South State Correspondent

APRIL 24, 2023

This article gives bankers a background on what it is, its risks, and how it will change everything from your infrastructure to your hiring practices. Instead of a prompt as you use for ChatGPT, you give AutoGPT a goal and then watch it go to work. Instead of automation, banks can now have intelligent automation.

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social media Data Marketing Technology 195

Gonzobanker

DECEMBER 14, 2023

Meanwhile, technology changes continued at a breakneck pace, with generative AI the biggest topic around management tables. The specifics are unclear, but bankers recognized that this will be an absolute game-changing technology in future years, and delivery will change in ways we can’t even conjure yet. Employees are back to work.

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Fintech Community Regional Technology 194

Independent Banker

MAY 31, 2020

That approach doesn’t line up at all with the reality of true leadership. A good leader listens and learns from their team, becoming stronger not by managing singularly, but by evolving concepts and direction based on group input. They know they can rely on us when it’s most needed. I’d say that’s the sign of a true leader.

Leadership 174

Leadership Community Community Bank US 174

Independent Banker

FEBRUARY 28, 2022

Kathy Strasser of IncredibleBank is evaluating marketing campaign management platforms. We asked several banking leaders how they’ve employed fintech to ramp up their marketing campaigns, hone their analytic strategies and gain new patrons in the process. Photo by Janimal Photography. Dick, Chairman and CEO, Mainstreet Bank.

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Fintech Marketing Community Bank Community 136

TheGuardian

OCTOBER 2, 2023

Right around the time the gales of the financial crisis were tearing up Wall Street in 2009, Meredith Whitney started her own financial research firm. But all these former heads of investment banks, all these current bankers – they ran, not walked, to the office, just to meet him,” Whitney said. Michael signed them all.”

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Meeting US Management Marketing 106

PYMNTS

JANUARY 31, 2019

MOXY Bank, for example, aims to introduce corporate treasury management services, as well as offerings for small business (SMB) owners. is set to see its first new community bank in decades, as the Federal Deposit Insurance Corporation (FDIC) lent its approval for MOXY Bank to launch in Washington, D.C. Bloomberg listed Casey G.

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Community Bank Community FDIC Marketing 122

Gonzobanker

OCTOBER 15, 2014

My heart goes out to the hard working professionals who run the Treasury Services or “Cash Management” divisions at community banks. Yet for more than a decade, cash management professionals have shown their resiliency. But lately, there are deeper lines and fatigued expressions on the faces of cash management professionals.

Management 101

Management Community Bank Community Resources 101

Alex Jimenez

NOVEMBER 4, 2023

Money 20/20 USA has become the biggest FinTech gathering in the US. Wealth Management: While Money20/20 has historically been a payments-focused conference, there was quite a bit of discussion on innovations in wealth management, with an emphasis on generational wealth transfer and the overall impact of technology.

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Conference Meeting Trends Fintech 84

Abrigo

MARCH 24, 2021

Takeaway 1 Financial institutions that invested in technology in 2020 are using it to increase the loan portfolio in 2021. Takeaway 2 Use this time to optimize technology investments to increase profitability and improve customer experiences. Independent Banker Survey. Technology sets up future lending success.

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Lending Technology Survey Examples 221

Gonzobanker

DECEMBER 19, 2022

All of you with your hands up… … uh huh. It would have required a few trips to the local dispensary to dream up what bankers have endured this year. 1 issue raised by CEOs in our surveys, bankers had to craft a new and compelling post-Covid value proposition to attract it. OK, show of hands. Pull ’em down. Nobody did.

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Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 17, 2021

We know the customer buying and use of financial services is being fundamentally changed by fintech, but our long-term strategies to invest/partner/buy/compete are very much works in progress. THE BANKER AWARDS. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis.

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Fintech Strategy Leadership Lending 143

Abrigo

NOVEMBER 17, 2023

How to close more loans by speeding up lending and credit analysis Seeking a quicker loan origination workflow is worth it. Financial institution staff and management eager to grow the loan portfolio are themselves familiar with the aggravations, bottlenecks, and inefficiencies associated with loan approval processes.

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Lending Software System Taxes 221

Abrigo

AUGUST 4, 2016

Too many of us underutilize the technology we have available because our days are filled with “putting out fires” rather than discovering ways to make the most of these current resources. Take your smartphone, for example. On the job, it’s the same way. Here are five ways you’ll benefit from attending this ALLL User Pre-Conference: 1.

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Conference Groups Training Risk Management 150

Gonzobanker

DECEMBER 22, 2020

Bankers started the year with good business plans, strong balance sheets, and optimism. Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. Even George Bailey would have given you the thumbs up. ” – Hunter Thompson.

Idaho 172

Idaho Community Industry Strategy 172

Gonzobanker

JANUARY 12, 2023

Anyway, I want to really sexy-up the investor deck this time and even use some of this stuff in our annual report. Anyway, I want to really sexy-up the investor deck this time and even use some of this stuff in our annual report. I actually had to e-mail information with some hand-signed forms. Marv (CEO): Hmmm.

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Training Strategy Meeting Marketing 78

Independent Banker

NOVEMBER 30, 2021

Premium benefits packages, professional development and TLC during the pandemic—this year’s winners do everything in their power to keep their community bankers happy and fulfilled. We asked both leaders and staffers to tell us what makes their community banks stand out as employers. Keeping up communication. By Roshan McArthur.

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Community Bank Community Texas Leadership 164

Abrigo

NOVEMBER 24, 2015

Earnings were up from a year ago, loan portfolios grew, asset quality improved, the number of problem banks declined, and only one insured institution failed.” As loan growth has picked up, supervisory surveys have noted a relaxation in underwriting standards in some loan portfolios, including auto and multifamily housing portfolios.

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FDIC Lending Community Bank Industry 150

Gonzobanker

MAY 17, 2022

As technology buyers, banking executives need to up their game on tech purchases and technology performance management. As one executive lamented regarding a vendor, “These guys don’t even have the manners to get back to us with reports on our issues.”. Tech companies trying to support a bank stack have no easy task.

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Technology Regional Community Bank Community 135

Jeff For Banks

AUGUST 2, 2021

In June 2021, we were up to six locations, $327.6 Many of those original employees are still with us. In 2021, we are up to over $70 million, mostly investment properties. He exemplifies the best of next generation bank leadership, with eyes wide open to the next iteration of banking in our rapidly changing environment.

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Community Bank Community Minnesota Metro 78

FICO

MARCH 17, 2020

Here are eight signs you’re a victim of digital disruption: Your customers are leaving for tech-savvy competitors. If you’re nodding your head at some of these signs, you’re not alone. But the good news is that if you want to catch up with the competition — be they banks or fintechs — you have a good shot!

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Case Study Strategy Survey Fintech 52

Independent Banker

NOVEMBER 30, 2022

It was really impactful for us when the lights on the Strip went out—a very emotional, crazy time. You have a bank that was born out of COVID and could have gone the other direction but ended up thriving.”. But the fundamental risk management in the bank’s professional poker program is old-fashioned Know Your Customer, done by people.

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Las Vegas Community Bank Community Wisconsin 129

PYMNTS

APRIL 17, 2020

The Paycheck Protection Program (PPP) is a $350 billion segment of a $2 trillion federal stimulus package signed into law under the CARES Act earlier this month. On April 3, the federal government launched a heretofore unprecedented program to funnel money to U.S. small businesses hit hard by the coronavirus pandemic.

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Community Bank Community Maine Georgia 149

Independent Banker

DECEMBER 1, 2021

We believe [return on equity] is an important consideration, because financial health matters to us, but we also look at where we maximize our social impact or our environmental impact, and we optimize across these triple bottom lines.”. By Roshan McArthur. Name: Beneficial State Bank. Assets: $1.5 Location: Oakland, Calif.

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Oakland Community Community Bank Leadership 153

Gonzobanker

OCTOBER 7, 2019

As we listened, it occurred to us that some of the themes they covered may not be issues that are particularly visible to management teams; if they are, a re-emphasis may be called for. They want one sign-on, and they want it all on mobile. Then, it needs to redirect freed-up HR staff to more value-add efforts.

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Resources Training Millennials System 79

Independent Banker

DECEMBER 31, 2022

We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year. Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. By Beth Mattson-Teig.

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Community Bank Community Tampa North Carolina 91

Gonzobanker

DECEMBER 20, 2019

billion of assets under management. There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. Brutal competition is an everyday affair, as are product and price commoditization. They have a very simple answer to all of these headwinds: Bring.

Idaho 148

Idaho Conference Data Marketing 148

Independent Banker

AUGUST 31, 2021

Bob Moore, Augusta Food Bank’s executive director, says traffic was backed up for miles. That day’s event was just one of the many ways in which Kennebec Savings Bank stepped up to help its community in 2020. A local stalwart since its founding in 1870, the community bank was signed into existence by Civil War hero and Gov.

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Community Bank Community National Fresno 196

Jeff For Banks

MARCH 14, 2020

Sign up for my health plan's virtual doctor visit portal. Here is what my family is doing to reduce the risk of contracting or spreading coronavirus: 1. Washing hands with greater discipline for 20 seconds per wash. Which is difficult. I'm singing the "Baby Shark" song. Coughing and sneezing into our elbows. In case we need it.

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ATM Policies US Management 78

South State Correspondent

AUGUST 31, 2022

The second way is to scan the document, use object character recognition and then query the document for specific data. In addition, most document intelligence platforms add a layer of “schematization” that helps encode the data to the right place using a consistent data model. The Advantage of Using Document Intelligence.

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Training Data Examples Taxes 74

Gonzobanker

JULY 28, 2014

Let’s just get this out of the way right up front: most bankers rank going through a formal system selection process right up there with a trip to the dentist. So, having dispensed with the pleasantries we’ll move right along and in the spirit of Kramer, just say “Giddy Up!”. Online Applications and Borrower Portal.

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System Lending Data US 102

Independent Banker

APRIL 28, 2016

Our senior management team and our employees are like family. This causes us to really focus on our expenses and maintain a strong efficiency ratio at 51 percent. This causes us to really focus on our expenses and maintain a strong efficiency ratio at 51 percent. We stay disciplined in pricing our loans and deposits.

Community Bank 70

Community Bank Community National US 70

Jeff For Banks

DECEMBER 16, 2022

I call this "pulling into the pits" in my book: Squared Away-How Can Bankers Succeed as Economic First Responders. As a point of reference, the S&P US BMI Bank Total Return Index for the five years ended December 9, 2022 was -1.21%. Twenty-six percent of the bank is owned by the Board, Executive Management, and the ESOP.

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Puerto Rico Virgin Islands Community Community Bank 78

Perficient

MAY 21, 2021

Programming allows her to continue using that curiosity and solution-oriented mindset every day. Perficient Bright Paths is a program designed to advance STEM education and career opportunities for underrepresented constituencies and communities. Learn More About Perficient’s Bright Paths. Celeste Rowe’s Bright Paths Project: Grow Better.

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Milwaukee Software Course Detroit 348

Gonzobanker

NOVEMBER 18, 2014

The gloomy overcast ride from O’Hare followed the crushing Bears loss to the Packers, so BAI had to distract us with something provoking. And, man, did it ever … with the Aliens -esque signs of bankers getting their brains sucked out (or was it minds being blown by presenters, not sure?).

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Chicago Retail Branch Design Training 97

Jeff For Banks

MAY 31, 2022

Covid-19 lockdowns in China have cut production of goods and ships are again lined up off the coast of China, meaning long delays in getting products to the US. Sam Weller joined us in November, 2021 and has a strong financial background. Consumers, facing inflation pressures, may cut back on spending on discretionary items.

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Marketing Community Bank Community Management 78

PYMNTS

AUGUST 10, 2016

What have the powerhouses Starbucks and Airbnb managed to do better than anyone else? Clerico has built WePay from the ground up through his innate love of people and by building relationships with customers to provide them with a payments platform that is exactly what they want and need. BC: Well, no day is ever the same.

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Payments Innovation Software Bitcoin 100

Independent Banker

DECEMBER 13, 2015

Nevertheless, cash—and coins for rounding up transactions—still plays a primary role in many millions of transactions every day on America’s Main Street. “We Around Christmas it jumps up, too.”. The use of cash in small or rural communities remains strong, community bankers say. Changing role of cash.

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Community Bank Community Maine Mississippi 70