article thumbnail

Fintech 1, 2 and 3.0 … there’s an elephant in the room and it’s under attack

Chris Skinner

I was piqued by Victor Matarranz’s [SEVP Head of Group Strategy and Chairman’s Office, Banco Santander] presentation at MoneyConf last week, mainly because he began by talking about Fintech 1.0 versus Fintech 2.0. Fintech 1.0

Fintech 292
article thumbnail

FinTech Firms On The New FinTech Charter

PYMNTS

Getting bogged down in a maze or taking unnecessary risks — the current climate for FinTech in the United States often leaves players with only those two stark choices, according to Bruce Parker, founder and CEO of Modo , which describes itself as a “cloud-based utility” that enables payment system interoperability. FinTech Improvements.

Fintech 115
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Slow regulations versus fast tech

Chris Skinner

Before 2010, I was writing a lot about technology but it was all heavily geared towards regulations. It was pretty dull, to be honest, but worthy. MiFID and PSD were top of mind, along with Basel III and other global, European and domestic regulations. I wrote a lot about regulations.

article thumbnail

German FinTech Raisin Eyes US Launch Following Latest Acquisition

PYMNTS

European wealth management FinTech Raisin is planning to roll out in the U.S. Headquartered in Spain, Choice FS was founded in 2010 as a software solution to help banks and credit unions (CUs) customize deposit accounts. This new technological solution means helping U.S.

Fintech 131
article thumbnail

Understanding the FinTech Effect

Let's Talk Payments

Investments in financial technology have grown exponentially in the past decade – rising from $1.8 billion in 2010 to $19 billion in 2015. The global investments in financial technology ventures.

Fintech 111
article thumbnail

Today In Data: Kiosks, Equifax And FinTech VC All See Growth

PYMNTS

individuals than previously reported, corporate disbursements are still made through paper checks, small and medium-sized businesses (SMBs) have expressed optimism about accessing loans from the financial services sector and FinTech sees a rise in venture capital (VC)’s expected compound annual growth rate (CAGR). million | Number of U.S.

Data 101
article thumbnail

Marqeta Teams With Goldman Sachs To Power Marcus Checking

PYMNTS

FinTech startup Marqeta has been tapped by Goldman Sachs to power digital checking accounts for Marcus. The company was founded in 2010 by Jason Gardner , who serves as chief executive officer, and aims to disrupt the payments ecosystem while also supporting the “digital builders of the world to build industry game-changers.”.

Cards 207