CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Online 98

Online Company Retail Payments 98

Fintech Labs Insights

NOVEMBER 10, 2023

Consumers have been banking online for 28 years. The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. 197,000 $1,700 2 Robinhood 6080 2013 SF 17,190,000 $6,200 3 SoFi 4017 2011 SF 13,080,000 4.6 The post Top 63 Online Digital Banks for U.S.

Digital Banking 15

Digital Banking Online Atlanta Las Vegas 15

PYMNTS

APRIL 1, 2020

They insert or swipe their debit cards at stores’ point-of-sale (POS) devices — or key in details online — and maybe enter PINs, but the behind-the-scenes processes through which transactions are routed are kept invisible. Online sellers could instead rely on 3D Secure 2.0 The Durbin Amendment.

Cards 141

Cards Payments Security Fraud 141

PYMNTS

AUGUST 12, 2019

The latest Subscription Commerce Tracker explores how subscription-based businesses are adapting to an ever-changing market, and how they keep their payments experience secure and how new models are emerging to stay competitive. What Security Means For Subscriptions. resulting in 60 million total domestic subscribers.

Retail 118

Retail Video Security Software 118

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. And each January, we ranked all previous recipients into a master list.

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

JANUARY 25, 2017

Modern technology has revamped everything from retail to shipping, and financial services has been transformed from a brick-and-mortar business, with most transactions being conducted in person at bank branches and other physical locations, to a digital endeavor. Like so many other industries, banking sure isn’t what it used to be.

Security 100

Security Mobile Retail Data 100

PYMNTS

MARCH 22, 2018

Founded in 2011, Sift Science plans to use this latest round of funding to grow its fraud detection and prevention product globally. Other online fraud detection companies that have recently raised significant funding include Singapore-based CashShield; Tel Aviv-based Forter; Paris-based Shift Technology; U.K.-based

Fraud 108

Fraud Atlanta Capital Big Data 108

PYMNTS

JANUARY 18, 2021

The 2013 holiday season then began to show signs of the shift to online and digital, and away from brick-and-mortar retail. Data assembled by ShopperTrak and published by The Wall Street Journal in January of 2014 only quantified the steepness of that decline — starting as early as 2011. The gap between the department store’s 3.3

Retail 309

Retail Online Maine Branding 309

PYMNTS

JANUARY 6, 2017

Its reach, patented offer delivery and security technology, Koupon helps brands and retailers drive sales by targeting consumers and delivering offers when consumers are ready to buy. Even more, one of our customers saw 300 percent ROI from their investment in our technology.”. And they come with high opportunity.

Retail 109

Retail Data Mobile Branding 109

Accenture

AUGUST 29, 2019

True story…I was walking through the office last week and bumped into a colleague from our analytics team, Amy, who is at the cutting edge of technology and always has the latest gadgets. Yes, nice use of technology but…. As we were talking her phone buzzed and she said, “Hey have a look at this!” percent of GDP and has created 2.6

Strategy 150

Strategy Study Training Technology 150

PYMNTS

APRIL 12, 2017

The online retail giant’s estimated market cap sat at just a tad over $439 billion—nearly twice that of Walmart. Concern is reportedly growing among merchants as to how strong Amazon’s security actually is. Well, as long as it happened between November 2011 and May 2016.). This week, Amazon is at it again.

San Diego 101

San Diego Retail Online Marketing 101

PYMNTS

DECEMBER 19, 2018

In 2011 it signed a consent agreement with the FTC that prevents it from sharing data on users without their clear consent. While most of the special privileges went to big tech companies, the paper noted that Facebook also extended them to online retailers, entertainment website operators, automakers and media firms.

Data 127

Data social media New York Apple 127

PYMNTS

JUNE 3, 2016

These days, retail merchants must reach customers, both in-store and online, securely and conveniently. Now that merchants are more responsible for fraud that happens in their stores, he said, “it’s our responsibility to teach them about these tools, like EMV, that can secure them and secure their businesses.

Retail 100

Retail Apple Fraud Online 100

PYMNTS

MARCH 17, 2017

A classic image of payment fraud involves a fraudster stealing credit card numbers and shopping for goods in-person or online. But what’s left out of this picture, said David Dewey, director of research at Pindrop Security , is the element of voice. From there, I could have done anything I wanted to on his account.”.

Fraud 107

Fraud Cards Houston Retail 107

PYMNTS

AUGUST 21, 2018

One of the latest signs of that comes this month from Germany, where Hamburg-based Deposit Solutions , a company that launched in 2011 and sells open banking technology, recently announced it had raised $100 million in capital in a round led by Vitruvian Partners, a Munich private equity firm. Open Banking Hurdles.

Regulation 100

Regulation Fintech Data Capital 100

PYMNTS

NOVEMBER 8, 2017

The move comes after Malaysia saw a 16 to 17 percent increase in medically-motivated travel each year since 2011. Noting roughly 500,000 foreign patients visit India each year for medical services, the Indian government launched an online portal that highlights the nation’s medical services in Arabic, French and Russian languages.

Trends 101

Trends Report Payments Regional 101

CFPB Monitor

MAY 12, 2021

The Fed’s final rule implementing the Durbin Amendment (Regulation II) went into effect in October 2011. It comments that the continued growth in online transactions, particularly due to the pandemic, has put a spotlight on this issue. Comments on the proposal are due 60 days after the date it is published in the Federal Register.

North Dakota 78

North Dakota Cards Regulation Fraud 78

PYMNTS

SEPTEMBER 3, 2019

Those innovations did more than just leverage digital and connected devices to make it easier for consumers and businesses to interact and to effectively blend the online and offline worlds. The company made history in 2011 when it launched what is still the country’s most successful in-store mobile wallet. Then there’s Starbucks.

Innovation 223

Innovation Payments Branding Cards 223

CB Insights

NOVEMBER 9, 2017

Four online travel agencies (OTAs) have played a big role in shaping the state of travel search and booking: Expedia, TripAdvisor, Ctrip, and The Priceline Group. Expedia is also moving into adjacent parts of the travel value chain, investing in hotel operation system ALICE and acquiring railroad travel startup SilverRail Technologies.

Online 33

Online Groups Industry Maine 33

Jeff For Banks

SEPTEMBER 22, 2011

But he held firm that the regulatory environment, changing customer preferences, and the pace and expense of technology were driving the market towards bigger is better. BofI prides itself on process discipline, delivering the best technology at the lowest cost, without the millstone of branches dragging down performance.

San Diego 83

San Diego New York Branding California 83

FICO

MAY 2, 2019

As the US transitioned to hard-to-counterfeit EMV payment card technology several years ago, criminals flocked to card not present (CNP) fraud , often combining identity fragments and card numbers stolen in breaches to make illicit purchases online. Fraud and data breaches have always had a close, if destructive, relationship.

Fraud 70

Fraud Data Cyber Security Risk Management 70

PYMNTS

DECEMBER 24, 2020

Considered an online version of a dollar store, ContextLogic looked in many ways like the next Amazon. billion — not bad, but far below what other major online retailers are seeing. Co-founded in 2011 by Facebook veteran Doug Hirsch (now GoodRx’s CEO), the company has operated in the black since 2016. Wish ($17 billion).

US 230

US Company Report Payments 230

Fintech Labs Insights

OCTOBER 11, 2016

Lloyds Banking Group will be the first European institution to use “phone printing” technology to help fight fraud. The technology uses 147 unique call features such as location, number history, and call type to defend against many common fraud tactics such as ID spoofing, voice distortion, and social engineering.

Groups 12

Groups Technology Georgia Fraud 12

NCR

SEPTEMBER 15, 2017

After years of lagging behind many other developed nations, the US market is rolling out EMV technology. In the UK, for example, where chip-and-PIN cards have been commonplace for over a decade, figures from Financial Fraud Action UK show CNP fraud losses have been rising steadily since 2011, reaching a record high of £432.3

Fraud 84

Fraud Cards Security US 84

FICO

SEPTEMBER 29, 2022

It’s a route to ensuring they consistently design digital offers around the customer to continually create trust, security, and far better experiences. It drives a ‘just-in-time’ mindset towards delivering greater security with real-time, fully risk-aware and pinpoint-perfect customer acquisition offers.

Analytics 52

Analytics Data Risk Management Customer Experience 52

Javelin Strategy & Research

NOVEMBER 10, 2015

As a result, these recent conflicts over the security of data could be the long-needed catalyst for an industry solution. In addition, Chase, Capitol One, and Fifth Third Bank have warned customers that there are security risks to handing over login credentials so that apps can act as proxies that collect banking data.

Data 40

Data Security Management Regional 40

PYMNTS

SEPTEMBER 9, 2016

With the Same Day ACH rollout coming in just two weeks and other faster payments initiatives taking off, financial institutions are taking significant steps to ensure the transition to a faster processing environment, including improving their payment security platforms to keep fraudsters at bay. Security is especially important with emails.

Fraud 100

Fraud Analytics Data Payments 100

Fintech Labs Insights

FEBRUARY 22, 2022

Phantom Technologies. Related Stories Top 21 Online Digital Accounting Services for Small Businesses (SMB): Jan 2022 The Fintech Unicorns of the 21st Century (Dec 2021) SMB Challengers: Rho Delivers Integrated Card, Payments & Checking Experience. Dec 2021 round. Blockchain.com. Mar 2021 round. Chainalysis. June 2021 round.

Fintech 15

Fintech Bitcoin blockchain Lending 15

PYMNTS

OCTOBER 1, 2018

Both the Securities and Exchange Commission (SEC) and the Department of Justice (DOJ) have officially ended a two-year investigation of LendingClub, its subsidiary LC Advisors (LCA), its founder and former CEO Renaud Laplanche and its former CFO Carrie Dolan. On Friday (Sept. Attorney Alex Tse. lending marketplace.

Lending 135

Lending Fraud Management San Francisco 135

NCR

SEPTEMBER 12, 2016

Data from payment processor TSYS has shown that, in the US last year, debit and credit cards were the most popular options for everyday purchases and online shopping, but cash was top for low-value transactions. Security concerns. trillion of cash transactions were completed last year. Peace of mind.

Michigan 40

Michigan Cards Mobile ATM 40

CB Insights

APRIL 17, 2018

We used CB Insights data gathered via our machine learning technology (dubbed The Cruncher ) and from thousands of submissions we received from VC partners and firms via The Editor. Brian Singerman started his career as a Software Engineer for 3D online virtual-world company, There Inc. 2018 VC Report: AI FUNDING LEPT 29% IN US.

San Francisco 71

San Francisco CA Capital Operations 71

PYMNTS

APRIL 25, 2016

Fraud is moving en masse online , though, as in-store methods are getting harder and crooks look to find the weakest link. According to the PYMNTS/Forter Global Fraud Attack Index , online fraud attacks have jumped by 11 percent since the shift in the U.S. Overall, year over year, online fraud attacks have spiked 215 percent.

Lending 100

Lending Mobile Cards Fraud 100

PYMNTS

SEPTEMBER 28, 2016

How fast can businesses secure a new employee — known as a Coopler — and have them start? Jacques de la Bouillerie, managing director at Coople, said that, since its launch in 2011, the business takes care of all right-to-work checks, admin and payroll and fills 98 percent of roles within four hours. Within hours.

Operations 100

Operations Company Management Retail 100

Fintech Labs Insights

MAY 1, 2016

We are working to expand the use of EMV chip technology and tokenization to protect consumer’s payments and identity in the online world. EMV chips can eliminate online fraud by proving the card is present. We enable online customers to protect their payments and identity using EMV security. Register today.

Online 12

Online Fraud Cards Fintech 12

PYMNTS

MAY 22, 2017

That’s Neo Technology’s specialty. The company created Neo4j — an open-source graph database technology that has become the world’s leading graph database — in 2007, and the technology now serves over 200 clients including eBay, Walmart, IBM, and NASA. So how did this idea go from two-ply to worldwide?

Technology 101

Technology Data Retail Fraud 101

Fintech Labs Insights

SEPTEMBER 21, 2020

Builds business applications using cryptography for superior data security and data privacy. Customers: Shell, KLM, United Nations, Toyota, SITA, Lloyds Register and a range of technology startups. Founded: 2011. Payment platform for online businesses and processors. Winner: Applied Blockchain. HQ: London. Founded: 2016.

Innovation 15

Innovation Fintech blockchain Capital 15

Jeff For Banks

DECEMBER 12, 2015

Not sure if their technology is out there and they're earning their keep, but they have a lot of money to burn. oFlows oFlows was started in 2009, named Finovate best of show in 2010, launched its product in 2011, and sold to Andera that same year. The company also supplies the technology for the US governments connect.gov project.

Fintech 60

Fintech Capital Cards Bitcoin 60