PYMNTS

AUGUST 10, 2020

PYMNTS surveyed more than 5,000 consumers and 500 microbusinesses that receive disbursements, as well as 600 companies of varying sizes that make disbursements, to learn about payout choice, the adoption of instant payments and the willingness to pay fees to enable or receive instant payments.

Millennials 222

Millennials Data United States Report 222

Abrigo

OCTOBER 21, 2019

While many financial institutions are seeing the benefits of digitizing different areas of their bank or credit union, others are still hesitant to invest in technology. Does your financial institution support a culture of innovation and an environment that welcomes new technology? Technology, like banking, isn’t “one-size-fits-all.”

Oklahoma 218

Oklahoma Millennials Innovation Technology 218

PYMNTS

APRIL 2, 2018

It’s not only for consumers, though: Alternative lending firm Kabbage recently found that mobile lending is on the rise among small businesses, with a more than 360 percent increase in the number of SMB loans accessed via mobile device between April 2014 and February 2018. According to Glover, that means banks in the U.S.

blockchain 171

blockchain Lending User Experience Mobile 171

PYMNTS

AUGUST 10, 2020

Consumers have been using internet technology for everything from nonessential health services to ordering from restaurants in the last few years, especially shopping more frequently online for retail products and groceries. We surveyed more than 5,000 U.S. Introduction.

Report 228

Report Payments Millennials Cards 228

PYMNTS

NOVEMBER 16, 2017

Mary’s chief operating officer, Ken Senus, about how the credit union has evolved since it was founded and why, perhaps counterintuitively, its age is an appealing factor for millennial members. From Mill Workers to Millennials. Conservative Approach, Rooted in the Great Depression. After enduring delinquencies and losses, St.

Millennials 101

Millennials US New Hampshire Resources 101

Independent Banker

FEBRUARY 24, 2016

Three ways millennials could accelerate FinTech trends in 2016. When it comes to finance, millennials are a generation known to be conservative in spending and distrustful of financial institutions. Thus, it’s not shocking that millennials are a driving factor in the growing financial technology, or FinTech, movement.

Millennials 70

Millennials San Francisco Bitcoin cryptocurrency 70

PYMNTS

JUNE 9, 2020

As the survey of more than 4,000 CU members, CU leaders and FinTech executives showed, 41.4 That ability has allowed challenger banks and FinTechs to grow their market share in personal lending by 760 percent over the past five years, while CUs have seen their total market share slip 30 percent in the space over the same period.

Digital Banking 133

Digital Banking Millennials Lending Marketing 133

Gonzobanker

OCTOBER 5, 2022

Bankers are obsessed with discovering the “secrets” of getting consumers to change banks, while market researchers feed that obsession with survey data that purports to reveal those secrets. Sadly, bankers are barking up the wrong tree, and most surveys do little to help those bankers understand consumers’ real behaviors and attitudes.

Survey 78

Survey Mobile ATM Cards 78

Gonzobanker

OCTOBER 5, 2022

Bankers are obsessed with discovering the “secrets” of getting consumers to change banks, while market researchers feed that obsession with survey data that purports to reveal those secrets. Sadly, bankers are barking up the wrong tree, and most surveys do little to help those bankers understand consumers’ real behaviors and attitudes.

Survey 78

Survey Mobile ATM Cards 78

Accenture

MAY 7, 2019

And it’s not just millennials who are thinking of jumping ship. However, this isn’t just a frustration for your average millennial. From an Irish perspective, the challenge is here now. As of December 2018, Revolut had 200,000 Irish customers , an increase of fourfold in just over a year. Now, back to my coffee and muffin!

Customer Experience 178

Customer Experience Online Millennials social media 178

PYMNTS

JUNE 5, 2018

In its latest research, business intelligence firm RFI found that most millennials in the U.K. survey respondents agreed that new financial services from the likes of PayPal, Amazon or Google would be more exciting than new services from their banks. In the U.S., In the U.S.,

Payments 116

Payments Survey Software Millennials 116

CB Insights

SEPTEMBER 10, 2019

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. But millennials face significant headwinds in making those financial dreams a reality. get the REPORT on next generation investors. From big banks to big tech.

Millennials 77

Millennials Mobile Lending Cards 77

PYMNTS

AUGUST 14, 2019

Instant lending is the largest monetizable transaction type with Venmo, said management, and the remainder is split between Venmo Card and Pay with Venmo. To that end, Bottomline Technologies Vice President of Product Management and Strategic Solutions Jessica Cheney said in a recent interview with PYMNTS, “The stage is set for the U.S.

Payments 124

Payments Trends Cards Comparison 124

Independent Banker

OCTOBER 29, 2014

Large banks and nonbanks, merchants and technology companies are pressing to solidify their inroads into the financial transaction business. Research and everyday observation show how consumers are increasingly using mobile technologies. It’s become a familiar story, usually with a new splash. Ed Bachelder, payments consultant.

Mobile 105

Mobile Community Bank Community Technology 105

Abrigo

DECEMBER 15, 2016

In the 2015 Growth Strategy Survey by Bank Director , the most commonly cited areas for growth were Commercial Real Estate Lending, C&I loans, SBA loans, and Construction loans. This is compounded by the growing trend of Millennial small business owners.

Lending 150

Lending Millennials Study Survey 150

William Mills

APRIL 20, 2017

This year’s National Technology in Mortgage Banking Conference & Expo took place March 26-29 at the Hyatt Regency in Chicago. There was a good deal of buzz around blockchain technology and tech showcases of the industry’s latest technology entrants, and the overall vibe of the show was a positive one.

blockchain 46

blockchain Detroit Conference Knowledge Base 46

Gonzobanker

MARCH 6, 2018

Much like a bank that over-concentrates itself on commercial real estate lending, banks that rely too heavily on physical channels for consumer and business customers risk attrition, lost revenue and increased expenses. Consider these numbers from PwC’s 2017 Digital Banking Consumer Survey : ? Aligned and Future-Ready.

Strategy 87

Strategy Marketing Mobile Trends 87

William Mills

FEBRUARY 4, 2016

No-cost report chronicles emerging technologies and insights driving financial institution technology plans. Leading industry analysts, banking consultants and financial technology professionals share commentary as well as insights on trends for the year. Download the full report here. bankers will likely purchase in 2016.

Report 40

Report Big Data Analytics Strategy 40

PYMNTS

NOVEMBER 14, 2017

Online consumer lending – in a variety of forms – has grown explosively over the last decade. Its team of economists takes a rather dim view of the online lending space and the ways in which it recruits and handles its customers – and believes that additional regulation is needed to rein in some of the excesses their research uncovered.

Study 101

Study Lending Cleveland Online 101

PYMNTS

JULY 23, 2018

Or are the 27 percent of the population — those high-income Bridge Millennials and Gen X-ers with college degrees who are steps away from financial catastrophe — happy, even if they do report feeling more positive about the stability of their financial situation than they did this time a year ago? Are the more than a third of U.S.

Cards 122

Cards Groups Report US 122

CB Insights

DECEMBER 7, 2017

Mortgage technology startups are companies that apply digital processes to mortgage origination, underwriting, servicing, investment, and other associated business activities. The graphic below highlights several of the prominent technology startups now active across the mortgage industry. What is mortgage tech? Mortgage Tech.

Millennials 69

Millennials Lending United States Technology 69

PYMNTS

APRIL 11, 2016

Technology, cloud computing, the diffusion of mobile devices, the many location-based technologies that mobile enables and an ever-growing supply of APIs and SDKs all make it incredibly tempting and even easy to start a “platform” business. It’s why if you cancel a ride with Uber, it now pushes you a survey asking why.

San Francisco 100

San Francisco Operations Examples Branding 100

PYMNTS

OCTOBER 30, 2019

Its FinTech-focused charge is to, according to both companies, create new products, services and technologies that hit both shopping and consumer financial services. As well, such tech — that is, the marriage of FinTech and retail technology — could help her manage her spending as she plans those lists and even shops inside Walmart stores.

Retail 110

Retail social media Fintech Study 110

Gonzobanker

DECEMBER 22, 2015

In the age of Twitter, Apple Pay and Lending Club, it’s important to remember the shareholder performance delivered by Gleason and team when compared to the behemoths. It’s nice to see somebody passionate about using new payments technology to make banking easier and cheaper for the financially disadvantaged. Bravo OZRK!

Community Bank 60

Community Bank Apple Community Technology 60

PYMNTS

JULY 1, 2016

Digitally driven consumers need more than just an emailed survey or online flyer for meaningful engagement with brands. In the same way, if you send it through email with some sort of social tool like gamification but the game is boring or it’s just a glorified survey, that’s not going to work either. two days in the U.S.,

Branding 106

Branding social media Examples Google 106

PYMNTS

OCTOBER 31, 2016

But, thank goodness, we saw the rise of those disruptive alternative lenders, like Lending Club, to fill the gap that the traditional banks left. Edelman’s been doing these global studies for 16 years and surveys 33,000 consumers all over the world. Further, that uptick came at the expense of trust in government.

Regulation 100

Regulation Innovation Data Industry 100