PYMNTS

JULY 22, 2019

While not exactly an empire yet, the online retailer launched its 13th store in New York City last month and it features the ability to use cash, answering a complaint that’s been lodged at unattended retail generally. In India, online fashion company Myntra opened a cashierless store, selling items from its Roadster outdoor lifestyle brand.

Innovation 125

Innovation San Francisco Retail Study 125

PYMNTS

JUNE 1, 2018

Between 2015 and 2017, the amount of lending to small businesses by the five leading online lending providers increased 50 percent, according to a new report from NDP Analytics, a Washington, D.C.-based The report, entitled “The Economic Benefits of Online Lending to Small Businesses and the U.S. based economic research firm.

Lending 103

Lending Online Community Washington 103

PYMNTS

JANUARY 25, 2021

a circumstance that almost certainly relates to the pandemic’s severity in the nation. consumers now prefer making their purchases online, and the majority of them want digital-native experiences. Our latest study is based on a survey of more than 2,000 consumers and 500 merchants in the U.K., Data shows that 46 percent of U.K.

Study 222

Study United States Online Innovation 222

PYMNTS

DECEMBER 21, 2020

You can see it in how investors are putting money to work in both consumer-facing and B2B startups, and how startups and incumbents are forging new partnerships to move innovation faster to market. Source: PYMNTS.com longitudinal study of over 40,000 consumers (data from the most recent panel on Nov. consumers — 47.2 23-25, 2020.

Apple 227

Apple Study Innovation Survey 227

PYMNTS

DECEMBER 3, 2019

But a study from the National Restaurant Association found that just 18 percent of restaurants offer mobile ordering via their own apps, while 43 percent of consumers want such methods. Even so, innovators from third-party apps to restaurant chains themselves are offering mobile options that extend beyond delivery.

Innovation 130

Innovation Mobile Fraud Cards 130

PYMNTS

NOVEMBER 2, 2020

In years to come, it’ll be hard to find anything as studied and surveyed as COVID-19’s effects on commerce. As PYMNTS noted in the Pandenomics report in early October, “the biggest change of all will likely be the share of consumers shopping for groceries online. Payments Innovation Leads the Way . Our research shows that 85.3

Study 205

Study Cards Payments Innovation 205

PYMNTS

OCTOBER 6, 2020

At a time of increased consumer use and acceptance of the new COVID-era digital lifestyle, the pressure is mounting on large, legacy lenders to accelerate their innovations – or become obsolete. billion people – will likely be using online and mobile banking services by 2024. We've got to do more of it.”.

Digital Banking 256

Digital Banking ATM Mobile Atlanta 256

PYMNTS

JUNE 26, 2020

Many banks braced themselves for an oncoming surge in the number of consumers accessing their financial accounts online or via mobile banking apps, but safely and seamlessly providing that access remained tricky for many in the space. How N26 Is Using Cloud Core Banking for Nimble Mobile Innovation. customers in late May.

Meeting 227

Meeting Mobile Digital Banking Tools 227

PYMNTS

JANUARY 21, 2020

Cash and checks persist as the disbursement methods for many companies, however, despite the growing preference for online payments. The economy is growing more interconnected, so enabling disbursements between different nations and local currencies is becoming more critical. More than 90 percent of U.S. Around The Disbursements World.

Innovation 167

Innovation Tools Online Trends 167

PYMNTS

NOVEMBER 4, 2020

Research confirms that QSR patrons are seeking multiple online and offline ordering methods. These innovations have revolutionized diners’ experiences and transformed the purchasing process. Such an approach is essential to attracting new customers and enhancing profitability under any circumstances. . Much of the U.S.

Meeting 230

Meeting Payments New York City Denver 230

PYMNTS

OCTOBER 7, 2019

Meanwhile, payment service providers (PSPs) are scrambling to find ways to authenticate these customers without adding friction to online transactions. It is still a matter of debate on what exemptions, innovations and changes can be left up to national authorities — and what cannot.

Regulation 134

Regulation Trends Compliance National 134

PYMNTS

JANUARY 25, 2021

The National Retail Federation ’s annual convention may have come and gone but the sentiments, strategies and lessons learned from facing nearly a year of pandemic-led changes by some of the world’s largest merchants are going nowhere fast — especially when it comes to their embrace of increased digitalization.

Community 269

Community Retail Strategy National 269

PYMNTS

JANUARY 12, 2020

The overhaul comes amid the mass-closing of malls and shoppers starting to prefer the ease of shopping online. A study by industry advocacy group National Association of Convenience Stores showed that convenience store sales are up by around 30 percent over the past decade, and the number of stores has grown by around 28 percent since 2000.

Innovation 131

Innovation Study National Groups 131

PYMNTS

DECEMBER 24, 2020

And that shift has persisted throughout a year where mobile and digital expansion and innovations have been a rare bit of bright spot in an otherwise incredibly challenging environment. Digital Innovations Will Outlast the Pandemic That Inspired Them. In 2019, nearly three-quarters of U.S. A Clamor Is Coming For Subscriptions.

Study 206

Study Industry United States Innovation 206

PYMNTS

NOVEMBER 14, 2019

The Uber of furniture ,” P2P closet-sharing and crowdshipping all certainly sound innovative. There’s a lot of competition to capture the $6 trillion in online payments for U.S. Marketplaces and their partners want to satisfy consumers who are comfortable with the convenience of online shopping. According to an FDIC study , 6.5

Payments 124

Payments United States Online Google 124

PYMNTS

AUGUST 17, 2020

Using those models, the trailing 12-month, non-adjusted, online retail sales numbers show an increase of 31.4 CPG Goes Online — And To Auto-Refill. It’s also where CPG companies have reported seeing big spikes of online sales, particularly to new consumers. And where are they spending their money?

Retail 335

Retail Branding Online Report 335

PYMNTS

FEBRUARY 25, 2019

The Conference of State Bank Supervisors (CSBS) said earlier this month that it had put in place a set of action items to standardize the national experience of FinTechs and non-bank entities. Liu pointed out that the online database of the aforementioned state licensing and FinTech guidance will go live later in 2019.

Regulation 147

Regulation Fintech Community Bank Community 147

PYMNTS

OCTOBER 16, 2019

Between $800 billion and $2 trillion USD is laundered each year, according to the United Nations Office on Drugs and Crime. And yet, per that same study, 30 percent rate at least one of their AML components as being either “not at all” or only “somewhat” effective.

Compliance 123

Compliance Fraud Study Digital Banking 123

PYMNTS

SEPTEMBER 24, 2020

The ongoing COVID-19 pandemic and its associated social distancing and stay-at-home orders have pushed untold services online for easier consumer access, with banking serving as a prime example. billion in losses in 2019, according to a recent study, although it has declined from $20 billion in 2013. Identity fraud accounted for $16.9

Video 205

Video Fraud Digital Banking System 205

PYMNTS

MARCH 26, 2019

Innovators are seeing the potential to shape the way consumers place their orders at quick-service restaurants (QSRs) through digital technology. When a consumer places an order by voice, it comes through the same ordering channel that an online or mobile order would.

Technology 121

Technology Maine Study Google 121

PYMNTS

SEPTEMBER 18, 2018

The nation is forming a Direct FAST industry group, where the members will include traditional financial institutions (FIs), FinTech firms and the Monetary Authority of Singapore (MAS). The movement to open that FinTech access, said the minister, brings “greater convenience to consumers” as those individuals use their eWallets.

Fintech 166

Fintech New York US National 166

PYMNTS

SEPTEMBER 22, 2020

Online ordering , digital delivery, curbside pick-up, QR code -based menus and ordering – the technological upgrades have come one after the other. eatery Robotazia – reportedly the nation's first sci-fi-themed restaurant – features a robotic wait staff built from recycled waste and programmed to discuss the menu and serve items.

Study 219

Study Technology Training Report 219

PYMNTS

JANUARY 21, 2020

JPMorgan has created a $100 billion funding arm to expand investments in emerging markets and help the United Nations meet its sustainable development goals. Mastercard on Helping Retailers Strike the Right Innovation Balance. JPMorgan Creates $100B Funding Arm to Help UN. Europe’s smart home market growth increased 18.1

Retail 130

Retail Groups Payments Innovation 130

PYMNTS

JUNE 4, 2020

There was already disparity in how patients were receiving funds from providers and the methods they wanted to use, with one pre-outbreak Ingo Money study noting that less than 10 percent of U.S. Thirty-six percent recently reported concerns about affording COVID-19 testing, for example, and a separate study found that 26 million U.S.

Study 130

Study Payments Tools Online 130

PYMNTS

DECEMBER 1, 2020

As consumers spend more time at home, they continue to order groceries online in far larger numbers than they ever did before the pandemic. In fact, even more consumers have shifted to ordering their groceries online over time, as 15.7 In fact, even more consumers have shifted to ordering their groceries online over time, as 15.7

US 196

US Data Online Meeting 196

PYMNTS

JULY 21, 2020

The National Restaurant Association recently reported that the industry lost $120 billion during the pandemic’s first three months and that these losses could total $240 billion by the end of the year. The pandemic continues to hit the restaurant sector hard.

Mobile 143

Mobile Tampa Study Florida 143

PYMNTS

JULY 7, 2017

The buying power of Gen Z comes out to $44 billion, according to an IBM and National Retail Federation study. It also found that while 50 percent of this group makes online purchases, 60 percent visit malls once a month with the intention of buying an item. Get ready, retailers.

social media 120

social media Millennials Retail Study 120

PYMNTS

AUGUST 10, 2016

What we do know, however, is that efficiency-driving innovation will have its place, come whatever market environment,” Joshua Kempf, cofounder and CEO of online B2B industrial products distributor Gaveteiro.com.br , explained in his TechCrunch piece. Canada and Brazil. It looks like it’s no harm, no foul for Apple.

Innovation 100

Innovation Apple social media America 100

PYMNTS

NOVEMBER 11, 2019

At the same time, online food delivery increased nearly 15 percent between 2018 and 2019. A new study also found that 34 percent of consumers used delivery more than they did a year ago. While drive-thrus can be a source of retail innovation , traditional operations aren’t what they used to be. percent, followed by Carl’s Jr.

Study 108

Study New York City Minnesota Dallas 108

PYMNTS

AUGUST 3, 2020

Since mid-March, in a world gripped by a global pandemic, Apple, Amazon, Facebook, Google and many of the innovators that depend on them for distribution have become valuable ways for consumers to access essential goods and services and for businesses and consumers to interact. billion daily searches that happen on Google’s platform.

Apple 234

Apple Google Online Maine 234

PYMNTS

NOVEMBER 20, 2019

Mobile order-ahead has had an outsized impact on the entire restaurant industry, with a recent study finding that only 15 percent of restaurant meals are eaten on-premises, down from 40 percent several years ago. The study also discovered that 37 percent of consumers would abandon a QSR entirely if they were defrauded.

Fraud 111

Fraud Mobile Study Cards 111

PYMNTS

FEBRUARY 24, 2020

as they upgrade their online data and financial rules to support global digital banking innovations. Its policies mandate that corporations share private data with it, for example, meaning Chinese regulatory innovation requires serious consideration from any entities that wish to work there. The law is still ambiguous.

Regulation 160

Regulation Policies Data Compliance 160

PYMNTS

JANUARY 18, 2021

Every year for the last 110 years , members of the retail trade group, known as the National Retail Federation (NRF), have assembled to discuss the slate of issues pertinent to its members. The 2013 holiday season then began to show signs of the shift to online and digital, and away from brick-and-mortar retail. It’s not surprising.

Retail 309

Retail Online Maine Branding 309

PYMNTS

AUGUST 12, 2020

To gauge the economic health and vitality of local economies, one need look no further than the financial stability of the small and medium-sized businesses that line the main streets and side streets of communities across the nation. Many are therefore forced to cover expenses with their own personal funds.

Maine 183

Maine Survey Study Tools 183

PYMNTS

JULY 13, 2020

Back in March, the consumers who were already living their lives in a digital-mostly world simply shifted more of their activities online. Since March 6, PYMNTS has published eight consumer studies , now covering a national sample of more than 18,000 U.S. I think you will be surprised by what that timeline now looks like.).

How To 265

How To Online Innovation Management 265

PYMNTS

JANUARY 3, 2020

Bigger, better, faster — those are often the guiding principles for innovation, disruption and change in the digital and mobile worlds. A pilot in Mexico, WeNet said , has the overall goal of using “new mobile technologies to study a pervasive problem affecting young people: overweight and obesity. What about smarter, and more diverse?

social media 131

social media Big Data Mobile Data 131

PYMNTS

SEPTEMBER 16, 2019

And so a sheepherding innovation – and new vocabulary word – was born. The group’s connected commerce behaviors are well-documented in the annual PYMNTS/Visa How We Will Pay 2019 study released just today. How We Will Pay 2019 is an annual national study of more than 5,000 U.S. Connected Devices: Why Less Is More.

Millennials 222

Millennials Study Course Trends 222