Abrigo

FEBRUARY 16, 2024

You might also like these on-demand webinars tackling common credit risk questions. It's about ensuring that every aspect of your lending operation is optimized for efficiency and effectiveness. Clearly defined policies and procedures can help avoid confusion and streamline credit operations. Prepare for your next exam.

Training 195

Training Risk Management Analysis Policies 195

Abrigo

AUGUST 27, 2021

You might also like this webinar: "Create & Maintain a Successful Loan Review Function" WATCH . But independent loan review is actually a financial institution’s competitive advantage, according to Cooley, who is leading webinars for Abrigo on loan review for banks and loan review for credit unions. Consumer Lending.

Video 195

Video Lending Regulation Report 195

Abrigo

MAY 15, 2020

Their loan requests, according to court documents, were made to pay employees for a business that was not operating at the time of pandemic and had no salaried employees. It is not too late to perform CDD and transaction monitoring of these businesses – the regulators will expect it. Lending & Credit Risk. SBA Lending.

Lending 195

Lending Rhode Island Fraud Los Angeles 195

Abrigo

APRIL 21, 2023

Focus loan reviews on risk in the portfolio Continuous loan review monitoring helps banks and credit unions ensure credit review systems support safe and sound lending. You might also like this webinar, "Return to basics: Asking the right credit risk questions."

Lending 195

Lending Risk Management Software System 195

Abrigo

JULY 27, 2023

Of course, banks and credit unions are highly regulated industries, and this is increasing. They must not only comply with regulations aimed at protecting the safety of the FI but also those protecting the customers/members.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

JULY 27, 2023

Of course, banks and credit unions are highly regulated industries, and this is increasing. They must not only comply with regulations aimed at protecting the safety of the FI but also those protecting the customers/members.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

OCTOBER 14, 2022

Takeaway 3 Utilize regulatory guidance to understand regulators' expectations, which are likely to include consistent stress testing. In a recent Abrigo webinar, four experts weighed in to pinpoint the following areas for focus and improvement in 2023. Get to know regulator expectations and priorities. Have a playbook.

Risk Management 195

Risk Management Management Policies Lending 195

Abrigo

SEPTEMBER 21, 2021

Cooley has led webinars for Abrigo on loan review for banks and loan review for credit unions , and he describes those traits in the webinars, along with the strategic advantages of loan review. Watch the video above, a preview of the webinars, or continue reading to learn more. Watch Webinar. Credit Risk Regulation.

Video 195

Video Analysis Risk Management Training 195

Abrigo

OCTOBER 28, 2022

Takeaway 1 Signs point to increased loan modifications and loan workouts, and regulators have urged financial institutions to work prudently with borrowers. . Watch webinar. Meanwhile, regulators are focusing fresh attention on prudent credit risk management of loans, especially CRE, and loan modifications in general.

Management 195

Management Risk Management Policies Lending 195

Abrigo

APRIL 6, 2022

You might also like this webinar, "Russian Sanctions: Impact, Implications, and Best Practices." Takeaway 2 The change includes an obligation to inform regulators of a “notification incident” ASAP and no later than 36 hours after a reportable event occurs.

Security 195

Security Regulation District of Columbia United States 195

CFPB Monitor

FEBRUARY 8, 2021

For our webinar last week, “The Times at the CFPB are A-Changing: Perspectives on the CFPB Under Acting Director Uejio and Director Chopra,” we were joined by special guest former CFPB Director Richard Cordray. The webinar looked at the changes that the CFPB is likely to undergo under the leadership of Messrs.

Leadership 78

Leadership Lending Groups Policies 78

Abrigo

MAY 2, 2022

You might also like this webinar on loan policy best practices. Takeaway 3 Minor inconsistencies between policy and loan portfolio can be a red flag to regulators, so careful review is key. . This means that all branches and offices are applying your policy and procedures consistently, especially for consumer lending.

Policies 195

Policies Lending Regulation Examples 195

CFPB Monitor

APRIL 7, 2020

Chris Willis, Practice Leader of Consumer Financial Services Litigation at Ballard Spahr, also participated in the webinar, and Alan Kaplinsky, Practice Leader of the firm’s Consumer Financial Services Group, moderated the webinar.

Massachusetts 78

Massachusetts Compliance Regulation Operations 78

CFPB Monitor

MARCH 30, 2020

ET, Ballard Spahr will hold a webinar, “Consumer Financial Regulatory and Litigation Fallout from the COVID-19 Crisis.” The webinar is open to Ballard Spahr clients, prospective clients, and other persons invited by Ballard Spahr. Industry practices or borrower harms that regulators will be interested in. to 1:00 p.m.

Industry 78

Industry Lending Regulation Groups 78

PYMNTS

NOVEMBER 23, 2020

“Allowing corporates into banking is a path that the regulator should tread on carefully, because how much ever ring-fencing they do, problems may crop up,” Ashvin Parekh, an independent financial services consultant, told Reuters. Among the problems is a history of bad lending decisions and poor governance, the FT reported.

Groups 244

Groups Regulation Lending Industry 244

Abrigo

NOVEMBER 9, 2020

Prudential regulators have made it clear that while they will adjust supervisory strategies as appropriate to emerging risks of the pandemic, examiner scrutiny will continue assessing basic principles that ensure the safety and soundness of financial institutions. Loan administration is a basic and yet far-reaching process of lending.

System 195

System Lending Software Risk Management 195

Abrigo

MAY 24, 2023

“Without full access to the banking and payments system, legal cannabis businesses are forced to operate in the shadows,” said Sen. As such, companies are forced to operate in a cash-only model, which can result in robbery, money laundering, and organized crime. Sherrod Brown, D-Ohio, in the same hearing.

Lending 195

Lending Fraud Operations Ohio 195

CFPB Monitor

DECEMBER 19, 2019

The OCC and FDIC have issued a joint proposal to revise their regulations implementing the Community Reinvestment Act (CRA). Although the Federal Reserve, OCC and FDIC, are the primary CRA regulators, the Fed did not join the proposal and presumably will issue a separate proposal. On January 29, 2020, from 12 p.m.

FDIC 78

FDIC Regulation Community Retail 78

Abrigo

JULY 7, 2021

You might also like this webinar Navigating Regulatory Haze: Banking Cannabis-Related Businesses and Managing Risk WATCH WEBINAR. Every bank and credit union in the United States either operates in a state that has legalized or decriminalized some form of cannabis or borders one that has. Keep up with Ever-Changing Regulation.

Compliance 195

Compliance Operations Regulation United States 195

Abrigo

MARCH 2, 2023

But when a storm hit, limitations on the back end due to its insufficient operations technology hampered Southwest’s ability to handle the most basic customer service in that industry: getting customers safely where they needed to be. A buyer’s guide for lending software for smaller financial institutions can be helpful.

Technology 195

Technology Lending Community Software 195

Abrigo

AUGUST 1, 2022

Takeaway 2 Even small banks or credit unions not regulated by the Federal Reserve are required to address control risks from models. As financial regulators have noted , this oversight is important because of the "possible adverse consequences (including financial loss) of decisions based on models that are incorrect or misused.”

Risk Management 195

Risk Management Management Regulation Analysis 195

Abrigo

FEBRUARY 23, 2023

You might also like this on-demand webinar: "Problem loans: Identifying warning signs and management options" WATCH Takeaway 1 Executive leaders of small community financial institutions face complex issues, including declining deposits. People have other options,” Kirby said. Talk to a specialist to learn more.

Community Bank 195

Community Bank Kansas City Community Lending 195

Abrigo

JUNE 5, 2023

You might also like this webinar: "Identifying emerging CRE credit risk red flags" WATCH Takeaway 1 Financial institutions face increased scrutiny over their risk management following recent bank failures. Regulators review them to assess safety and soundness.

Report 195

Report Risk Management Capital Data 195

Abrigo

NOVEMBER 13, 2023

Read the 2023 Loan Review Survey results for expert analyses of emerging trends WATCH WEBINAR Takeaway 1 Annual loan review is separate from covenant testing and underwriting, but many banks conflate these processes. Perform documentation in a centralized operations function so controls are in place to generate exceptions.

Analysis 195

Analysis Lending System Survey 195

Abrigo

APRIL 7, 2022

You might also like this webinar, "Mergers & Acquisitions in a CECL Environment." Today’s financial marketplace is challenged by increasing regulation, high expectations for fast and mobile financial services, and new fintech companies joining the already competitive arena. BSA Rules and Regulation. BSA Rules and Regulation.

Compliance 195

Compliance Policies Fraud Analysis 195

Abrigo

NOVEMBER 21, 2019

Given the time constraints of our day-to-day operational responsibilities, we need to be selective in how we use any spare time to improve our BSA/AML programs and/or enhance our industry knowledge. The most recent trend I have been noticing is regulatory lean-in on lending and underwriting risks related to BSA and AML programs.

Compliance 195

Compliance Training Fraud US 195

CFPB Monitor

SEPTEMBER 11, 2018

ET, Ballard Spahr attorneys will hold a webinar, “Key Takeaways from the CFPB’s Summer 2018 Supervisory Highlights.” ” The webinar registration form is available here. Payday/title lending. On October 10, 2018, from 12 p.m. Credit cards.

Lending 68

Lending Policies Compliance Cards 68

Abrigo

FEBRUARY 5, 2021

You might also like this webinar: "Detecting PPP Fraud: Optimizing Your AML Solution". Takeaway 3 Meanwhile, regulators continue to reinforce the importance of lenders knowing customers and beneficial owners. New Guidance Out. PPP fraud-prevention challenges arise. The American Institute of CPAs (AICPA) on Feb. mail, Craig said.

Fraud 195

Fraud Lending Taxes Regulation 195

Abrigo

DECEMBER 16, 2019

Regulators, investors, and other stakeholders will be watching and listening for updates on the impacts of the accounting change. During the webinar, Felicity Ours, CPA, CRC, of Summit Financial Group (NASDAQ: SMMF), a $2.2 I don’t have any SEC clients at this point who have the calculation tied up with a bow,” King said.

West Virginia 195

West Virginia Virginia Data Community 195

Abrigo

DECEMBER 23, 2022

Our top ten blogs were created by Abrigo's team, which includes former bankers, regulators, and industry experts. As financial regulators have  noted, th is oversight is important because of the potential for long-term complications in financial loss when models such as CECL models or ALM models are misused or incorrect. Learn more.

Resources 195

Resources Risk Management Study Strategy 195

Abrigo

NOVEMBER 9, 2022

How has CECL implementation impacted their operations and reserves for credit losses? CECL's impact on operations. Use a software tool [and] ensure your auditors and regulators are in the loop on progress.” CECL Regulation. With just weeks left to complete CECL implementation, how are banks and credit unions doing?

Survey 195

Survey Software Resources Meeting 195

South State Correspondent

AUGUST 22, 2022

Commodore didn’t know about its customer and didn’t have enough feedback from operations to understand its margins were inadequate. On top of business intelligence, a bank needs to answer to the regulators to run a business. When it realized these issues, it was too late. The lesson – a lack of business intelligence can kill you.

Data 195

Data Analysis Marketing System 195

PYMNTS

APRIL 11, 2018

Blue Suit would listen to the customer’s pitch and decide whether to lend that person money. The webinar will explore reasons that lenders hesitate to become early adopters, from the complexity of machine learning models to AI’s notorious “black box” problem, which makes it hard to explain machine learning-generated results to the regulators.

Lending 100

Lending Regulation Google Risk Management 100

CFPB Monitor

SEPTEMBER 10, 2020

ET, Ballard Spahr will hold a webinar on the three bills. The bill authorizes the Department of Business Oversight (“DBO”), soon to be known as the Department of Financial Protection and Innovation, to begin adopting regulations pertaining to the new licensing requirement on January 1, 2021. On September 29, 2020, from 3:00 p.m.

California 122

California Regulation Innovation Lending 122

Abrigo

JANUARY 11, 2022

You might also like this webinar, "ALM Basics: Best Practices in Measuring, Monitoring, and Controlling Interest Rate Risk" WATCH. ALM is a delicate balancing act between maximizing profitability while minimizing risk, between managing the needs of customers or members, regulators, and shareholders all at the same time. Watch Webinar.

Management 195

Management Meeting Capital Strategy 195

Abrigo

DECEMBER 27, 2022

Digital assets (cryptocurrencies ): Although digital asset scams are primarily consumer issues, customer accounts may start to intersect with business operations where digital assets are concerned. Watch the webinar. Lending & Credit Risk. Stay on top of trending cyber threats. Keep me informed. Whitepaper. Financial Crime.

Fraud 195

Fraud Trends cryptocurrency Software 195

Abrigo

SEPTEMBER 15, 2017

Credit analysts assign risk ratings with a focus on whether the lending institution will get its money back in full and on time. Borrowers do not operate in a vacuum, however, and their environment is often impacted by things beyond their control. Watch the recent Sageworks webinar learn more about Risk Rating best practices.

Industry 150

Industry Trends Examples Data 150