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Bank of England to stress test hedge funds and private equity lending

TheGuardian

Central bank to examine shadow banking sector amid fears it could put UK financial stability at risk Hedge fund and private equity lending will be scrutinised by the Bank of England in the world’s first stress test of the shadow banking sector, amid fears the underregulated industry could put the UK’s financial stability at risk.

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SME Alt-Lending Headed For Crash, Firm Says

PYMNTS

The alternative small business lending market has some of the hallmarks of the market conditions that led to the 2007 financial crisis, claims Bibby Financial Services Chief Executive David Postings. We are seeing signs of overheating in the small and medium-sized business lending market,” he told the publication.

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A Decade On, Lending Transformed By Crisis And Innovation

PYMNTS

And in lending, with the financial crisis in the rearview mirror, a decade on, invention – okay, innovation – has become a hallmark, at least in some corners. But a standstill in the credit markets created a vacuum for a bit, at least along traditional lending conduits. Necessity is the mother of invention.

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Lending Club’s Terrible Twos

PYMNTS

Two years ago today, Lending Club was ringing the bell on an IPO that one early investor called “a no-brainer.”. Lending Club’s model does not need bank branches on each street corner, and it can turn around in minutes and hours, not days. I crossed paths with Laplanche back in 2007 and wanted to back him right away,” Petrushka said.

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How Your Bank Can Make Construction Lending More Profitable

South State Correspondent

Construction and Land Development loans (C&D loans) drove a substantial portion of the loan growth at community banks between 2000 and 2007, especially for banks under $2B in assets. Compared to their peak in 2007, current C&D loan portfolios are relatively small.

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Four Reasons for the 2007-08 Financial Crisis

Jeff For Banks

A recent Bank Think post by ConnectOne Bank CEO Frank Sorrentino regarding restoring Glass-Steagall got me thinking about how far the debate has drifted from the root causes of the 2007-08 financial crisis. In 2007, that number climbed to 127%. Mortgage-Backed Securities (MBS) almost tripled between 1996 and 2007, to $7.3

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Anticipation For Amazon’s SMB Lending Disruption Grows

PYMNTS

It was the (initially) small FinTech startups that delivered a collective shakeup to the small business (SMB) lending industry. Their next target could be small business lending, and according to some experts, it’s fast approaching the market. New reports in Bloomberg on Wednesday (Oct. We’re starting to see that.”.

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