Tech and Finance

JUNE 10, 2019

Department of Homeland Security last week released an update to its list of 16 critical infrastructures, which included financial services such as payments and clearing and settlement of securities. Valerie Abend, managing director, Accenture Security, said the department took a comprehensive view of security. “It

Security 31

Security Risk Management Payments National 31

PYMNTS

MAY 1, 2017

The controversy over SWIFT’s security flaws, especially those tied to its messaging terminals, has been growing since 2016. A number of officials have spoken out against SWIFT’s lack of action in addressing these flaws and broader security concerns. The network reportedly released new security standards for its customers in April.

Security 112

Security Fraud Resources Software 112

PYMNTS

MARCH 29, 2016

That is arguably what Amazon is doing with its method of internal security at some of its warehouses, which — as reported earlier this month — broadcasts on flatscreen TVs incidents of attempted (and failed) theft by workers and the penalties that befell them for their efforts (always job termination, sometimes arrest).

Security 100

Security Retail Florida Survey 100

PYMNTS

MAY 30, 2017

Small business software startup Wave announced today (Tuesday, May 30) that it secured $24 million in new funding as it looks to integrate more financial solutions into its offering. The company revealed the funding from an array of backers including National Australia Bank, Royal Bank of Canada, Portag3, and Exhibition Capital.

Capital 123

Capital Software Analysis Innovation 123

PYMNTS

AUGUST 6, 2018

Wells Fargo , the embattled national bank, disclosed in a Securities and Exchange Commission filing that hundreds of individuals saw their homes in foreclosure because of a glitch in software the company used. The computer glitch impacted some accounts that were in the foreclosure process between April of 2010 and October of 2015.

United States 120

United States Software Taxes National 120

Abrigo

JULY 1, 2021

By Vanessa Russell, Founder and Executive Director of Love Never Fails According to the National Human Trafficking Hotline , working in the financial industry provides you the opportunity to report suspicious behavior involving 92% of the various types of human trafficking. Let’s keep it going!

Training 370

Training Conference Community Video 370

PYMNTS

AUGUST 16, 2018

Australian regulators have made public a report into National Australia Bank (NAB), accusing the FI of charging consumer and small business customers fees for services that were never rendered, reports in The Sydney Morning Herald said Wednesday (Aug.

Regulation 100

Regulation National Report Groups 100

PYMNTS

AUGUST 23, 2019

We’re proud to deepen our relationship with Phillips 66 and to leverage its powerful market presence, which has expanded nationally over the last few years,” said Jay Collins, Senior Vice President and General Manager of Small Business and Channel Partnerships at WEX in a press release.

United States 100

United States Cards Branding Payments 100

PYMNTS

APRIL 13, 2020

Austere institutions that seemed impervious to change are reinventing themselves fast, as empowered consumers demand terms and services that banks would have found laughable in 2010. percent characterize banks as institutions that store money securely, while 34.9 Examining sentiments around banks, PYMNTS polled nearly 1,300 U.S.

Digital Banking 154

Digital Banking ATM Community Bank Survey 154

PYMNTS

JULY 13, 2017

It was letting customers order by text message in 2007, offering digital rewards by 2010, and became the first national restaurant brand to launch a custom Apple TV ordering app. Now they can browse available menus, build their cart, add a tip and pay securely, all in one convenient place.

social media 100

social media National Strategy Video 100

PYMNTS

DECEMBER 8, 2017

The volatile cryptocurrency has made international waves, though, with some big-name investors backing the growing digital currency, some national governments banning its mining or use as a payment method and still others claiming it to be either a boon or a dangerous bubble.

Bitcoin 105

Bitcoin cryptocurrency Video National 105

PYMNTS

NOVEMBER 2, 2016

Shadow Brokers, the group behind the publishing this past August of National Security Agency hacking tools, has posted a new leak that the group said showcases hundreds of organizations the NSA targeted over greater than a decade. “Many missions into your networks is/was coming from these ip addresses.” 22, 2000, and Aug.

Groups 100

Groups Security Analysis Data 100

PYMNTS

NOVEMBER 23, 2016

As has been widely reported, EMV transactions are more secure than “swiped” transactions, as they require a PIN to complete a purchase. Separately, the National Retail Federation said that it applauded Visa’s decision not to explicitly steer debit transactions across its own processing network. The federation noted that the U.S.

Policies 100

Policies United States Cards Retail 100

PYMNTS

JANUARY 18, 2017

New York City-based subscription model and B2C eCommerce enabler startup OrderGroove recently raised $20 million in a Series C venture funding round led by National Securities Corporation. Founded in 2010, OrderGroove’s claim to startup fame is a SaaS-based subscription and membership commerce platform and network.

New York City 100

New York City New York Branding Retail 100

PYMNTS

JANUARY 7, 2020

Visner of the National Cybersecurity Federally Funded Research and Development Center (FFRDC) — managed by nonprofit MITRE , in support of the NIST National Cybersecurity Center of Excellence — said it’s important to put the cyberthreats, and Iran’s willingness to deploy them, in context. . … cloaked well enough so that the U.S.

National 145

National United States Operations System 145

Independent Banker

OCTOBER 1, 2022

But as the prevalence of security breaches grows, so do the opportunities for community banks to position themselves as guardians of their customers’ personal data through compliance, technology and relationship building. Data privacy and security is a hot topic and is only getting hotter. By Katie Kuehner-Hebert. Bob Hickok.

Data 91

Data How To Community Bank California 91

PYMNTS

FEBRUARY 17, 2020

This week, the National Payments Corporation of India (NPCI) granted Facebook permission to put WhatsApp Pay into operation in a phased manner, The Business Standard reported. The FTC has asked the tech giants to turn over information tied to acquisitions of smaller companies spanning 2010 to 2019.

Regulation 140

Regulation Google Operations Company 140

PYMNTS

FEBRUARY 4, 2019

Failure to meet AML/KYC requirement challenges can be costly for FIs, too, with regulators issuing heavy fines for lax security practices or failure to devote sufficient resources to oversight. The United Nations Office on Drugs and Crime (UNODC) estimates the market for global money laundering is worth approximately $2 trillion per year.

How To 161

How To Regulation Compliance Meeting 161

PYMNTS

OCTOBER 27, 2016

Making instant and secure money transfers any time of day, shamelessly skipping out on the lines in front of brick-and-mortar agents. “We Founded in London in 2010 — just within the same year that PYMNTS was founded — WorldRemit is a digital money transfer service helping people send money to their friends and family across the globe. “By

Mobile 100

Mobile Denver Compliance National 100

PYMNTS

AUGUST 3, 2018

In general, the department proposed to fuel more FinTech activity in the United States by loosening federal regulations, enacting national data breach protections and drafting “model laws” at the state level to reduce overlapping red tape. The report , released in support of President Trump’s call to regulate the U.S.

Fintech 115

Fintech United States Regulation Innovation 115

PYMNTS

JULY 14, 2017

It’s basically that easy, now that Papa John’s has become the first national pizza brand to offer instant ordering via Facebook ’s new “Start Order” button. It let customers order by SMS text message in 2007, offered digital rewards by 2010, and eventually became the first national restaurant brand to launch a custom Apple TV ordering app.

Branding 104

Branding social media National Strategy 104

PYMNTS

MARCH 2, 2020

The national unemployment rate fell to its lowest level since 1969 in April 2019 — 3.6 million in 2010 to 5.9 The greatest benefit staffing agencies stand to reap may not be the escape from administrative or security headaches and check-cutting costs, however. The number of activated payroll cards in the U.S. rose from 3.1

Cards 130

Cards ATM United States Payments 130

Fintech Labs Insights

APRIL 12, 2024

I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

BankUnderground

APRIL 28, 2023

GDP data was collected from the Office for National Statistics and FRED® for the UK and US respectively. The aim of having a long time series is to have a sample that covers at least a big portion of a credit cycle before the introduction of the much stricter capital requirements by Basel III standards in 2010. Cash 8762 1413.30

Capital 78

Capital Lending US Data 78

Jeff For Banks

DECEMBER 19, 2015

Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona. Those investors that jumped onboard at the end of 2010 were well rewarded. Investors that got in the stock at the end of 2010 were rewarded with an 862% total return. share at the end of 2010. What a ride!

North Dakota 60

North Dakota Arizona Michigan Florida 60

NCR

OCTOBER 6, 2016

According to PYMNTS.com’s latest Global Cash Index report, the compound annual rate of increase in total cash use across 15 Western European nations actually increased by 0.3 percent between 2010 and 2015. trillion was spent in cash last year, and this figure is actually expected to rise to €2.2 trillion by 2020.

ATM 103

ATM Cards National Payments 103

NCR

SEPTEMBER 15, 2017

After years of lagging behind many other developed nations, the US market is rolling out EMV technology. It is a similar story in Canada, where CNP has increased from 48 percent of fraud in 2010 to 76 percent in 2015. This is a tempting target for criminals because it often involves fewer verification processes.

Fraud 84

Fraud Cards Security US 84

Jeff For Banks

DECEMBER 18, 2014

The lion''s share of their growth, profitability, and capital have come since their re-branding to Open Bank in 2010. through its subsidiary BNC National Bank, offers community banking and wealth management services in Arizona, Minnesota, and North Dakota from 14 locations. share at the end of 2010. BofI Holding, Inc.

North Dakota 93

North Dakota Arizona Minnesota Los Angeles 93

CFPB Monitor

NOVEMBER 8, 2022

The Court also heard arguments in a similar case, Securities and Exchange Commission v. 477 (2010) (holding that a party alleging a structural separation of powers challenge to an agency need not endure the process over which an allegedly-unconstitutionally-insulated official presides before it can get judicial review). Cochran ( No.

Arizona 78

Arizona FDIC Community Texas 78

PYMNTS

SEPTEMBER 30, 2019

Tobacco distributors, manufacturers and retailers have been banned from television and radio advertising since 1971, from billboards and outdoor advertising since 1997 and from most event sponsorships since 2010. These companies are also not allowed to advertise on digital platforms, such as social media or search engines, Rogers said.

Retail 109

Retail Taxes Virginia South Dakota 109

Jeff For Banks

DECEMBER 26, 2012

It''s growth since 2010 has been fueled by seven purchases of failed banks. Access National Corporation New to the august list is Access National, whose mission is to provide credit, treasury management and private banking services to emerging businesses with revenues of up to $100 million. Well done! #3. Coincidence?

Texas 82

Texas National FDIC Capital 82

Jeff For Banks

OCTOBER 19, 2012

First of all, if they continue to buy securities, they are removing many of the high quality securities from the marketplace, possibly causing a disruption or shortage in the markets. trillion of securities amassed during QE1 and QE2. In all, there are 33 factors that go into the Index creation. in July and CoreLogic, +4.6%

National 82

National Security US Massachusetts 82

Jeff For Banks

JUNE 24, 2010

Much of the standoff revolves around real estate secured lending. This preference resulted in real estate assets (including mortgage-backed securities) representing 44.1% of total assets at March 31, 2010 (see link below). dropped 24% from 2007 through the first quarter 2010. Are these more reliable? Let me offer a story.

Lending 67

Lending FDIC Regulation Regional 67

FICO

NOVEMBER 11, 2019

So, while the average FICO® Score is increasing over time at the national level, what about at the state or city level? While 31 states (and the District of Columbia) have an average score higher than the national average of 706, we generally see that the Midwest and New England states have the highest average FICO® Scores.

Las Vegas 40

Las Vegas District of Columbia US San Francisco 40

Jeff For Banks

JANUARY 27, 2011

Most recently Valley National Bancorp''s highly respected CEO, Gerald Lipkin stated: "The positive [fourth quarter] results are attributable to management''s common sense and highly focused approach to traditional banking — gathering deposits and making relatively low-risk loans." ? Valley National had an ROA in the fourth quarter of 1.08%.

Community Bank 73

Community Bank Community Apple National 73

PYMNTS

JANUARY 31, 2018

Though Mastercard and Visa have dropped similar practices, tied to a settlement with the Justice Department struck in 2010, Amex has held onto those rules. On the former, the “bold move” was one intended to move issuers toward a form of authentication that is not only more secure, but more appealing to consumers. In early 2015, a U.S.

Cards 102

Cards Marketing National Retail 102

PYMNTS

MARCH 1, 2017

Founded in 2010, the company offers a SaaS-based subscription technology platform and builds tools for brands and merchants looking to add subscription services to their retail repertoire. OrderGroove announced back in mid-January the close of a $20 million Series C round of venture funding led by National Securities Corporation.

Branding 100

Branding Retail Software User Experience 100