Abrigo

NOVEMBER 21, 2014

banks is up $157 billion from the same period in 2013. A recent data report culled from Sageworks Bank Information , a web-based data platform that includes financial and regulatory information on every U.S. bank and credit union, named the “ Top 15 community banks by commercial loan growth.”

Lending 186

Lending South Carolina Miami Community Bank 186

Gonzobanker

OCTOBER 15, 2014

My heart goes out to the hard working professionals who run the Treasury Services or “Cash Management” divisions at community banks. Yet for more than a decade, cash management professionals have shown their resiliency. Sure, it’s easy to poke fun at the big banks for being slow and bureaucratic.

Management 102

Management Community Bank Community Resources 102

Jeff For Banks

DECEMBER 22, 2013

Especially if I believe community banks must increasingly be known for some niche to differentiate. I first became aware of Marlin at the Utah Bankers Association Executive Development Program, where a Marlin Business Bank officer was attending. The bank achieved a year-to-date ROA of 1.24% and ROE of 14.16%. Well done!

Community Bank 86

Community Bank Atlanta Community Strategy 86

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. or largely focused on the domestic banking market. Banking Transformed 2. Banking with Interest 4.

Community 195

Community Lending Maine Resources 195

BankInovation

JULY 21, 2020

Radius Bank reaches a national customer base through its digital channels and powers banking services for fintechs like Brex and NorthOne. It’s a business plan the former community bank, which was founded in 1987, spent years developing and continues to improve today. “As

Community Bank 59

Community Bank Community National Fintech 59

Abrigo

FEBRUARY 16, 2016

According to the Urban Institute’s “ Nonprofit Sector in Brief 2015 ,” the number of nonprofits registered with the Internal Revenue Service increased by about 3,000 a year between 2003 and 2013. economy in 2013, or roughly 5 percent of GDP. Failing to hold the nonprofit to proper financial management and reporting standards.

Analysis 150

Analysis Lending Community Bank Community 150

South State Correspondent

MAY 1, 2024

With financial hardship, competition from dominant players, and a startup budget, Gentle Monster faced many of the same challenges as a community bank. How Banks Can Leverage: Niche markets abound in banking, and community banks are in the perfect position to create a following on a national level should they desire.

Innovation 195

Innovation social media Branding Marketing 195

Abrigo

DECEMBER 9, 2014

Community banks are expanding their loan portfolios to include more small business loans, according to the most recent Community Bank Performance report by the FDIC. percent over the 3rd quarter of 2013. Loans across categories increased, with commercial and industrial loans growing at the fastest rate, roughly 5.3

Training 170

Training Policies Analysis Community Bank 170

PYMNTS

JUNE 15, 2016

Kane will report to Gordon Smith, CEO of consumer and community banking. He is replacing Mike Passilla, who was chosen as the company’s chief executive in May 2013 to oversee development of Chase Paymentech and other merchant-focused offerings.

Leadership 100

Leadership Community Bank Community Branding 100

PYMNTS

OCTOBER 23, 2018

The misconduct at Wells Fargo was widespread across the bank and at every level of management – impacting both customers and investors who were misled,” Attorney General Barbara D. However, the success of these efforts was actually centered on sales practice misconduct at the bank. Underwood said in a press release.

New York 139

New York Fraud Community Bank Strategy 139

South State Correspondent

OCTOBER 25, 2023

However, volume has steadily declined as Venmo gained more traction by 2013, combined with real-time payments, Apple Pay, Google Wallet, and Zelle after 2017. Households and merchants must receive, verify, manage, transport, secure check stock, and deposit checks. Why do businesses still put up with this cost?

Fraud 195

Fraud ATM Payments Management 195

Abrigo

APRIL 1, 2015

A recent Wall Street Journal article by Victoria McGrane and Jon Hilsenrath highlighted how the nation’s regulators are increasingly questioning and turning their focus toward bank boards. These smaller banks have also seen new, and more frequent, attention from regulators. How complex is the bank’s operating model?

Risk Management 150

Risk Management Community Bank Regulation Boston 150

Independent Banker

JULY 30, 2015

His role is to research, develop and provide members with superior products and services that meet the ever-changing needs of community banks and to help them to increase their competitive advantage. Having the best products and services will help community banks continue to effectively serve and compete in their communities.

Resources 70

Resources Tools Community Bank Community 70

Independent Banker

NOVEMBER 24, 2015

With wire fraud on the rise, community banks have to step up precautions to protect themselves and their customers. What’s more, 20 percent of the companies that suffered financial losses from payment fraud said their biggest losses stemmed from wire transfer fraud, up from 9 percent in 2013. billion-asset community bank.

Community Bank 70

Community Bank Fraud Atlanta Community 70

Celent Banking

JUNE 22, 2017

The branch boom in the US has been at the hands of large banks. A historic look at the number of bank branches by asset tier makes this clear. Celent published a report on the topic in 2013 that predicted a steep decline in branch density – something that is now underway. Source: FDIC, Celent analysis.

Study 125

Study Community Bank Trends Analysis 125

Independent Banker

MAY 24, 2016

This leaves federal crop insurance support as a key risk-management tool. However, the farm community already is being forced to defend even this scaled-back safety net. It’s a crucial risk-management tool” for 1.7 million farms and the community banks that lend to them each growing season, Scanlan points out.

Community Bank 70

Community Bank Kansas City Community Iowa 70

Independent Banker

MARCH 15, 2015

Increasingly, more digitally connected consumers are saying yes to that question with their community bank. Some even assume their bank will interact with them however and whenever they want. For many community banks, telephone calls still generate the highest volumes of customer service interactions.

Community Bank 70

Community Bank Community Operations Retail 70

Independent Banker

NOVEMBER 24, 2014

“I love being around people, and people are what community banking is all about.” Shirley Nelson, Summit Bank. Overcoming various long odds over the years, Shirley Nelson launched and then grew a thriving California community bank. Shirley Nelson , Summit Bank. Bank Headquarters: Oakland, Calif.

Oakland 98

Oakland Community Bank Community Industry 98

Abrigo

OCTOBER 2, 2014

” • Net Stable Funding Ratio – Encourages long-term resilience by creating incentives for banks to fund their activities with more stable sources. • Strengthened Risk Capture – Includes more centralized and accurate data management, and more in-depth stress testing and forecasting. Blog Bank Credit Union'

How To 236

How To Capital Community Bank Maine 236

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). This was abundantly clear while I was reading a 10k and forgot the bank. The Bank also offers wealth management and trust services.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

Independent Banker

OCTOBER 14, 2014

According to a statistic released as part of the ICBA 2014 Top 50 Community Bank Leaders in Social Media, nearly 2,500 banks have a Facebook or Twitter presence, and the numbers continue to exponentially grow. It is apparent everywhere you turn that social media is one of the hottest new communications tools in our society.

social media 88

social media Risk Management Compliance Community Bank 88

Independent Banker

SEPTEMBER 22, 2015

Community banks are vital providers of small-business credit because of their extensive local market knowledge and deep customer relationships. The company had strong management and was growing quickly, but as a young company, its historic cash flow did not support the proposed expansion. By Jessica Milano.

Oregon 70

Oregon Illinois Community Bank Lending 70

Independent Banker

OCTOBER 29, 2014

an advanced data management company in Akron, Ohio, that periodically studies how companies’ emails are read. Patti Renner, Knotice’s director of marketing, points out that this news should concern any community bank that is not sending out mobile optimized emails, or emails that “render well on a mobile device.”

San Diego 88

San Diego Ohio Community Bank Mobile 88

Independent Banker

JULY 1, 2015

The combination has helped make him the star lender at Farmers & Merchants Bank, a $120 million-asset community bank in Miamisburg, Ohio. million of the bank’s $17.4 The bank’s portfolio grew 8.84 percent in 2013. Clinton Morton, Famers & Merchants Bank. He booked $6.9

Ohio 70

Ohio Community Bank Maryland Community 70

Jack Henry

SEPTEMBER 19, 2014

At community financial institutions, the “80/20 Rule” is actually a “200/20 Rule.” At the opposite end of the spectrum, over 60 percent of community bank customers lose money for their institutions. For many (if not most) community financial institutions, the mark-ups on small versus large loans are disproportionate.

Strategy 112

Strategy Community Bank Community Capital 112

Jeff For Banks

MAY 9, 2019

And easier is what me and my colleagues hunt for when we do process improvement projects at community financial institutions. Online banks already use automated processes. The ability to deliver community banking services in the manner desired by your customers. Making me wonder: shouldn't this be easier? Believe me.

Survey 60

Survey Community Community Bank Resources 60

NCR

MAY 9, 2017

Most community banks and credit unions have only one app, their banking transaction app. Hawaii National Bank’s Hawaii Score enables existing bank customers and non-customers the capability to access a TransUnion credit report and score without the need for a credit card or an existing account with Hawaii National Bank.

Fintech 75

Fintech Hawaii Community Bank San Francisco 75

PYMNTS

APRIL 7, 2016

In his annual letter to shareholders, Dimon went on, at some length, to say that the “mission-critical” services that big banks can supply are the types of things “regional and community banks simply cannot do.”. “In The concept of breaking up the bank was shot down both in 2013 and 2015.

Washington 100

Washington Regulation Leadership Community Bank 100

Jeff For Banks

DECEMBER 13, 2018

is the parent company of Willamette Valley Bank, a community bank headquartered in Salem, Oregon. The Bank operates five full service offices. Thanks to good old growth and balance sheet management which saw their net interest margin expand from 3.49% in 2015 to 3.80% today. Welcome to the list! #2. Pretty good.

Oregon 101

Oregon Ohio California Community Bank 101

Fintech Labs Insights

JUNE 15, 2016

Market intelligence is the tool for this kind of “know your customer,” but for many small and medium-sized banks the challenge of turning raw customer data into actionable market intelligence has been both pricey and technically prohibitive. Founded in 2013. Solution is currently in Phase 1 with partner, Orrstown Bank.

Community Bank 12

Community Bank Data Community Marketing 12

Independent Banker

MARCH 15, 2015

While out-of-town lenders gave money to customers requiring no down payments to buy overpriced homes that they couldn’t afford, Hartings, the president and CEO of The Peoples Bank Co. in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices.

Ohio 70

Ohio Community Bank Community Lending 70

Jeff For Banks

MAY 20, 2017

and New York Community Bancorp called off their planned merger. The OCC did an excellent analysis of the impact of this guidance in 2013. And success is the great mollifier to risk managers that wish to take away the punch bowl when the party's rockin'. We perform this service for dozens of community banks.

Lending 60

Lending Regulation Community Community Bank 60

Jeff For Banks

APRIL 14, 2022

Guardians of Prosperity: Why America Needs Big Banks 2013 John F. Inside the FDIC: Thirty Years of Bank Failures, Bailouts, and Regulatory Battles 2015 Louis D. History of the Eighties: An Examination of the Banking Crises of the 1980s and Early 1990s (Volumes 1 & 2) 1997 Federal Deposit Insurance Corp. 2013 Joshua R.

America 78

America National Denver United States 78

Gonzobanker

AUGUST 22, 2014

At the same time, the pace of new bank charters has dwindled to near non-existence. For decades and decades, dozens, if not hundreds, of bank charters were issued each year. Between the end of 2010 and 2013, one new bank opened in the United States. . Total number of banks $1 - $50B in assets 554 553 642.

Strategy 87

Strategy United States Community New York City 87

ABA Community Banking

MAY 23, 2019

Sixty-one percent (up 11 points from 2013) said they could cover a $400 emergency expense in cash, a benchmark often cited by policymakers. The post Fed Survey: Unbanked Share of Americans at 6% appeared first on ABA Banking Journal.

Survey 40

Survey Community Bank Policies Community 40

Jeff For Banks

FEBRUARY 3, 2017

In the past ten years, the economy has not managed even one year of 3.0%+ growth. The quick jump in rates in late 2016 is reminiscent of the increases in 2013, with rates rising in both cases up 100 basis points in just over 100 trading days. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 60

Marketing Taxes Regulation US 60

Independent Banker

APRIL 28, 2016

Major league baseball manager Tony La Russa talks about building a winning team. Tony La Russa was a professional baseball manager for 33 years, serving the Chicago White Sox, the Oakland Athletics and the St. He managed teams that won three World Series titles, six league championships and 12 division titles. Louis Cardinals.

Leadership 70

Leadership St. Louis Management Oakland 70