PYMNTS

APRIL 1, 2020

With social distancing currently a top priority of retailers in the current environment, a supplier of shopper engagement and loss prevention technologies has flipped the script, now making devices that heighten real-time awareness of social distancing in retail stores.

Retail 132

Retail San Francisco Security Technology 132

Bobsguide

AUGUST 7, 2022

London, UK – August 3, 2022 – Finastra announced today that The Co-operative Bank has selected Finastra Kondor in the cloud, available via Microsoft Azure, to upgrade its treasury infrastructure and automate manual reporting and processes. EMEA PR Manager. For more information about the solution, click here. T +44 (0)7552 865009.

Operations 68

Operations Strategy Innovation Policies 68

PYMNTS

JANUARY 19, 2021

National Australia Bank (NAB) has chosen Eedenbull to integrate its payment and spend management technology for SMB customers. NAB will add Eedenbull’s Q Business platform to its offering to help SMBs track and manage spend, as well as to automate compliance controls. National Australia Bank Chooses Eedenbull.

Fintech 341

Fintech National Groups Tools 341

Independent Banker

OCTOBER 31, 2021

Offering digital lending isn’t about the bells and whistles. started developing its digital lending platform about three years ago—and the bank is really glad it did. “I’m Community bankers are increasingly recognizing that the future of digital lending is here. Illustration by Out of the box/Stocksy. By Beth Mattson-Teig.

Lending 91

Lending Community Bank Community North Dakota 91

PYMNTS

MAY 31, 2016

Has the Lending Club debacle taught the alternative lending industry anything? The marketplace lending space has continued to expand, even following the fallout of Lending Club revelations about improper loan management and the sudden exit of its CEO. “It’s all about the home. Interest rates begin at 7.3

Lending 100

Lending Security Industry Report 100

Banking Exchange

DECEMBER 16, 2020

The coronavirus pandemic has created turbulent conditions in ag lending in 2020 Risk Management Retail Banking Fair Lending Operational Risk Credit Risk Rate Risk Feature3 Feature Financial Trends Covid19 The Economy.

Risk Management 88

Risk Management Lending Trends Retail 88

PYMNTS

MARCH 20, 2020

However, the applicants will have to allow Cainiao to provide things like inventory information and operational status to HSBC for analysis. “We Through this digital financing solution, more merchants can easily obtain rapid loans,” Zhao Wei, general manager of Cainiao Network Supply Chain Finance, told the news outlet. “As

Big Data 203

Big Data Lending Regional Operations 203

Abrigo

MAY 24, 2023

“Without full access to the banking and payments system, legal cannabis businesses are forced to operate in the shadows,” said Sen. As such, companies are forced to operate in a cash-only model, which can result in robbery, money laundering, and organized crime. Sherrod Brown, D-Ohio, in the same hearing.

Lending 195

Lending Fraud Operations Ohio 195

PYMNTS

DECEMBER 7, 2020

Despite a surge in sales, small businesses selling online can struggle to manage working capital, particularly as many rely on third-party marketplaces like Amazon that don't facilitate instant access to revenues. The company now operates in the U.K., Europe, Canada, the U.S. An Alternative To Banks.

Capital 356

Capital Online Tools Lending 356

Banking Exchange

JUNE 3, 2020

KBRA warns that stable delinquency rates could rise in the months ahead as banks have focused on short-term relief Risk Management Retail Banking Compliance Fair Lending Mortgage Compliance Management Operational Risk Feature3 Feature Financial Trends PPP Covid19 The Economy.

Risk Management 78

Risk Management Compliance Lending Trends 78

PYMNTS

JANUARY 30, 2017

Used to be that managing a company’s liquidity and cash position was a matter of reconciling disparate bank accounts at the end of the day. Trade finance, they said, could help boost efficiency in cash management and supply chain (via dynamic discounting on invoices).

Management 100

Management Lending Capital Survey 100

PYMNTS

MARCH 7, 2018

To help merchants and other service providers convert more consumers at the point of sale, LendingPoint has unveiled LendingPoint Merchant Solutions, a platform that will provide fully integrated one-stop retail financing, the company said in an announcement. The move comes after the company acquired LoanHero in Dec.

Retail 100

Retail San Diego Georgia Risk Management 100

Bank Innovation

AUGUST 22, 2018

Unity Bank, with $450 million in assets, has begun to leverage loan technology to streamline its commercial lending and consumer lending processes. Bank Innovation spoke with Unity Bank senior vice president and commercial lending manager Darrin Wilson on what “streamlining” will mean […].

Lending 225

Lending Innovation Technology Management 225

PYMNTS

APRIL 29, 2020

To provide immediate cash flow for small- to medium-sized businesses (SMBs), the American Institute of CPAs (AICPA) is asking for the Federal Reserve to make a short-term accounts receivable (AR) lending facility that is federally backed, according to an announcement.

Lending 142

Lending Payments Retail System 142

PYMNTS

SEPTEMBER 28, 2020

has completed its Chapter 11 bankruptcy protection process and emerged from one of the highest-profile retail collapses since COVID-19 began, the Dallas-based company disclosed. We emerge from Chapter 11 as a stronger, more innovative retailer, brand partner and employer.”. Neiman Marcus Holding Company Inc.

San Francisco 139

San Francisco New York City Houston Dallas 139

FICO

NOVEMBER 30, 2022

Profitability and Customer Financial Health in Retail Banking. In my recent Forbes article , I explored a vision for the future of retail banking where the customer’s complete financial wellness is at the center of decision making. Here’s how to strike a balance that delivers long-term benefits for customers' financial health.

Retail 52

Retail Data Analytics Fraud 52

South State Correspondent

APRIL 12, 2022

in assets and almost $500B market cap), Dimon emphasizes in multiple ways that the bank’s focus is on the communities in which it operates. The bank aims to be a responsible citizen at the local level in every community where it lends and takes deposits. The bank holds the #1 market share for multifamily lending.

Community 195

Community Community Bank Leadership Lending 195

Bank Innovation

JANUARY 23, 2018

EXCLUSIVE – The two fundamental keys to most challenges retail banks and payment companies face on the innovation front are personalization and efficiency, according to Alberto Corvo, a founding partner at fintech focused investment firm Motive Partners.

Innovation 186

Innovation Retail Fintech Payments 186

Celent Banking

MARCH 6, 2015

Next week I will be moderating a panel discussion at American Banker´s Retail Banking Conference in Austin about the competitive pressures of community institutions. prepaid services, P2P lending, etc.). Banking Events American Banker Retail Banking Retail Banking Conference' Even labor saving technology (e.g.

Conference 100

Conference Retail Community Austin 100

PYMNTS

APRIL 2, 2020

Financial institutions (FIs) face a perennial challenge in their day-to-day operations — convincing customers to use their products and services rather than a competitor’s. Banks can even harness external regulatory, trading and social media engagement data, all of which can be processed and analyzed to benefit their operations.

Analytics 237

Analytics Data Big Data social media 237

Abrigo

DECEMBER 5, 2023

Financial services experience: Practical experience in the banking or financial sector, especially in compliance, risk management, or auditing roles, is invaluable for a BSA Officer. If the BSA Officer is a higher level and a “big picture” leader, process managers must naturally be analytical and confident to fill this necessary skill set.

Training 221

Training Compliance Regulation Software 221

FluentBanking

OCTOBER 17, 2020

is a third-generation bank currently looking for workers for its liability marketing and cash management. Vacancy 01 Job Context Position-Corporate Designation :SVP/EVP/SEVP Job Responsibilities This position will look after the liability marketing and cash management operations of the Bank. One Bank Ltd.

Management 52

Management Marketing Leadership Strategy 52

PYMNTS

JANUARY 18, 2021

Last week, Grab announced that its Grab Financial Group had raised $300 million in a Series A funding round led by Hanwha Asset Management and joined by K3 Ventures , GGV Capital , Arbor Ventures and Flourish Ventures. Founded in Malaysia in 2012, Grab is also known for its popular ridesharing and delivery services.

Fintech 198

Fintech US Groups Management 198

PYMNTS

MAY 25, 2016

Reports by Financial Times said on Tuesday (May 24) that Wells Fargo vowed to continue to lend to businesses that have significant outstanding debt against the guidance of U.S. “Regulators don’t make our loan decision for us,” said Wells Head of Corporate and Commercial Banking and Treasury Management Perry Pelos.

Lending 100

Lending Regulation America US 100

South State Correspondent

JANUARY 4, 2023

In addition, they may consider focusing on these five critical areas: Improve Operating Leverage. To improve the quality of their earnings, banks need their number one focus to be on making their operations more efficient. To the extent projects improve operating leverage and the total experience, so much the better.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

FEBRUARY 4, 2020

Google’s parent, Alphabet, reported fourth-quarter results with gains in search and YouTube businesses, while cloud outpaced the growth rate of those operations. Grab acquired Singapore’s robo-advisory Bento, which it plans to rebrand as GrabInvest and use to offer retail wealth management to users, drivers and merchant partners.

Payments 130

Payments Lending Maine Retail 130

Abrigo

MARCH 13, 2024

CRE is now arguably the riskiest asset class due to a perfect storm of: Systemic changes in the way we utilize real estate (not just office, but retail, housing, and other sectors). Finally, any failure to deliver required financial information in a timely manner (including rent rolls/operating statements) or any covenant defaults (e.g.,

Strategy 221

Strategy Course Meeting Taxes 221

Gonzobanker

APRIL 10, 2017

And, increasingly, mid-size and community banks are looking to take on the Big 5 banks in corporate banking, particularly in offering cash management services. When’s the last time you could say both of those things about most of your retail or small business deposit base? Are you thinking about becoming a cash management star?

Management 83

Management System Strategy Examples 83

PYMNTS

JUNE 8, 2020

Cardpay , based in Bengaluru, India, offers a spending management platform to corporations under the brand name “Grit.” Cardpay was founded by Kumar Srinivasan , who boasts two decades of experience with payments, retail and credit lending services. “Payments-led lending is the new growth mantra for us.

Payments 150

Payments Lending Cards blockchain 150

PYMNTS

JANUARY 18, 2021

Plus, big banks’ Q4 earnings showed that the pandemic’s impact on critical lending and spending wasn’t as bad as first feared. Ant Group Overhauling Operations to Satisfy Chinese Regulators. Retail 2021: The Five Things Retailers Should Be Talking About at NRF This Week. Biden Taps FTC’s Rohit Chopra to Head CFPB.

Payments 146

Payments Regulation Analytics Groups 146

PYMNTS

DECEMBER 7, 2020

NCR Digital Banking Senior Vice President and General Manager Doug Brown told Karen Webster there will be an acceleration of deal making on the other side of the pandemic, particularly as financial institutions (FIs) recalibrate and expand their digital efforts. operations to PNC Bank , creating the fifth-largest regional player in the U.S.

Google 282

Google Examples Regional Lending 282

PYMNTS

MARCH 8, 2019

Additionally, third-party providers and retail merchants are showing greater interest in how data transparency, which is mandated by open banking and PSD2, may give them a larger stake in customer relationships. Data availability is also changing how companies approach customer data when it comes to making products.

Lending 135

Lending Data Security Regulation 135

PYMNTS

DECEMBER 4, 2020

Banking as a Service (BaaS) is poised to change the end user experience of corporates as they navigate the daily challenges of cash flow management, supply chain activity and the need to become digital-first. Elsewhere, StreetShares raised $10 million to expand small business lending technology for banks and credit unions.

Lending 224

Lending Meeting User Experience Innovation 224

South State Correspondent

SEPTEMBER 27, 2023

Ask most banks how they construct their lending portfolio, and they say that “it is what the market gives them.” Banks generate “alpha” or excess returns by taking more risk, usually in the form of real estate and commercial lending. This is the net operating income of a property divided by the current market value.

Lending 195

Lending US Marketing Capital 195

PYMNTS

SEPTEMBER 29, 2020

They’re not equipped to manage the operational risks associated with these smaller businesses,” Shoihet told PYMNTS, especially when it comes to extending short duration credit lines, debt products or factoring. In Latin America, the infrastructure mainly relies on banks to provide kind of these types of services to the SME segment.

United States 286

United States Regional America Trends 286

PYMNTS

FEBRUARY 21, 2020

MaxWholesale targets India’s kirana stores, connecting the small, mom-and-pop retailers to a digital wholesale platform to restock their inventory. The company also manages its own warehouses and inventory to support next-day delivery.

Capital 181

Capital Technology Cards Texas 181

PYMNTS

AUGUST 22, 2019

These include Sold by Amazon, which helps to manage pricing, and Target Inventory Levels, which helps merchants manage Fulfillment by Amazon (FBA) inventory. . Also, the Amazon Marketplace App Store recently expanded into markets like India and Japan, with the purpose of streamlining business operations.

Tools 184

Tools America Retail Survey 184