PYMNTS

JULY 3, 2018

With the completion of the deal, PayPal said it and Synchrony have extended their co-branded consumer credit card program agreement to make Synchrony the exclusive issuer of PayPal’s consumer financing program online in the U.S. PayPal and Synchrony have been partners since 2004 when they teamed up to offer a PayPal-branded credit card.

Leadership 101

Leadership Cards Branding Customer Experience 101

PYMNTS

FEBRUARY 18, 2020

Our strategy to drive continued cereal growth is centered on launching compelling innovation that offers taste, convenience and health benefits, while investing in brand-building,” CEO Jeff Harmening said at the Consumer Analyst Group of New York (CAGNY) investor conference on Tuesday (Feb. The new cereal is more nut-based and probiotic.

Trends 160

Trends Branding Strategy New York 160

PYMNTS

OCTOBER 10, 2016

Ant Financial Services Group, Alibaba’s online and mobile financial services affiliate, shuffled some of its top executive positions over the weekend and named a new chief executive officer, according to Reuters. Alipay was founded in 2004. Alibaba is looking to expand Alipay into other regions and territories.

Leadership 100

Leadership Regional Strategy Groups 100

PYMNTS

NOVEMBER 8, 2016

Although it is credited with being one of the first companies to offer wedding and bridal party dresses online, J.Crew’s e-store is ending its love affair with the bridal business, which was among the first of its kind when it launched back in 2004. How did J.Crew go from innovating the space to pulling the plug?

New York 159

New York New York City Retail Online 159

PYMNTS

JANUARY 6, 2020

Yet, the broader perception of smaller financial institutions (FIs) in the industry is that these banks lack the resources that larger banks offer, as well as the agility of emerging FinTech firms, to promote product and service innovation to their SMB clients. has dropped from 8,000 in 2004 to about 5,400 in 2018.

Community Bank 123

Community Bank Community Payments Fintech 123

PYMNTS

APRIL 20, 2016

Ergo, the concern was that the device would constantly “hear” its name when it wasn’t actually being spoken to, come online and start attempting to place online orders for whatever it heard subsequently, ostensibly on behalf of its owner. Lab126 was created by Amazon in 2004 for the purpose of creating the Kindle eReader.

Innovation 100

Innovation Online Retail Community 100

PYMNTS

DECEMBER 30, 2016

While the shift to the online space is often seen as the great game-changer in retail, Loren Padelford, vice president and general manager of Shopify Plus , said that the change is actually to something more fundamental. Experimentation isn’t limited to online retail, said Padelford. In the last five years, it’s flipped.

Retail 130

Retail social media Branding Mobile 130

PYMNTS

AUGUST 6, 2018

LevelUp is front and center on the Chase site as its partner for online ordering using Chase Pay and Chase Commerce Solutions (aka Chase Paymentech). Grubhub founders Matt Maloney and Mike Evans wanted to solve a simple problem in 2004: make it easy for consumers to order food from local restaurants and have it delivered.

Online 125

Online Branding Mobile Millennials 125

PYMNTS

SEPTEMBER 22, 2017

B2B: The trillion dollar industry that gets overshadowed in innovation by consumer gee-wizardry tech, B2B is gaining more attention by the day. Across the pond, estimates Innovate Finance and Pitchbook, the B2B FinTech market has gotten nearly half of all FinTech funding in the European Union through the past year. Just sayin’.

US 108

US Apple Innovation Regulation 108

Gonzobanker

NOVEMBER 17, 2016

Every discussion and presentation focused on the challenges and innovations financial institutions are tasked with to create “frictionless” experiences. In our never-ending search for notable innovation, we heard a lot of buzz surrounding real-time payments, P2P and the launch of Zelle, the highly anticipated “Venmo killer,” in early 2017.

Payments 60

Payments Las Vegas Risk Management Cyber Security 60

Jeff For Banks

JUNE 2, 2023

percent in 2004, a decline of 1.1 By comparison, non-high-tech industries lost 689,000 jobs between 2001 and 2002 but recovered the lost jobs by 2004. Will it be retail commercial real estate, as the pandemic accelerated our preference for online shopping making zombie mall owners desperately looking for alternatives?

FDIC 78

FDIC Community Bank Regulation Lending 78

William Mills

APRIL 27, 2017

Omnichannel campaigns online. From their web site: We create, design and develop innovative applications, combining talent and technology to achieve high impact creative solutions for our clients’ needs. Showing how a banker could build an online offer in real time. 12:21 pm Unison Home Ownership Investors. CapsilonCorp.

San Francisco 68

San Francisco social media San Jose Customer Experience 68

NCR

DECEMBER 8, 2016

The move to online retail, at the expense of the high street, has undoubtedly fuelled card payment growth. Chip and PIN was deliberately designed so it could deliver significant technical innovation and these successes have included contactless and mobile payments, which use the same robust security features.”. Contactless catalyst.

Fraud 40

Fraud Cards Payments Industry 40

NCR

APRIL 12, 2016

The move to online retail, at the expense of the high street, has undoubtedly fuelled card payment growth. Chip and PIN was deliberately designed so it could deliver significant technical innovation and these successes have included contactless and mobile payments, which use the same robust security features.”. Contactless catalyst.

Fraud 40

Fraud Cards Payments Industry 40

BankUnderground

JUNE 2, 2021

Over the past decades innovations such as the internet, containerisation, the growth of air travel, better telecommunications, and improved transport infrastructure have all played a role ( Freund and Weinhold (2004) ; Bernhofen et al (2016) ; Hummels (2007) ; and Sachs (2020) ). through online job platforms) and travel abroad (e.g.

Policies 64

Policies Analysis Exercises Trends 64

CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. While Google excelled in building software, it lagged behind in hardware and product innovation. Microsoft and Nokia. Date: April 25, 2014. Price: $7.9B. Price: $210M.

Google 76

Google Software Innovation Company 76

PYMNTS

AUGUST 6, 2020

The country was home to one of the world’s first mobile commerce innovations with the DotCoMo mobile wallet all the way back in 2004. It also wants to integrate the experiences of customers’ online and in-store shopping and tie all of that into merchants’ back-end fulfillment and logistics.

Capital 214

Capital Payments Mobile Trends 214

PYMNTS

MAY 19, 2017

Conceived in 2004 and launched on Walmart.com, Triad Retail Media now has 13 offices worldwide with more than 600 global team members. Looking into consumer trends around online and mobile payments allows Triad to layer this data into e-commerce solutions and target shopper buying habits strategically.

Data 121

Data Retail Branding Online 121

CB Insights

DECEMBER 19, 2017

Digital laggards – Many big-box retailers either failed or were too late to establish an online presence. Founded in 2004, the company has historically provided mid-price range, color-coordinated apparel and accessories assortments. CHARMING CHARLIE. Date: December 2017. Category/Product(s): Apparel & accessories.

Retail 78

Retail Branding Company Capital 78

PYMNTS

FEBRUARY 13, 2017

While it was easy to chalk things up then to the financial crisis and the consumer spending hangover that resulted, we dug deeper and discovered the enormous shifts in buying online from physical stores that had been underway. There weren’t easy ways to innovate retail business models.

Retail 134

Retail Innovation Maine Community 134

CB Insights

OCTOBER 16, 2018

The online bookseller didn’t turn a profit for six years — today, it’s the second publicly traded company ever to hit a $1T market cap. 2013: Decentralize decision-making to generate innovation. 2011: Self-service platforms unlock innovation. 2004: Free cash flow enables more innovation.

Customer Experience 78

Customer Experience Innovation Company Technology 78

PYMNTS

OCTOBER 24, 2017

But while the cost of making games has swollen, the cost of video games to consumers hasn’t: A shopper looking to buy the latest release in 2017 will pay almost exactly what he or she did in 2004 — that is, $60. Some players feel that the implementation of such a system would disturb the competitive integrity of online play.

Video 102

Video Industry Comparison Online 102

PYMNTS

SEPTEMBER 6, 2016

Online retailers will be where we shop. Shift Number One | The Shift To Buying Online. We’ve been watching online sales now grow — even double — year over year, for many years now, but it’s still tiny, overall. Who in the world ever thought that there’d come a day when groceries would be bought online ?

Payments 100

Payments Online Mobile Retail 100

CB Insights

SEPTEMBER 10, 2019

As millennials head deeper into adulthood and make more money, the personal finance space is adapting to their unique money management attitudes in a few key ways: From in-person to online. This openness to banking alternatives presents opportunities for fintech startups looking to innovate in financial services from the outside.

Millennials 77

Millennials Mobile Lending Cards 77

CB Insights

NOVEMBER 1, 2018

Shopify’s founders launched the platform in 2004 as an online storefront for selling snowboarding gear, which was at the time known as Snowdevil. The team decided to rebrand not as a store in and of itself, but as a way for other online retailers to sell their wares via the web. Source: Shopify Investor Deck 2016.

Video 76

Video social media Online Company 76

CB Insights

JULY 19, 2017

Corporate innovation is critical for established companies looking to stay relevant in the face of disruption from up-and-coming startups. With industries being unbundled left and right ( supermarkets , banking , cars — just to name a few) more companies are opening up in-house innovation labs every day. Innovation Lab Name: HP Labs.

Innovation 74

Innovation San Francisco Georgia Technology 74

PYMNTS

MAY 7, 2018

Before online matchmaking intermediaries like Match.com and Tinder tried their hand at increasing those odds, there was Frigyes Karinthy , SixDegrees, Friendster, not to mention village matchmakers. The basic idea occurred about seven decades before the first online social networks. That does make it seem kinda hard.

Online 116

Online Meeting Data Course 116

FICO

APRIL 12, 2021

The rate of auto insurance loyalty has fallen to 48% today from 59% in 2004, a 27% drop; over the past year, the rate of switching among insurance shoppers has increased to 35% from 31%, helping to drive down overall insurance customer retention by two percentage points to 88%. In insurance, the number of “at-risk” U.S. Determining Motive.

Strategy 52

Strategy Data Analytics Company 52

CB Insights

DECEMBER 7, 2017

Quicken Loans founder Dan Gilbert’s innovation in mortgages was to assign regional-specific loan application reviewers, who familiarized themselves with the regulations of certain geographies. In order to offer online solutions, we must first understand their property, income, assets, and credit. This is down from 44% in 2004.

Millennials 69

Millennials Lending United States Technology 69

CB Insights

JUNE 6, 2019

However, key differences between the three brands — such as Laura Geller’s primary focus on older demographics and televised ads, compared to Julep’s younger target market and online ads — made this practically impossible. The company tried to scale an online marketplace while opening multiple brick and mortar locations.

Apple 78

Apple Branding Google Company 78

PYMNTS

DECEMBER 3, 2020

Catastrophe breeds innovation — at least in terms of new business concepts. And in a roundtable with Karen Webster, five panelists from innovative companies — and one investor who gave insight into what he looks for when funding such firms — said digital-first should be the guiding light in backing nascent business ventures.

Payments 168

Payments Innovation Capital Mobile 168

Fintech Labs Insights

APRIL 30, 2015

Register today to see and meet these innovators in person on May 12 and 13 at our upcoming conference in San Jose, California. Finicity helps developers build powerful apps to drive financial software innovation. Our platform brings innovation to mobile card services. Founded: 2004. Founded: 2015. Why it’s great.

San Jose 12

San Jose Las Vegas California Tucson 12

PYMNTS

MARCH 19, 2018

And not even because they’re job destroyers, which he said is the natural consequence of innovation, and innovation is goodness. A Google search directed me to an online merchant that sent them to me (from Italy) four days later. In 2004 in the U.S., Consumers Punish Firms That Don’t Meet Their Needs, Including The Four.

Google 148

Google Apple Retail Millennials 148

CB Insights

OCTOBER 4, 2018

Ant Financial was initially launched to support online payments. Learn how Ant Financial grew from an online payments service to a fintech giant across payments, investing, lending, and insurance. In 2004, Alibaba Group launched Alipay to support online payment transactions on Alibaba.com and Taobao.com. Looking ahead.

US 78

US Fintech Mobile Regulation 78

PYMNTS

JANUARY 7, 2019

This is the year that everyone takes a critical look at the innovations they’ve pursued over the last decade to decide what’s worth taking forward into the decade of the ‘20s and what’s best left behind in the decade whose door will close 358 days from today. Paying for things will happen online for pickup in the store later.

Mobile 205

Mobile Innovation Apple Study 205

CB Insights

MAY 1, 2018

Product innovation is one way that large corporations stay competitive in a rapidly changing marketplace, but it doesn’t always work out when big brands attempt innovation. Understanding failure is crucial since so many accounts of innovation focus on the successes and so are affected by survivorship bias.

Innovation 78

Innovation Google Apple Video 78

CB Insights

NOVEMBER 16, 2017

Thiel became an outside board member with his $500K seed investment in Facebook in 2004. That was when he approached Capital Today, pitched his vision of a “full-service online retailer,” with a focus on logistics, and asked for $2M. Today, JD.com continues to grow and take a greater share of the B2C online shopping market in China.

Lending 78

Lending Capital Company Google 78