PYMNTS

NOVEMBER 23, 2020

Small and medium-sized businesses (SMBs) got their clocks cleaned by the pandemic, and turning to their traditional lending sources, they’ve encountered sclerotic systems and outdated policies not conceived for the needs of the recovering Main Street merchants of 2021. For faster forms of payment. Deluxe itself has 4.5

Data 143

Data User Experience Fintech Lending 143

PYMNTS

MAY 29, 2020

For SMB owners facing a cash flow crunch that coincides with the need to invest in modern equipment and technology as part of their digital transformations, equipment financing may be an appropriate option. Rather than procure an item outright, there are advantages to obtaining equipment financing to secure the technologies SMBs need.

Capital 168

Capital Technology User Experience Strategy 168

Cisco

OCTOBER 19, 2020

Some of the most representative messages were based on: Banking in Latin America: Its challenges and opportunities, mainly around cybersecurity and the digital experience. Successful business resilience: How it ensures employee safety, operational continuity, and excellence in customer service.

User Experience 71

User Experience America Security Digital Banking 71

PYMNTS

JUNE 24, 2019

Financial institutions are constantly on the hunt for an edge when it comes to mobile banking and other innovations, and that’s playing out with new, emerging 5G mobile network technology. As that mobile technology gets closer to mainstream introduction, the potential 5G ecosystem for FinTech and mobile banking is gaining clarity.

Mobile 116

Mobile Fintech Technology Analysis 116

PYMNTS

SEPTEMBER 9, 2019

And those payments, at least in general, are following larger consumer trends when it comes to methods and technology. One of the ways that these websites are able to differentiate is through user experience. A key part of user experience is payment speeds. Lack of confidence will lead to lower tax revenues.”.

Innovation 137

Innovation Payments Taxes User Experience 137

PYMNTS

NOVEMBER 19, 2019

Among the biggest debates is how to construct and operate the best card program possible – a decision that served as the foundation for a new PYMNTS interview with Jim Geeslin, head of strategy for Elan Financial Services , an agent credit card issuer. Cards are still one of the main engines of payments, and that’s not changing anytime soon.

Cards 140

Cards Apple Data Innovation 140

PYMNTS

DECEMBER 18, 2020

In the face of the global pandemic, restaurant chains have had to alter their service operations to accommodate social distancing requirements and the new normal as we know it. Today, customers of restaurant chains place food orders through quick-service restaurant (QSR) websites, mobile apps or via third-party delivery platforms.

Study 144

Study Mobile User Experience Innovation 144

PYMNTS

APRIL 2, 2018

Josh Glover, EVP of the Americas at banking technology provider nCino, said that when it comes to corporate banking and lending, the end-user experience is just as much of a focus for traditional banks engaging in digital transformation as it is in the consumer banking market. According to Glover, that means banks in the U.S.

blockchain 171

blockchain Lending User Experience Mobile 171

PYMNTS

AUGUST 23, 2019

In the August edition of the Payments And The Platform Economy Playbook , PYMNTS examines how marketplaces are using technologies such as artificial intelligence (AI) and mobile payments to innovate the customer experience. To learn more about how thredUP is using AI to compete, visit the Playbook’s case study.

Millennials 165

Millennials Trends Meeting social media 165

PYMNTS

MARCH 24, 2020

Not surprisingly, there’s been an evolution over the past several years as the roster of providers and technologies has changed. Alternatively, perhaps these software firms and marketplaces might opt to partner with a provider that offers payments technology — or outsource that functionality altogether to an acquiring partner.

Innovation 141

Innovation Payments Software Customer Experience 141

Perficient

AUGUST 30, 2022

Agility not only offers institutions a path toward expedited change but a way to simplify complex operations. The four main roles in a squad are: Product Owner: Product Owners define the product vision. Preferred technologies (UI/UX technologies, backend technologies like Java,Net, ETL Informatica, etc.)

Meeting 294

Meeting Examples UX Case Study 294

PYMNTS

MARCH 25, 2019

At the same time, payments technology is advancing in the shared economy world, providing a counterforce of sorts. Among opponents’ main concerns? And investors are still pouring capital into companies operating in the sector. Sharing Backlashes. Similar backlashes are playing out elsewhere – and not just for rental property.

Los Angeles 135

Los Angeles Payments San Francisco Chicago 135

PYMNTS

NOVEMBER 13, 2019

The benefits of taking a digital-first approach to banking go beyond offering an improved in-person banking experience. It is also crucial to improving back-office operations, and enabling bank employees to put the right products in front of the right customers. Deep Dive: Banks Take Digital-First Approaches To Meet Customer Demands.

Regional 109

Regional ATM Report Alabama 109

PYMNTS

FEBRUARY 11, 2020

Today, Kount Executive Gary Sevounts told PYMNTS in a recent conversation, fraud technologies and tactical proficiencies have greatly improved, while target pools have greatly expanded. No matter how good a firm’s technology is, Sevounts said, without a sufficiently large field of data points, it won’t be able to do its job.

Fraud 146

Fraud Security Data Tools 146

PYMNTS

SEPTEMBER 7, 2017

On new solutions, I spend time in fundamental research analyzing new market trends, topics and use cases and exploring how to develop innovative technologies to expand into those areas. Obviously, technology innovation is the core piece, but we innovate in other aspects as well. PYMNTS: Where do you look for innovative ideas, and why?

Analytics 116

Analytics Fraud Innovation Industry 116

PYMNTS

FEBRUARY 19, 2019

One day — maybe one that has already happened for some PYMNTS readers — we might look back with fondness and nostalgia on that time when chargebacks stood as the main worry merchants and other organizations faced when it came to fraud and risk. Insult Rate. And customers are unforgiving.

Fraud 169

Fraud Data Maine System 169

PYMNTS

JANUARY 14, 2019

To save physical retail, anyone who wants to operate a physical store must convince consumers that it’s worth their time to—how’s this for an insight?—go Amazon started with zero customers, zero brand awareness and a very ugly website with a clunky user experience, by today’s standards. Not exactly a great user experience.

Retail 198

Retail Online Mobile Data 198

PYMNTS

JUNE 2, 2016

Similarly, CardFlight and Miura recently came together to debut a new mPOS solution, manufactured by Miura, that will operate on the CardFlight mPOS platform, called the Bold B550. Starmount, an omnichannel solution provider, announced it would partner with payment solution provider Aurus, Inc.

Retail 100

Retail Software User Experience Payments 100

Lex Sokolin

SEPTEMBER 3, 2020

finance, culture, art, technology, media, geopolitics. The main driver of today’s entry is the news?—?which How does software operate? Where does it operate? As a result, financial infrastructure is just our collective solution for enabling the above activities using the latest in technology?—?whether

blockchain 52

blockchain Software Capital Technology 52

Insights on Business

OCTOBER 12, 2018

I need an enterprise scale transformation approach powered by new technologies including cloud. Imagine you could accelerate the velocity of the business through information technology while saving 21% year over year on IT costs. But what is it and what are its real catalysts?

Innovation 87

Innovation Strategy Industry Technology 87

PYMNTS

JULY 5, 2017

We work with some of the most innovative companies in the world around payments and other technologies, enabling us to become the spear of innovation for enterprises. The complexity of mobile payments shows up when looking at the entities involved in the entire process, and where these entities will be operating.

Innovation 121

Innovation Customer Experience Mobile Security 121

PYMNTS

DECEMBER 10, 2018

In fact, those economics – or perhaps the lack of them – helped to shutter most decoupled debit schemes operating at the time, since there just wasn’t enough of an economic proposition to fund the kind of rich rewards that might get consumers to make the move – although frankly, there wasn’t much evidence they would move anyway.

Branding 184

Branding Cards Payments New Jersey 184

PYMNTS

JUNE 24, 2016

Through an effort to embrace technology and make a pivot to digital, Netflix was able to break out of its rut and bring customers a disruptive offering: digital delivery and streaming media across a variety of media — essentially taking manual out of the equation. Billtrust’s Payment Cycle Management is one such solution. B2B Payment Trends.

Cards 109

Cards System Payments Technology 109

Lex Sokolin

OCTOBER 28, 2020

In particular, we want to discuss two behemoths: IBM, the consulting and technology company, and Reliance, the Indian conglomerate. Having largely lost the personal computer era to other technology firms, IBM repositioned in the 1990s as an enteprise services business. Not financial infrastructure, there’s enough of that already!

blockchain 40

blockchain Google National Apple 40

PYMNTS

MAY 22, 2017

The ransomware attack affected a range of players, including delivery services like FedEx, automakers including Renault and Nissan, transportation operations such as Germany’s Deutsche Bahn and even medical systems such as the U.K.’s To date, more than $80,000 in bitcoin payments have been made so users could access their files again.

Regulation 116

Regulation National Online System 116

Fintech Labs Insights

MARCH 13, 2017

At FinovateEurope last month, the company showed off its mobile onboarding solution, ID_Mobile , that leverages biometric technology combined with the social network and geolocation of the user. These additional factors verify that the user matches their identity document and builds their digital identity profile in the background.

User Experience 18

User Experience Fraud Maine Mobile 18

PYMNTS

JUNE 27, 2016

Apple Pay is also now last in line on the web behind PayPal, Visa Checkout, MasterPass, Amazon, Walmart Pay on Walmart.com and soon Chase Pay, who all do one thing that Apple does not: They work across operating systems and browsers. So how did one of the most powerful technology companies in the world miss this mark so badly?

Apple 165

Apple Mobile Cards Payments 165

Fintech Labs Insights

JUNE 18, 2015

Founded in 2009, WePay offers online marketplaces, crowdfunding platforms, and small businesses two main products: 1) A white-labeled payments processing platform, Clear. What rarely gets mentioned in the coverage is just how complicated platform payments can be, given myriad operational, regulatory, and risk prevention requirements.

Security 12

Security Payments San Jose Fraud 12

PYMNTS

JANUARY 30, 2019

Google, on the other hand, has spent the last several years pondering how to get its Assistant somewhat more deeply embedded into automotive systems, with an Android-based operating system for cars that runs independently of a smartphone or any other device. You know, the main distinction will be that you’ll actually have the app ecosystem.

Google 116

Google System User Experience Apple 116

PYMNTS

OCTOBER 2, 2019

Andrew Sloper, head of digital identity and authentication at Chase, recently spoke to PYMNTS about how these solutions allow the bank to deliver seamless and secure user experiences while enabling a preventative approach to fraud. ML solutions have three main functions at Chase, Sloper explained, the first of which is supervised ML.

Fraud 109

Fraud Security Tools Data 109

CB Insights

AUGUST 21, 2018

Immersive headset technology and voice assistant software are beginning to allow users to experience new environments and visualizations, where physical and digital objects interact in real time. Below, we analyze the VR, AR, and MR technologies that are the building blocks for disruption in the smartphone industry.

Mobile 65

Mobile Google Apple Technology 65

PYMNTS

DECEMBER 11, 2018

“You’re seeing the global freelancer market pick up tremendously, in part, because of the technology infrastructure being built to allow for this.” This was the goal of Toptal, which operates freelancer time-tracking solution TopTracker. ”

Payments 178

Payments User Experience Cards Taxes 178

PYMNTS

JANUARY 20, 2020

Not only are Fabara and his team using the latest tools, technology and tactics to defend against intrusions, but they are also building and using sophisticated tech to find fraudsters well before they are ready to be found. It has motivated a different approach for fighting fraud in the 2020s and beyond. Going on the Offense.

Security 168

Security Fraud Risk Management Payments 168

FICO

JUNE 8, 2023

At this year’s FICO Mastermind, Andrew Chow of FICO sat down with Steve Greenfield, CEO and Founder of Automotive Ventures, an early-stage automotive technology and mobility VC fund, to discuss the future of hyper-personalized automotive experiences, made possible in part by electric vehicles.

Data 52

Data Industry Examples Retail 52

PYMNTS

AUGUST 9, 2019

Bridge Millennials also express a great degree of trust in these companies, but they are also the most likely to trust Amazon, their banks and PayPal to operate hypothetical everyday apps. percent who want those apps embedded into their voice assistants actually desire a very similar, if not identical user experience: This 44.3

Data 155

Data Millennials Google Apple 155

CB Insights

MARCH 21, 2018

While technology has permanently changed entire industries wholesale over the past decade, the multi-trillion-dollar global insurance industry in many ways, is still stuck in the past. Enter blockchain technology, a cryptographically secured form of shared record-keeping. million diamonds using blockchain technology.

blockchain 78

blockchain Fraud Policies Industry 78

William Mills

MAY 9, 2018

Again another financial wellness platform using machine learning technology. A TON of really old technology is being used in mortgage lending. In fact, Fiserv recently sold ALL of their mortgage technology to a PE firm. Grounding your organization’s digital transformation in people, processes, and technology is critical.

Security 40

Security Samsung Strategy San Jose 40