Insights on Business

DECEMBER 7, 2017

In a landscape where new technology arises, gets implemented and goes mainstream in a heartbeat, I wanted to cover five of the most impactful trends currently impacting the FinTech industry today: 1. To IBM, we refer to it as cognitive computing and it emphasizes that artificial intelligence should augment human intelligence, not replace it.

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Trends Technology Fintech blockchain 145

PYMNTS

AUGUST 7, 2019

Mostly because that is where innovations tend to get their start — ridesharing, delivery on demand, one-day shipping, buy-online pick up in-store, experimental experiential retail locations, pop-up shops and the list goes on (and on). Barbarick also noted the firm’s intention to continue expanding its digital expansion efforts.

Innovation 142

Innovation Metro Retail Online 142

Perficient

JULY 15, 2020

Marry in people, process and technology and you have Producers and Consumers with a great value add. The explosion of data and advances in digital technologies has completely disrupted our industry as service / solution providers. Technical workshops – Interviews, white board sessions & reference architecture discussions.

Data 497

Data Customer Experience Analytics Industry 497

Perficient

NOVEMBER 24, 2020

The New Wave report differs from Forrester’s traditional Forrester Wave report in the way that it only assesses emerging technologies (such as computer vision). The report included research with current clients and states that “reference clients praised the firm’s ‘proficiency in all aspects of the technology stack.’”.

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Report Strategy System Technology 362

PYMNTS

APRIL 18, 2019

Glass also argued with market analysts who forecast same store sales rate growth of 2 percent to 3 percent (a decline over the last two years’ 5 percent to 6 percent). There is some evidence based on third party data on DPZ’s 1Q19 app downloads that the market’s concerns over decelerating U.S. percent forecast.

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Marketing Technology Innovation Mobile 100

Independent Banker

JANUARY 31, 2023

Photo by Rido/Adobe Maximizing each step in the innovation journey, including the fintech evaluation process, will set you on the right path to a fruitful fintech partnership. By Charles Potts, ICBA When it comes to innovation, understanding how we do it may be even more important than why. This is the year of innovation in action.

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Fintech Innovation Community Community Bank 139

PYMNTS

OCTOBER 21, 2019

Sure, there was a slight lingering concern that a glitch in how the world’s PCs were programmed might accidentally bring on the tech-pocalypse affectionately referred to as Y2K. Uncertainty breeds entrepreneurship, [and] the people who rise from that are the entrepreneurs and innovators who spot the pattern much more so than others.

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Innovation Payments Apple Mobile 131

PYMNTS

MARCH 15, 2020

Our proprietary Atomic Swap technology enables immediate trade between major cryptocurrencies, our partners’ alternative currencies, and fiat currencies — both on the platform and in the local market,” according to the whitepaper. . “The Akoin Utility Token is the exclusive currency of the Akoin ecosystem.

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Rhode Island blockchain cryptocurrency Bitcoin 184

CB Insights

NOVEMBER 5, 2020

Distributed ledger technology (DLT) — which uses tech like blockchain to verify transactions without the need for a centralized authority — is gaining traction as a way to revamp capital markets infrastructure by making it more streamlined, improving transparency, and reducing associated fees. First name. Company Name. Phone number.

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Capital blockchain Marketing Security 98

CB Insights

OCTOBER 29, 2020

Capital markets infrastructure powers the trade of stocks, bonds, and other securities, handling $3000T+ in transactions each year. This massive market, which includes a broad range of financial “plumbing” services, could be poised for a blockchain shake-up. Submit your application here before November 25. Please click to enlarge.

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Capital blockchain Marketing Company 101

PYMNTS

JANUARY 5, 2020

It is back again this week with more smart technology-enhanced household items. P&G refers to Lumi as the “world’s first all-in-one connected baby care system.”. Another heated razor returned to the tradeshow from 2019, this year with new FlexDisc technology. Lumi By Pampers. The Opte Precision Wand.

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Las Vegas Marketing Video System 103

PYMNTS

APRIL 16, 2019

Among the most recent headlines, in Asia this past week, the Monetary Authority of Singapore (MAS) and the National Bank of Cambodia have signed a memorandum of understanding (MOU), that Business Times said will boost partnerships on FinTech and financial services innovation. The banks have also agreed to share data on emerging markets.

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Fintech San Francisco National Innovation 211

PYMNTS

FEBRUARY 19, 2020

Competition and Markets Authority (CMA) has approved the acquisition of Experian Payments Gateway (EPG) by B2B payments firm Bottomline Technologies after finding the deal won’t negatively impact competition, according to a CMA report on Tuesday (Feb. million purchase of EPG. million purchase of EPG. and EPG was its largest rival.

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Software Payments Technology Innovation 140

Bank Innovation

JUNE 15, 2017

I recently sat down with the marketing team at Anthemis for my regular weekly chat to discuss the distinction between “Digitise” and “Digitalise”, two oft conflated terms. John, you often speak about the distinction between “digitise and digitalise”, how is that they differ? Great question. OK, makes sense.

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Tools Technology System Operations 275

Abrigo

AUGUST 6, 2021

Takeaway 2 Community banks are at a crossroads: innovate or be left behind (or acquired). Community bank” typically refers to financial institutions under $10 billion in assets and a focus on their local communities, although there are no explicitly stated criteria. Technology is an obstacle and an opportunity. Digitalization.

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Community Bank Community Kansas City Lending 195

CFPB Monitor

MARCH 15, 2022

The complaint recites that prior to 2019, the Bank entered into a contractual arrangement with OppFi (Program) pursuant to which the Bank uses OppFi’s technology platform to make small-dollar loans to consumers throughout the United States (Program Loans). Section 160.110(d).

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California Innovation Utah West Virginia 78

NCR

DECEMBER 18, 2017

Credit unions and community banks therefore can often be some of the earliest adopters of new cutting edge self-service technology. How community banks are innovating. These financial institutions have proven to be adept at embracing new technology platforms. Long may it continue.

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Community Bank Community Innovation ATM 79

PYMNTS

NOVEMBER 25, 2020

“Today, authorities around the world are grappling with the rise of digital currencies and decentralized finance based on both emerging technologies — particularly various combinations of distributed ledger technology (DLT) and blockchain and advances in traditional centralized systems underpinning finance,” according to the report.

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Regulation Bitcoin Cleveland Study 231

PYMNTS

OCTOBER 16, 2018

The emergence of new technologies may still engender wariness from banks and, as the regulator told the newswire, he “would not blame” banks for choosing to not open accounts for cryptos holders. In reference to the IMF-World Bank meetings, FinTech garnered attention, as the IMF trained its sights on financial innovation.

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Fintech Regulation cryptocurrency Innovation 188

PYMNTS

MAY 16, 2020

According to various embodiments, cash may be removed from the markets in a frictionless manner and the payment ecosystem may be improved.”. Visa further said the technology would allow transactions using digital fiat currency “to be processed and completed immediately without requiring settlement and clearing processing.”.

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System blockchain Regional Security 320

PYMNTS

NOVEMBER 27, 2020

As B2B eCommerce accelerates its technological innovation, and as adoption grows, it continues to look toward the world of B2C to implement optimized end-user experiences – for both the buyer and the seller. As a result, legacy trade credit flows could be holding back the overall modernization of B2B commerce.

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Payments User Experience Innovation Cards 261

Accenture

SEPTEMBER 22, 2019

An obvious reason is the inroads they’re making into the market, both domestically and globally: recent Accenture research finds that digital-only banks operating in the UK could amass a total of 35 million customers globally within the next 12 months, up from 13 million today. Why the intense interest in the neo-challengers? Profitability.

Innovation 150

Innovation Metro Apple Marketing 150

Bobsguide

APRIL 12, 2022

Since its foundation, the company’s treasury management software system has evolved into one of the world’s most sophisticated treasury management products, reflecting the global financial industry’s technological innovation and increasingly complex nature.

Software 147

Software System Management Groups 147

PYMNTS

NOVEMBER 8, 2019

As the latest financial institution to join the consortium, Standard Chartered will work with other industry leaders on Ethereum-based enterprise technology best practices, open standards and open-source reference architectures. According to the bank, its membership is proof of its commitment to blockchain.

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blockchain San Francisco New York Fintech 101

PYMNTS

DECEMBER 20, 2018

small businesses beginning in 2019, calling the space a traditionally “slow-moving, opaque an complicated process” in need of digitization and technological innovation. OnDeck began piloting its equipment financing solution earlier this year, referring small businesses to third-party originators and loan service providers.

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Lending Online Survey Marketing 130

PYMNTS

FEBRUARY 21, 2019

And sometimes, terms get thrown about interchangeably — when, really, they refer to very different things. Such is the case in financial services, where “ FinTech ” is often used to describe financial technology vendors. “A Every industry has its nomenclature. On the Precipice of Extinction or Evolution.

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Fintech Financial Technology Technology Industry 189

Accenture

OCTOBER 14, 2019

Guest blogger Markus Naumer examines how digital payments technology is enhancing credit lending and showing promise in addressing consumer credit-aversion challenges. Several factors are influencing this: Cultural aversion to credit, lack of supply to ineffective marketing, difficulty in applying for credit and more.

Payments 150

Payments Lending Examples Innovation 150

PYMNTS

MAY 20, 2019

According to the European Union Chamber of Commerce in China, incidences of European companies being “forced” to transfer technology in China are on the rise. The data form the chamber shows that, per an annual survey, 20 percent of its member firms report they have been “compelled” to hand over technology in return for access.

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Charlotte Survey Technology Regulation 150

PYMNTS

SEPTEMBER 6, 2019

Tile’s “direct ring” technology allows the platform to connect with the item. Code was recently found that references a new tab called “Items” in iOS 13’s “Find My” app. The headphones will have Tile technology built-in so they can be located if they are misplaced or stolen. “We

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Google Apple Branding Technology 131

PYMNTS

DECEMBER 23, 2019

Digital technology and new ways of doing things are changing the industry, a truth that came about during a recent PYMNTS discussion between Karen Webster and Dave Stanard, chief small business (SMB) advocate for a Berkshire Hathaway company called THREE Insurance. Bundled Insurance.

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Policies Trends Innovation Technology 131

PYMNTS

MARCH 10, 2020

In markets like Southeast Asia, high rates of credit-invisible, underbanked small businesses make filling the small business credit gap an even more difficult challenge. In Southeast Asian markets, banks’ lack of adequate data on SMB loan applicants is perhaps the tallest barrier to connecting SMBs to capital in the region.

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Data Lending Capital social media 193

Abrigo

OCTOBER 4, 2022

Takeaway 3 Innovation and continued digital transformation are necessary to pull ahead of your competition and take full advantage of rising rates. These options do not simply refer to types of institutions but also products available. Additionally, technology has made it easier to move money than ever before. 5 rate hikes.

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Strategy eBook Security Management 195

Gonzobanker

JANUARY 18, 2024

Regulatory headwinds, iffy economic conditions and a more conservative approach to tech innovation spending are combining to put a damper on BaaS growth. At a recent payments conference, some bankers referred to FedNow as a “solution.” Big surprise, eh? The “employee experience” will be an area of focus.

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Fintech Customer Experience Tools Payments 88

PYMNTS

JANUARY 16, 2020

Uber rival Bolt has closed a €50 million funding deal from the European Investment Bank (EIB) to help the startup scale throughout Europe and improve its technology, according to reports on Thursday (Jan. The ridesharing firm is still operating there while it appeals the decision. Bolt rolled out in London last June.

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Regulation Capital Examples Innovation 130

PYMNTS

SEPTEMBER 20, 2019

The funding will be used to expand in Lookiero’s main markets of Spain, France and the U.K. This investment round provides us with the necessary capital to further increase the accuracy of our technology, which is really exciting.

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Security Branding Maine Online 122

Insights on Business

JUNE 28, 2018

There are three key acronyms that have topped the agenda in banking technology discussions in recent years – APIs, PSD2 (Payment Services Directive II) and DLT (Distributed Ledger Technology). Through this initiative, we are already seeing the start of more a more competitive, collaborative and innovative banking industry.

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System Innovation Industry Technology 130

PYMNTS

NOVEMBER 1, 2018

The development of the collaboration with Crédit Agricole Italia represents a further step forward in SIA’s positioning as the technological partner of reference for the main European banking groups in the field of advanced payment services,” said SIA Financial Institutions Director Roberta Gobbi in a statement.

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Payments Fraud Survey Innovation 144