Abrigo

JULY 27, 2023

Regtech is simply the use of technology such as AI, machine learning, natural language processing, and blockchain to improve the way businesses manage regulatory compliance. For example, in the pharmaceutical industry, manufacturers can use regtech to ensure that marketing complies with FDA requirements.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

JULY 27, 2023

Regtech is simply the use of technology such as AI, machine learning, natural language processing, and blockchain to improve the way businesses manage regulatory compliance. For example, in the pharmaceutical industry, manufacturers can use regtech to ensure that marketing complies with FDA requirements.

Technology 195

Technology Fraud Compliance Regulation 195

South State Correspondent

FEBRUARY 8, 2023

The current yield curve presents various challenges for community bankers for revenue generation and risk management. In future articles, we will discuss how some top-performing banks are deploying strategies for deposits, loans, and risk management in the current interest rate environment.

Community Bank 195

Community Bank Community Risk Management Strategy 195

PYMNTS

APRIL 2, 2020

This issue is present in almost every industry, as the $70.3 Big Data analytics reached a market valuation of $29.87 Financial data is useful in helping banks develop wide-reaching marketing campaigns, but social data is critical to developing offers for specific customers. billion spent on TV advertising in 2019 illustrates.

Analytics 237

Analytics Data Big Data social media 237

Abrigo

DECEMBER 23, 2022

Takeaway 1 Changing economic landscapes, investment markets, interest rates, customer demand, mergers, and acquisitions affect ALM decisions. Takeaway 2 Along with a five-part ALM 101 series that took a deep dive into risk-rating, popular posts touched on the value of core deposit studies.

Resources 195

Resources Risk Management Study Strategy 195

Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. You might also like this guide for smarter, faster small business lending.

Lending 243

Lending St. Louis Community Marketing 243

PYMNTS

JULY 14, 2020

That alternative method of paying for purchases “on credit” got a boost with news this week that Visa Installments , a new point-of-sale (POS) credit solution, is being rolled out in pilot markets across the U.S. Rounding out the top 5 of PYMNTS Provider Ranking of Alternative Credit Apps at present is BNPL player QuadPay.

Lending 130

Lending FDIC Minneapolis Utah 130

Abrigo

MARCH 13, 2024

No, it’s the current situation in the commercial real estate (CRE) market tied to the threat that distressed and problem CRE loans pose to investors, banks and credit unions, and the economy at large. You might also like this podcast on leveraging the Fed's stress test scenarios. Want to learn more? Talk to a specialist.

Strategy 221

Strategy Course Meeting Taxes 221

Abrigo

MARCH 16, 2016

Why the risk rating process deserves attention: Risk ratings often influence the credit approval process and the price of the loan, therefore, incorrect ratings could lead to undue risk in the portfolio. Once determined, they allow lenders to determine how and how often to review and analyze the relationship.

Risk Management 150

Risk Management How To Capital Management 150

PYMNTS

MAY 22, 2020

While alternative and digital lending FinTechs can be a more agile option for borrowers, the way these FinTechs manage their own loan portfolios can become a particularly burdensome process that Diehl said threatens to take these companies’ focus away from their goal of enhancing borrower experiences, and toward back-office logistics.

Fintech 261

Fintech Lending Tools Risk Management 261

Abrigo

DECEMBER 17, 2021

Components of an effective fintech partnership If leveraging new technology is a priority for your FI, ensure these three elements are present for an effective fintech partnership. . For banks and credit unions, this often means a deep understanding of regulations and compliance and adhering to the institution's risk management standards.

Fintech 195

Fintech How To Innovation System 195

CFPB Monitor

AUGUST 1, 2022

On July 18, the Federal Housing Finance Agency (“FHFA”) announced the launch of a new Office of Financial Technology with the goal of advancing effective risk management as it evaluates fintech developments in the housing finance space. The deadline to submit comments in response to the RFI is October 16, 2022.

Financial Technology 78

Financial Technology Technology Fintech Compliance 78

South State Correspondent

JANUARY 4, 2023

For any banker looking for clarity, we present five New Year’s resolutions, no matter your size, that provide a roadmap to accomplish both the short and long-term objectives of a top-performing bank. When offering a higher money market or CD rate, the direct damage done to cost of funds is often the least of a bank’s worries.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

MARCH 17, 2017

Financial software firm Misys had a bit of a roller coaster year in a market constantly in flux. company canceled its IPO last October, citing “ current market conditions” as its reason behind deciding not to pursue an estimated $7 billion float on the London Stock Exchange. Already, D+H has made its next move.

Fintech 195

Fintech Innovation Lending Management 195

FICO

JANUARY 19, 2023

Here are my three predictions for risk management and customer treatment in 2023. Customers increasingly expect their data to be used to deliver tailored communications that anticipate their requirements, rather than being presented with generic offerings that are targeted to large groups of broadly similar demographic segments.

Lending 52

Lending Strategy Analytics Data 52

Abrigo

NOVEMBER 13, 2023

Rather, it is an internal accounting facility that transfers loan authority from a higher lending source to a lower one for a specific period of time under specific conditions. It does not have specific properties in mind, but it wants the flexibility to move quickly when an opportunity presents itself.

Analysis 195

Analysis Lending System Survey 195

Abrigo

AUGUST 28, 2022

Develop better ag lending workflows before demand picks up. A better ag lending process makes applying smoother for borrowers and can allow efficient ag loan growth without adding a lot of staff. Takeaway 1 Now is the time to plant the seeds for harvesting growth in the ag loan portfolio by creating a better ag lending process.

Lending 195

Lending Analysis System Data 195

Jeff For Banks

FEBRUARY 1, 2019

After a lengthy stretch of strong economic growth and stock market gains, the inevitable correction arrived with force in the fourth quarter, culminating with a December that can only be described as “tres terrible!” A Long, Cold December I could just scream! The spread between 3 month and 10 year Treasuries is not much better, dropping to.23%

Marketing 60

Marketing Community Bank Community Risk Management 60

FICO

SEPTEMBER 30, 2022

He is chief of judges for the annual Retail Banker International Awards and lead market advisor for GlobalData's retail banking research division. Martin Elliott has more than 18 years of lending strategy and product management experience in banking and financial services. Vice President of Worldwide Marketing for FICO.

Meeting 52

Meeting Analytics Management Strategy 52

FICO

NOVEMBER 23, 2021

Sid has more than 20 years of experience in the financial, energy, and commodities markets. He has held various roles in product development, risk management, software development and consulting for banks, hedge funds and software firms, including Standard Chartered Bank, TCG Group, HCL and Cognizant.

Meeting 52

Meeting Analytics Risk Management Management 52

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. This is a classic bank deal – one acronym buys another at a good price and plans to cut the hell out of cost while adding markets. Market cap in January: $19B.

Idaho 181

Idaho Community Industry Strategy 181

Independent Banker

MAY 2, 2016

We ignite prosperity in all the communities we serve through community reinvestment, lending to local businesses, and providing educational opportunities for the community and our employees. In 2015, we presented multiyear donations for building projects of $100,000 to Tioga Medical Center and $50,000 to Crosby Kids Daycare.

North Dakota 70

North Dakota Community Bank Community Risk Management 70

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. lending marketplace. Attorney Alex Tse. “We The Response.

Lending 135

Lending Fraud Management San Francisco 135

FICO

NOVEMBER 29, 2021

Updating them to meet rapidly changing market conditions has become hugely time-consuming and a typically onerous challenge. It's a common practice and a back-office headache we're often presented with at FICO. It reduces the risk of non-compliance right across the business thanks to a uniform level of transparency.

Meeting 52

Meeting Lending Innovation Analytics 52

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Congrats to Randy and a great management team. We salute a legend of lending and credit union leadership. GonzoBanker of the Year – Credit Union.

Fintech 147

Fintech Strategy Leadership Lending 147

Abrigo

SEPTEMBER 27, 2017

The hundreds of people attending the 2017 Risk Management Summit hosted by Sageworks heard from dozens of thought leaders in the financial services industry. The Sageworks Risk Management Summit is the industry’s leading life-of-loan conference, with topics spanning business development through portfolio risk in a CECL world.

Risk Management 150

Risk Management Management Denver Chicago 150

Abrigo

SEPTEMBER 15, 2022

You might also like this webinar, "How to manage a high-performing construction loan portfolio." Takeaway 1 "Bank Monitoring with On-Site Inspections" will be presented later this month and claims to be the first empirical study of bank monitoring within non-syndicated loans. . Bank monitoring in construction lending.

Study 195

Study FDIC Lending Risk Management 195

CFPB Monitor

NOVEMBER 7, 2016

In its Fall 2016 Supervisory Highlights , which covers supervision work generally completed between May and August 2016, the CFPB highlights violations found by its examiners involving origination and servicing of auto financing, debt collection, mortgage origination and servicing, student loan servicing, and fair lending. Fair lending.

Lending 83

Lending Report Regulation Policies 83

South State Correspondent

APRIL 23, 2024

Often, a bank that is growing faster than the economy will do so by taking on riskier customers or will create risk faster than the risk management process can manage. Sometimes, strategies around efficiency cause the combination of growth, risk management, and the customer experience to become unstable.

Risk Management 195

Risk Management Strategy Management Customer Experience 195

Abrigo

NOVEMBER 10, 2020

Kylee Wooten, Content Marketing Manager at Abrigo, also contributed to this article. . Lending & Credit Risk. Member Business Lending. Credit Risk Management. Lending & Credit Risk. Portfolio Risk & CECL. Portfolio Risk & CECL. CRE Lending.

Lending 329

Lending Risk Management Report Management 329

Lex Sokolin

JULY 1, 2019

fee on Binance, $600M of Tether printed, $200M in DeFi lending This is what it looks like, this change in the atmosphere, the fireflies all lighting up as the night comes in. Every other person had a physics PhD and worked in risk management for large capital markets trading desks. Finance in motion— $1B moved for $0.02

Bitcoin 40

Bitcoin System Software blockchain 40

Fintech Labs Insights

SEPTEMBER 3, 2015

Why it’s great: Ldger extends the innovation associated with marketplace lending post-origination, facilitating efficient and transparent access for multilateral participants to sophisticated capital markets. Presenters. Hyung Kim, Co-Founder, Financial Markets. Inventory discovery and aggregation.

New York 12

New York Risk Management Conference Innovation 12

Fintech Labs Insights

MAY 7, 2015

Affirm’s $275 million round was rumored to include about $200 million in debt to fund it’s alt-lending efforts. Alt-lending at the point-of-sale. Real estate risk management (aka Solidifi & iv3CUS). Business analytics and risk management for banks. Wealth management platform.

San Francisco 12

San Francisco New York City Company Fintech 12

Abrigo

JUNE 29, 2022

Ag Sector Outlook Presents Opportunity and Risk for Lenders Higher prices for agricultural producers and continued gains in farmland values are meeting rising interest rates and input costs. Stay up to date on the farm outlook and ag lending best practices. More Unpredictable Than 2019-2021. The general U.S. Related Subhead.

Kansas City 195

Kansas City Kansas Lending Oklahoma 195

Fintech Labs Insights

MAY 15, 2015

Two FinovateSpring 2015 presenters landed big rounds: Credit Sesame raised $16 million to expand its debt management and credit tracking platform. Vouch landed $6 million to help put the “first P” back in P2P lending. Online lending ( Paidy ). Lending social network. Source: FT Partners.

San Francisco 12

San Francisco Company Fintech California 12

Abrigo

MARCH 31, 2023

Risk focus Three main areas of risk from the NCUA letter The NCUA supervisory priorities emphasized the following regarding increased risk: Interest rate risk (IRR): Examiners will focus on key interest rate risk management and control activities, including reasonable and well-documented assumptions and data sets.

Risk Management 195

Risk Management Policies Capital Maine 195

Abrigo

MARCH 17, 2022

Takeaway 2 The severely adverse scenario from regulators presents a very severe global recession combined with severe stress in the CRE market and the corporate debt market. Prudent stress testing as a risk management tool helps the enterprise see where the potential pitfalls are in their plans.

Capital 195

Capital Regulation Risk Management Community 195