Abrigo

FEBRUARY 12, 2020

Key Takeaways Commercial real estate lending will be a top focus for many financial institutions in 2020. Despite expectations for growth, bankers, regulators, investors, and others are watchful about potentially lower returns and credit risks ahead. Real Estate Market Outlook. Learn more.

Lending 195

Lending Trends FDIC Survey 195

Abrigo

NOVEMBER 12, 2023

Support credit risk management Understanding loan covenants, when financial institutions should use them, and how to monitor them supports strong lending portfolios and credit risk management best practices. Covenants are warranted in commodity financing and floor-plan lending deals, Kirby added.

Risk Management 221

Risk Management Lending Policies Management 221

Abrigo

JULY 20, 2021

From leveraging PPP technology to building relationships, reasons for boosting SBA lending are numerous. . Takeaway 1 SBA lending can expand your product offerings to help win deals with prospects and existing business customers or members. Why SBA Lending? Would you like others articles like this in your inbox? 1 and Sept.

Lending 195

Lending FDIC Capital Risk Management 195

Abrigo

SEPTEMBER 1, 2020

In fact, 70% of bank executives and directors said their institutions had implemented or upgraded an application or technology specific to PPP loans, according to Bank Director’s new 2020 Technology Survey. Leveraging tech for SBA lending after PPP. Indeed, only about 1,700 lenders participated in the SBA’s 7(a) program in fiscal 2019.

Lending 195

Lending Risk Management Technology Survey 195

Abrigo

OCTOBER 28, 2022

Managing loan workouts and modifications Tips for preparing your bank or credit union to handle an increased volume of problem loans while ensuring prudent credit risk management. You might also like this video, "A look at credit risk in a rising-rate environment." CRE loan accommodations.

Management 195

Management Risk Management Policies Lending 195

Abrigo

DECEMBER 7, 2021

Takeaway 2 In an Abrigo survey, nearly 2 out of 3 FIs said at least some of the loan review process is performed in-house. Financial institutions with strong, independent loan review can react more quickly to changes in the market, according to Ancin Cooley , principal of Synergy Bank Consulting and Synergy Credit Union Consulting.

Risk Management 195

Risk Management Lending Survey Report 195

Abrigo

SEPTEMBER 1, 2020

In fact, 70% of bank executives and directors said their institutions had implemented or upgraded an application or technology specific to PPP loans, according to Bank Director’s new 2020 Technology Survey. Leveraging tech for SBA lending after PPP. Indeed, only about 1,700 lenders participated in the SBA’s 7(a) program in fiscal 2019.

Lending 195

Lending Training Technology Survey 195

Abrigo

APRIL 21, 2023

Focus loan reviews on risk in the portfolio Continuous loan review monitoring helps banks and credit unions ensure credit review systems support safe and sound lending. You might also like this webinar, "Return to basics: Asking the right credit risk questions."

Lending 195

Lending Risk Management Software System 195

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. They help manage and shape strategy in volatile economic and industry conditions. the movement of money out of money market funds to CDs versus new deposit money coming in).

Report 195

Report Risk Management Capital Data 195

Abrigo

FEBRUARY 23, 2022

Making small business loans efficient and worthwhile Digitalizing the lending process can help financial institutions win small business loans and meet customers' needs. You might also like this webinar on small business lending best practices. Top problems in small business lending. Roadblocks to Success.

How To 195

How To Lending Software Survey 195

Abrigo

DECEMBER 1, 2021

There will always be risks inherent in loan portfolios, and effective portfolio management and loan control functions are critical to the overall risk management function of banks and credit unions. Credit Risk Management. Lending & Credit Risk. Risk Ratings. Credit Risk Management.

Risk Management 195

Risk Management Lending Policies Management 195

Abrigo

MAY 18, 2023

The interagency guidance on credit review systems says that comprehensive and effective loan reviews cover all segments of the loan portfolio that pose significant credit risk or concentrations and other loans that meet certain institution-specific criteria. This certainly qualifies loan review as a high-scope activity.

Lending 195

Lending Training Guidelines Policies 195

Abrigo

JULY 20, 2021

From leveraging PPP technology to building relationships, reasons for boosting SBA lending are numerous. . Takeaway 2 Far fewer financial institutions regularly participate in SBA (7a) lending than the more than 5,000 that joined the PPP. . Why SBA Lending? Want other articles like this on SBA loan origination in your inbox?

Lending 195

Lending FDIC Capital Risk Management 195

Abrigo

NOVEMBER 18, 2016

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. For many, commercial real estate lending may be the ticket. This reflects a larger industry trend.

Community Bank 150

Community Bank Handbook Lending Risk Management 150

Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. You might also like this guide for smarter, faster small business lending.

Lending 243

Lending St. Louis Community Marketing 243

South State Correspondent

JANUARY 4, 2023

The irony here is that more than half the banks we recently surveyed had some goal and metric around asset growth. While the current growth rate needs to be left to each bank based on their capital cost, market, and risk tolerance, the general guide is that growth should be in the 3% to 5% range for this year.

Community Bank 195

Community Bank Capital Training Lending 195

Abrigo

AUGUST 26, 2016

In a recent online survey of more than 1,000 bankers using Sageworks’ solutions, bankers indicated that priorities are fairly diverse. Sageworks Senior Risk Management Consultant Rob Ashbaugh said many financial institutions are focusing on portfolio growth in order to offset the profit-pinching effects of low interest rates and thin margins.

Survey 150

Survey Risk Management Leadership Strategy 150

South State Correspondent

MARCH 14, 2024

Risk management also needs to change. Finding your bank tied to a rural area that is decreasing in size and profitable demographics is your bigger risk. Banks need to evaluate new technology, new lending areas, and new cash management levels to name a few with a longer time horizon and with some process rigor.

Innovation 195

Innovation Strategy Capital Comparison 195

Abrigo

NOVEMBER 13, 2023

Read the 2023 Loan Review Survey results for expert analyses of emerging trends WATCH WEBINAR Takeaway 1 Annual loan review is separate from covenant testing and underwriting, but many banks conflate these processes. Guidance lines can also be a good marketing tool because you can give customers approval faster within certain parameters.

Analysis 195

Analysis Lending System Survey 195

ABA Community Banking

OCTOBER 1, 2019

Heated competition for bank funding is an increasingly important focus for community bank leaders, according to an annual survey released today by the Federal Reserve, the FDIC and the Conference of State Bank Supervisors. The post Survey Finds Cost of Funds Top of Mind for Community Bankers appeared first on ABA Banking Journal.

Survey 49

Survey Community FDIC Community Bank 49

PYMNTS

MARCH 17, 2017

Financial software firm Misys had a bit of a roller coaster year in a market constantly in flux. company canceled its IPO last October, citing “ current market conditions” as its reason behind deciding not to pursue an estimated $7 billion float on the London Stock Exchange.

Fintech 195

Fintech Innovation Lending Management 195

South State Correspondent

MAY 13, 2024

The major themes of fraud, artificial intelligence (AI), expansion of instant payments, open banking, and regulation were particularly relevant to your roles as executives, risk managers, compliance officers, and technology leaders. The law firm of Sidley Austin held a session on the CFPB’s uniqueness.

Conference 195

Conference Payments Fraud Data 195

Independent Banker

DECEMBER 31, 2021

Independent Banker ’s annual Community Bank CEO Outlook survey reveals how community bank leaders plan to leverage today’s deposit-laden banking environment to grow this year. Leading the challenges for bankers responding to this year’s survey are increasing loans (56.1%) and increasing earnings (54%). What changes will 2022 bring?

Community Bank 144

Community Bank Community Lending Louisiana 144

Abrigo

NOVEMBER 11, 2019

Bankers since the financial crisis have become accustomed to seeing language like the following: “The FDIC is re-emphasizing the importance of prudent interest rate risk oversight and risk management processes to ensure FDIC-supervised institutions are prepared for a period of rising interest rates.” Lending & Credit Risk.

Management 150

Management FDIC Community Risk Management 150

Gonzobanker

MAY 8, 2020

So far, bankers have taken comfort in the soundbite that “this crisis is different” because of the strong capital levels and risk management rigor that has developed since the Great Recession. Practice the art of surgical lending. For instance, Wells and Chase just shut down all home equity lending.

Lending 114

Lending Analytics Analysis Capital 114

Independent Banker

JUNE 30, 2022

But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Here, we highlight some of last year’s most successful loan producers in the areas of agriculture, commercial and consumer/mortgage lending. By Ed Avis.

Community Bank 172

Community Bank Community National Philadelphia 172

Independent Banker

FEBRUARY 24, 2016

A whopping 95 percent of ICBA members are active commercial real estate (CRE) lenders, according to the latest ICBA Community Bank Lending Survey. Risk-management practices “that cause concern,” the regulators wrote, include “a greater number of underwriting policy exceptions and insufficient monitoring of market conditions.”.

Community Bank 70

Community Bank Lending Community Regulation 70

Jeff For Banks

FEBRUARY 3, 2017

His election has already brought change to the financial markets, sending stocks rising 6%, as measured on the S&P 500 index, and sending interest rates to their highest levels in years. Clearly, the markets expect change. The markets must think that GDP growth will soar on January 21 st. with rising rates. since 2009.

Marketing 60

Marketing Taxes Regulation US 60

Abrigo

AUGUST 28, 2022

Develop better ag lending workflows before demand picks up. A better ag lending process makes applying smoother for borrowers and can allow efficient ag loan growth without adding a lot of staff. Takeaway 1 Now is the time to plant the seeds for harvesting growth in the ag loan portfolio by creating a better ag lending process.

Lending 195

Lending Analysis System Data 195

Independent Banker

JANUARY 28, 2016

Thomas: Because banks have been introducing more new products and services or introducing new business lines, in part to simply serve their customers and in part to generate new revenues, the regulators want to evaluate how well banks are managing the risks associated with such new activities. Thomas: That’s right.

Community Bank 70

Community Bank Community Regulation Lending 70

PYMNTS

MAY 2, 2016

Then, there is the risk of corporate lending. Banks, it turns out, are willing to take on that risk. But for businesses — especially smaller ones — the risk of taking on new debt, or even the risk for being turned down for a loan, is too much to bear. The FI, which surveyed 500 businesses across the U.K.,

Lending 100

Lending Security Fraud Regional 100

PYMNTS

DECEMBER 13, 2018

and China, as well as Brexit , are among the biggest current geopolitical events that continue to rock the FX market, and companies are at risk of taking significant financial hits as a result. Supplier financial risks have declined over time, too. Trade tensions between the U.S.

Management 155

Management Trends Data Analytics 155

Abrigo

OCTOBER 9, 2019

In a recent survey by the National Association for Business Economics, 74% of economists who responded expect a recession by the end of 2021. Charge offs were close to zero for most banks since 2013, according to call report data from S&P Market Intelligence. Portfolio Risk & CECL. Credit Risk. Learn More.

Data 150

Data Exercises Software Tools 150

Independent Banker

SEPTEMBER 25, 2014

Be aware of existing or emerging risk concerns. increased operational risks. Implicit in managing operational risk is for banks to continue to maintain adequate capital and a solid balance sheet, he says. It’s not just about looking at the returns but having the due diligence and risk management folks involved.”.

Compliance 101

Compliance Regulation Community Bank Community 101

Abrigo

JANUARY 3, 2023

Takeaway 2 Lenders must follow strict procedures to mitigate risk and keep the outstanding loan balance scaled to the collateral value. Construction lending from the ground up. Strischek included the following information, which can help lenders avoid risk before the project begins—by planning ahead at the closing table.

Lending 195

Lending Policies Survey Risk Management 195

PYMNTS

OCTOBER 31, 2016

And Lending Club — perhaps disappointed with its results of late in its central business — is branching out. And based on how that market is trending, we’re pretty sure that will bring disappointment too, down the road. <haha> cents a share that analysts surveyed by Thomson Reuters expected. Lending Club’s New Groove.

Data 100

Data Millennials Chicago Lending 100

Abrigo

JANUARY 29, 2020

Key Takeaways The FDIC issued an advisory to FIs encouraging safe and sound lending practices in today's ag lending environment. FDIC) issued an advisory to financial institutions encouraging exceptionally safe and sound lending practices in agricultural lending.

Lending 195

Lending How To FDIC Survey 195