Jeff For Banks

MARCH 5, 2022

Stock and bond market volatilities are also seeing winter squalls and are sending messages about shifting investor sentiments about risk. in May, 2012, but not near the all-time high of 22.0% if the markets thought inflation would be 7% or higher, yields would already be there. The index is currently at 11.5% in June, 1980.

Marketing 78

Marketing Policies Community Bank Community 78

Gonzobanker

JULY 10, 2020

Regardless of their viewpoints on capital recovery, now is the time for banking leaders to reevaluate their planning strategies. In a recent Fortune survey, 55% of corporate executives said they expect to return to 2019 capital spending levels sometime in 2021. What businesses need capital in the interim? Capital will be king!

Risk Management 88

Risk Management Capital Strategy social media 88

CB Insights

AUGUST 1, 2017

This teardown features annotations & commentary by four Social Capital partners. Thanks to the Social Capital team for updating/confirming their portfolio data on the CB Insights Editor. Social Capital is a VC fund with a focus on healthcare and education. CB Insights Note. Investment syndicates. BEST OF DISRUPTION REPORT.

Capital 34

Capital Software Google Company 34

Long Lasting Ideas

MARCH 1, 2016

The title alone may beg the question: What in the world does employee happiness have to do with marketing a bank?’. And moreover, think about the message those happy employees communicate to current and potential customers. Happy bankers also engage with the community beyond the branch’s four walls. HomeBanc in Tampa, Fla.,

Marketing 40

Marketing Nashville Tampa Community 40

Jeff For Banks

DECEMBER 29, 2021

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Total return includes two components: capital appreciation and dividends. Live Oak Bancshares, Inc.

Capital 78

Capital Texas Metro North Carolina 78

Abrigo

AUGUST 19, 2016

Being viewed positively by their communities and clients is nothing new for accountants. Over the years, accountants have been named as the most trusted business advisor in several industry surveys, including one in 2012 by Sage and another in 2013 by CCH. But are you capitalizing on your respected and trusted status?

How To 150

How To eBook Survey Industry 150

Jeff For Banks

MARCH 29, 2014

The Bank offers a wide range of deposit services including demand deposits, regular savings accounts, money market accounts, individual retirement accounts, and certificates of deposit with fixed rates and a range of maturity options. We believe we can effectively compete as a community bank in our market area and the niche markets we serve.

Strategy 100

Strategy Texas San Antonio Fort Worth 100

PYMNTS

MARCH 17, 2017

Albany, New York’s state capital, has a population of just over 150,000. trillion (2012). Here is an excerpt of the conversation: PYMNTS: Can you describe your personal and professional experience with the tech community in New York City? Being in NYC means knowing your market.

New York City 100

New York City New York Community Industry 100

PYMNTS

OCTOBER 8, 2018

Shortly after 9/11, Time magazine declared the age of irony officially over, but by 2006, NPR was pretty sure it was alive and well in the United States – and by 2012, The New York Times said it was still firmly with us, but probably bad for us. They check everything,” he said. “I But it doesn’t feel authentic.”. million price tag.

Video 116

Video New York Capital United States 116

Jeff For Banks

APRIL 14, 2022

2019 Mehrsa Baradaran Baradaran, Mehrsa The Color of Money: Black Banks and the Racial Wealth Gap 2019 Neil Barofsky Barofsky, Neil Bailout: An Inside Account of How Washington Abandoned Main Street While Rescuing Wall Street 2012 Patricia Beard Beard, Patricia Blue Blood and Mutiny: The Fight for the Soul of Morgan Stanley 2007 Ben S.

America 78

America National Denver United States 78

Jeff For Banks

DECEMBER 29, 2020

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Total return includes two components: capital appreciation and dividends. First Capital, Inc.

North Carolina 147

North Carolina Capital Community Bank Wisconsin 147

Jeff For Banks

OCTOBER 29, 2016

I recently mentioned to a community bank management team that community financial institutions are slower to close branches because their decision making goes beyond the spreadsheet and market potential. Community bankers know the town mayor, and key business leaders. deposit market share in 2012 to a 80.7%

Training 60

Training FDIC Community Resources 60

PYMNTS

APRIL 17, 2017

So, while McKelvey lost out on that $2,000 sale — he and his (friend) and Co-Founder Jack Dorsey — the founder of Twitter — did end up with a $17 billion idea (Square’s market cap at the time this piece went to press). Square has come a long way from being an mPOS solution for cash-based glass blowers and farmers market purveyors.

Apple 110

Apple Capital Cards Payments 110

Independent Banker

SEPTEMBER 22, 2015

despite being a capital city, was experiencing the same decline. The $120 million-asset community bank made the reverse move and relocated from the outskirts of the city into a vacant building in the heart of downtown. By 2012, the bank was growing so fast that some employees were crammed three to an office. Olympia, Wash.,

Illinois 70

Illinois Community Retail Community Bank 70

Jeff For Banks

DECEMBER 7, 2019

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Total return includes two components: capital appreciation and dividends. First Capital, Inc.

Indiana 78

Indiana Oregon South Dakota Community Bank 78

Jeff For Banks

MAY 31, 2017

I read a recent interview of Members 1st Credit Union CEO Bob Marquette by S&P Global Market Intelligence (link requires subscription). In Brett King's 2012 book, Branch Today, Gone Tomorrow , he called for a 50% reduction in branches while asking what would banking look like in 2015. But perhaps it would've been nine in 2012.

Branch Strategies 60

Branch Strategies DC Groups Fintech 60

Filene

MAY 3, 2016

And as we honor the large economic contributions of our nation’s small business community, it’s worth noting a growing trend in its development. In fact, from 2007 to 2012 the number of U.S. Community Microfinance Small Business Lending is a business lending product from Alterna Savings Credit Union in Canada.

Trends 28

Trends Marketing Community Lending 28

PYMNTS

JUNE 10, 2016

In this week’s edition of PYMNTS’ Weekly Tech Center Roundup , we set our sights on Brazil, where, despite the political and economic issues that tend to dominate the headlines, the country’s technology market is still going strong. Before we jump into the post, here are a few quick facts about Rio de Janeiro, Brazil, and its tech scene:

Trends 100

Trends Community America Study 100

PYMNTS

MARCH 7, 2018

That includes Canadian clothing designer and retailer Frank And Oak , a company that has worked to make omnichannel a key part of its offerings since its founding in February 2012. The goal is to make clothing shoppers think of Frank And Oak, even when they aren’t in the market to buy a new pair of pants. “We

Online 100

Online Branding Retail Mobile 100

Independent Banker

FEBRUARY 16, 2015

From opposite political directions, Senators Shelby and Brown stand on point to greatly influence community banking’s agenda in the next Congress. The mix of contrasts and similarities of Shelby’s and Brown’s perspectives and policymaking portend an active session for community banking’s agenda in the new 114th Congress. By Ed Avis.

Community Bank 70

Community Bank Alabama Ohio Community 70

PYMNTS

NOVEMBER 21, 2016

“The communities and local economies that they serve rely on this capital to succeed and thrive.” and other markets. and other markets. “Right now, business owners have a different set of expectations when it comes to accessing capital and interacting with traditional lenders,” he explained.

Lending 100

Lending Meeting National Community 100

Jeff For Banks

DECEMBER 12, 2015

Firms started in the dorm room that have no employees, just an eager volunteer, no revenue, and no capital need not apply. So FinTech (six) firms need capital and revenues to grab a foothold in the financial services market. Analysts are predicting the robo advising market will grow to $489 billion by 2020.

Fintech 60

Fintech Capital Cards Bitcoin 60

Jeff For Banks

DECEMBER 22, 2013

capital appreciation and dividends. For comparison purposes, here are last year''s top five , as measured during December, 2012: #1. Texas Capital Bancshares, Inc. Especially if I believe community banks must increasingly be known for some niche to differentiate. BofI Holdings, Inc. #2. BofI Holdings, Inc. #2.

Community Bank 84

Community Bank Atlanta Community Strategy 84

Gonzobanker

OCTOBER 15, 2014

My heart goes out to the hard working professionals who run the Treasury Services or “Cash Management” divisions at community banks. And they have never asked for much of the bank’s capital to win these big deals. There are several factors contributing to the malaise in the cash management solution market today: 1.

Management 101

Management Community Bank Community Resources 101

Jeff For Banks

DECEMBER 26, 2012

capital appreciation and dividends. This has led to a mind blowing net interest margin of 6.01% for the quarter ended September 30, 2012. To be fair, Access National is headquartered in Reston, VA, one of the best banking markets in the country. Focused mission, young management team, great markets. Well done! #3.

Texas 78

Texas National FDIC Capital 78

Fintech Labs Insights

DECEMBER 15, 2016

The new funds, which will be used to develop Kreditech’s partnership business, take the company’s total capital to more than $160 million. Kreditech founder and CEO Alexander Grabner-Müller emphasized how the capital will help drive the company’s partnership business in a statement accompanying the announcement.

Capital 12

Capital Big Data Fintech Online 12

Fintech Labs Insights

JULY 24, 2015

Dealstruck has raised $10 million in new capital from Community Investment Management. The online business lender now has a total capital of $70 million and says the investment will enable it to lend more than $100 million to small businesses. “And growing the capital pool means more access and more opportunity.”

Capital 12

Capital Lending San Diego San Jose 12

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Stripe’s early success in acquiring customers was largely due to its mass appeal to the developer community. Market opportunity. TABLE OF CONTENTS.

Online 98

Online Company Retail Payments 98

Jeff For Banks

OCTOBER 19, 2012

First of all, if they continue to buy securities, they are removing many of the high quality securities from the marketplace, possibly causing a disruption or shortage in the markets. We may be skeptical, but the markets keep telling us: Don’t fight the Fed! in the second quarter of 2012. GDP growth crawls along at a mere 1.3%

National 78

National Security US Massachusetts 78

PYMNTS

AUGUST 10, 2016

Though it’s easy to see why other happenings in and around the country have overshadowed Brazil’s tech community, Rio de Janeiro’s tech scene is quickly earning notoriety. It’s unfortunate that its growing tech scene may not be at the top of the list.

Innovation 100

Innovation Apple social media America 100

Jeff For Banks

DECEMBER 12, 2017

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Total return includes two components: capital appreciation and dividends. million on assets of $1.4

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

Fintech Labs Insights

DECEMBER 29, 2015

And it’s back in-line with historical norms of 9 banks 2013 , 8 in 2012 , and 10 in 2011. Previous year-end holiday posts: 2014 , 2013 , 2012 , 2011 (big banks), 2011 (CUs/community banks), 2009 part 1 , 2009 part 2 , 2007 , 2006 , 2006 , 2004. The post 2015 Holiday Marketing Efforts from the Top-20 U.S.

Marketing 12

Marketing Milwaukee Maine Cards 12

CB Insights

OCTOBER 26, 2020

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. Taking a hefty fee mitigates the investment bank’s risk by insulating it from the stock’s actual performance in the market. Source: Getty. STAYING PRIVATE.

Management 78

Management Capital Company Marketing 78

PYMNTS

DECEMBER 28, 2018

There were plenty of tailwinds that pushed the segment forward: A strong economy, healthy consumer interest in credit and advances in credit scoring technology were all instrumental in pushing more consumers into the market, particularly in the first half of the year. percent since 2012. According to the Federal Reserve , U.S.

Millennials 145

Millennials Lending System Data 145

Gonzobanker

DECEMBER 22, 2015

To those community bankers claiming their growing Compliance departments say no to everything. Community bank marketing resources. Two very strong and focused community banks unite to combine big bank reach with community bank style and make the bet that it can scale to $15 billion and beyond. Did we hear a whaaaa?

Community Bank 60

Community Bank Apple Community Technology 60

PYMNTS

AUGUST 14, 2017

Take a look at this chart, which lays out grocery chain market share. Walmart has the largest market share at 14.2 billion into Snap since it started in 2012, and its IPO in March of 2017 raised $3.4 And the once-adoring tech and analyst community have turned ugly. This one is particularly amusing. Investors put $2.65

Innovation 109

Innovation Online Google Millennials 109

CB Insights

SEPTEMBER 26, 2018

Notable projects: The Mayo Clinic OB Nest explores ways for women with low-risk pregnancies to reduce the number of their in-person doctor visits through a combination of dedicated nurses, a special online community, and in-home monitoring. The app has won multiple awards since it was released in 2012. Founded: 2012.

Innovation 73

Innovation Cleveland New York New York City 73