2007 Cards Lending Marketing 
PYMNTS
SEPTEMBER 18, 2018
And in lending, with the financial crisis in the rearview mirror, a decade on, invention – okay, innovation – has become a hallmark, at least in some corners. But a standstill in the credit markets created a vacuum for a bit, at least along traditional lending conduits. Mortgages and Credit Cards and Student Debt….
PYMNTS
DECEMBER 10, 2016
Two years ago today, Lending Club was ringing the bell on an IPO that one early investor called “a no-brainer.”. The consumer credit market has huge potential — trillions and trillions of dollars — and I wanted to ride that winner. I crossed paths with Laplanche back in 2007 and wanted to back him right away,” Petrushka said.
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South State Correspondent
AUGUST 16, 2023
Even if your bank has limited consumer exposure, given that the consumer composes approximately 66% of the US economy, and, according to the yield curve and market pundits, we are all staring into a recession, paying close attention to consumer trends is critical. 1,000+ payments now are 15% of the market which is also a new development.
PYMNTS
AUGUST 18, 2017
Credit card debt accounts for roughly one trillion of that number. Where did the growth [in credit card debt] come from?” Is it because card companies reached further down-market to pull more near- and sub-prime credit users into the market? The “Fall” of Subprime Lending. Consumers in the U.S.
Jeff For Banks
APRIL 12, 2018
When I first read Standards Needed for Safe, Small Installment Loans from Banks, Credit Unions by the Pew Charitable Trusts that encouraged financial institutions to get back into small ticket consumer lending, I thought “what are they nuts!” So why would banks expand small-ticket, unsecured personal lending? Real estate secured.
PYMNTS
NOVEMBER 27, 2018
Climbing interest rates are taking their toll on the number of consumers in the market for new home mortgages. The Incredible Shrinking Non-Bank Mortgage Lending Market. Unlike banks, these lenders have neither deposits to fund themselves nor (in most cases) other lines of business to buoy them through a slow housing market.
PYMNTS
JANUARY 17, 2019
British lenders say that leading up to Brexit, they expect the largest drop in demand for credit cards and mortgages than they’ve seen in many years, according to a survey by the Bank of England. For credit card lending, demand over the next three months declined to -20.7 Britain is due to exit the European Union on March 29.
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