PYMNTS

MARCH 5, 2020

The idea of tapping into the blockchain to support a digital property market isn’t entirely novel. The South Korean National Assembly passed new legislation that would lay the groundwork for the legalization and regulation of digital currency as well as digital currency exchanges. have to be authorized by us.”.

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Regulation San Francisco Bitcoin blockchain 192

South State Correspondent

APRIL 30, 2024

There are several benefits to community banks in using a loan-level hedge program, but how does a community bank choose a safe solution? The Benefits of a Loan-Level Hedge Program First, let us consider the benefits of a loan hedging program for community banks.

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Community Bank FDIC Community National 195

South State Correspondent

APRIL 30, 2024

There are several benefits to community banks in using a loan-level hedge program, but how does a community bank choose a safe solution? The Benefits of a Loan-Level Hedge Program First, let us consider the benefits of a loan hedging program for community banks.

Community Bank 195

Community Bank FDIC Community National 195

PYMNTS

JULY 16, 2020

The top court of the 28-nation bloc ruled the transfer of personal data to platforms in the U.S. could cost these companies billions in trade from their cross-border data activities, including cloud services, marketing and advertising and human resources, The Journal reported. servers, The Wall Street Journal reported.

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Data US Regional Resources 212

Perficient

MARCH 3, 2022

The Office of the Comptroller of the Currency (OCC) recently released the economic and financial market scenarios that will be used in the upcoming stress tests for covered institutions. Covered institutions are required to use specific scenarios to conduct the stress tests. at the end of the scenario. to hover around 2.50

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Capital Regulation Exercises United States 294

PYMNTS

APRIL 2, 2019

However, it does struggle in two areas: mid-band spectrum and national strategy. rose from third to first in the ranks due to “quick action and visionary leadership” from policy makers, as well as the slashing of regulations and laws preventing the technology from moving forward. By the latter part of 2019, the U.S. and none in China.

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US Policies United States Leadership 160

PYMNTS

OCTOBER 12, 2020

watchdog proposed that the nation considers creating a new regulatory unit. Plus, European Union (EU) regulators are drawing a list of large internet companies to be targeted with more stringent regulations. US Looks to Loosen Restraints on NY-London Travel . China Trials Digital Yuan by Giving Away $1.5M .

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Regulation Payments National New York 134

Abrigo

JANUARY 17, 2024

The United Nations estimates there are currently 40 million people enslaved around the world, and that one-quarter of them are children. According to the  National Human Trafficking Hotline , working in the financial industry provides you the opportunity to report suspicious behavior involving 92% of the various  types of human trafficking.

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Training Community Software Texas 261

South State Correspondent

APRIL 15, 2024

This may lead to stickier inflation and higher interest rates versus market expectations. World-wide remilitarization, reduced globalization, the transition to green economy may also act to keep inflation higher than the market expects. This helped stabilize and strengthen the US financial system.

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Community Community Bank Leadership America 195

PYMNTS

SEPTEMBER 4, 2018

s request for the European Union to expand its financial market access after Brexit isn’t going to be met in the near future. Reuters , citing Levin Holle, director general of financial markets policy in Germany’s finance ministry, reported that request won’t be met any time soon. It’s a system that banks in the U.S.,

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Marketing Regulation Policies US 100

Abrigo

JUNE 27, 2023

Key Takeaways Real estate markets are vulnerable to money laundering and fraud because of their transaction size and appreciation over time. Regulations such as Geographic Targeting Order updates help identify AML risks by requiring identification for certain real estate purchases. Why real estate? In 2017, over 5.51

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El Paso Miami United States New York City 195

PYMNTS

SEPTEMBER 18, 2018

The movement to open that FinTech access, said the minister, brings “greater convenience to consumers” as those individuals use their eWallets. The nation is forming a Direct FAST industry group, where the members will include traditional financial institutions (FIs), FinTech firms and the Monetary Authority of Singapore (MAS).

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Fintech New York US National 166

Perficient

JANUARY 18, 2021

In fact, I’ve come up with 21 p redictions about 2021 – and this first set is focused on the broad market themes that will be felt by every player. . Insurance Market Sees Turbulence . Unlike the free-market approach of the last four years, the insurance market will be faced with more routine regulations. .

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System Regional Trends Marketing 322

PYMNTS

MARCH 23, 2018

To take stock of the cryptocurrency market, take stock? News came Friday that the wild west of cryptocurrencies — where fortunes are made and lost in the blink of an eye, and where regulations are less than regular — might be well-governed by the stock market when it comes to governance. That is a very big concern for us.”.

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Marketing cryptocurrency Conference Security 109

PYMNTS

JULY 12, 2019

Visa said Russia is an important market for the company in terms of strategy, and the new law won’t make it leave the country. The banking regulator said that all in-country transactions, which include international payment systems cards, will be processed by the National Payment Card System in Russia.

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Payments US System Capital 108

South State Correspondent

JANUARY 16, 2024

The reason for the cessation of BSBY is simple – lack of use. With the development of the term SOFR market, BSBY offers no perceived advantages over SOFR, Fed Funds, or Prime. BSBY was not well received by US regulators from its inception, but the market eventually embraced SOFR over BSBY.

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Community Bank Community Compliance CA 195

Celent Banking

JANUARY 26, 2017

The timing is also interesting, as only two weeks ago outgoing President Obama’s National Economic Council (NEC) released a new whitepaper called A Framework for FinTech. The NEC, a policy advisory unit of the White House established in 1993, proposed 10 high-level principles designed to move the US fintech industry forward.

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Regulation Policies Philadelphia Fintech 100

Jeff For Banks

AUGUST 2, 2014

My firm will occasionally provide feedback on correspondence to our clients'' regulators. I thought about what we should have said to the regulator, versus the sweet words I was encouraging our client to use. Below is a sample letter to your regulator, saying it like you mean it. Warm Regards, Schmidlap National Bank.

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Regulation DC FDIC Analytics 92

PYMNTS

OCTOBER 9, 2019

Regulators continue to examine reports of disease and deaths allegedly linked to eCigarettes. The incidences of injuries and deaths have, the newswire said, been linked to what are being termed “makeshift brands” other than the dominant market player, Juul Labs. Most patients report a history of using THC-containing products.

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US United States Regional Report 109

PYMNTS

MAY 2, 2016

Treasury has added five nations to its list of trading partners with foreign exchange policies that need to be monitored, according to reports on Saturday (April 30). New customs regulations mean these countries fit the criteria to be monitored over the next six months, reports added.

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United States US Policies Guidelines 100

Lex Sokolin

FEBRUARY 2, 2022

Those stories make meaning, and drive how we allocate the scarce resource of attention, thereby choosing which things are salient to us to achieve our goals. According to Feldman Barrett, emotions are categorical, probabilistic predictions of internal physical meaning, trained into us socially through the environment.

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National Google Regulation US 52

PYMNTS

OCTOBER 21, 2019

The bank is planning to roll out a “national deposit gathering platform” in 2020 to reel in more attractive rates for its consumer business, Scott Powell, chief executive officer (CEO) of Santander in the U.S., investments, Santander aims to establish a new online portal with better money market rates than Wall Street banks, Powell said.

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Metro US Online National 101

PYMNTS

OCTOBER 26, 2018

More legal troubles have emerged for the Office of the Comptroller of the Currency (OCC) over its plan to introduce national bank charters for FinTechs, aimed at making it easier for alternative financial services players to do business. state bank regulators said it filed a complaint in the U.S. . Reports in Reuters on Thursday (Oct.

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District of Columbia National Fintech New York 156

PYMNTS

JANUARY 19, 2018

Fizzle of the Week: Cryptocurrency Regulation. The saga over bitcoin and its relationship to various regulators has become something of the payments answer to a romantic comedy. If crypto closes down in one place, users can take their anonymous accounts to more regulatory-friendly markets. Easy come, easy crypt-go, it seems.

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Bitcoin Regulation cryptocurrency Taxes 123

Abrigo

AUGUST 20, 2021

When the Financial Crimes Enforcement Network (FinCEN)’s released its inaugural national priorities list for policy related to anti-money laundering and countering the financing of terrorism (AML/CFT), one of the eight priorities included on the list was transnational organized crime (TOC). BSA Rules and Regulation. BSA Training.

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Training Strategy Fraud National 195

BankUnderground

JUNE 29, 2023

In March 2023, Silicon Valley Bank (SVB), the 16th largest US bank, was forced to close and declared bankruptcy after it was unable to stem a spike in deposit outflows and obtain new funding ( Weder di Mauro (2023) ). Each of these episodes also raised questions about the impact of the extensive post-2008 regulatory reforms.

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Policies Regulation US Analysis 83

FICO

MARCH 7, 2023

Home Blog FICO Responsible AI: Are European Firms Ready for the Regulators? There are significant changes coming in Europe, which highlight getting a handle on responsible AI use, with the banking and financial services sector among those that will be most impacted by increasing regulation.

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Regulation America Compliance Fraud 52

PYMNTS

APRIL 16, 2019

Among the most recent headlines, in Asia this past week, the Monetary Authority of Singapore (MAS) and the National Bank of Cambodia have signed a memorandum of understanding (MOU), that Business Times said will boost partnerships on FinTech and financial services innovation. The banks have also agreed to share data on emerging markets.

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Fintech San Francisco National Innovation 211

PYMNTS

JULY 27, 2018

solidified their reputations as having progressive views on data security and ownership with the PSD2 and GDPR regulations that came into effect earlier this year. Elsewhere in the world, countries are looking toward PSD2 and GDPR to consider adopting similar rules in their own markets. “They would like us to just do it.

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Data US Trends California 102

Cisco

JUNE 7, 2022

The past 20 years have visibly demonstrated the impact large scale events have on market, credit, and operational risks in financial services. Beginning with the bursting of the dot-com bubble, and more recently, the global COVID-19 pandemic, these events created significant volatility in stock prices resulting in increased market risk.

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Risk Management Management Cyber Security Handbook 118

PYMNTS

SEPTEMBER 22, 2017

Across the pond, estimates Innovate Finance and Pitchbook, the B2B FinTech market has gotten nearly half of all FinTech funding in the European Union through the past year. Toys R Us: Toys Were Us? But we think the winner of the fizzle of the week top spot has some serious consequences for all of us.

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US Apple Innovation Regulation 108

PYMNTS

JUNE 6, 2016

These nations have long been regarded by the U.S. Most of that derives from outside the American market, which is dominated by Cisco. Commerce Department, which has stated that it must turn over information, as noted by The New York Times , tied to its sales in Iran, Cuba, Sudan, North Korea and Syria.

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US United States Samsung New York 100

PYMNTS

JANUARY 25, 2021

A representative for the eCommerce retailer told Reuters that the company calls for an international approach in lieu of taxes levied by different nations. The news comes as the continent may be getting ready to scrutinize large tech companies with new regulations regarding illicit content and antitrust.

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Taxes Google Compliance Apple 141

PYMNTS

AUGUST 24, 2020

Here’s the latest news from Facebook, Amazon and others, which are coming under increasing scrutiny from regulators, trade groups and politicians the world over. Regulations. The services are not currently registered as distinct entities, although they are provided to users in the nation. Facebook Supports Data-Portability Law.

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social media Data Apple Compliance 152

PYMNTS

MAY 26, 2016

Sometimes slow news is good news for a sector, particularly one like the on-demand delivery market space, where recent news has surrounded a wave of firms flaming out. drivers tell us that they partner with Uber to be their own boss and set their own schedule.”. The Big Austin Loss . So what did we learn this week?

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Regulation Austin San Antonio United States 100

PYMNTS

JANUARY 2, 2019

Since then, it has processed about one million transactions per month, according to people close to the National Payments Corporation of India (NPCI). India is WhatsApp’s biggest market, with 210 million monthly users. And analysts believe WhatsApp has the potential to be a major threat to Indian-based Paytm.

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Mobile Payments System Google 190

PYMNTS

SEPTEMBER 16, 2016

15) revealed that the eCommerce market took a small dip in sales during the third quarter. In fact, the National Retail Foundation released its 2015 economic forecast in February with estimates of just a 3.1 Data released from the U.S. Department of Commerce on Thursday (Sept. Though the Q3 figures showed online sales have grown 10.9

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US Retail Policies Online 100