Commercial Credit Trends – Where to Tread Carefully
South State Correspondent
MAY 23, 2023
Lending is getting riskier. This data is critical for pricing, capital allocation, and marketing. For the first time since 2007, we are starting to see material signs of stress in the form of lower cash flows and less debt service coverage. Minnesota, North Dakota, and Iowa were the least risky states to lend into.
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