PYMNTS

OCTOBER 28, 2019

Wayfair case that allowed states and individual cities to launch tax policies aimed at remote sellers and marketplaces is still reverberating in 2019 and will likely affect online retail in 2020. In Q3 2019, 14 states started collected online sales tax and 11 more followed in October. eBay Makes a Deal.

Taxes 102

Taxes Online San Jose South Carolina 102

PYMNTS

MARCH 11, 2016

The EU regulators are set to release this data as part of their year-long investigation into potential barriers of the cross-border eCommerce ecosystem. That report is supposed to be released next week and will include details of the 28 nations in the EU. The final report is set for release early next year.

Regulation 100

Regulation Regional Analysis Fraud 100

PYMNTS

FEBRUARY 25, 2020

The country’s recent cybersecurity and Open Banking developments have thus been the subjects of extensive scrutiny among its own regulators, as well as among cyber and financial experts around the world. These differences will become critical as the finance world grows smaller, thanks to online and Open Banking. and the U.S.

Regulation 140

Regulation Compliance Online Data 140

PYMNTS

SEPTEMBER 20, 2020

If the European Union (EU) gets its way, the 27-nation bloc will have the power to split or force the sale of giant technology companies that threaten smaller rivals and their customers. Breton said regulators in Brussels are preparing a list of activities that tech companies would be required to eliminate.

Compliance 175

Compliance Regulation System Taxes 175

Abrigo

AUGUST 22, 2019

Training is especially important for the BSA officer, who “is expected to be fully knowledgeable about the BSA and all related regulations,” as a recent Federal Reserve Bank of Minneapolis publication noted. One option that makes it easy for BSA officers to complete required training is to attend regional meetings. Ready to Attend?

Training 150

Training Las Vegas Alabama Minneapolis 150

PYMNTS

JULY 17, 2018

In one case at the state level (and it’s New York, so movement there carries much weight within the financial arena), Bloomberg reported that NY’s financial regulator is challenging what the newswire terms a “fundamental principle” on bank and FinTech relationships that brings interest rate caps into that regulator’s crosshairs.

Fintech 100

Fintech Regulation New York Management 100

PYMNTS

SEPTEMBER 30, 2019

Scrutiny of tech firms is spreading across the globe, hinting at broader regulations over privacy and, possibly, bigger tax bills. Together, we are 80 percent of the region,” Indonesian Communications Minister Rudiantara told the newswire. Reuters noted this past week that such approaches would take place through a unified effort.

Taxes 133

Taxes Regulation cryptocurrency Google 133

PYMNTS

FEBRUARY 24, 2020

Financial institutions (FIs) and merchants from other regions have been dipping their toes into the Chinese market, but open banking has compounded the difficulty involved in setting up operations. The country’s government and regulators are keeping pace with those in the European Union and the U.S. he remarked. “I

Regulation 160

Regulation Policies Data Compliance 160

PYMNTS

JULY 24, 2020

The company had launched an online marketplace for 34 countries in the region last year and recently acquired a minority stake in the eCommerce solutions provider with which it collaborated on the effort. Platforms also need to be sure that they can comply with the regulations of each country they serve.

Compliance 152

Compliance Report Payments Security 152

PYMNTS

OCTOBER 16, 2019

In regard to big national banks, or even regional banks, he said, that rule makes some sense. The intention is to prevent a variation of digital red-lining — wherein FIs can use known data about certain ZIP codes and regions as a proxy for screening data they are explicitly not allowed to use to exclude certain types of borrowers.

social media 110

social media Online Groups Video 110

PYMNTS

JULY 17, 2019

There are billions of individuals online, trillions of dollars in commerce exchanged digitally, and a myriad of approaches to online verification. National efforts to issue digital IDs to everyone may be hallmarks of China and India. National efforts to issue digital IDs to everyone may be hallmarks of China and India.

Course 185

Course Regional Policies Data 185

PYMNTS

JANUARY 6, 2020

The nation has watched many European countries go through this process over the past year, so impacts on its financial ecosystem are at least expected if firms have not yet experienced them. Turkish regulators and government officials spent less time deliberating whether they wanted to implement PSD2 and more considering how to integrate it.

Regulation 131

Regulation Industry Data Regional 131

PYMNTS

JULY 22, 2019

“If a firm needs to digitally onboard someone and verify them, we can help that company do that fairly seamlessly,” Samer Atassi, regional director, Latin America and Caribbean for Jumio, told PYMNTS in a recent conversation. Opportunity, he noted, abounds.

Innovation 161

Innovation Payments Regional America 161

PYMNTS

JUNE 19, 2019

In an effort to clamp down on cross-border money laundering, the People’s Bank of China (PBOC) plans to bolster cooperation with other nations such as countries in Europe. The central bank’s efforts would home in on areas such as financial information exchange, anti-money laundering (AML) regulation and asset recovery, Reuters reported.

Regulation 100

Regulation Regional Course National 100

Abrigo

DECEMBER 18, 2023

Use portfolio risk management tools, which make it easier to continue supporting local and national economies prudently. Retail and multi-family CRE opportunities Similarly, retail CRE has been painted as too risky because of online sellers’ growth. Certainly, one asset class, the regional mall, is quite dead,” Kirby said.

Risk Management 222

Risk Management Management Lending Capital 222

PYMNTS

JULY 21, 2017

Fraud varies country to country, region to region. As has been widely noted, the region has paved the way for the adoption of EMV, and its embrace by merchants in the EU, mandated though it has been, has steered hackers and criminals to online methods of siphoning funds from consumers and cheating companies.

Fraud 116

Fraud United States Regional Cards 116

PYMNTS

NOVEMBER 25, 2019

To that end, in France a number of media enterprises — ranging from the APIG press alliance, which represents dozens of national and regional papers, to AFP and the union of magazine editors — have filed complaints with EU regulators over copyright laws. In Japan, Crypto Scrutiny.

Taxes 130

Taxes Google Data Regulation 130

PYMNTS

JUNE 27, 2019

s South West Regional Cyber Crime Unit (SW RCCU), in a joint operation with the Dutch police (Politie), Europol, Eurojust and the U.K.’s s National Crime Agency (NCA), have arrested 6 individuals after a 14-month long investigation into a €24 million cryptocurrency theft. In other news, it was announced that the U.K.’s

ATM 115

ATM Bitcoin San Francisco cryptocurrency 115

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

FEBRUARY 21, 2018

Montroll operated an unregistered online securities exchange and defrauded its users by misappropriating their bitcoins. Platforms that engage in the activity of a national securities exchange, regardless of whether that activity involves digital assets, tokens or coins, must register with the SEC or operate pursuant to an exemption. “As

Fraud 102

Fraud Bitcoin New York Regional 102

PYMNTS

JUNE 19, 2018

The time for “wait and see” is running out when it comes to new European privacy regulations. Soon enough, the financial and consumer impacts of the General Data Protection Regulation (GDPR) will become clear enough that companies that took a laggard’s approach may start to feel significant pain.

Regulation 101

Regulation eBook social media Case Study 101

PYMNTS

JUNE 27, 2019

Digital enterprises are going regional and instant payments are going national (and earlier than originally scheduled). Nubank’s $10B Regional Expansion . million customers and is the largest online bank outside of Asia. But before partaking in blockchain bacchanal …. While Nubank is far from a household name in the U.S.,

blockchain 147

blockchain Payments Regional America 147

PYMNTS

JUNE 7, 2018

Now that principle applies to Europe’s General Data Protection Regulation (GDPR) – at least according to one report. The regulation requires companies to provide more transparency over how consumer data is used. Skillful criminals know how to use crowds — just ask anyone who has been pickpocketed in a subway station.

Los Angeles 107

Los Angeles Google Regulation Data 107

PYMNTS

JULY 28, 2016

Airbnb , having staked its claim in urban environs, has said that it is open to market regulations in cities of scale such as Vancouver and others. But one round of speculation still flickers in the region as Snapdeal, the online marketing firm, and GoJavas, a logistics firm, had deal talks that fell apart.

Tennessee 100

Tennessee Taxes Regulation Regional 100

South State Correspondent

OCTOBER 28, 2022

cyber, infrastructure, and regulation. Instead of shopping online and scrolling through a catalog of products, consumers would like to see something on Reels or Tik Tok and buy there. Small Idea – Policy and Regulations are Lagging But Are Going in Banking’s Favor. Big Idea – Blurred Lines Between Online and Offline.

Conference 195

Conference Technology Las Vegas Trends 195

CFPB Monitor

DECEMBER 22, 2020

Section 29 of the Federal Deposit Insurance Act and FDIC regulations restrict the acceptance of deposits by IDIs that are less than well capitalized from a “deposit broker.” The term “deposit broker” is defined by Section 29 and the FDIC’s implementing regulations (12 C.F.R. Brokered Deposits. Primary Purpose Exception.

FDIC 78

FDIC Capital National Regulation 78

PYMNTS

FEBRUARY 10, 2017

In an effort to improve international logistics, WCA announced a collaboration with Alibaba that aims to deliver “vetting and approving” support to improve services between nations. A survey by KPMG International of over 18,000 online shoppers found Generation X does the most online shopping worldwide compared to other age groups.

Report 100

Report Survey Groups Regional 100

PYMNTS

SEPTEMBER 11, 2019

One of the first neobanks in the region, Nubank , traces its genesis back to 2013, having raised hundreds of millions of dollars to expand across several financing rounds. In addition, passporting can help companies expand services across nations. In terms of technology, APIs help facilitate access to that data.

Digital Banking 160

Digital Banking Millennials Mobile Regulation 160

PYMNTS

JANUARY 7, 2019

WhatsApp Pay began testing its service in that country earlier this year with reports of roughly one million users, processing roughly one million transactions per month, according to people close to the National Payments Corporation of India (NPCI).

Data 139

Data Wyoming Idaho Mobile 139

PYMNTS

MARCH 10, 2017

While major exchanges BTCC, Huobi and OKCoin had all recently announced completion of upgrades, CoinDesk reported that legal experts in China believe the decision to resume full trading activities will now be delayed until after March 15, the last day of China’s National People’s Congress. To date, Wired has raised$3.19

Bitcoin 116

Bitcoin Regional blockchain Regulation 116

PYMNTS

NOVEMBER 17, 2020

As the virus became a part of everyday life and reopenings have dotted various countries and regions, there has been a bit of a renaissance – at least ahead of the new waves of infections – in Europe, as reported by The Wall Street Journal. New models are emerging, which combine limited physical presence and online gatherings.

Conference 151

Conference Meeting Course Industry 151

PYMNTS

OCTOBER 28, 2019

Backed by investors including Rocket Internet, Vertex Ventures, MDI Ventures and Fullerton Financial Holdings, InstaReM is currently regulated in the U.S., They are solving the FinTech acceptance problem in an entirely new way through 10 pivotal markets in the Asia-Pacific region. Amazon Taps Into Bill Payments With Alexa.

Payments 101

Payments Guidelines Fintech Regional 101

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. Or at least they should be. The 2016 U.S. Retail Banking Customer Satisfaction Study from J.D.

Regional 28

Regional Mobile Millennials Study 28

PYMNTS

JULY 29, 2016

Uber, which has operations in greater than 60 cities in China, was happy about the news, saying in a statement that it looks forward to working with both the national and local government in the region to put the new guidelines into practice, while Didi called the rules a milestone in China’s march to develop the ridesharing industry.

Guidelines 100

Guidelines Industry Regional Operations 100

American Banker

MAY 11, 2016

Here Comes the Fintech Regulation…: The U.S. Treasury Department released a paper Tuesday urging the need for greater transparency in the online lending industry through stronger regulatory oversight. regulator to produce a framework for an industry that emerged during the financial crisis. Receiving Wide Coverage.

Regulation 28

Regulation Lending Fintech Industry 28

Banking 2020

NOVEMBER 9, 2015

This is particularly true in the Asia-Pacific region, where new research is suggesting that payments made via these solutions are set for ‘explosive’ growth over the next few years. As emerging nations come online for the first time, smartphones will be the device of choice for many new internet banking users.

Mobile 40

Mobile Payments Regional National 40

PYMNTS

JUNE 5, 2017

The data could then be used to do lots of damage, including shopping online and making “clone” cards to use other places. sub-regions from eight to five — a reorganization that has forced two executives to “seek new opportunities.” The memo also revealed that the bank had reduced its number of western U.S.

blockchain 109

blockchain Leadership System Cards 109