Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. The last one, published in Jan 2014, featured 50 innovations (see below).

Innovation 15

Innovation Fintech Online Mobile 15

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JANUARY 9, 2020

It’s all the fashion these days to battle it out online for more market share when it comes to selling clothes to consumers. This sort of placement has kept many luxury fashion brands away, even though Amazon has promised to not discount their items. Fashion Rentals. Part of the reason is changing consumer desires.

Branding 137

Branding Retail Marketing Operations 137

PYMNTS

MAY 27, 2020

Aptos VP of Retail Innovation Nikki Baird was not surprised that chains like Dillard’s are working hard to get shoppers back into stores, even after the retail businesses has seen a dramatic shift toward digital during the pandemic. These brands are still comfortable with their investments,” she says. They want them back in stores.”.

Retail 143

Retail Kansas City Kansas Branding 143

Independent Banker

OCTOBER 31, 2021

Offering the ability to open an account online can be one way to reach customers who are unable to join your community bank in person. That includes allowing customers to open accounts completely online,” says Charles Potts, ICBA’s senior vice president and chief innovation officer. Photo by Anchiy/Getty Images.

Idaho 134

Idaho Community Bank Community New Jersey 134

PYMNTS

JUNE 5, 2019

The real trick is to tie engaging consumer experiences to those cards, which is critical, as prepaid and reloadable cards continue to evolve — moving from plastic cards to mobile accounts that can adapt to an expanding portfolio of use cases, including payroll, online gambling or even consumer and business lending. Step back a bit first.

Cards 158

Cards Las Vegas Innovation Mobile 158

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JUNE 5, 2020

It has often been said during the last several weeks that the world has seen several years’ worth of eCommerce innovations advance in about three months, due to the pressure and pivots created by the global health pandemic. Before that, it had taken roughly 10 years to grow from 6 percent in 2009 to 16 percent in 2019.

Fraud 151

Fraud How To Online Meeting 151

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FEBRUARY 27, 2020

Uber , Lyft , Fiverr , Airbnb , Postmates were the early names in the game, all founded between 2009 and 2011. The interesting question for the next decade is how, as the gig economy grows, it will continue to compete with and innovate against the world of wage work — and perhaps change it in the process. Some lasted; some did not.

Community 236

Community Mobile Course Software 236

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MAY 5, 2016

Such is the double-edged sword of a retail industry swept up in innovation. The retailer to earn the dubious distinction of first to bow out in 2016 was teen fashion brand — and staple store front of the American mall’s heyday — Wet Seal, which filed the appropriate documents on Jan. January — Wet Seal. May — Aéropostale.

Retail 100

Retail Branding Denver Management 100

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DECEMBER 12, 2016

It’s another important milestone in the “Look, Ma, no countertop terminals needed to check out” experience that we’ve been talking about for some time and that other retail innovator — Starbucks — showed us was possible when it unveiled mobile order-ahead a little more than a year ago. Kinda misses the whole point. times a week, on average.

Retail 100

Retail Online Branding Innovation 100

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OCTOBER 19, 2020

It’s why recommendations are consistently ranked by consumers as one of the most important features a merchant can offer an online shopper, why merchants gladly oblige and why brands strive to make products that are consistently ranked high by consumers. Real estate deals for what were empty storefronts in February remain on ice.

Maine 199

Maine Boston Branding Retail 199

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AUGUST 2, 2017

VR fashion shows that put one in the action in London or Paris or virtual fitting rooms that let online shoppers “try on” clothes virtually. InContext was early to this market and ready to build ways to provide the data in 2009.

Retail 101

Retail Branding Data Technology 101

PYMNTS

AUGUST 5, 2019

Perhaps that’s why, in the midst of the seemingly never-ending stream of headlines about data breaches, account takeovers, stolen credit cards and online fraud , the notion of “check fraud” seems something of an outlier for the up-and-coming fraudster looking to make a decent living. Mobile Check Capture Circa 2009.

Fraud 162

Fraud Payments Mobile Handbook 162

CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. While Google excelled in building software, it lagged behind in hardware and product innovation. Date: May 21, 2009. Microsoft and Nokia. Date: April 25, 2014.

Google 76

Google Software Innovation Company 76

CB Insights

JANUARY 6, 2019

One popular choice: retail innovation labs. Learn about the technologies, innovations, and strategies that retailers can leverage this holiday season. From supply chain and inventory improvements to new payment options, these brands are going all in on digital. Coca-Cola — Development and Innovation Lab.

Innovation 77

Innovation Retail Branding Technology 77

PYMNTS

FEBRUARY 27, 2017

We’re moving quickly to respond to the current opportunities as well as to innovate and transform the shopping experience for our customers in the future. online retailer by revenue, one of the top three online retailers by traffic and our Walmart app is among the top three apps in retail. We’re the second-largest U.S.

Data 100

Data Retail Big Data Online 100

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DECEMBER 13, 2019

The clock is ticking — holiday shipping deadlines are approaching and the last of the holiday shopping procrastinators are either rushing to order online or resigning themselves to a last-minute trip to a crowded mall or shopping center to tough it out in line with all the other procrastinators.

New York City 131

New York City New York Retail US 131

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DECEMBER 7, 2017

where there are thousands of FIs and heavy competition between payments product innovators, it can be nearly impossible to achieve. Interac ’s AVP of Online Products and Platforms Peter Maoloni explains how the landscape left a perfect opening for the company’s latest offering. But in an ecosystem like the one in the U.S.,

Payments 102

Payments System Security Course 102

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APRIL 11, 2016

It’s not as if a person making the request for a tissue, pain reliever or bandage was specifically asking for a Kleenex, Bayer Aspirin or Band-Aid brand item. But, over many decades, these three brand names achieved such dominance in their categories that they became the most natural way for people to refer to all products in that category.

San Francisco 100

San Francisco Operations Examples Branding 100

CB Insights

DECEMBER 19, 2017

Formerly beloved brands such as Aeropostale, American Apparel, and PacSun bit the dust in 2016, and the pace of retail deaths has accelerated since then. Additionally, many of these physical retailers have lost the cache they once had as new direct-to-consumer brands with a hyper-focus on specific products have taken off.

Retail 78

Retail Branding Company Capital 78

Gonzobanker

DECEMBER 20, 2018

Leveraging the Virtual Wallet brand it built years ago, it will be worth watching how PNC fares in 2019. Hats off to Greg for taking a $600 million credit union to a $5 billion innovator over his 25 years at the helm. Another example of sincerity and innovation making an impact on local communities. Bank Sale of the Year.

Fintech 105

Fintech Conference Innovation Community 105

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. It is an innovator with tech (e.g., Netflix co-founder Marc Randolph said the leading trait of an innovator is identifying pain. Best of luck in the next chapter, Chris! Be their Yoda.”.

Idaho 148

Idaho Conference Data Marketing 148

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JUNE 21, 2016

However, as smartphones ascended to ubiquity – and on-demand sharing services like Uber (launched in 2009) became the norm – new options began to emerge. Also, Mintel’s Foodservice Trends 2016 report found that 77 percent of Americans said they would use online food delivery services. That’s a hearty slice of the delivery pie.

Resources 102

Resources Operations Technology Boston 102

Fintech Labs Insights

JANUARY 26, 2016

MX appointed Don MacDonald to lead marketing and branding efforts and develop marketing strategies to help bank clients enhance the account holder experience. He has the skills, experience and proven track record to continue to evolve our marketing organization, build the MX brand and drive accelerated growth for the company.”.

San Francisco 12

San Francisco Utah User Experience New York 12

Fintech Labs Insights

SEPTEMBER 29, 2016

A pioneer in bringing financial technology to the process of raising private capital, WealthForge connects issuers, investors, and their intermediaries on an online platform that provides a new level of transparency and efficiency for all parties. More than $240 million and more than 5,500 investments have been transacted on its platform.

Virginia 12

Virginia Capital Strategy Online 12

Fintech Labs Insights

APRIL 4, 2016

The process is 100% online, available 24/7, and interest rates range from 8% to 20%. Kathryn Petralia, COO and co-founder of Kabbage praised Santander UK’s “preeminent global brand” as well as the bank’s “deep financial expertise, large customer base, and a shared passion for innovation.”

San Jose 12

San Jose Georgia Atlanta Innovation 12

PYMNTS

MAY 6, 2019

Déjà vu because it was 10 years ago, in May of 2009, that Facebook launched the alpha version of Facebook Credits. First stop on Facebook’s capital raising tour: The big guns with successful payments rails, loads of money and a demonstrable appetite to invest in innovation. It shut down in 2012, 15 months after its official launch.

Innovation 209

Innovation blockchain Payments cryptocurrency 209

CB Insights

SEPTEMBER 17, 2018

Around the middle of the twentieth century, there was what The Atlantic called a “Cambrian explosion” of brands. Tide, Crest, Band-Aid, Lipton, and other branded packaged goods — and the conglomerates that manufactured them — reigned. Store brands from retailers were seen as down-budget choices. Table of Contents.

Industry 67

Industry Branding Retail US 67

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OCTOBER 15, 2018

In 2009, consumers first coined the term “Whole Paycheck” as a tongue-in-cheek way to describe the sticker shock many felt when looking at their receipts after a shopping trip to Whole Foods. annual growth rate over the last four years, Amazon is now the largest online seller of auto parts in the U.S. But it’s not just online anymore.

Retail 198

Retail Online Analysis Data 198

PYMNTS

AUGUST 31, 2018

online grocery sales since 2017, the largest share of any single retailer and double its closest competitor. When linked to the Amazon Chase card, the cash-back makes the experience even more of a win, in addition to serving as a natural pull toward card/brand share shift. According to the Harris Poll, Amazon is the most trusted U.S.

Branding 101

Branding Florida Retail Online 101

Fintech Labs Insights

MARCH 24, 2016

Founded in November 2009. Harris: Valuto is an innovative solution that bypasses expensive intermediaries such as banks or FX brokers. Harris: Valuto is a brand new project, and was created by individuals with extensive proven track records of developing innovative financial services and products. B since being founded).

System 12

System Strategy Innovation Payments 12

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APRIL 6, 2017

In order to meet the ever-changing needs of their customers, online retailers have to have the ability to create a great customer experience. As consumers continue to interact with brands in more ways than ever before, there’s an opportunity to create deep, lasting engagement within those relationships. But it takes the right approach.

Data 101

Data Analytics Customer Experience Branding 101

CB Insights

JUNE 6, 2019

Notably, Solyndra’s rise coincided with the passing of 2009’s American Reinvestment and Recovery Act, which contained various subsidies and promises of investment for sustainable US energy initiatives. In March 2009, the US government announced it planned to award Solyndra a guaranteed loan of $535M as part of that initiative.

Apple 78

Apple Branding Google Company 78

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APRIL 23, 2018

And digital wallets face new risks to their model on the heels of the card brands’ recent embrace of browser-based, EMVCo-based online standards (Secure Remote Commerce, or SRC) that deliver a robust card-on-file solution experience for their issuers’ products inside a single “Pay” button. Yes, they do.

Retail 117

Retail Maine Lending Software 117

CB Insights

OCTOBER 16, 2018

The online bookseller didn’t turn a profit for six years — today, it’s the second publicly traded company ever to hit a $1T market cap. 2013: Decentralize decision-making to generate innovation. 2011: Self-service platforms unlock innovation. 2009: Focus on inputs — the outputs will take care of themselves.

Customer Experience 78

Customer Experience Innovation Company Technology 78

CB Insights

SEPTEMBER 10, 2019

As millennials head deeper into adulthood and make more money, the personal finance space is adapting to their unique money management attitudes in a few key ways: From in-person to online. This openness to banking alternatives presents opportunities for fintech startups looking to innovate in financial services from the outside.

Millennials 77

Millennials Mobile Lending Cards 77

PYMNTS

OCTOBER 10, 2017

According to analysts, the goal for retailers is to leverage VR to made shopping online a less disconnected 2D experience, instead offering to wire consumers into a more natural shopping environment from the comfort of their own homes. If brands could do it themselves, it would encroach on Alibaba’s ecosystem. “If

Retail 115

Retail Branding Technology Apple 115

PYMNTS

DECEMBER 26, 2018

Matchmaking businesses aren’t exactly a new idea — though the breathless enthusiasm of the tech press might lead one to mistakenly believe that the concept sprang into existence in 2009 with Uber. People you know are much more of an authentic ambassador for a brand or cause than strangers.”. percent, plus $.30 30 per transaction.

social media 183

social media Groups How To Chicago 183