CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Online 98

Online Company Retail Payments 98

PYMNTS

DECEMBER 5, 2016

But the world is full of unexpected costs — just ask the team at CAN Capital. CAN Capital, the small business online lender, has announced that its CEO is on a leave of absence. So, good news for borrowers — unexpectedly expensive news for taxpayers. Try To Branch Out — End Up Doing Some Executive Pruning.

Capital 100

Capital San Francisco Bitcoin United States 100

PYMNTS

FEBRUARY 5, 2019

CoverHound, the online property and casualty insurance platform operator, announced Tuesday (Feb. In a press release , the San Francisco startup that has sold more than 200,000 policies online said the Series D funding round was led by global insurer Hiscox and included participation from Chubb, Aflac Ventures, MS&AD of Japan.

San Francisco 181

San Francisco Charlotte Comparison Online 181

PYMNTS

JUNE 27, 2019

Founded in 2010, Creative Group enables customers to digitally buy or send prepaid credit to spend with their favorite brands, as well as to send cross-border credit remittances. With the growth capital they invest, we are able to further accelerate our growth internationally. We are excited to have Prime Ventures on board.

Groups 151

Groups Fintech Branding Resources 151

PYMNTS

JANUARY 15, 2018

To help develop its technology to drive online clothes purchases through recommendations, a startup that uses machine learning to help pair consumers with clothes that fit their size and style raised $55 million in a Series C funding round, TechCrunch reported. was acquired by Japan’s largest online retailer, Rakuten , in 2015.

Retail 118

Retail Capital Online Data 118

Bank Innovation

FEBRUARY 6, 2019

In 2010, when Patrick Collison founded Stripe Inc. with his younger brother John, he thought the world was headed toward ever-increasing globalization, economic stability and international commerce. Now, based on the events of the last couple years, no one holds “so Panglossian a view,” said the 30-year-old chief executive officer.

Operations 170

Operations Google Capital Online 170

PYMNTS

MAY 2, 2019

NatWest Tyl will help institutions with online credit card payment logistics, both online and in store. RBS sold Worldpay to Advent International and Bain Capital for £2 billion in 2010, in a deal that proved fortuitous for the buyers, as the payments industry has flourished in the past few years.

System 130

System Online Technology Payments 130

PYMNTS

JANUARY 8, 2019

The funding round was led by Benhamou Global Ventures (BGV) with additional capital from Btov. The company also partnered with online marketplace Aha in 2017 to debut an on-demand delivery service in Iceland’s capital, Reykjavik. The company received $3 million in Series A funding in June 2017, bringing the total raised to $10.5

North Carolina 111

North Carolina Company Security Course 111

PYMNTS

JANUARY 31, 2020

Online fashion marketplace Moda Operandi announced a $1 million funding boost that it will use to invest in its technology and bolster business overall. Comerica Bank and TriplePoint Capital were also named, and there were more investors that were not named.

Trends 130

Trends Capital Branding Marketing 130

PYMNTS

JUNE 3, 2019

PetSmart wants to take Chewy.com, its wildly successful online venture, public at a valuation of $7 billion, according to a report by Bloomberg. million of net proceeds, which are already highlighted for working capital and various other corporate purposes. million by giving 5.6 million shares.

Capital 128

Capital Retail Groups Company 128

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. And each January, we ranked all previous recipients into a master list.

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

JULY 20, 2016

Some online gamblers and eCommerce website operators are up in arms after being blocked from receiving daily payments because of an outage at Worldpay, the United Kingdom payment processor. Worldpay’s customers include British Airways. The outage could harm its reputation as the newly public company aims to grow.

Online 100

Online Software National Report 100

PYMNTS

JANUARY 12, 2017

According to an announcement , the firm raised $63 million from backers in a funding round led by Victory Park Capital and existing supporters. In addition to the funds, iZettle also announced its new CFO, Maria Hedengren, who joins the company from online gaming company NetEnt, according to reports.

America 100

America Lending Cards Capital 100

PYMNTS

SEPTEMBER 18, 2018

At the peak of the crisis, the delinquency rate was 10 percent in 2010, as underwater mortgages and foreclosures hit the headlines. Now, tighter standards in the wake of Dodd-Frank’s 2010 passage helped get that down to about 4.3 Mortgages and Credit Cards and Student Debt…. Mortgages ? trillion at the peak of the financial crisis.

Lending 148

Lending Innovation Fintech Cards 148

PYMNTS

JUNE 13, 2017

In a press release , the company said the malware was probably involved in the December 2016 cyberattack on Ukraine ’s power grid that prevented part of its capital, Kiev, from getting power for more than an hour. prosecutors sentenced a Ukrainian man, who was charged with running two hacking forums online, to 41 months in prison.

New Jersey 100

New Jersey System Industry Fraud 100

PYMNTS

JUNE 15, 2020

There is an out-and-out frenzy to capitalize on the pandemic-fueled digital shift that gave consumers few options for accessing products and services over the last twelve weeks. Fulfilling those digital purchases meant figuring out how to accept payments online and managing the logistics of getting products delivered. Digital’s 2.0

Innovation 214

Innovation Mobile Capital Operations 214

PYMNTS

AUGUST 8, 2019

Fiverr , an online marketplace for freelance services, reported its Q2 results on Thursday (Aug. Launched in 2010, Fiverr reported that it has facilitated more than 50 million transactions between 5.5 Launched in 2010, Fiverr reported that it has facilitated more than 50 million transactions between 5.5 million in 2017 to $36.1

Report 116

Report Trends Strategy Capital 116

Celent Banking

NOVEMBER 17, 2015

Online small business lending by direct credit providers has especially taken off. Let’s take a look at data compiled by the FDIC starting in 2010. The overall volume of small business loans increased year-over-year from 2010 to June 2015, with a CAGR of approximately 3%.

Report 100

Report FDIC Lending Fintech 100

PYMNTS

APRIL 4, 2016

We examine the findings from several market reports on small business access to capital, lending, growth and employment. That figure represents a 30 percent increase in borrowing among these SMEs compared to 2010 and a 70 percent increase compared to 2006 figures. billion in loans were taken out by small U.K.

Survey 100

Survey Lending Analysis Management 100

Fintech Labs Insights

SEPTEMBER 3, 2014

But in my 22 years of banking online, I don''t recall ever being prompted to update my income so that my card issuer could reconsider my line size. But Capital One wisely inserted my full name, the last four digits on the account, and promised to handle it in just 60 seconds ( see first screenshot ), so I''m pretty sure it''s legit.

Capital 24

Capital Cards Online Fraud 24

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. In 2010, LendingClub added to its war chest with a $24.5 The DOJ Finding.

Lending 135

Lending Fraud Management San Francisco 135

PYMNTS

JUNE 1, 2017

Stripe, a San Francisco-based payment service provider that specializes in online transactions, is expanding its arsenal of financial products to cater to the needs of data-hungry businesses. Its high-profile investors include the following: Sequoia Capital, capitalG, Kleiner Perkins Caufield & Byers, Visa and American Express.

Analytics 106

Analytics Tools San Francisco Data 106

PYMNTS

MAY 18, 2018

The most positive result was reported by Capital One , where year-over-year charge-offs increased only 1 [BPS].”. A recent report from LendingTree , an online loan marketplace, found that, collectively, Americans owe more than 26 percent of their income on consumer debt, up from 22 percent in 2010. household debt stood at $13.2

New York 120

New York Survey Cards Report 120

PYMNTS

FEBRUARY 24, 2020

The below chart shows the results of that study for the period from 2010 through 2018 — the most recent year for which that data is available. Over the last decade, innovators have capitalized on the consumers’ growing desire to save time, using mobile devices and apps to create any number of ways to do that. In fact, the U.S.

Innovation 209

Innovation Study Mobile Online 209

PYMNTS

JANUARY 23, 2019

Another one has bitten the dust when it comes to providing the vital last-mile delivery service for online consumers (especially the hungry ones). Munchery came on the scene in 2010, and hit a valuation of $300 million in 2015. It tried several iterations to grow the business, but none of them took off.

Los Angeles 180

Los Angeles San Francisco Analysis Seattle 180

PYMNTS

NOVEMBER 20, 2019

healthcare market saw a rise in high-deductible plans following the 2010 passage of the Affordable Care Act (ACA), shifting a greater share of out-of-pocket payments, such as deductibles and co-pays, onto patients. Faster healthcare transactions can also help patients more effectively manage their working capital.

Payments 111

Payments System Cards Marketing 111

Jeff For Banks

DECEMBER 12, 2015

Firms started in the dorm room that have no employees, just an eager volunteer, no revenue, and no capital need not apply. So FinTech (six) firms need capital and revenues to grab a foothold in the financial services market. So I went to the Finovate 2010 Best of Show to see where these firms are now. And I suspect elsewhere.

Fintech 60

Fintech Capital Cards Bitcoin 60

Fintech Labs Insights

NOVEMBER 19, 2015

In an effort to capture more of that growth, Personal Capital is lowering its minimum investment from $100,000 to $25,000. The San Francisco-based company expects the lower threshold will help tap into its 850,000 users tracking investments with its free online platform. Personal Capital. Investment Req’d. 260,000. $1.

Capital 12

Capital San Francisco New York Meeting 12

PYMNTS

FEBRUARY 16, 2018

Those investments, according to Menear, will be spread out across the board: store layout, staff training, flexible work/pay schemes, a streamlined point-of-sale checkout experience, online and mobile shopping options, supply chain logistics — it’s all on the table for renovation and improvement. However, Home Depot was hit especially hard.

Retail 101

Retail Training Atlanta Marketing 101

CB Insights

APRIL 17, 2018

For the third consecutive year, we worked with The New York Times to identify and rank the top 100 venture capital professionals from around the globe. Below are the detailed profiles of the Top 20 Venture Capital Partners. PROFILES OF THE TOP 20 VENTURE CAPITAL PARTNERS. Current Firm: First Round Capital (Founding Partner).

San Francisco 71

San Francisco CA Capital Operations 71

Fintech Labs Insights

NOVEMBER 8, 2016

One of the paradoxes of the early digital banking era (1995 to 2007) was why Capital One was a laggard? But it was practically a digital no-show for more than a decade, offering just a minimum level of functionality online. As recently as 2010 they were the last major bank to launch a native mobile banking app.

UX 17

UX Capital Mobile User Experience 17

PYMNTS

MARCH 21, 2017

The on-demand revolution is well under way, fueled by innovators like Amazon and Uber as well as the move to online and mobile channels. The idea for Bringg began back in 2010 during the on-demand and logistics revolution as it happened, Sion said. Consumers expect more than ever from their delivery experiences.

System 131

System Operations Management Tools 131

CB Insights

JULY 18, 2018

Website as of: July 2010. In a 2009 interview , Airbnb co-founder and chief product officer Joe Gebbia said “The story that we tell has a very human element to it — people connecting online, meeting in person, being resourceful.” Website as of: February 2010. Website as of: February 2010. ” Flipkart.

Company 65

Company Video Bitcoin Survey 65

PYMNTS

AUGUST 26, 2016

That couldn’t ring truer for the state’s capital, which many consider to have a tech scene bursting with potential and growth. Last year, 147 companies in Austin’s digital tech ecosystem raised more than $966 million in new capital, with more than $3.9 You know what they say, everything is bigger in Texas. billion in exits.

Austin 100

Austin Fintech New York City Community 100

Fintech Labs Insights

MAY 12, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. CAN Capital.

Atlanta 15

Atlanta Utah DC Detroit 15

PYMNTS

JANUARY 1, 2019

Even if there were a trustworthy way to send money over the internet (which there isn’t), the network is missing a most essential ingredient of capitalism: salespeople.”. In fairness, it was 1995 — Amazon was a year old and a bookseller online.

Apple 150

Apple Google Bitcoin Mobile 150

Independent Banker

DECEMBER 29, 2015

ICBA warns of risks of online marketplace lending models. Online marketplace lenders are a new form of nonbank specialty lending that uses technology platforms to allow Wall Street and individual investors to directly fund loans to consumers and small businesses. Typical Practices of Online Lenders. capital policy.

San Francisco 70

San Francisco Lending New York City Online 70