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Small banks: Big challenges and big opportunities

Abrigo

Relationship focus helps CFIs Small banks can leapfrog competitors and better serve their communities by combining their unique advantages with smart management and partnerships. How can community financial institution leaders manage their challenges and seize their opportunities at the same time?

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The Beginning Of The End For Bitcoin?

PYMNTS

Diehards, however, are still crying “ hodl ” — the cryptocurrency community’s rallying cry, inspired by an enthusiastic misspelling of “hold” in a 2013 Reddit thread. Dimon said he would fire any JPMorgan employee found to be speculating in that market. Still, digital currency proponents didn’t see the ICO ban as a bad thing.

Bitcoin 177
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Yelp for accountants: What your online reputation can mean for new business

Abrigo

But the review-based community extends far beyond ravioli and cannoli. According to Nielsen data from 2013, about 82 percent of users visit Yelp with the intent to make a purchase from a local business, and about 89 percent of those make said purchase within a week of their search. Word of mouth has moved online.

Online 150
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What's With Regulator Agita Over Bank Commercial Real Estate Lending?

Jeff For Banks

and New York Community Bancorp called off their planned merger. They need a marketing person to title their reports. The OCC did an excellent analysis of the impact of this guidance in 2013. It shows the pre-tax profit as a percent of the loan portfolios measured. We perform this service for dozens of community banks.

Lending 60
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Banking's Top 5 in Total Return to Shareholders: 2018 Edition

Jeff For Banks

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. is the parent company of Willamette Valley Bank, a community bank headquartered in Salem, Oregon.

Oregon 101
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Food Stamps Online: The $75B Grocery Game-Changer?

PYMNTS

Low-income consumers are far more likely to find it difficult to secure mainstream credit sources and are thus much more likely to make use of high-cost alternative credit sources when financial emergencies hit, often in the form of a payday, title, tax refund anticipation or installment loan. And that’s just accessing money itself.

Online 100
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Steal This 5-Step Banking Innovation Playbook from Gentle Monster

South State Correspondent

With financial hardship, competition from dominant players, and a startup budget, Gentle Monster faced many of the same challenges as a community bank. He chose to compete in the women’s luxury segment and looked for a gap in the market. COI marketing for banks should always be a top priority.