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The Risk Your Asset/Liability Management Process Might Be Missing

Abrigo

Community financial institutions are familiar with utilizing their asset/liability management solutions to limit the risk of rising interest rates. FDIC FIL-46-2013 October 8, 2013. However, back when the FDIC sent that 2013 letter mentioned above to financial institutions, the effective federal funds rate was 0.09%.

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Community Banking According to Andy

Jeff For Banks

1/ @Schornack At the end of July 2013, we invested $1.8MM to buy 49% of Flagship Financial Group, Inc. 2/ @Schornack The primary asset of the organization was Flagship Bank Minnesota, a Member FDIC and Equal Housing Lender with two locations in the Twin Cities Metro Area. Jackie Herman, our COO 2013. million in assets and $233.7

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10 Top Banking Podcasts You Should be Listening to

Abrigo

Other podcasts might be internationally based and of little interest to community financial institutions or credit unions based in the U.S. or largely focused on the domestic banking market. Main Street Banking: A Podcast for Community Bankers 8. So here’s your head start on finding some banking podcasts that might work for you.

Community 195
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Why Branch Building (Sometimes) Makes Sense

Celent Banking

A more surgical analysis considering market-specific shopping trends tells a different story – and justifies the build. Celent published a report on the topic in 2013 that predicted a steep decline in branch density – something that is now underway. Source: FDIC, Celent analysis. Source: 2017 FMSI Teller Line Study.

Study 125
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Bankers: Is your strategy the same as your competitor?

Jeff For Banks

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). We believe we can effectively compete as a community bank in our market area and the niche markets we serve. Department of Agriculture.

Strategy 100
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Why The Final Payday Lending Rules Are Far From The Last Word

PYMNTS

Today’s rule release was years in the making, and it wouldn’t have been possible without the tireless effort of community and faith leaders, consumer and civil rights advocates and countless people across the country who organized and worked hard to make their voices heard,” said Michael Calhoun, president of the Center for Responsible Lending.

Lending 109
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Trade groups take aim at CFPB’s expansion of UDAAP authority

CFPB Monitor

The four groups are the American Bankers Association, the Consumer Bankers, the Independent Community Bankers of America, and the U.S. The white paper concludes as follows: The CFPB’s action has tremendous implications for consumers, banks, and for financial markets at large. Chamber of Commerce.

Groups 145