PYMNTS

JANUARY 15, 2021

Goldman Sachs has chosen FinTech upstart Marqeta to fuel online checking accounts for Marcus. The addition of online checking grows the Marcus consumer collection of digital-first banking offerings such as personal loans, certificates of deposit and high-yield savings. Plus, the Federal Reserve’s Beige Book report noted that the U.S.

Cards 152

Cards California Capital Tools 152

PYMNTS

SEPTEMBER 7, 2020

The conversation came against a backdrop where the number of fundraising deals in the Southeast Asian region were higher in 2020, as measured through the second quarter — more than 60 percent higher over the second quarter of last year, in fact, to 184 deals as measured by DealStreetAsia.

Capital 298

Capital Regional United States Meeting 298

PYMNTS

SEPTEMBER 30, 2020

Consumers and businesses have been moving online in recent years, and regulators from the European Union to the Middle East and North Africa (MENA) region have worked to keep up with this migration. Consumers’ changing views are prompting MENA financial authorities to reexamine how their present regulations handle online privacy.

Regulation 175

Regulation Data Regional Examples 175

PYMNTS

NOVEMBER 8, 2018

Small businesses can scan the FedEx-provided QR code presented by couriers or on invoices. QR Pay aims to augment additional online payment methods available to small business customers, including FedEx Billing Online. Scanning the code will automatically bring them to a payment page on which they can make the transaction.

Regional 151

Regional Mobile Innovation Survey 151

PYMNTS

AUGUST 7, 2019

Volanty, an online Brazilian used car market startup, raised 70 million reais ($17.6 SoftBank launched a $5 billion Latin America fund in March, the largest investment of venture capital funds the region has seen. It also rolled out a $2 billion fund that will target Latin American technology companies.

America 119

America Regional Fintech Capital 119

PYMNTS

JANUARY 7, 2021

While QR codes have become an extremely prominent part of the payments landscape in the Asia Pacific region in general and in China specifically, in the U.S. But the experience isn’t perfect yet, and has presented the same bugs and glitches that were seen in China in the early days of the QR code rollout almost a decade ago.

Maine 283

Maine Payments Software Meeting 283

PYMNTS

DECEMBER 28, 2016

WSJ noted Alibaba and Tencent have led deals with a value of $1 billion combined to expand their businesses in Southeast Asia, which is the third-largest region for technology mergers and acquisitions by Chinese technology companies in 2016. The deal values combined were $1.9

Company 120

Company Regional Technology Report 120

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Online 98

Online Company Retail Payments 98

PYMNTS

MARCH 6, 2017

Last December, Lazada’S online properties attracted the largest number of page views among B2C retail sites in Thailand, Indonesia, Singapore, Malaysia and Vietnam, data from SimilarWeb confirmed. EMarketer is projecting that the number of smartphone users will surpass 257 million by 2020, presenting a big opportunity for companies.

Regional 105

Regional Maine Report Online 105

Abrigo

OCTOBER 21, 2019

While many financial institutions are seeing the benefits of digitizing different areas of their bank or credit union, others are still hesitant to invest in technology. Does your financial institution support a culture of innovation and an environment that welcomes new technology? Technology, like banking, isn’t “one-size-fits-all.”

Oklahoma 218

Oklahoma Millennials Innovation Technology 218

PYMNTS

MAY 22, 2020

In some cases, they’ve been converting paper documents into data, taking analog transactions into online banking or establishing host-to-host ERPs. Between March 2019 and March 2020, Citi has estimated a 24 percent increase in the total number of CitiDirect BE online and app users. The Journey. They say, ‘This is new.

Operations 233

Operations Data Digital Banking Management 233

PYMNTS

JUNE 28, 2018

But the recent thefts, along with other attempted and completed cyberattacks, demonstrate why payments officials in the region are expressing fresh concern about financial security there. Evidence of that comes from Swift’s Latin America Regional Conference , held earlier this month in Miami. Fraud is a Top Worry. Growing Awareness.

America 102

America Security Miami Conference 102

PYMNTS

APRIL 18, 2019

The PSD2 -related regulation counts itself among a raft of those set to become law across the continent, focusing on boosting online commerce security by requiring cardholders to provide two forms of identification to verify their identities when transacting. Those under €30 ($33.93

Fraud 148

Fraud Regulation Compliance Online 148

PYMNTS

AUGUST 28, 2019

That improvement can come as the gains may be seen across digitalization and networking efforts and China’s financial technology can be at the “international leading level.”. The deal will, in turn, allow Cryptix to apply for a license as an investment firm in the region, focusing on financing solutions for small- and medium-sized companies.

Fintech 172

Fintech Analysis Guidelines Data 172

PYMNTS

NOVEMBER 2, 2020

While much has been written about India’s vast unbanked population — roughly one-eighth by the World Bank’s estimates — the more important issue to really look at is how much of India ’s population is under banked , Mandar Agashe , founder, managing director and vice chairman of Sarvatra Technologies told Karen Webster.

Fintech 210

Fintech ATM Community Bank Cards 210

PYMNTS

APRIL 23, 2019

While players both big and small were making digital investments like online ordering and delivery services, the report notes, Kroger lagged behind and stayed focused on its stores. Online purchases account for just 5 percent of the roughly $1 trillion U.S. Online purchases account for just 5 percent of the roughly $1 trillion U.S.

Online 132

Online Detroit Phoenix Dallas 132

Gonzobanker

FEBRUARY 8, 2022

Rather, the difference could be seen in just how significantly technology disruption has slammed its way into bankers’ discussions regarding shareholder value. Maybe that’s why the special FinXTech presentations running alongside more traditional financial, legal, and risk sessions were jam packed with executives furiously scribbling notes.

Fintech 165

Fintech Customer Experience Conference Technology 165

PYMNTS

MAY 21, 2020

As PYMNTS found in a study published earlier this month, 42 percent of consumers are engaging in even the most routine activities online, and as much as $158 billion in brick-and-mortar sales are moving to digital channels. It’s no longer just a matter of, ‘can I take a credit card online?’” said Benson.

Payments 256

Payments Cards Online Apple 256

PYMNTS

MARCH 8, 2017

7), Bluefin Payment Systems announced its new partnership with international online payments and fraud and data management solutions provider First Atlantic Commerce (FAC). This partnership marks the growth of PCI-validated P2PE solutions globally, solidifying this technology’s importance in the payments industry. On Tuesday (Mar.

Marketing 101

Marketing Payments Regional Security 101

PYMNTS

JULY 27, 2020

In the event WhatsApp does become interoperable with this PIX technology, I would venture that [reguators] might be more [open] to it,” Hruby noted. The changes that are happening in Brazil and across the region, he noted, aren’t exactly new. Leveraging an Ecosystem to Ride Out Uncertainty.

Mobile 153

Mobile America Regulation Regional 153

PYMNTS

OCTOBER 17, 2019

But where there are problems lie opportunities – and that’s the story with a company called TruTag Technologies. According to that report, “TruTags are used with hyperspectral imaging technology, which is able to process much more wavelengths than other imaging methods, so it can collect more precise and detailed data from an image.

Fraud 101

Fraud Innovation Technology Mobile 101

PYMNTS

OCTOBER 17, 2019

But where there are problems lie opportunities – and that’s the story with a company called TruTag Technologies. According to that report, “TruTags are used with hyperspectral imaging technology, which is able to process much more wavelengths than other imaging methods, so it can collect more precise and detailed data from an image.

Fraud 101

Fraud Innovation Technology Mobile 101

PYMNTS

AUGUST 29, 2019

A recent report found that ASEAN nations are projected to lose $260 million to online fraud this year, with eCommerce companies bearing the brunt of these losses. Account takeovers (ATOs), identity theft and phishing were found to be the most common methods of attack in this region. percent in 2018 from 13.9 percent in 2017.

Fraud 158

Fraud blockchain System Cards 158

PYMNTS

JULY 21, 2017

Fraud varies country to country, region to region. As has been widely noted, the region has paved the way for the adoption of EMV, and its embrace by merchants in the EU, mandated though it has been, has steered hackers and criminals to online methods of siphoning funds from consumers and cheating companies.

Fraud 116

Fraud United States Regional Cards 116

PYMNTS

MARCH 21, 2019

That’s the easy part, the stuff of daydreams, scribbles, memos, charts and PowerPoint presentations. Her observations cover a wide range of topics, but among the main themes is to look beneath the surface of technology, processes and innovation ideas. It’s one thing to want to improve or innovate. B2B Payments. FinTech Partnerships.

Innovation 178

Innovation Fintech Video Payments 178

PYMNTS

JANUARY 16, 2019

Instead, focusing on adjusting geographic coverage of trade finance operations, and introducing new technologies like digital ledgers for trading customers, will become the priority. Still, it’s not a stretch to consider which potential technology and eCommerce giants might have to disrupt the trade finance space.

Survey 137

Survey Operations Technology Regional 137

PYMNTS

JULY 27, 2016

which revealed that, for the first time in the study’s six-year history, satisfaction with midsize banks dropped, while regional banks’ satisfaction levels plateaued. “And it certainly could be an indicator that, collectively, mid-sized and regional banks are behind in the opinion of the consumer.”

Regional 100

Regional Community Bank Community Study 100

Accenture

JUNE 20, 2019

But many corporate “portals” are clunky, non-intuitive applications built on aging technology. They believe that adapting new technologies is their top challenge in corporate payments. ² Modern technology architectures are certainly critical to next-generation portals. But the keys to success go beyond technology.

Survey 150

Survey Customer Experience Payments Management 150

PYMNTS

OCTOBER 13, 2016

While making a purchase online may feel like a granted convenience to most modern-day consumers, finding the right method of payment isn’t always as simple as it may seem, especially outside of the U.S. In fact, in certain parts of the world, the online ordering process isn’t always quite so predictable or smooth.

Cards 100

Cards Regional San Francisco Online 100

PYMNTS

DECEMBER 23, 2020

The freelance market is also expanding in Europe, with one study indicating that gig economy workers conduct approximately 20 percent to 30 percent of all jobs in the region. Wire transfers are a common method through which these workers receive cross-border payments and these payments can present numerous problems, even if they go smoothly.

Payments 270

Payments Study Examples Report 270

PYMNTS

FEBRUARY 7, 2018

When a customer reaches the checkout counter, he or she presents their phone and the coupons are automatically added to the order. Beyond Hannaford, software provider Shopkick provides the technology for consumers to earn rewards while grocery shopping. Costco stores, Reuters reported.

Texas 116

Texas San Antonio Oklahoma City Oklahoma 116

Abrigo

AUGUST 28, 2019

Slow lending decisions and frustrating loan application processes are among borrowers’ biggest gripes with traditional financial institutions vs competitors such as online or alternative lenders. A look at the steps of an institution relying on manual processes and an institution utilizing technology sheds light.

Lending 150

Lending Analysis Taxes Data 150

PYMNTS

JULY 17, 2018

Banks need the technology of FinTech companies, and tech upstarts need the conduit to customers and installed trust that comes with decades of relationships that span generations. In the past (and the present), some online lenders have sought to help leverage that exemption as a way to avoid relatively lower interest rate limits.

Fintech 100

Fintech Regulation New York Management 100

FICO

FEBRUARY 9, 2022

This shift has created significant opportunities for local banks, however with this growth comes the inevitable threat of increased fraud, exacerbated by the Covid pandemic and the explosion in ecommerce and card-not-present fraud. Most Latin American card networks rely on chip and PIN fraud detection technology.

Fraud 52

Fraud Cards Analytics System 52

PYMNTS

OCTOBER 21, 2019

In a separate interview with PYMNTS , Mari Anne Bayliss, director of EMEA solutions management and strategy at CyberSource, said a phased supervisory period presents an opportunity for stakeholders to make sure they are technologically and operationally prepared to roll out the best possible version of technology that supports SCA.

Strategy 100

Strategy Compliance Fraud Payments 100

PYMNTS

SEPTEMBER 22, 2017

With the advent of mobile-order ahead technology and the popularity of mobile devices, speedy and convenient on-demand services are increasingly becoming mandatory for restaurants and other food service providers to survive, let alone thrive, in today’s mobile-centric, consumer-driven marketplace.

Mobile 129

Mobile Report New York California 129

PYMNTS

MARCH 6, 2020

Non-store or online retailers and miscellaneous store retailers saw little change.). And is the case with every issue from retail to residential technology, the coronavirus lurks in the background. Clothing and clothing accessories stores logged a 4,600 decrease in jobs, partially offsetting a 5,500 increase in sporting goods stores.

Retail 150

Retail Report San Francisco Conference 150