Independent Banker

JUNE 30, 2022

As house prices skyrocket, student loan debt grows and wages stagnate, many Gen Zers and millennials are watching their homebuying dreams move out of reach. According to the 2022 Home Buyers and Sellers Generational Trends Report published by the NAR, there are some clear generational trends in the homebuying market. Click to enlarge.

Community Bank 143

Community Bank Community Millennials Resources 143

PYMNTS

MAY 4, 2017

In conversation with Cardtronics’ Brian Bailey, managing director for Global Financial Institutions, and Tom Pierce, chief marketing officer of the firm, Webster noted that even with the rallying cry of a war on cash in the digital economies — and in emerging markets — cash is alive, doing well and actually growing in terms of usage.

ATM 192

ATM Millennials United States Study 192

PYMNTS

OCTOBER 13, 2017

Who doesn’t love an ironically named collection of shampoos, facial cleansers and body wash — especially when it comes cruelty-free and (according to their marketing) purged of hundreds of “potentially harmful ingredients” like sulfates, phosphates and parabens. But Brandless thinks it has a good handle on what customers really want.

Branding 100

Branding Taxes Millennials Retail 100

PYMNTS

AUGUST 3, 2018

Millennials, on average, are less brand-loyal than their parents or older siblings. It was an insight that pushed Brandless CEO and Co-founder Tina Sharkey to rethink an online commerce offering in a very fundamental way, by eliminating what she calls the “ brand tax.” Not so much.

Branding 103

Branding Millennials Taxes Seattle 103

PYMNTS

JANUARY 27, 2020

In fact, interest in such games “has soared in the past year, with some companies aggressively targeting collectors from more established markets,” according to the report. No doubt millennials will be blamed for some of this, as they have been scapegoated for the decline of diamonds and certain fast-casual restaurant chains.

Video 226

Video Trends New York Report 226

CB Insights

OCTOBER 10, 2018

Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. Incumbents are not standing still and are acting to protect their market share. Market Map: The Startups Disrupting Retail & Commercial Banking.

Retail 78

Retail Cards Millennials Mobile 78

PYMNTS

FEBRUARY 21, 2018

Despite the concern – and a corresponding 9 percent drop in Walmart’s stock price that shaved some $29 billion from its market cap – CEO Doug McMillon told analysts he remains confident that 2018 digital sales performance will be in parity to its 2017 performance. Same-store sales, physical retail’s most-watched metric, grew 2.6

Online 100

Online Taxes Branding Retail 100

PYMNTS

JULY 13, 2019

According to one recent report , “the global board games market is anticipated to reach values of more than $12 billion by 2023, growing at a CAGR of over 9 percent during 2017-2023.”. As that reported noted, “the growing number of games café worldwide is helping companies attract a large number of consumers is the global board games market.

Video 220

Video Trends Online Millennials 220

PYMNTS

FEBRUARY 28, 2018

Given the rapidly evolving competitive landscape, we are also accelerating our strategic investments, leveraging the benefits of tax reform.”. Although the retailer’s revenue number was a beat, it still represents a year-over-year decline of about 2 percent — Lowe’s just declined less than analysts were expecting. tax reform.

Nashville 100

Nashville Tennessee Taxes Course 100

PYMNTS

AUGUST 10, 2020

Consumers have been using internet technology for everything from nonessential health services to ordering from restaurants in the last few years, especially shopping more frequently online for retail products and groceries. We also identified existing market gaps across specific disbursement categories. . This is what we found. .

Report 228

Report Payments Millennials Cards 228

PYMNTS

APRIL 4, 2016

This marketing promotion seeks to recreate the success of the brand’s 2014–2015 U.S. Not one to lose out on that sweet, Lee Greenwood-based revenue from millennials without a fight, the Pepsi to Coca-Cola’s Coke — AKA Pepsi — is launching its own interactive campaign this summer called “PepsiMojis.”.

social media 100

social media Millennials New York Branding 100

PYMNTS

JANUARY 21, 2019

The plates also offer geo-fencing technology that, at least for now, is meant to track “government or business vehicles,” though it could soon help with automated parking and serve as a conduit for marketing tasks. Security and Marketing. Smart Cities Rise. We are still in the infancy of that journey,” Boyle said.

Michigan 139

Michigan Wyoming Idaho Maryland 139

PYMNTS

MARCH 19, 2018

And that we should do that not because they’re tax evaders or evil — all things he said they, like all of us, are. Department stores used to dominate retail , and shopping was always done in a physical store. The internet was something in the early 2000s that most retailers dismissed as never amounting to much, so they ignored it.

Google 148

Google Apple Retail Millennials 148

PYMNTS

FEBRUARY 11, 2020

The secret sauce, according to then-CEO Tina Sharky when PYMNTS spoke to her in 2017, was its elimination of what she called “the brand tax,” which typically pushes up prices on brand-name beauty products and household goods by as much as 30 percent.

Branding 150

Branding Operations Leadership Millennials 150

Gonzobanker

FEBRUARY 7, 2018

Nothing seems to put a bounce in a banker’s step more than a tax break and regulatory relief, and this bountiful energy was radiating at Bank Director’s annual “mecca” for bank M&A in Phoenix last week – Acquire or be Acquired. Prosperity is now $22 billion with an unbelievable $5 billion market cap.

Taxes 75

Taxes Video Analytics Arkansas 75

PYMNTS

DECEMBER 26, 2018

A good education on this online retail trend — an education backed by original data — comes from Azita Habibi, business development lead at Braintree , a payments services firm owned by PayPal. Simply put, said Frieden, the car now “becomes an extension of the consumer’s home” across retail, fuel and convenience stores.

blockchain 157

blockchain Payments Online Innovation 157

CB Insights

DECEMBER 15, 2020

These companies differentiate themselves from traditional human advisors with lower fees, 24-hour automated support, portfolio rebalancing, and tax optimization, which can translate to higher returns for investors in the long run. In the earlier months of the pandemic, consolidation accelerated amid market volatility. What’s next?

Management 87

Management Fintech Industry Trends 87

PYMNTS

JANUARY 31, 2020

Instead of having to compete for that direct local payments market against incumbents like WeChat and Alipay, PayPal is starting where the needs are still felt — and if they can capture even a tiny sliver of the domestic market of a billion-plus consumers so much the better. market and it makes sense in the most basic terms.

Bitcoin 100

Bitcoin Payments Los Angeles blockchain 100

PYMNTS

APRIL 17, 2018

million just in taxes from ticket sales, comprising 5 percent of the city’s general fund, while its overall economy enjoys a $106 million boost thanks to the festivals. Thanks to bed taxes on short-term rentals, cities get to reap the benefits of this arrangement too. The nearby city of Indio takes in $3.18

Las Vegas 102

Las Vegas Los Angeles Course Utah 102

PYMNTS

FEBRUARY 18, 2019

That’s the only way the business can ultimately continue to create value for its customers, create jobs for people, serve the ecosystem in which it operates and provide tax revenues. So, Amazon hasn’t just benefited its customers: It has forced retailers to lower prices and increase their levels of service.

Cards 169

Cards Course Study New York 169

PYMNTS

FEBRUARY 20, 2018

The stock market — despite a fairly steepWh correction a week ago — is still well ahead of where it was a year ago and is trending up. Unemployment is at historic lows, wages are rising given the tight labor market and consumer spending has been keeping pace. By many measures, the economy looks strong.

Lending 105

Lending Cards America New York 105

PYMNTS

OCTOBER 25, 2017

Jeff Bezos missed a major marketing opportunity there (as if Amazon needs it). Others are offering standard fare such as tax credits — although even that can’t be viewed as “standard” in this race. How is the race to be Amazon’s second home city not a reality show? The submission phase concluded last Thursday, Oct. Birmingham, Alabama.

Puerto Rico 109

Puerto Rico Tucson El Paso Georgia 109

PYMNTS

JANUARY 23, 2017

It was my desire to start a conversation with him about what we, as innovators in payments, commerce, retail and financial services, can do to offer the working class — across all races and genders — their fair shot at the American Dream and the working classes of other countries a fair shot at their dreams, too. BY THE NUMBERS.

Innovation 100

Innovation Payments Taxes Policies 100

Banking 2020

OCTOBER 30, 2015

Out on the campaign trail, Sen Bernie Sanders (D-VT), has fired up support with calls for higher taxes on the wealthy, raising the minimum wage, and breaking up Wall Street conglomerates. In Britain, a much smaller market than the United States, banks closed 500 branches in the last year alone.

Community 40

Community United States Survey Millennials 40

NCR

DECEMBER 19, 2016

Its figures showed US retailers that had completed their EMV adoption, or were close to doing so, experienced a 54 per cent drop in counterfeit fraud costs when comparing April 2016 with a year earlier. ” In the fintech market, one of the most notable trends of 2016 has been an increase in worldwide competition.

blockchain 40

blockchain Fraud Fintech Cards 40

CB Insights

SEPTEMBER 17, 2018

Store brands from retailers were seen as down-budget choices. Target’s Cat & Jack kids’ line has delivered double-digit results since its 2016 launch, even as traditional retailers struggle to stay afloat. Clothing: how retailers are attempting to escape the industry apocalypse by introducing store brands.

Industry 67

Industry Branding Retail US 67

Tomorrow's Transactions

JANUARY 25, 2016

Apple made the breakthrough of establishing biometrics in the mass market as a convenience technology rather than security technology, that’s been tremendously successful, and it’s going to continue. So I expect we will see a jump in mass market consumer biometrics. The millennials are happy with Venmo and so on.

Trends 39

Trends Payments Millennials blockchain 39

Tefkin

JUNE 3, 2014

While other sectors attract more mainstream press attention (payment, retail banking), the asset management industry is also deeply affected by “software eating the world” Asset Class Competition. Traditional asset management companies are increasingly facing competition on both sides of the performance scale.

Industry 42

Industry Management Innovation Analysis 42

CB Insights

OCTOBER 26, 2020

And before the dot com crash, Goldman Sachs’ IPOs did tend to jump an average of 293% from their starting price through their first Friday on the market — compared to 26% for the bank Donaldson, Lufkin & Jenrette and 78% for Merrill Lynch. When Facebook went public in 2012, the stock fell 15% in its first few days on the market.

Management 78

Management Capital Company Marketing 78

Fintech Labs Insights

AUGUST 1, 2016

It leverages 45+ years of franchise operations experience to help retail investors finance franchises, helping to bring them to market quicker. Envestnet | Yodlee offers millennials a solution for measuring financial health and promoting a healthy financial lifestyle.

How To 12

How To Analytics Millennials Data 12

PYMNTS

APRIL 11, 2016

Compared to the alternative — losing it in the market anyway and/or being taxed on whatever returns they might manage to eke out — the downside doesn’t appear too threatening. Venmo is a massively successful P2P platform that has become a verb with millennials who wish to pay each other after a trip or a night out.

San Francisco 100

San Francisco Operations Examples Branding 100

William Mills

SEPTEMBER 7, 2016

Visualizing data for trends and market projection, visualize data in different ways. Built a workflow for the bank so the bank can approve payment and see all compliance and tax information. Silver Fusion Retail Outlet: Where Snowbirds Shop”. With GoodData can productize the data and more. Their application is middleware.

Mobile 40

Mobile Cards Fraud Data 40

Fintech Labs Insights

JULY 16, 2015

DAVO Technologies’ automated technology solution solves small-to-mid-sized merchants’ sales tax pain points. Hedgeable’s NEXT Partner Network makes private banking platforms available to millennials. RMS distributes its referral and rewards platform consumer channels online, and via a mobile app.

Company 12

Company Mobile Software Big Data 12

Fintech Labs Insights

JULY 22, 2015

Avalara will detail the Weird and Wacky World of Sales Tax. Did you know that sales-tax in the U.S. There are over 12,000 taxing jurisdictions covering millions of taxability rule combinations. This means retailers need to be prepared to accept EMV transactions. is handled unlike any other place on the planet?

San Francisco 12

San Francisco Video Fintech Data 12