considered the compliance deadline for community banks.

How To 236

How To Capital Community Bank Maine 236

PYMNTS

SEPTEMBER 22, 2017

The first of these concept stores got off the ground in 2013. In the intervening four years, three new shops have opened in other Recology communities. In addition to the educational efforts in our stores, we do educational outreach at farmer’s markets and other events within our communities.”.

Retail 108

Retail Washington Community Seattle 108

Jeff For Banks

DECEMBER 15, 2013

During the second quarter 2013, bank branches generated a relatively low 2.04% total revenue as a percent of average deposits. Many if not most financial institutions are looking hard at smaller branches in smaller markets to consolidate and create a bigger branch that can deliver better results. Top of my list, branch consolidation.

How To 89

How To Community New Jersey social media 89

Independent Banker

MAY 24, 2016

However, the farm community already is being forced to defend even this scaled-back safety net. million farms and the community banks that lend to them each growing season, Scanlan points out. Community banks also are likely to see increased regulatory scrutiny of agricultural loans this year. Ongoing concerns.

Community Bank 70

Community Bank Kansas City Community Iowa 70

PYMNTS

SEPTEMBER 12, 2018

A lifestyle brand for millennial buyers with an eye for design – but perhaps not the pocketbook for designer prices – the watch and accessories startup MVMT started on its path in 2013. There is a global community of about 1.5 million MVMT owners, and “community” is not an exaggeration.

social media 101

social media Branding Millennials Groups 101

PYMNTS

AUGUST 12, 2019

What we’re doing right now is we’re looking at our processes in place … to make sure this doesn’t happen again,” said Rene Daniels, director of communications and community engagement for Spotsylvania County Public Schools, according to the site, which added that no personal details or confidential information were compromised.

New York City 149

New York City Phoenix Fraud Florida 149

Independent Banker

JULY 30, 2015

His role is to research, develop and provide members with superior products and services that meet the ever-changing needs of community banks and to help them to increase their competitive advantage. Having the best products and services will help community banks continue to effectively serve and compete in their communities.

Resources 70

Resources Tools Community Bank Community 70

Abrigo

APRIL 1, 2015

While the larger banks are receiving the bulk of attention, boards at smaller, community banks are realizing that they’re not immune to this heightened attention. What is the pace of change in the organization and markets served? These smaller banks have also seen new, and more frequent, attention from regulators. Audit committee?

Risk Management 150

Risk Management Community Bank Regulation Boston 150

Independent Banker

SEPTEMBER 22, 2015

Community banks are vital providers of small-business credit because of their extensive local market knowledge and deep customer relationships. In Illinois, a loan participation plan by a community bank “insourced” jobs to the local area from overseas. Community banks are the most active participants in the SSBCI program.

Oregon 70

Oregon Illinois Community Bank Lending 70

Abrigo

OCTOBER 9, 2019

Charge offs were close to zero for most banks since 2013, according to call report data from S&P Market Intelligence. Institutions utilize current, forecast, and historical market data to put scenarios in context and, in some cases, combine scenarios to assess their impact.

Data 150

Data Exercises Software Tools 150

Fintech Labs Insights

JUNE 15, 2016

Market intelligence is the tool for this kind of “know your customer,” but for many small and medium-sized banks the challenge of turning raw customer data into actionable market intelligence has been both pricey and technically prohibitive. Founded in 2013. This is where Race Data comes in. ” Company facts.

Community Bank 12

Community Bank Data Community Marketing 12

PYMNTS

JULY 13, 2017

But Meeker turned out to be wrong because there was a community waiting to be built. Building A Community . That service made a fleeting market appearance in 2013-14 before quietly fading out. I sort of expected to be sending 10 boxes a month to the 10 craziest, most fanatical dog parents out there.

Branding 100

Branding San Francisco New York City New York 100

NCR

MAY 9, 2017

Most community banks and credit unions have only one app, their banking transaction app. Bankrate’s conversion of the Quizzle app (purchased from Quicken Loans in 2016) to Score & Report, white-labeled for use by community banks and credit unions, enables a branded and cost effective solution for quick adoption of new technology.

Fintech 75

Fintech Hawaii Community Bank San Francisco 75

CB Insights

JUNE 5, 2018

With a cloud industry estimated to be a $200B+ market , providers are looking for ways to differentiate their products and avoid commoditization. In particular, Amazon, Google, and Microsoft are all trying to offer the best software development tools on the market as they race to attract developers. 10/16/2013. on Monday.

Software 32

Software Google Tools Community 32

Jeff For Banks

MAY 20, 2017

and New York Community Bancorp called off their planned merger. They need a marketing person to title their reports. The OCC did an excellent analysis of the impact of this guidance in 2013. We perform this service for dozens of community banks. Indeed, even today, CRE is the most profitable community banking product.

Lending 60

Lending Regulation Community Community Bank 60

Abrigo

AUGUST 19, 2016

Being viewed positively by their communities and clients is nothing new for accountants. Over the years, accountants have been named as the most trusted business advisor in several industry surveys, including one in 2012 by Sage and another in 2013 by CCH. But are you capitalizing on your respected and trusted status?

How To 150

How To eBook Survey Industry 150