Jack Henry

JULY 29, 2022

Headlines with references to “Open APIs” and “Shared Data” continue to appear in inboxes and popular topics with industry reports. We know that in today’s market, consumers don’t compare financial institutions (FIs) so much as they compare experiences.

User Experience 78

User Experience Google Lending Industry 78

PYMNTS

NOVEMBER 27, 2020

As B2B eCommerce accelerates its technological innovation, and as adoption grows, it continues to look toward the world of B2C to implement optimized end-user experiences – for both the buyer and the seller. As a result, legacy trade credit flows could be holding back the overall modernization of B2B commerce.

Payments 261

Payments User Experience Innovation Cards 261

Accenture

SEPTEMBER 22, 2019

An obvious reason is the inroads they’re making into the market, both domestically and globally: recent Accenture research finds that digital-only banks operating in the UK could amass a total of 35 million customers globally within the next 12 months, up from 13 million today. Why the intense interest in the neo-challengers?

Innovation 150

Innovation Metro Apple Marketing 150

PYMNTS

AUGUST 10, 2020

We’re talking lay sellers, not savvy operators with digital storefronts. That involves simplifying and modernizing the online buyer-seller experience for the mass market, he said, and not just for top-selling reCommerce experts. Marketplaces are a maturing model, which means there’s room for innovators to move in with clever products.

US 278

US America Online Mobile 278

PYMNTS

OCTOBER 30, 2018

Coinbase, the cryptocurrency exchange operator, has raised a fresh round of funding that gives it a valuation of more than $8 billion. The latest round of funding implies investors are still interested in the cryptocurrency market despite the steep declines in the price of many of the digital tokens.

cryptocurrency 181

cryptocurrency Regulation Management Innovation 181

PYMNTS

OCTOBER 7, 2019

Securities and Exchange Commission (SEC) is seeking to “modernize” the regulation of exchange-traded funds (ETFs) in a bid to make those investment vehicles more innovative, and give them quicker entrance to the market. SEC Chairman Jay Clayton told CNBC last month that “progress is being made” in crypto ETFs coming to market.

cryptocurrency 134

cryptocurrency Bitcoin Regulation Retail 134

Bobsguide

APRIL 12, 2022

Founded by CEO John Byrne, Dublin-headquartered Salmon Software employs a total of 30 staff across its operations in Ireland and the Czech Republic. The global treasury management software system market is valued at €1 billion and is forecast to grow strongly over the coming years.

Software 147

Software System Management Groups 147

NCR

DECEMBER 18, 2017

Often owned and operated solely within a state or even just a few neighborhoods, these banks offer a personal touch that the bigger banks are currently looking to replicate. How community banks are innovating. The post How community banks are leading the way with innovation appeared first on Banking.com. Long may it continue.

Community Bank 79

Community Bank Community Innovation ATM 79

PYMNTS

APRIL 4, 2019

So it is with financial services – and so it is, specifically, with innovation within financial services. In a podcast with Karen Webster, Amir Wain, CEO of i2c , discussed the state of readiness among the top-performing financial sector innovators. Shakespeare once wrote, in words given voice by a gloomy Dane: “The readiness is all.”.

Innovation 119

Innovation Fintech Survey Customer Experience 119

Accenture

OCTOBER 14, 2019

Several factors are influencing this: Cultural aversion to credit, lack of supply to ineffective marketing, difficulty in applying for credit and more. Delivering such payments-driven propositions to drive top-line growth and efficient operations for credit issuers requires banks and other payments players to, well, innovate.

Payments 150

Payments Lending Examples Innovation 150

PYMNTS

JANUARY 16, 2020

Bolt is a good example of European excellence in tech and innovation … the bank is very happy to support the company in improving its services, as well as allowing it to branch out into new service fields. The ridesharing firm is still operating there while it appeals the decision. Bolt rolled out in London last June.

Regulation 130

Regulation Capital Examples Innovation 130

Jack Henry

AUGUST 21, 2019

Headlines with references to “Open APIs” and “Shared Data” continue to appear in inboxes and popular topics with industry reports. We know that in today’s market, consumers don’t compare financial institutions (FIs) so much as they compare experiences.

User Experience 104

User Experience Google Lending Industry 104

PYMNTS

OCTOBER 15, 2020

Size and market share are likely to be determining factors in who ends up on the “Big Tech hit list.”. House of Representatives antitrust subcommittee published its report on larger technology firms and competition in digital markets. According to reports, the new rules would also change the way these firms gather and use data.

Report 100

Report US Google Apple 100

PYMNTS

JANUARY 10, 2020

Luckin Coffee, for its part, recently announced that it is entering the automated retail market with the rollout of a luckin popMINI smart vending machine and the luckin coffee EXPRESS smart unmanned coffee machine. And the “biggest attraction” of luckin popMINI is what the firm refers to as “eCcommerce Prices in Vending Machines.”

Retail 131

Retail Detroit Michigan Branding 131

PYMNTS

AUGUST 20, 2018

The case against them, and the decision it rendered, deviated sharply from the traditional Sherman Act cases that accused companies of using their market power to raise prices to the detriment of the consumer. Its failure to keep innovating in the face of new players that did was A&P’s downfall. By 2015, it had closed its doors.

Regulation 105

Regulation Online Innovation Google 105

Insights on Business

JUNE 28, 2018

Banks operating on legacy architecture will find it increasingly difficult to compete in an API-driven business environment, says Hans Tesselaar, executive director at BIAN. The key difference with these topics, which both play into the open banking agenda, is that they enable banks to innovate with the systems they already have in place.

System 130

System Innovation Industry Technology 130

PYMNTS

NOVEMBER 1, 2018

Separately, Crédit Agricole ’s Italian operations brought instant payments to current account activity through partnership with SIA. In the most recent Innovation Playbook , across the responses of several hundred payments executives, one-third said they plan to adopt the technology in the next three years.

Payments 144

Payments Fraud Survey Innovation 144

PYMNTS

MAY 20, 2019

As noted in a statement by Charlotte Roule, vice president of the European Chamber, the transfers “might be due to a number of reasons … either way, it is unacceptable that this practice continues in a market as mature and innovative as China.”

Charlotte 150

Charlotte Survey Technology Regulation 150

FICO

FEBRUARY 14, 2023

Executives, digital innovators, DevOps leaders, and line of business leaders must come together to drive this transformation forward. Autonomy refers to the ability of components within an organization’s data architecture to operate independently from one another as business capabilities.

Trends 52

Trends Tools Data Innovation 52

PYMNTS

MARCH 10, 2020

In markets like Southeast Asia, high rates of credit-invisible, underbanked small businesses make filling the small business credit gap an even more difficult challenge. In Southeast Asian markets, banks’ lack of adequate data on SMB loan applicants is perhaps the tallest barrier to connecting SMBs to capital in the region.

Data 193

Data Lending Capital social media 193

PYMNTS

JANUARY 8, 2020

It will pay to watch how the insurance industry undergoes innovation and disruption in the coming decade, thanks in part to digital tech, faster disbursements and even more focus on policies crafted for small and medium-sized businesses. The money will also help the company scale its engineering, data science and marketing efforts.

Trends 137

Trends Policies Capital New York 137

PYMNTS

OCTOBER 30, 2018

The Italian operation of Crédit Agricole has introduced its instant payment functionality for current account users via a partnership with SIA, the FI said in an announcement on Monday (Oct. Crédit Agricole customers can access real-time payments capabilities via the bank’s desktop and mobile online banking platforms.

Payments 100

Payments Groups Maine Tools 100

PYMNTS

AUGUST 3, 2017

.” Reports said the executive is referring to an ongoing review by the Basel Committee on Banking Supervision, and Winters added the decision to not restart dividend payments is “the cautious thing to do.” billion, though operating expenses also increased by 7 percent to $4.9 Revenues climbed 3 percent to $7.2

Payments 108

Payments Capital blockchain Regulation 108

PYMNTS

OCTOBER 30, 2019

He noted that, a year ago, the company rolled out a strategy designed to speed up growth by focusing on the consumer, driving operational excellence and building a winning growth culture. z is winning in growth channels in developed and developing markets. Local Brands and Marketing. z is still focused on operational excellence.

Branding 100

Branding Examples Strategy United States 100

PYMNTS

SEPTEMBER 23, 2019

Barnum grew a series of small but well-marketed performances of human oddities into a full-blown traveling circus/freak show extravaganza for 146 years before the “big top” folded forever in 2017. In business, comfort is commonly referred to as inertia. For innovation to ignite, stakeholders must find enough value to switch.

Payments 152

Payments Innovation Connecticut Policies 152

BankUnderground

AUGUST 31, 2022

But while some of this development can build on well-grounded principles for financial stability policy, other aspects are likely to come up against three timeless challenges, requiring novel and innovative thinking to overcome. ‘The place beyond the banks’: market-based finance and non-bank financial institutions.

Policies 82

Policies Marketing System Regulation 82

PYMNTS

DECEMBER 3, 2018

“On the one hand,” he said, the initial uptake of the SEPA scheme shows that that “makes sense,” and that initial use cases and transaction limits (more on both in a moment) satisfy at least some demands coming from the markets. Firms must redefine their processing and operations; they need to invest heavily in IT projects, Santamaria noted.

Payments 155

Payments National System Regional 155

PYMNTS

MARCH 30, 2017

Alternative lending was supposed to be the way SMEs broke through banking barriers to gain access to capital, enabling them to boost growth opportunities, investment options, commercialization of innovations and employment. But in the U.K., Another key factor may be recent legislation. and SME’s access to alternative sources of capital.

Lending 100

Lending Capital Operations Software 100

PYMNTS

DECEMBER 26, 2016

Look For Innovation In Unlikely Places. The payments space is rapidly expanding, and as new entrants continue join the fold, Weiss noted that there’s plenty of opportunity to discover innovation in unlikely places. I think innovative ideas can ignite from inside the payments industry but outside it as well.

Payments 125

Payments Innovation Bitcoin Tools 125

PYMNTS

JANUARY 28, 2019

Yes, I know that for many of you, especially in California, this is old news and standard operating procedure – but hear me out. The specific issue that I’m referring to is merchant surcharging – a fancy term to describe the fee charged by merchants when consumers use network-branded card products to pay for their purchases.

Regulation 181

Regulation Boston Cards Innovation 181

FICO

NOVEMBER 2, 2022

Many prevailing industry operating models are one to two generations behind the current available telco cloud-based technology. As a result, they’re contributing to driving up costs, slowing down innovation and frustrating customers. Tue, 07/02/2019 - 02:45. by Tim Young. expand_less Back To Top. Wed, 11/02/2022 - 13:35.

Analytics 52

Analytics Customer Experience Data Indiana 52

PYMNTS

JANUARY 10, 2018

When Mastercard launched the Start Path accelerator program in 2014, the goal – according to VP and senior business leader, Amy Neale – was to make it easier for emerging companies to enter “our world” through a combination of operational support, commercial access and some strategic funding. The Start Path Admissions Process.

Company 194

Company Meeting Millennials blockchain 194

PYMNTS

MAY 2, 2018

The executive was referring to a promotion MoviePass has been offering since April 13, in which customers pay $29.95 That worry was heightened after an independent auditor expressed concerns about the ability for the company to continue to operate. It’s marketing 101,” Lowe said. “We

Fraud 100

Fraud Operations Trends Report 100

Independent Banker

NOVEMBER 30, 2022

In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. Once we’ve been here for 10 years, we are awarded a three-month paid sabbatical,” says Emilie Johnston, chief operations officer. By Roshan McArthur.

Community Bank 169

Community Bank Community Montana Leadership 169

PYMNTS

JANUARY 4, 2017

VocaLink operates key payments technology platforms on behalf of various U.K. s Competition and Markets Authority (CMA) has recently noted that they have some concerns regarding competition over the LINK ATM network. Mastercard announced its intention to acquire a 92.4 920 million at the time). ATM network.

ATM 100

ATM Course Payments Technology 100

South State Correspondent

MAY 18, 2023

The Start of Our Generative AI Journey “Tate,” a contraction of SouthS tate, was a brainchild of our Spark Innovation group, a team of 35 employees from various sections of the Bank brainstormed a use case, created personas, outlined a user journey, and then developed an action plan. That is an 11.6x and future regulatory compliance.

US 195

US Training Examples Data 195

PYMNTS

JANUARY 15, 2019

30 kickoff in Atlanta will include access to experts from Visa and entrepreneurs operating both nationally and globally. 30 Atlanta event will focus on digital marketing, which was identified as being among the top choices for an initial topic. An inaugural Jan. For example, Simon said, the Jan.

Atlanta 189

Atlanta New York social media Community 189